affordable housing in partnership

8/2/2019 Affordable Housing in Partnership

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Presented by:

MALIKA GUPTA

M.Arch, II Sem.

J.M.I

National Policies & Programs on Habitat


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INTRODUCTION

The Scheme of Affordable Housing in Partnership aims at operationalisingthe strategy envisaged in the National Urban Housing & Habitat Policy (NUHHP)PROMOTING VARIOUS TYPES OF PUBLIC-PRIVATE PARTNERSHIPSGovernment Sector Private Sector, Cooperative Sector, Financial ServicesSector,

State Parastatals, Urban Local Bodies

The scheme is primarily applicable to the 65 cities covered under the Basic Services tothe Urban Poor (BSUP) programme.

The scheme seeks to encourage State Governments to make provision for land tomeet the acute shortage of affordable housing and to work in the partnership model

AFFORDABLE HOUSING IN PART

This Scheme comes under Ministry of Housing & Urban PovertyAlleviation

This Scheme is a part of the Jawaharlal Nehru National Urban RenewalMission (JNNURM)

This Scheme came into effect from 1st April , 2009.

provide a majorstimulus toeconomicactivities

creation of employment,especially for the

construction workers andother urban poor

through affordable housing

for


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OBJECTIVES

The basic aim of the Scheme is to provide stimulus to economic activities throughaffordable housing programmes in partnership.The Scheme will also strive to ensure equitable supply of land, shelter and services ataffordable prices to all sections of society, and thereby to prevent the growth of slums inurban areas.


Its immediate objective is employment generation to the urban poor,especially construction workers, where adverse impact of current

economic downturn is being experienced.

DEFINITION OF AFFORDABLE HOUSING

IN TERMS OF SUPER BUILT UP IN TERMS OF CARPET AREA

CONFIGURATIONS vary from studio apartments to compact 2 BHKs.at costs that permit repayment of home loans in monthly installments not exceeding 30%to 40% of the monthly income of the buyer.

EWS - 300 SQUARE FEET

LIG - 500 SQUARE FEET

MIG - 1200 SQUARE FEET

EWS - MIN. 25 SQUARE METRES

LIG - MAX. 48 SQUARE METRES

MIG - MAX. 80 SQUARE METRES


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INTRODUCTION

You qualify for theAffordableHousing Scheme if


You are in need of housing and your incomesatisfies the income test below, orYou are registered on a housing waiting list with alocal authority, orYou are a local authority tenant or a tenantpurchaser and you want to buy a private house andreturn your present house to the local authority, orYou are a tenant for more than one year of a home

provided by a housing association under the CapitalLoan and Subsidy Scheme and you want to buy aprivate house and return your present house to thehousing association.

Provision of central assistance of 25% for the cost of the provision ofcivic services for projects for affordable housing at an approximate costof Rs.5000 crore.The objective of the scheme would be to support the construction of 1million affordable dwelling units in the first phase, with a minimum of 0.25

million EWS dwelling units.


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SCHEME

Land for an affordable housing project could be identified within municipal limits, or onthe periphery or outskirts of towns and cities within jurisdictions of development orplanning authorities.Projects with a minimum of 200 affordable houses would be entertained. Dwelling units built under this scheme would be a mix of EWS/LIG/MIG. SALE PRICE OF DWELLING UNITS would have an upper ceiling in terms of Rupeesper square metre of carpet area. This ceiling would be proposed by he States/UTs fordifferent classes of cities for approval by the Central Sanctioning & Monitoring

Committee.


The layout and specifications including design of the affordable houses tobe built would be approved by the State/UT Government or its designated

implementing agency. Projects prepared by urban local bodies/urbandevelopment agencies/housingboards/improvement trusts -designated asIMPLEMENTING AGENCIES

accompanied by duly approved layout plans andmaps to scale would be POSED FORSANCTION to the State Level Steering Committe

the Central Sanctioning and MonitoringCommittee set up for BSUP


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SCHEME

Creating adequate housing stock both on rental and ownership basis with Specialemphasis on improving the affordability of the vulnerable and economically weaker

sections of society through appropriate capital or interest subsidies.

