8:30 AM - 11:30 AM Ethics Presentations Sponsored by: Cavitch Familo & Durkin Co., LPA,

NorthCoast Brokerage Agency, Inc.,

a Capitas Financial Partner

North Star Advisory Group

12:15 PM - 12:25 PM Introductory Comments N. Lindsey Smith, Esq. Cavitch Familo & Durkin Co., LPA

12:25 PM - 12:45 PM Hot Topics N. Lindsey Smith, Esq. Cavitch Familo & Durkin Co., LPA Anthony Disantis NorthCoast Brokerage Agency, Inc.

a Capitas Financial Partner

Current hot topics related to insurance, IRA distribution planning and asset protection planning. 12:45 PM - 1:05 PM Using Annuities in Long Term Care Planning Todd Bartimole, Esq. Cavitch Familo & Durkin Co., LPA A review of how annuities may be used in long-term care planning to permit the protection of assets and not run afoul of Medicaid regulations.

1:05 PM - 2:05 PM Get Smart on Strategic Beta Mannik Dhillon, CFA, CAIA. Victory Capital Manage ment, Inc. A discussion on what tools to use when engaging your clients about what role strategic beta can play in a portfolio. Learn why this approach could be the “smart” way to outperform traditional indexing strategies.

2:05 PM-2:35PM Break

2:35 PM - 3:10 PM Proposed Regulations on

Valuation Discounts Of Family Business

Interest Transfers Robert Nemeth and Charles Mullen Apple Growth Partners Review IRS proposed changes to the regulations on valuation discounts for transfer of interests in family owned Businesses and evaluate the differences between the Clinton and Trump tax proposals.

3:10 PM- 3:35 PM Analytics of IRA

Distribution Planning Roy Krall, Esq. Cavitch Familo & Durkin Co., LPA An analysis on the economic costs of distribution options for IRA accounts giving advisors a general sense of the benefits of distribution planning options.

3:45 PM-4:20 PM Back to Basics: Probate & Estate Administration John R. Tullio, Jr., Esq. Matthew E. Henoch, Esq. Cavitch Familo & Durkin Co., LPA Overview of the probate and estate administration process, from the first days of the estate timeline through all steps of collecting probate and non-probate assets, paying creditors, providing for the beneficiaries and laying t he estate to rest.

4:30 PM-5:30 PM Test on Estate Planning Concepts Sponsored and Administered by

NorthCoast Brokerage Agency, Inc.

a Capitas Financial Partner This home-study test focuses on basic concepts of estate and financial planning and the uses of life insurance in a comprehensive estate plan.

On-line registration is now open at www.cavitch.com!

The registration form below may be faxed to 216.621.3415 or mailed to

1300 E. Ninth Street, Twentieth Floor, Cleveland, Ohio 44114 attn: Courtney

Please note that all information below is required to register and receive credit.

The registration deadline is October 21, 2016

AGENDA October 28, 2016 REGISTRATION

Mannik Dhillon, CFA, CAIA

Head of Product Development and Strategy

Victory Capital Management Inc.

Mannik Dhillon serves as head of product development and strategy with Victory Capital. In this role, he is responsible for ensuring that Victory Capital has a best-in-class product platform across all channels. He also serves as a resource for our investment franchises and distribution teams in managing product enhancements, extensions, and innovation. In addition, Mr. Dhillon works on various strategic projects including the identification of new capabilities, opportunities, and industry trends. Prior to joining Victory Capital in January 2015, Mr. Dhillon served as a managing director and head of manager research with Wilshire Associates. At Wilshire, he led the team responsible for evaluating asset managers for inclusion in their multi-manager portfolios. He was also responsible for leading strategic consulting engagements for Wilshire. Mr. Dhillon has a strong background on the institutional consulting side of the business, where he spent nine years as a manager research and defined contribution consultant with Hewitt, before joining Wilshire in 2010.

Mr. Dhillon earned his BBA in finance from the University

of Georgia. He holds the Chartered Financial Analyst and Chartered

Alternative Investment Analyst designations. Mr. Dhillon lives in Westlake, OH.

A Special Thank You to our Sponsors

Check Requested Course

ETHICS PRESENTATION

($30) 3 Hours Insurance, 2 Hours CFP

IN CLASS

($30) (4 Hours)

IN CLASS & HOME STUDY

($30) 14 Hours Insurance, 9 Hours

ETHICS, IN CLASS & HOME STUDY

($60) 17 Hours Insurance, 11 Hours

CFP

CFP & CPA

Insurance Credits National Producer Number

CFP Last Four Digits of SSN

CPA None

Check Credits Required

Miscellaneous

Would you like a copy of “Wealth Management Through Estate Planning” (4th Edition) No

Yes, please send it to ($7.35 for Shipping)

Please send a study guide for the Home Study portion of the seminar? No

Yes, please send it to (Can be sent via regular mail or email)

Would you like a boxed lunch provided by the Holiday Inn? ($20) No

Yes South West Chicken Wrap Italian Sub

Caesar Salad Mediterranean Veggie Wrap

Please Complete All Information

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Business Name:

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Address:

Email:

Payment Information

Check Enclosed made payable to Cavitch Familo & Durkin

MC VISA DISCOVER

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Expiration Date:

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Cancellation Policy

Full Refund if within 48 Hours of Seminar-or-

Receive a Tuition Credit for the May 2017 seminar

Approved for continuing education credits with The Ohio Department of Insurance,

The Certified Financial Planning Board of Standards, Inc. and registered with the

Accountancy Board of Ohio for continuing education.