amortizac 1

8/19/2019 AMORTIZAC 1

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MODALIDAD DE CRÉDITO NTO SOLICITA ASA INTERÉAmortización fja a capital 800,000,000 0.91%Amortización pago cuota fj 800,000,000 1.15%Cuota fja con periodo de gr 800,000,000 1.25%

Cuota fja con periodo muer 800,000,000 1.25%


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PLAZO RIODO DE GRAC RIODO MUER OTAL PERIODO24 A A 24!" A A !"18 " A 24

18 A " 24


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S


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TABLA DE AMORTIZACION ABONOS A CAPI

TIPO DE PERIODO #e$e$

TASA BASE DE INFORMACIÓN eriódica

TASA DE INTERES MENSUAL 0.91%

CAPITAL 800,000,000NUMERO DE PERIODOS 24

TABLA DE AMORTIZACIONMES SALDO INICIAL CUOTA INTERES

1 800,000,000 40,"1!,!!! &,280,000

2 &"",""",""& 40,!10,000 ",9&",""&

3 &!!,!!!,!!! 40,00",""& ","&!,!!!

4 &00,000,000 !9,&0!,!!! ",!&0,000

5 """,""",""& !9,400,000 ",0"",""&

6 "!!,!!!,!!! !9,09",""& 5,&"!,!!!

7 "00,000,000 !8,&9!,!!! 5,4"0,000

8 5"",""",""& !8,490,000 5,15",""&

9 5!!,!!!,!!! !8,18",""& 4,85!,!!!

10 500,000,000 !&,88!,!!! 4,550,000

11 4"",""",""& !&,580,000 4,24",""&

12 4!!,!!!,!!! !&,2&",""& !,94!,!!!

13 400,000,000 !",9&!,!!! !,"40,000

14 !"",""",""& !","&0,000 !,!!",""&

15 !!!,!!!,!!! !",!"",""& !,0!!,!!!

16 !00,000,000 !",0"!,!!! 2,&!0,000

17 2"",""",""& !5,&"0,000 2,42",""&

18 2!!,!!!,!!! !5,45",""& 2,12!,!!!

19 200,000,000 !5,15!,!!! 1,820,000

20 1"",""",""& !4,850,000 1,51",""&

21 1!!,!!!,!!! !4,54",""& 1,21!,!!!

22 100,000,000 !4,24!,!!! 910,000

23 "",""",""& !!,940,000 "0",""&

24 !!,!!!,!!! !!,"!",""& !0!,!!!


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OTAL INTERÉS 91000000

TERÉS 1!" A#O $$$


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182,000,000


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AL UNIFORMES

SALDO FINAL

!!,!!!,!!! &"",""",""&

!!,!!!,!!! &!!,!!!,!!!

!!,!!!,!!! &00,000,000

!!,!!!,!!! """,""",""&

!!,!!!,!!! "!!,!!!,!!!

!!,!!!,!!! "00,000,000

!!,!!!,!!! 5"",""",""&

!!,!!!,!!! 5!!,!!!,!!!

!!,!!!,!!! 500,000,000

!!,!!!,!!! 4"",""",""&

!!,!!!,!!! 4!!,!!!,!!!

!!,!!!,!!! 400,000,000

!!,!!!,!!! !"",""",""&

!!,!!!,!!! !!!,!!!,!!!

!!,!!!,!!! !00,000,000

!!,!!!,!!! 2"",""",""&

!!,!!!,!!! 2!!,!!!,!!!

!!,!!!,!!! 200,000,000

!!,!!!,!!! 1"",""",""&

!!,!!!,!!! 1!!,!!!,!!!

!!,!!!,!!! 100,000,000

!!,!!!,!!! "",""",""&

!!,!!!,!!! !!,!!!,!!!

!!,!!!,!!! % 0

ABONO ACAPITAL


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'A()A *+ A#-'/AC C'A

*A'

+P , 0.0125- !"C(./* A 2&,&!2,2"!

