Aleksandra Posarac. Is Disability “Bankable”? Investing in Disability Yields Significant Returns It generates higher economic returns through more efficient.

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Mainstreaming Disability into Banks Work

Including Disability into Banks Operational WorkAleksandra PosaracIs Disability Bankable? Investing in Disability Yields Significant ReturnsIt generates higher economic returns through more efficient use of labor force and increased individuals and overall productivity Reduces the social costs. Increased chances for disabled people participation in economic and social life reduce the probability that they will become burdens on social expenditures Contributes to greater social equity, inclusion and cohesion. Human capital formation, development and maintenance is particularly important for those disabled people who otherwise might not have a chance to break the cycle of poverty, deprivation and social exclusionIncreases efficacy of individual social sector programs. Enables greater labor force participation of other family members, thus improving the overall family welfare.Disability and Inclusive DevelopmentPoverty appears to be associated with disability and disability may exacerbate povertyMDGs cannot be met without including people with disabilities in school and health services, nor can extreme poverty be halved without improving labor market access to them and extending assistance to households with disabled members in need

Neglecting Disability Comes at Economic and Social Cost1/3 of primary school aged children who are out-of-school have disabilities or are looking after family members with disabilities

Forgone earnings, fiscal revenues and fiscal cost of supportAbout 5-7% of world GDP is foregone because of inadequate integration of people with disabilities in the labor market and with lack of social services and accessibility. Family members withdraw from the labor market to meet these needs.Interventions that fit countries development prioritiesLimited development resources (trade-0ffs)Prioritization of Bank support/investmentMaking disability part of the country based model if and when consistent with countries needs and priorities and resources

World Bank Country Based Model and DisabilityWhat can we do? ESWPoverty assessmentsVulnerability reportsSectoral reviews, notes and reports CEMsVulnerability reports

What can we do? ProjectsComponents and activities in a range of projects cutting across many sectorsCost-efficient interventionsAffordable, sustainable and customized solutions

DO NOT EXCLUDEBuilding a knowledge baseKnowledge generationEvidence/dataGood practice examples

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