AMENDED

Please note: none of the entities listed have an LEI

Report Item 22016 Organizational Chart

ABNA HOLDINGS, INC.Dallas, Texas

INCORPORATED IN TEXAS

100.00% ownership of American Bank, N.A.

Dallas, TXNational Bank

Results: A list of branches for your depository institution: AMERICAN BANK, NATIONAL ASSOCIATION (ID_RSSD: 494654).This depository institution is held by ABNA HOLDINGS, INC. (2344726) of DALLAS, TX.The data are as of 12/31/2016. Data reflects information that was received and processed through 01/10/2017.

Reconciliation and Verification Steps1. In the Data Action column of each branch row, enter one or more of the actions specified below2. If required, enter the date in the Effective Date column

ActionsOK: If the branch information is correct, enter 'OK' in the Data Action column.Change: If the branch information is incorrect or incomplete, revise the data, enter 'Change' in the Data Action column and the date when this information first became valid in the Effective Date column.Close: If a branch listed was sold or closed, enter 'Close' in the Data Action column and the sale or closure date in the Effective Date column.Delete: If a branch listed was never owned by this depository institution, enter 'Delete' in the Data Action column.Add: If a reportable branch is missing, insert a row, add the branch data, and enter 'Add' in the Data Action column and the opening or acquisition date in the Effective Date column.

If printing this list, you may need to adjust your page setup in MS Excel. Try using landscape orientation, page scaling, and/or legal sized paper.

Submission ProcedureWhen you are finished, send a saved copy to your FRB contact. See the detailed instructions on this site for more information.If you are e-mailing this to your FRB contact, put your institution name, city and state in the subject line of the e-mail.

Note:To satisfy the FR Y-10 reporting requirements, you must also submit FR Y-10 Domestic Branch Schedules for each branch with a Data Action of Change, Close, Delete, or Add.The FR Y-10 report may be submitted in a hardcopy format or via the FR Y-10 Online application - https://y10online.federalreserve.gov.

* FDIC UNINUM, Office Number, and ID_RSSD columns are for reference only. Verification of these values is not required.

Data Action Effective Date Branch Service Type Branch ID_RSSD* Popular Name Street Address City State Zip Code County Country FDIC UNINUM* Office Number* Head Office Head Office ID_RSSD* CommentsOK 12/31/2016 Full Service (Head Office) 494654 AMERICAN BANK, NATIONAL ASSOCIATION 2707 WEST NORTHWEST HIGHWA DALLAS TX 75220-4744 DALLAS UNITED STATES 14919 0 AMERICAN BANK, NATIONAL ASSOCIATION 494654

Report Item 3: Shareholders of Common Stock

(1) a (1) b (1) c

J. Randy Staff USA 87,096 43.55% AuthorizedDallas, TX 52.66% Outstanding

Gary F. Cox USA 63,481 31.74% AuthorizedVictoria, TX 38.39% Outstanding

John Goforth USA 12,000 6.00% AuthorizedDallas, TX 7.26% Outstanding

(1) a- Security Holder Name, City State/Country(1) b- Country of Citizenship(1) c- Number of Securities and Percentage of each class of voting securities owned

2

N/A

REPORT ITEM 3

Report Item 4 :Insiders:

(1) James R. Staff (1) Mark KellyDallas, TX Dallas, TX

(2) Retired Banker (2) Private Equity Investor

(3) a Chairman (3) a Director

(3) b Chairman (3) b DirectorAmerican Bank, N.A. American Bank, N.A.

(3) c Director & President -Ganado Bancshares, Inc., Ganado, TX (3) c First Acceptance/ DirectorChairman and President - Citizens State Bank, Ganado, TX(a wholly owned subsidiary of Ganado Bancshares, Inc.) (4) a 1.37%

(4) b N/A

(4) a 52.66% (4) c N/A

(4) b N/A

(4) c Ganado Bancshares, Inc. - 72.56% (Direct)Ganado Bancshares, Inc. - 2.9% (Indirect) (1) John Goforth

Grapevine, TX

(2) Banker

(1) Dr. Gary F. CoxVictoria, TX (3) a President / Director

ABNA Holdings Inc.(2) Doctor

(3) b President/ CEO(3) a Director & Vice President American Bank, N.A.

(3) b Director (3) c Treasurer/ Ganado Bancshares, Inc.American Bank, N.A.

