Value Chain Financing for Agriculture and Rural Enterprises Conference

Land Bank of the Philippines12 April 2011

Department of Finance-National Credit Council

PRIVATE SECTOR

Risk Protection for Micro and Small Business EntitiesNational Strategy and Regulatory

Framework for Microinsurance including issuance of IC circulars to encourage private sector participation

Enhancement of delivery channelsDevelopment of innovative

microinsurance products beyond credit life and commodity-based agri-insurance coverage

Microinsurance Provider (Commercial Insurance, MBAs, Coop Insurance, Pre-Need,

HMOs )

Clients

MFIs (Individual/Group

Insurance)

Intermediaries (Agents and

Brokers)

RISK MITIGATION FOR PROVIDERSConducive Environment and Legal

Framework for acceptance of alternative loan collaterals

Development of financial products with alternative collaterals such as:Agriculture produceWarehouse receiptsInvoicesPurchase OrdersInventories