The loan can be up to 97% of the price of the house, subject to repayments being nomore than 35% of the household net income.

Beneficiaries would be selected and allotments made on a transparent procedure bythe State / implementing agency, e.g. draw of lottery, based of detailed guidelines

approved by the State/UT Government.

Beneficiaries would be selected in advance to beginning construction, so that the loanfor construction can be availed directly by beneficiaries. A tripartite agreement betweenloanee, bank and development agency should enable facilitation of loan procedures forthe

individual, and release to the development agency as per the progress in construction.

In the case of partnership with a private developer on Government land, it would berequired of the State/UT Government / implementing agency to select the private partyby a transparent bidding process.


EWS/LIG beneficiaries can be enabled to access loans under the Interest

Subsidy Scheme for Housing the Urban Poor (ISHUP), which provides5%interest subsid on loans u to Rs 1 lakh.


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REGULATORY FRAMEWORK OF THE SCHEME

Land costs would be intermediated by States/UTs and Development Authorities/UrbanLocal Bodies, by providing land at nominal, predetermined or institutional rates (notincluding more than cost of acquisition and development costs of land) for specified

housing or integrated housing projects. This would be the prerequisite for the scheme.


Cost of construction can be held down by construction through no profitno loss organizations or at reasonable profit; and by beneficiaries directly

accessing institutional funds for construction, namely the loans offeredby public sector banks, available at reduced interest rates to individualbuyers(as announced under the economic stimulus package).

Cost of construction can also be driven down by adopting appropriateconstruction technologies.The State/UT Government may also permit a portion of the identified plot of land beingused for construction of HIG dwellings or commercial purpose, on which the development

partner can raise funds to cross-subsidize the construction of EWS/LIG dwellings.

Costs of landcan be

intermediated

as land use conversion,extra FAR for the

construction of affordablehouses to be allotted by

the State/UT government

attracting private developersgranting zoning-related incentives

PROMOTE WELL DESIGNED PUBLIC-PRIVATE PARTNERSHIPS


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ASSISTANCE

Central Assistance under the scheme will be limited to least of following: Rs. 50,000 per Dwelling Unit for all dwelling units taking EWS, LIG andMIG units together which are proposed in the project; and 25% of the cost of all civic services (external and internal) proposed in the project


Provision of civic services such as water supply including groundlevel/overhead service reservoirs, storm water drainage, solid waste

management, sewerage including common sewerage treatment facilities,rain water harvesting, approach roads, electricity lines includingelectricity transformers, parks and playgrounds and other amenities

Release of Central Government share would be in three installments to theState/UT Government or its designated agency on reimbursement basis(@ 25%. 50%, 25% respectively). The last installment would be releasedafter ascertaining the completion of construction and selection ofbeneficiaries.

NATIONAL STEERING GROUP OF JNNURM


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PROJECTS

A provision of 5% of the grant will be earmarked under the Ministry's Budget formeeting Administration and expenses, including support for project preparation,appraisal, monitoring, evaluation, and capacity building activities at various levels.

State Level Nodal Agency would send quarterly progress report to the Ministry of

Housing & Urban Poverty Alleviation.

Upon completion of the project, nodal agency through the State Government, wouldsubmit completion report in this regard.

Central Sanctioning & Monitoring Committee may meet as often as required to sanctionand review/monitor the progress of projects sanctioned under the Mission.

Monitoring of progress of implementation of reforms may be outsourced tospecialized/technical agencies.


The Ministry of Housing & Urban Poverty Alleviation will periodically

monitor the scheme.


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EXAMPLES

Builders like Ansals, BPTP, Unitech, Vatika Group, ATS, Rahejas, Siddharth Buildtech,Skytech etc. are offering lowcost affordable quality homes ranging between Rs. 7 - 25Lakhs. Public Sector Housing Authorities and Developers like DDA & NBCC are alsoundertaking various affordable housing projects in Delhi NCR to cater to the demand ofAffordable Quality Homes.