+-* A)* CA) C'A '+-61 2&,&!2,2"! 10,000,0002 2&,&!2,2"! 9,&&8,!4&

! 2&,&!2,2"! 9,55!,92!4 2&,&!2,2"! 9,!2","945 2&,&!2,2"! 9,09","24" 2&,&!2,2"! 8,8"!,"&8& 2&,&!2,2"! 8,"2&,8218 2&,&!2,2"! 8,!89,01"9 2&,&!2,2"! 8,14&,225

10 2&,&!2,2"! &,902,412

11 2&,&!2,2"! &,"54,5!912 2&,&!2,2"! &,40!,5"&1! 2&,&!2,2"! &,149,45914 2&,&!2,2"! ",892,1&415 2&,&!2,2"! ","!1,"&21" 2&,&!2,2"! ",!"&,9151& 2&,&!2,2"! ",100,8"118 2&,&!2,2"! 5,8!0,4"8

19 2&,&!2,2"! 5,55","9"20 2&,&!2,2"! 5,2&9,50121 2&,&!2,2"! 4,998,84222 2&,&!2,2"! 4,&14,"&42! 2&,&!2,2"! 4,42",95424 2&,&!2,2"! 4,1!5,"!825 2&,&!2,2"! !,840,"80


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2" 2&,&!2,2"! !,542,0!52& 2&,&!2,2"! !,2!9,"5&28 2&,&!2,2"! 2,9!!,50029 2&,&!2,2"! 2,"2!,515!0 2&,&!2,2"! 2,!09,"5"!1 2&,&!2,2"! 1,991,8&!!2 2&,&!2,2"! 1,"&0,118!! 2&,&!2,2"! 1,!44,!42!4 81,159,402 2&,&!2,2"! 1,014,49!!5 54,441,"!2 2&,&!2,2"! "80,520!" 2&,!89,889 2&,&!2,2"! !42,!&4

TOTAL INTERÉS $$$INTERÉS 1!"A#O 104743845


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3A

F&"'()*

A CA' A)* A)


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% 0


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AMORTIZACIÓN CUOTA FIA CON PERIO

DATOS

+P P!",. ! G"*- 18 P!",.. T./*), 1.25%A $$$ FÓRMULA

PERIODO ALDO INICIA CUOTA INTERÉS1 10,000,000 10,000,000

2 10,000,000 10,000,0003 10,000,000 10,000,0004 10,000,000 10,000,0005 10,000,000 10,000,0006 10,000,000 10,000,0007 49,90&,8!0 10,000,0008 49,90&,8!0 9,501,1529 49,90&,8!0 8,99",0"910 49,90&,8!0 8,484,"&211 49,90&,8!0 &,9"",88212 49,90&,8!0 &,442,"2013 49,90&,8!0 ",911,80514 49,90&,8!0 ",!&4,!5515 49,90&,8!0 5,8!0,18"16 49,90&,8!0 5,2&9,21"

17 49,90&,8!0 4,&21,!5818 49,90&,8!0 4,15",52&19 49,90&,8!0 !,584,"!"20 49,90&,8!0 !,005,59"21 49,90&,8!0 2,419,!1822 49,90&,8!0 1,825,&1223 9&,9&4,828 49,90&,8!0 1,224,"8524 49,291,"84 49,90&,8!0 "1",14"

TOTAL INTERÉS $$$


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INTERÉS 1!"A#O 112391395


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O DE GRACIA

"24

MORTIZACIÓ SALDO FINAL 7

7 7 7 7 7 !9,90&,8!0 40,40","&8 40,911,&"1 41,42!,158 41,940,948 42,4"5,209 42,99",025 4!,5!!,4&5 44,0&&,"4! 44,"28,"14

45,18",4&2 45,&51,!02 4",!2!,194 4",902,2!4 4&,488,512 48,082,118 9&,9&4,82848,"8!,144 49,291,"8449,291,"84 % 0


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AMORTIZACIÓN CUOTA FIA CON PERIOD

DATOS

+P 800,000,000 P!",. M(!"/- 18 P!",.. T./*), 1.25%A 53769856 FÓRMULA

PERIODO SALDO INICIAL CUOTA INTERÉS1 800,000,000 10,000,000

2 810,000,000 10,125,0003 820,125,000 10,251,5"!4 8!0,!&",5"! 10,!&9,&0&5 840,&5",2&0 10,509,45!6 851,2"5,&2! 10,"40,8227 8"1,90",544 5!,&"9,85" 10,&&!,8!28 818,910,520 5!,&"9,85" 10,2!",!819 &&5,!&&,045 5!,&"9,85" 9,"92,21!