(4) a 7.26%(3) c Director & Vice President -Ganado Bancshares, Inc., Ganado, TX

Director - Citizens State Bank, Ganado, TX (4) b N/ADirector & President - Gary F. Cox, M.D., P.A., Victoria, TXCox White Oak Management, LLC- Managing Member (4) c N/APresident Morgan- White Oak Cattle Co, LLC. GFC Irrevocable Descendants Trust- TrusteeMSC Irrevocable Descendants Trust- TrusteeDirector-American Bank, N.A.Director- ABNA Holdings, Inc.

(4) a 38.39% (1) Roxan StaffDallas, TX

(4) b N/A(2) Retired Teacher

(4) c Gary F Cox M.D. P.A.- 100%Morgan- White Oak, Ltd.- 49%Cox White Oak Management, LLC- 50% (3) a Vice PresidentMorgan-White Oak Cattle Co., LLC- 100% ABNA Holdings Inc.

(3) b DirectorAmerican Bank, N.A.

(3) c Bachman Community Association/ PresidentAFIL/ Board Member

(4) a 0.16%

(4) b N/A

(1)- Name, city and state/country (4) c N/A(2)- Principal Occupation(3) a- Title or Position with the bank holding company(3) b- All direct and indirect subsidiaries of the bank holding company(3) c- Any other company in which the person is a director, trustee, partner, or executive officer(4) a- Percentage of each class of voting securities owned in the bank holding company(4) b- Percentage of each class of voting securities owned in direct and indirect subsidiaries(4) c- Percentage of each class of voting securities owned in any other company

Column 2Column 1

REPORT ITEM 4: INSIDERS

AMENDED

REPORT ITEM 1, PAGE 1ABNA HOLDINGS, INC.

PARENT COMPANY ONLY BALANCE SHEETS

DECEMBER 312016 2015 2014

ASSETSINVESTMENTS IN SUBSIDIARY:

EQUITY OF SUBSIDIARY 5,073,900.37 5,073,714.07 4,486,164.10 EXCESS OF FAIR VALUE OF LAND OVER

CARRYING VALUE 734,304.00 734,304.00 734,304.00 DEFERRED FEDERAL INCOME TAXES (249,663.34) (249,663.34) (249,663.34)

TOTAL INVESTMENT IN SUBSIDIARY 5,558,541.03 5,558,354.73 4,970,804.76

CASH IN BANK 399,861.83 376,252.21 115,208.68

FEDERAL INCOME TAX REFUND RECEIVABLE 52,286.00 132,380.00 19,575.00

INVESTMENT IN GANADO BANCSHARES, INC. (GBI)COMMON STOCK, AT FAIR VALUE 179,270.27 204,621.57 214,239.85

DEFERRED FEDERAL INCOME TAXES - - -

ACCOUNTS RECEIVABLE - - -

OTHER ASSETS 1,200.95 1,200.95 1,200.95 TOTAL ASSETS 6,191,160.08 6,272,809.46 5,321,029.24

LIABILITIES AND STOCKHOLDERS' EQUITYLIABILITIES:

NOTES PAYABLE 2,000,000.00 2,000,000.00 2,000,000.00

ACCRUED INTEREST PAYABLE - - -

FIT PAYABLE - 371,814.00 13,902.00

NET DEFERRED TAX LIABILITIES 11,221.84 19,841.29 24,139.51

FEDERAL INCOME TAX REFUND DUE SUBSIDIARY - - -

OTHER LIABILITIES - - - TOTAL LIABILITIES 2,011,221.84 2,391,655.29 2,038,041.51

STOCKHOLDERS EQUITY:COMMON STOCK AT PAR 165,378.00 165,378.00 165,378.00

TREASURY STOCK AT COST - - -

ADDITIONAL PAID IN CAPITAL 1,299,211.33 1,299,211.33 1,299,211.33

RETAINED EARNINGS 3,147,573.40 2,577,759.94 1,989,569.28

NET UNREALIZED GAINS (LOSSES) ONSECURITIES AVAILABLE FOR SALE (432,224.49) (161,195.10) (171,170.88)

TOTAL STOCKHOLDERS' EQUITY 4,179,938.24 3,881,154.17 3,282,987.73 TOTAL LIABILITIES AND

STOCKHOLDERS' EQUITY 6,191,160.08 6,272,809.46 5,321,029.24 check - - -

REPORT ITEM 1, PAGE 2

ABNA HOLDINGS, INC.PARENT COMPANY ONLY STATEMENT OF OPERATIONS

YEARS ENDED DECEMBER 312016 2015 2014

INCOME:INTEREST ON INCOME TAX REFUND - - - REFUND OF FRANCHISE TAX - - - DIVIDEND INCOME 400,000.00 100,000.00 - INTEREST ON PARTICIPATIONS 1,785.74 - -

