affordable housing investment - chartered institute of housing pdfs/presentations... · housing...
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Affordable housing investment Abigail Davies, CIH
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Overview
• CIH views on affordable housing programmes
• Thoughts on alternatives
• Housing standards review
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Views on affordable housing programmes
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Spending round features
• “Not the game changer required”
• £3bn is less than 2008-11
Is it really possible to get the same output?
• Supported housing money is helpful
• HCA land role is good – but not the holy grail
• Tentative moves to Single Growth Fund
• Benefits of simplicity
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Likely outcomes
• End of sector capacity?
But organisations keep bidding – what’s the message to government?
Borrowing costs
• Sector diversification
Interface with regulation?
Who gets housed?
• Rent to buy is interesting
But impact on providers
And consumer demand
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Overall policy approach
• Threats from incentive & demand side interventions?
Price and rent bubbles
Long term consequences of reduced standards?
• Longer term cost of shift to demand-side funding
• Will further weakening of affordable housing planning requirements undermine delivery?
Implications for housing for groups with particular needs
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Thoughts on alternatives
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Labour party policy
Detail unclear, but…
• 200k+ homes pa implies a more active state
• Use it or lose it - a sanction from a more interventionist state…
Detail critical
• LA Right to grow…
What about localism? …and democracy?
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New sources of supply
Need new capacity & providers in the market
• Free up local authority capacity
• TIFFs
• Tax credits for philanthropists
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Housing standards review
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Housing standards review
Simplify and remove construction standards
• Building Regulations as only form of standard
• Removal of local discretion
• Leave materials standards to the market
• Wind down Code for Sustainable Homes
• Accessibility standards for a local proportion
• Harmonise standards for different tenures
• Harmonise space standards
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CIH response
• Maintain a long-term perspective
Cost & output now aren’t everything
History littered with unsustainable housing
• Demographic & environmental change
• A progressive vision for energy efficiency?
• Same standards for affordable and market
• Space standards labelling
Are benefits over stated & what are the unintended consequences?
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Abigail Davies
Assistant Director of Policy & Practice
@AbiDaviesCIH
024 76851756 or 07748 657987