ad rietberg

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• Lives in Amsterdam

• Co-founder of Agri-wallet

• IT-professional

• Serial entrepreneur

• Fintech expert (banking + insurance)

Ad Rietberg

arietberg@agri-wallet.com

Agri-wallet supply chain finance

Our goal: easy and affordable agri-finance

d i g i t a l m a t c h m a ke r

financial partners

farmers

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consumers

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inputs

Agri-wallet is strengthening the whole supply chain

input providers farmers buyers

input supplier buyers

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360-degree famer view

finance

extension services

inputs output

credit

support

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Agri-wallet services

1) Loans

2) Payments

3) Credit guaranty

4) Insurance

5) Financial lease

6) Farm-subsidy

7) Vouchers

8) Carbon credits

9) Crowdfunding

10) P2P-lending

Digital opportunities

1) Efficiency innovations

2) Disruptive innovations

Digital is about new service models

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• Digital removes distance and lowers costs• Digital makes new service models possible

Digital = Direct

d i r e c t

Digital opportunities

• Banks/insurers: digital-loans, savings, weather insurance, financial-lease

• Companies: direct-payments, guaranty, carbon-credits, financial incentives, trade

• Government/donors: farm-subsidy, guaranty, insurance, carbon-credits, voucher

• Consumers: crowd-funding, P2P-lending

d i r e c t

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Food Company Producer Drying Farmers Input

easy & affordable credit

credit guarantee

ketchup tomato sauce dry tomatoes fresh tomatoes seeds, etc.

Payment chainSupply chain

Financial incentives for sustainable value chains

consumer Export from KenyaImport in the Netherlands

loans credit guarantee

€ €

In the middle of difficulty lies opportunity

Ad Rietbergarietberg@agri-wallet.com

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