TOTAL INCOME 401,785.74 100,000.00 -

EXPENSES:INTEREST 130,356.12 125,205.48 125,000.00 FRANCHISE TAXES - - - PROFESSIONAL FEES - - - AMORTIZATION OF ORGANIZATIONAL COSTS - - - MISCELLANEOUS EXPENSE - - -

TOTAL EXPENSES 130,356.12 125,205.48 125,000.00

LOSS BEFORE INCOME TAXES ANDEQUITY IN EARNINGS (LOSS) OF SUBSIDIARY 271,429.62 (25,205.48) (125,000.00)

INCOME TAX EXPENSE/ (BENEFIT) (43,900.00) (42,170.00) (42,400.00)

LOSS BEFORE EQUITY IN EARNINGS (LOSS)OF SUBSIDIARY 315,329.62 16,964.52 (82,600.00)

EQUITY IN EARNINGS (LOSS) OF SUBSIDIARY:REPORTED EARNINGS (LOSS) OF SUBSIDIARY 254,483.84 571,226.14 259,752.17 AMORTIZATION OF PURCHASE

ACCOUNTING ADJUSTMENT (PAA) - - - INCOME TAX BENEFIT ON PAA - - -

EQUITY IN EARNINGS (LOSS) OF SUBSIDIARY 254,483.84 571,226.14 259,752.17

NET INCOME (LOSS) 569,813.46 588,190.66 177,152.17

REPORT ITEM 1, PAGE 3

ABNA HOLDINGS, INC.PARENT COMPANY ONLY

STATEMENT OF SOURCES AND USES OF CASH

YEARS ENDED DECEMBER 31 2016 2015 2014

SOURCES:LOAN PROCEEDS 140,168.24 - -

DIVIDENDS FROM SUBSIDIARY 400,000.00 100,000.00 60,000.00

INTEREST ON FEDERAL INCOME TAX REFUND - - -

INCOME TAX PAYMENTS FROM SUBSIDIARY 461,180.00 368,749.00 246,750.00

REFUND OF FEDERAL INCOME TAXES - - -

SALE OF TREASURY STOCK - - -

ISSUANCE OF STOCK - - -

TOTAL SOURCES 1,001,348.24 468,749.00 306,750.00

USES:LOAN PURCHASE 138,382.50 - -

FEDERAL INCOME TAXES 709,000.00 82,500.00 15,000.00

PRINCIPAL REDUCTIONS ON NOTES PAYABLE - - -

INTEREST PAID 130,356.12 125,205.47 187,671.23

PAYMENT OF FEDERAL INCOME TAX REFUNDTO SUBSIDIARY - - 21,978.00

PURCHASE GBI COMMON STOCK - - -

INVESTMENT IN SUBSIDIARY - - -

PURCHASE OF SUBSIDIARY COMMON STOCK - - -

PROFESSIONAL FEES - - -

FRANCHISE TAX - - -

TOTAL USES 977,738.62 207,705.47 224,649.23

NET SOURCES (USES) OF CASH 23,609.62 261,043.53 82,100.77

CASH AT BEGINNING OF PERIOD 376,252.21 115,208.68 33,107.91

CASH AT END OF PERIOD 399,861.83 376,252.21 115,208.68

REPORT ITEM 1, PAGE 4 ABNA HOLDINGS, INC.

STATEMENT OF CHANGES IN STOCKHOLDERS EQUITY

ADDITIONAL OTHERCOMMON STOCK TREASURY PAID-IN RETAINED COMPREHENSIVE

AT PAR STOCK CAPITAL EARNINGS INCOME TOTAL

Balance at December 31, 2014 165,378.00 - 1,299,211.33 1,989,569.28 (171,170.88) 3,282,987.73

NET CHANGE IN GAIN (LOSS) ON AVAILABLE FOR SALE SECURITIES - - - - 9,975.78 9,975.78

SALE OF TREASURY STOCK - - - - - -

RETIREMENT OF TREASURY STOCK - - - - - -

NET LOSS - - - 588,190.66 - 588,190.66

Balance at December 31, 2015 165,378.00 - 1,299,211.33 2,577,759.94 (161,195.10) 3,881,154.17

NET CHANGE IN GAIN (LOSS) ON AVAILABLE FOR SALE SECURITIES - - - - (271,029.39) (271,029.39)

SALE OF TREASURY STOCK - - - - - -

NET GAIN/(LOSS) - - - 569,813.46 - 569,813.46

Balance at December 31, 2016 165,378.00 - 1,299,211.33 3,147,573.40 (432,224.49) 4,179,938.24