air flood model for great britain - university of oxford · • a physically based flood routing...
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1 CONFIDENTIAL ©2014 AIR WORLDWIDE
AIR Flood Model for Great
Britain
2 CONFIDENTIAL ©2014 AIR WORLDWIDE
- Model released in 2008 and peer-
reviewed
- Licensed by various clients
across UK and Europe
- AIR was selected as the primary
modeller for ABI in preparation for
FloodRe
AIR’s Inland Flood Model for Great Britain
3 CONFIDENTIAL ©2014 AIR WORLDWIDE
Components of the AIR Inland Flood Model for
Great Britain
FINANCIAL
HAZARD
ENGINEERING
Intensity
Calculation
Exposure
Information
Damage
Estimation
Policy
Conditions
Insured Loss
Calculations
Event
Generation
Localized
Physically-
Based
Hydraulic
Model
Large
Scale
Stochastic
Hydrological
Model
Off-Floodplain
Hazard
Estimation
FINANCIAL
4 CONFIDENTIAL ©2014 AIR WORLDWIDE
Hazard
5 CONFIDENTIAL ©2014 AIR WORLDWIDE
Components of the AIR Inland Flood Model for
Great Britain
FINANCIAL
HAZARD
ENGINEERING
Intensity
Calculation
Exposure
Information
Damage
Estimation
Policy
Conditions
Insured Loss
Calculations
Event
Generation
Localized
Physically-
Based
Hydraulic
Model
Large
Scale
Stochastic
Hydrological
Model
Off-Floodplain
Hazard
Estimation
FINANCIAL
6 CONFIDENTIAL ©2014 AIR WORLDWIDE
Physically based
flood routing
module
A Large-Scale Hydrological Model Computes Runoff
and Discharge at Each Location and Time Step
Statistical-
physical
runoff
generation
module
… OR input from
weather radar
Input from simulated
rainfall event…
7 CONFIDENTIAL ©2014 AIR WORLDWIDE
AIR’S Inland Flood Model Accounts for More Than
300,000 km of River Network
Over 11,000
stream links
constitute
the river
network
Over 15,000
small
catchments
are modelled
explicitly as a
part of the
runoff module
8 CONFIDENTIAL ©2014 AIR WORLDWIDE
A Two-Step Approach is Used for Rainfall
Simulation
• Perturbation of annual precipitation blocks of NCAR reanalysis data creates
random rainfall fields over a large domain
Simulation
NCAR data
• Recursive downscaling is applied to disaggregate each large-scale storm and
the 6 pre-storm days to higher resolution
9 CONFIDENTIAL ©2014 AIR WORLDWIDE
AIR’s Runoff Generation Module Accounts for the
Local Physiography and Antecedent Conditions
• Runoff is generated depending on
the local physiography
(15,000 unit catchments )
• The antecedent soil moisture is
conditioned on the pre-storm rainfall
accumulations
Topography
and local
climate
Geology
and soil
type
Land cover
and
urbanization
Runoff
Time
10 CONFIDENTIAL ©2014 AIR WORLDWIDE
• A physically based flood routing
model uses a Muskingum-Cunge
flood routing scheme (advection-
dispersion equation)
• A double power law relationship
V = F(Q) is used to account for the
retardation effect of overbank flows and
small regulations on flood peaks
A Muskingum-Cunge Algorithm Is Used for Flood
Routing
11 CONFIDENTIAL ©2014 AIR WORLDWIDE
Validation of Event Duration, Seasonality and
Annual Occurrence
0
0.05
0.1
0.15
0.2
0.25
1 2 3 4 5 6 7 8 9 1011121314
Fre
qu
en
cy
Duration, [days]
Storm duration
NCAR
Simulation
0
0.03
0.06
0.09
0.12
0.15
0.18
1 2 3 4 5 6 7 8 9 10 11 12
Fre
qu
en
cy
Month
Seasonality
NCAR
Simulation
0
0.05
0.1
0.15
0.2
0.25
1 3 5 7 9 11 13 15 17 19 21 23
Fre
qu
en
cy
Number of occurences per year
Storm occurences per year
NCAR
Simulation
12 CONFIDENTIAL ©2014 AIR WORLDWIDE
Components of the AIR Inland Flood Model for
Great Britain
FINANCIAL
HAZARD
ENGINEERING
Intensity
Calculation
Exposure
Information
Damage
Estimation
Policy
Conditions
Insured Loss
Calculations
Event
Generation
Localised
Physically-
Based
Hydraulic
Model
Large
Scale
Stochastic
Hydrological
Model
Off-Floodplain
Hazard
Estimation
FINANCIAL
13 CONFIDENTIAL ©2014 AIR WORLDWIDE
Hydraulic Modelling is Applied to Estimate the Water
Level Corresponding to Each Peak Flow (SD Curve)
• AIR employs the widely used and well tested HEC-RAS model
• Flood water elevation mapping is done by using the GIS
extension of HEC-RAS: GEO-RAS
• Triangular Irregular Network (TIN) is used to represent the water
surface for many characteristic discharges