10 &!1,299,402 5!,&"9,85" 9,141,24!11 "8","&0,&88 5!,&"9,85" 8,58!,!8512 "41,484,!1" 5!,&"9,85" 8,018,55413 595,&!!,014 5!,&"9,85" &,44",""!14 549,409,820 5!,&"9,85" ",8"&,"2!15 502,50&,58" 5!,&"9,85" ",281,!4516 455,019,0&5 5!,&"9,85" 5,"8&,&!817 40",9!",95& 5!,&"9,85" 5,08",&12

18 !58,25!,812 5!,&"9,85" 4,4&8,1&!19 !08,9"2,128 5!,&"9,85" !,8"2,02&20 259,054,299 5!,&"9,85" !,2!8,1&921 208,522,"21 5!,&"9,85" 2,"0",5!!22 15&,!59,29& 5!,&"9,85" 1,9"",99123 105,55",4!2 5!,&"9,85" 1,!19,45524 5!,10",0!1 5!,&"9,85" ""!,825


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TOTAL INTERÉS $$$

INTERÉS 1!"A#O 118352152


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DE GRACIA

"24

MORTIZACIÓ SALDO FINAL710,000,000

710,125,000 710,251,5"! 710,!&9,&0& 710,509,45! 710,"40,822 42,99",025 $$$ 4!,5!!,4&5 44,0&&,"4!

44,"28,"14 45,18",4&2 45,&51,!02 4",!2!,194 4",902,2!4 4&,488,512 48,082,118 48,"8!,144

49,291,"84 49,90&,8!0 50,5!1,"&8 51,1"!,!24 51,802,8"5 52,450,401 5!,10",0!15!,10",0!1 % 0


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INFORMACIÓN ADICIONAL PARACONCEPTO

+!-/*C./.G*/.

CONCEPTO

INGRESOS POR +TA

7 C#:

UTILIDAD BRUTA EN +TA

7 ;' +-ACA)+

UTILIDAD OPERACIONAL

7 ;' AC+-

UTILIDAD ANTES DE IMPTS RES

7 #' *+ -+'A 25%

UTILIDAD OPERACIONAL


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PROECCIÓN INCREMENTO

45% ESTADOS DE RESULTADO15%20%

GP BASE 2015 GP CON AMORT FIA A C

18,!50,000,000 2","0&,500,000

7 4,58&,500,000 7 5,2&5,"25,000

13762500000 21331875000

7 !,"&0,000,000 7 4,404,000,000

10092500000 16927875000

7 % 67340000

10092500000 16860535000

7 2,52!,125,000 7 4,215,1!!,&50

7569375000 12645401250


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ROECTADOS A 2016 CON DISTINTOS INTERESES

2016GP AMORT CUOTA FIA C: FIA CON PERIDO DE G

2","0&,500,000 2","0&,500,000

7 5,2&5,"25,000 7 5,2&5,"25,000

21331875000 21331875000

7 4,404,000,000 7 4,404,000,000

16927875000 16927875000

% 104743845 % 112391395

16823131155 16815483605

7 4,205,&82,&89 7 4,20!,8&0,901

12617348366 12611612704


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POR AMORTIZACIONES

C: FIA PERIODO MUERTO

2","0&,500,000

7 5,2&5,"25,000

21331875000

7 4,404,000,000

16927875000

% 118352152

16809522848

7 4,202,!80,&12

12607142136


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TABL

NOMBRE APELLIDOS

800,000,000 0.91 A A

800,000,000

1.15

A A

800,000,000 1.25 " A

800,000,000 1.25 A "

M.-/.S.),,/*.

T**I-/!";E

P!",..! G"*,*

P!",..

M(!"/.

A'."/,>*,&-F,?* * C*@,/*)A'."/,*,&-P*. C(./*

F,?*C(./* F,?*.- P!",..

! G"*,*C(./* F,?*

.- P!",..M(!"/.


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RESUMEN DE AMORTIACIÓN

I-/!"; T./*)

24 :A-A()+ "&,!40,000

!" 2&,&!2,2"!

24 49,90&,8!0

24 5!,&"9,85"

T./*)P!",..

C(./*M!-(*)

I-/!"!!P",'!" A.


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I'@(!/. U/,),*

M*." (/,),* ! ,-=!"*'!-/


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'!-." ,-/!"!!

amortizac 1

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