Akhuwat- Chief Minister’s Self Employment Scheme---- Taking Qarz-e-Hasan To Scale

Salient Features of the Akhuwat- CHIEF MINISTER SELF EMPLOYMENT SCHEME:

• Massive scale Project.• Rs. 2.0 Billion Qarz-e-Hasan Fund• Loan size Range• Loans to be used for enterprise purposes

only.• Collaboration with PVTC/TEVTA.• Strengthen relationship with mosque

Salient Features of the Akhuwat- CHIEF MINISTER SELF EMPLOYMENT SCHEME:

• No mark-up on the Pool.• Covering 90 % of the province of Punjab.• Eligibility criteria for the disbursement of

loans.• 83000 loans disbursed in the last one

year.• Joint venture between public sector and

civil society

Progress Report – up till 23rd November, 2012PROGRESS INDICATOR 31 October -12 23-Nov-12 Total

Total Benefiting Families 73,809 9,252 83,061

Loans Utilized by Male Entrepreneurs

44,855 5,718 50,573

Loans Utilized by Female Entrepreneurs 28,954 3,534 32,488

Amount Disbursed Rs 1,305,997,500 149,556,000 1,455,553,500

Percentage Recovery 99.87 - 99.87

Active Loans 69,127 78,379 78,379

Number of Branches 142 - 142

Number of Districts 30 - 30

Types of Businesses under taken by Beneficiaries of this Joint Programme

October 31, 2012

Serial No. Categories of BusinessNo. of Borrowers

1 Agriculture inputs 3942 Artificial Jewelry 8493 Auto workshop 2,3524 Beauty salon & Cosmetics 2,6275 Butcher shop 3776 Clinics 8637 Construction & Material 1,3788 Crockery Business 5869 Cycle Works 411

10 Dairy Industry 571

Types of Businesses under taken by Beneficiaries of this Joint Programme

October 31, 2012

Serial No. Categories of BusinessNo. of Borrowers

11 Decoration & gift item 57112 Electronic & services 3,61013 Embroidery 10,23114 Foods Stuff 9,75415 Furniture 1,98116 Garments 6,52117 Handicrafts 33218 Home Appliances & services 33819 Home Industry 41620 Leather Industry 1,29121 Live stock 2,14022 Lubricant Business 265

Types of Businesses under taken by Beneficiaries of this Joint Programme

October 31, 2012

Serial No. Categories of BusinessNo. of Borrowers

23 Mechanical & Engineering works 2,13024 Music & Instruments 8625 Plastic Molding 28126 Poultry Business 41427 Scrap & Recycling Work 1,40928 Sports Industry 11729 Stamp paper & Composing 10030 Stationery & Printing 67031 Transportation 6,20932 Tuition Centre 44433 Vendor 14,041

Total 73,809

PICTURES OF AKHUWAT- Chief Minister Self Employment Scheme

Inauguration of CMSES Project - disbursement event presided over by Mian Muhammad Shahbaz Sharif, Chief Minister Punjab in Shah Jamal Mosque on 3rd

November 2011

LAHORE

Mian Mohammad Shahbaz Sharif, Chief Minister Punjab and Mr. Zulfiqar Ali Khosa presenting cheque to a borrower in D.G. Khan on December 11, 2011

DG Khan

Chaudhary Naseer Ahmad Bhutta, MNA addressing borrowers in a disbursement event in Township on December 18, 2011

Lahore

Muzaffargarh

Beneficiaries of the Muzafargarh Branch as on January 26,2012

Beneficiaries of the Farooqabad Branch as on March 13,2012

Farooqabad

Beneficiaries of the Township and Green Town Branch as on April18,2012

Lahore

Beneficiaries of the Mian Meer and Badar Colony Branch in the Mian Meer Darbar as on May 22,2012

Lahore

Lahore

Mega Disbursement event in the Lahore as on October 18, 2012 in Alharma Cultural Complex in the presence of the Chief Minister Mian Shahbaz Sharif

Lahore

Mega Disbursement event in the Lahore as on October 18, 2012 in Alharma Cultural Complex in the presence of the Chief Minister Mian Shahbaz Sharif