Some of the major projects on offer since 2009 to 2012 (expected completion of theprojects) include:

GREATER NOIDA ANSALS MEGAPOLIS - Studio Apartments (Rs. 8 lakh), 1 BHK - 600 sq. ft.(Rs.12 lakh), 2 BHK - 1,000 sq. ft. (Rs. 18 lakh) & 3 BHK - 1,500 sq. ft. (Rs. 25 lakh)PANACHE HOMES AT OMAXE PALM GREENS, Sector - Mu - Studio Apartments 600 sq. ft. (Rs.17lakh), 2 BHK - 800 sq. ft. (Rs. 21 lakh)DELHI NBCC APARTMENTS, NEAR CHATTARPUR MANDIR, MEHRAULI - Expected Price Range

for the Flats would be 2 BHK (Rs. 20 lakh), 3 BHK (Rs. 30 lakh) & 4 BHK (Rs.40 lakh).GLOBAL EQI-CITY, NH-8, GURGAON by Falcon Realty Services - Studio Apartments (Rs. 5.5 lakh),1 BHK - 650 sq. ft. (Rs.10 lakh) & 2 BHK - 950 sq. ft. (Rs. 14.5 lakh)


AFFORDABLE HOUSING IN DELHI - NCR


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HOUSING FOR 18600 EWS CATEGORY , ROHINI, NARELA ANDDWARKA


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HOUSING FOR 18600 EWS CATEGORY , ROHINI, NARELA AND DWARKA

B R I E F D E S C R I P T I O N A B O U T T H E P R O J E C T :

TOTAL 18600 EWS HOUSES ON PREFAB CONSTRUCTION TECHNOLOGY ON VARIOUS POCKETS IN ROHINI, NARELA AND DWARKAHAS BEEN PROPOSED.THE UNITS ARE ESSENTIALLY TWO-ROOM UNIT WITH SEPARATE W.C AND BATH CUBICLES AND KITCHEN WITH A SIT-OUT BALCONY.TYPOLOGY OF BUILDING BLOCKS- WALKUP UNITS WITH FIVE FLOORS, TOTAL BUILDING HEIGHT -LESS THAN 15 MTS.ONE STAIRCASE CATERING FOUR UNITS AT EACH LEVEL, AND ACCESS TO ROOF IS THROUGH M.S LADDER.

PUBLICPRIVATE PARTNERSHIP MODEL:

DELHI DEVELOPMENT AUTHORITY (DDA)M/S B.G.SHIRKE CONSTRUCTION TECHNOLOGIES PVT. LTD through their consultant Architect M/S Sumit Maity Architects.DESIGN-BUILT PROJECT ON TURN KEY BASIS USING PREFAB TECHNOLOGYESTIMATED COST = Rs.554 CRORES, QUOTED COST = Rs.764 CRORES, NEGOTIATED COST = Rs. 762 CRORES

HOUSING TO BE MADE AFFORDABLE BY FOLLOWING MEASURES:The basic parameter being pre-fab technology, the modulation of blocks had to be so worked out that it can be adopted atall sites without changing structural configurations

CASE

ST

HOUSING FOR EWS CATEGORY ROHINI


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HOUSING FOR EWS CATEGORY , ROHINI

B R I E F D E S C R I P T I O N A B O U T T H E P R O J E C T : CA

E

TUDY

HOUSING FOR EWS CATEGORY ROHINI


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PROPOSAL

HOUSING FOR EWS CATEGORY , ROHINI

ENCROACHED LAND AT SITEKEY-PLAN

TYP. EWS BLOCK DETAIL PLAN

CAS

ESTUD

Y

HOUSING FOR EWS CATEGORY POCKET II


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HOUSING FOR EWS CATEGORY , POCKET II, SECTOR G2-6, NARELA


CASE

STUDY

HOUSING FOR EWS CATEGORY POCKET II SECTOR G2 6 NARELA


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PROPOSAL

KEY-PLAN


HOUSING FOR EWS CATEGORY , POCKET II, SECTOR G2-6, NARELA

BARREN LANDCASE

STUDY

HOUSING FOR EWS CATEGORY POCKET 8 SECTOR 23 DWARKA


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HOUSING FOR EWS CATEGORY , POCKET 8, SECTOR 23, DWARKA



KEY-PLAN PROPOSAL

CASE

STUDY


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affordable housing in partnership

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