banking system

Presented by:-

MANOJ.M

INTRODUCTION-

Today’s commercial world is built around money.

Bank facilitate financial transactions & hence are an integral part of commercial world.

Banking is essentially a business model. The bulk transactions of a Banking

business model are the daily combination of savings and recurring account transactions.

DEFINITION OF BANKING SYSTEM-

Banks are a fundamental component of the financial system, and are also active players in financial markets.

The essential role of a bank is to connect those who have capital, with those who seek capital .

BANKING STANDARD ACTIVITIES-

Banks act as payment agents by conducting checking or current accounts for customers, paying cheques drawn by customers on the bank, and collecting cheques deposited to customers' current accounts.

ACCOUNTING FOR BANK ACCOUNTS-

Bank statements are accounting records produced by banks under the various accounting standards of the world. there are two kinds of accounts: debit and credit. Credit accounts are Revenue, Equity and Liabilities.Debit Accounts are Assets and Expenses.

ADVANTAGES-

The advantages are as follows:More Locations.Discounts.Personal Service Sacrificed.More Product Offerings.

PROCESSING OF

BANKING SYSTEM

ABSTRACT - This project deals with the computerized

processing of Banking System. The front end tool used in the development of

the project is Visual Basics 6.0. The back end tool is the more efficient MS

SQL. The project exhibits the relational database

concepts connecting various relations in an intricate fashion.

The backend maintains records of the Accounts Details.

The system has been developed in such a way that it allows for further enhancements at any time in the future.

OBJECTIVES OF THE PROJECT-

The main objectives of this project are: Opening and Closing Accounts. Processing Transactions. Generating an Updated Report.

HARDWARE REQUIREMENTS•Processor: Pentium-4,•Minimum Hard Disk Space: 5 GB,•Minimum RAM: 32MB,•Colour Monitor,•Keyboard,•Mouse.

SOFTWARE REQUIREMENTS•Front End : Visual Basic 6.0•Back End : MS SQL•Operating system : Microsoft Windows 98/XP/07-32BIT

OBJECTIVES AND GOALS

The objective & goals of the proposed system are:-

To allow only authorized user to access various functions and processed available in the system.

Locate any A/C wanted by the user. Reduced clerical work as most of the work done

by computer. Provide greater speed & reduced time

consumption. To increase the number of A/C and customer. The software will be user friendly so that even a

beginner can operate the package and thus maintain the status of A/C and balance status easily.

SCOPE OF THE PROJECT-

The first software project management activity is the determination of software scope.

Scope is defined by answering the following question.

INFORMATION OBJECTIVES FUNCTION AND PERFORMANCE

FEATURES PROPOSED IN THE CURRENT SYSTEM-

Any information can be easily searched. All records of A/c`s and customer are

stored in separate file Particular A/c information can be modified A particular customer record can be

modified for one or more fields like customer name, address by providing A/c number.

The proposed system is more efficient, fast, reliable, user friendly.

Over and above the proposed system does not have any possibility of data loss during processing.

Data flow Diagrams

FOR LOAN TRANSACTION-

TRANSACTION PROCESS

TRANSACTION FLOW CHART-

SCREEN SHOTS

LOGIN FORM

MAIN MENU

OPENING ACCOUNT

DEMAND DRAFT

SAVINGS BANK ACCOUNT

CLOSING ACCOUNT

LOAN ACCOUNT

LOAN TRANSACTION FORM

CURRENT ACCOUNT

FUTURE SCOPE   Increased operational efficiency,

profitability & productivity. Superior customer service. Improved management and

accountability. Minimal transaction costs. Improved financial analyses

capabilities.

CONCLUSION- This package provides an easy and

efficient method to interact with the users.

The package has all the features specified in the original problem definition.

Special attention has been provided to the interface, dialogue boxes outcall these make it comfortable to use.

The package is designed so as to be flexible and easily modifiable or extendable.