0 50 100 150 200 250 30052.4
52.6
52.8
53.0
53.2
53.4
53.6
53.8
54.0
Q Total (m3/s)
W.S
. E
lev (m
)
0 50 100 150 200 250 300114
116
118
120
122
124
126
128
Station (m)
Ele
va
tio
n (
m)
Legend
WS PF 20
WS PF 15
WS PF 10
WS PF 5
WS PF 1
Ground
Bank Sta
Stage-Discharge (SD)
Curve
14 CONFIDENTIAL ©2014 AIR WORLDWIDE
Validation of the Hydraulic Model: Environment
Agency (EA) Flood Maps and Other Sources
EA 1000 Year Flood Map Modelled 1000 Year Flood Map
Lloyds of London
15 CONFIDENTIAL ©2014 AIR WORLDWIDE
AIR’s Flood Model Accounts for Multiple Types of
Flood Defences
• More than 4000 reservoirs
and lakes are modelled
explicitly as a part of the
flood routing module
• Levees, embankments,
flooding walls and other
storage areas are modelled
physically as part of the
hydraulic model
• Thames Barrier is modelled
according to operational rules
16 CONFIDENTIAL ©2014 AIR WORLDWIDE
Hydraulic Model Also Considers Potential Failure of
Flood Defences
• For each link, “standards of
protection” is derived from
detail land use and population
data
• It is being verified against
existing references
• Parameters of fragility curves
are selected from literature
17 CONFIDENTIAL ©2014 AIR WORLDWIDE
Vulnerability
18 CONFIDENTIAL ©2014 AIR WORLDWIDE
• Separate damage functions for detached, semi-detached, terraced
buildings and bungalows in Great Britain
• Clean-up costs including building drying costs are significant
contributors to the building damageability
• After about 0.5-1.0 metre flood depth, damageability increases less
rapidly with flood depth
Buildings and Contents Flood Vulnerability For
Residential Buildings
Figure: Residential Building and Contents Damage Functions
0.0%
5.0%
10.0%
15.0%
20.0%
25.0%
30.0%
35.0%
40.0%
0 0.5 1 1.5 2 2.5 3
Dam
age
Rat
io
Flood Depth
DetachedSemi-detachedTerraceBungalow
0.0%
10.0%
20.0%
30.0%
40.0%
50.0%
60.0%
70.0%
0 0.5 1 1.5 2 2.5 3
Dam
age
Rat
io
Flood Depth
Detached
Semi-detached
Terrace
Bungalow
19 CONFIDENTIAL ©2014 AIR WORLDWIDE
• Building is divided into key flood vulnerable components (structure,
fixtures and fittings, services)
• Each vulnerability component is aggregated using component cost
breakdown to determine the overall building coverage vulnerability
• Damage functions vary by occupancy, construction, and height
Component-Based Approach to Estimate Damageability
for the Commercial Line of Business
Building Structure
47%
Services29%
Fixtures
and Fittings
24%
Building Coverage Cost Breakdown for Commercial LOB
Figure: Components and overall building flood damage functions for low-rise
commercial buildings (Based on FHRC Data)
20 CONFIDENTIAL ©2014 AIR WORLDWIDE
• Based on the model proposed in research by Hall et al, drying rate*
− Can increase twice by 10ºC increase in temperature
− Varies linearly with the humidity
− Increases as a square root of air-flow velocity
Vulnerability Module Accounts for Impact of
Seasonality on Losses
Moving averaged monthly conditions in
Great Britain
Building and time element loss multipliers by
month
* Hall et al. (1984). Water Movement in Porous Building Materials-VI . Evaporation and Drying in Brick and Block Materials, Building and
Environment, Vol 19, No. 1,
21 CONFIDENTIAL ©2014 AIR WORLDWIDE
Off-Floodplain Losses Have Historically Accounted
for a Significant Proportion of Loss
• Many claims occur away from
rivers and streams
22 CONFIDENTIAL ©2014 AIR WORLDWIDE
• Multiple variables stochastic
regression model that relates: − surface runoff and
− relative elevation of the building
location from the nearest river, is
used to estimate off-flood plain
damage estimation
• Population density is used as a
proxy for the regional drainage
conditions to modify the above-
estimated mean damage surface
• Similar to on-plain damage, off-
plain damageability varies by
occupancy, construction, height
and coverage
Off-Plain Flood Vulnerability Is Based on Surface
Runoff and Relative Elevation
Surface Runoff
Me
an D
amag
e R
atio
Relative Elevation
90%-100%80%-90%70%-80%60%-70%50%-60%40%-50%30%-40%20%-30%10%-20%0%-10%
Figure: MDR surface for off-flood
plain loss estimation for residential
LOB for a region