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Introducing BusinessIQSM

Advance your business

© 2011 Experian Information Solutions, Inc. All rights reserved. Experian and the marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein may be the trademarks of their respective owners. No part of this copyrighted work may be reproduced, modified,or distributed in any form or manner without the prior written permission of Experian Information Solutions, Inc.

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Introducing BusinessIQSM

BusinessIQSM is the control center that brings the industry’s best credit practices and top analytical intelligence right to your desktop.Module-based approach built around the credit lifecycle that integrates all the tools your credit department needs into one access portal:► Application review (reports and scores)

M i tf li► Managing your portfolio► Collecting on delinquent accounts

Modules:

CoreCredit

► Core Credit► Decisioning► Alerts Alerts Decisioning► Portfolio Analysis► Collections

Alerts

© 2011 Experian Information Solutions, Inc. All rights reserved. 2

Web-based system

Easy to implement – no hardware or software configurationQuick to deploy across multiple sitesQuick to deploy across multiple sitesHead designate administrator can:► Set and enforce credit policies with all usersp► Maintain central control to customize:

● Scores● Filters● Policies


BusinessIQ – Homepage/Premium User

QuickSearch persistent 1

Watch List shows specific accounts – data is pushed to the client

2 1

2Summary modules will appear depending upon user access – Alerts & DNS Campaign Summary

3 2

My Tasks – similar to Outlook tasks and available to all users regardless of tier

4

3 5

Portfolio Graphs will appear

News feed is also available

5 4


BusinessIQ – Homepage/PayGo User

QuickSearch persistent 1

Recent Activity shows reports pulled

Summary modules will

2

3

1

2Summary modules will appear depending upon user access – Alerts & DNS Campaign Summary

3 2

My Tasks – similar to Outlook tasks and available to all users regardless of tier

4

3

News feed5 4

5


BusinessIQ - QuickSearch

Search fields enabled for type ahead

1

Suggestions display as characters are typed

2 1

Clicking upon one of the suggestions takes you to the Select Report page

32

Key PointUsers will not always get a hit. What must they do?

3

Enter Name, City and State; clicking upon Search will result in a LOS via TrueSearch.


Expanded Search

Expanded Search allows for commercial and blended

h

1

1

searches

Click “Search” and the LOS will display

2

This path will function similar to BizApps with a LOS that includes a depth indicator

Fraud and International will appear as additional tabs

2


BusinessIQ - Select Report

Selected business appears 1

User can change default model or credit policy (only displays for decisioning users)

2

1 2

User selects one or multiple products that they have access to

3

1 2

Set default selections

Click “View Reports” and th t ill

4 3

5the reports will appear

5

4


BusinessIQ – Credit Report

Displays account details for quick navigation of account i f ti d id

1

information and provides a comprehensive view of the customer

Pull new reports1

24

Pull new reports seamlessly (“Pull New Report”) and add account to Alerts Monitored Set (“Alert Me”)

2

2

2

Report navigation allows user to jump from section to section in the report

3

3

More Actions allow for: creating a task, adding a note, adding to an account list and adding to the watch list

4


list

4

BusinessIQ – Account Detail Pages Within Portfolio – SummaryAlso available - Credit Reports, Alerts, Decisions, Collections, Accounts Receivable, Linkage, History & Notesg , y

Displays account details for quick navigation of account

1

4

1

navigation of account information and a comprehensive view of the customer

2

4

Summary information including:

► Aging► Risk/Credit

Stat s

2

Status► Legal Filings► Score over time

3

Pull new report link

Account Actions like those available on the

3

4

© 2011 Experian Information Solutions, Inc. All rights reserved. 10credit report

BusinessIQ – Report Manager

Report accessible for 90 days (Premium subscription

h 180 d ) A

1

users have 180 days). A record (without a link) will show for one year.

User can filter on Category2 1User can filter on Category, Date or Group

2


BusinessIQ

MODULESBusinessIQ


Alerts: Advanced capabilities

Over 47 notification triggersBoth positive and negative alerts soBoth positive and negative alerts so you can minimize risk or find opportunityMultitude of filtering options toMultitude of filtering options to ensure only actionable alerts are deliveredDaily notification on bankruptciesDaily notification on bankruptcies, judgments, liens, collectionsWeekly notification on DBT and score changesscore changesQuick view on dashboard homepage


BusinessIQ - Alerts

Select an Alerts Monitored Set (portfolio)

1

Review Alert Detail

After completing review

2

3 After completing review, user marks alert as “Read”

Export and Printing capabilities exist for easy

13

3

4

4

p ydownloading / saving 2


BusinessIQ – Alert Configuration

User can modify alert settings by selecting an Al t M it d S t t

11

Alert Monitored Set to modifySelect Triggers for monitoringSelect Filters to apply to

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3

4

5

Select Filters to apply to each triggerIdentify a priority weighing for each alertUser may also set an Alerts

3

34

5 yMonitored Set to Experian’s default setup


BusinessIQ – Portfolio

Upload your accounts or use an inquiry-b d tf li

1

2based portfolio

Segmentation tools allow for quick analysis and the

2

1

2

3

analysis and the creation of filtered lists

“Snapshots” provide quick overviews

3q

Submit batch scoring and account reviews online

4

4


BusinessIQ - Sophisticated segmentation and analysisanalysis

Better understand your portfolio to improve performanceMultitude of ways to slice, dice and display including:

► Summary & Performance► Risk & Aging► Concentration► Trends► Trends► Benchmarking► Exposure

Printable reports


Portfolio Scoring: Find risk and opportunity within your own portfolioyour own portfolio

Score contributed accounts or upload a list to scorepIdentify risky accounts to take action onIdentify healthy accounts toIdentify healthy accounts to maximize your share of walletAnalyze the entire portfolio to make adjustments to yourmake adjustments to your credit policies


BusinessIQ - Decisioning

5 Step process to automate d i i i

1

decisioning

Results in a consistent automated decision

2 2

automated decision with a credit limit and the details

1


BusinessIQ – Account Review

User can filter accounts and submit f b t h t

1

for batch account review

1


Collections Research & Delinquency Notification ServiceProven to increase debt recoveryy

CLIENTS SEETHE PROGRAM CLIENTS SEE

• Increased calls to their collections centers after sending letter

• Increase of 4 9% on

THE PROGRAM

• Collections letters on Experian letterhead, sent on behalf of your company

• Increase of 4 – 9% on previous collections results

• Delinquent businesses paying them before

• You provide your lists, we mail the letters

• Delinquent customers call and pay you directly p y g

paying other creditors

• Letter recipients becoming educated on business credit and it’s importance

p y y y

• Includes access to research tools to find additional contact info

• Letter recipients have importanceLetter recipients have access to their business credit score for 90 days


Experian business services guaranteesWhat sets us apart from competitorsWhat sets us apart from competitors

Best coverage on small/mid-sized businesses*Data integrity including Corporate Linkage – no self reported dataData integrity including Corporate Linkage no self reported dataAbility to blend owner data with business dataScores that regularly outperform competitors’ in ability to predict riskFreshest data -- over 25M companies with active credit records –updated in the past 6 months. 24 updates on vital data like bankruptcies.Small Business Credit Share consortium with over 30M lines of dataSmall Business Credit Share consortium with over 30M lines of data and the industry’s best predicting scoresFlexible and fair pricing options including subscription and pay-as-you-gogAward-winning customer service

*Verified by Forrester research in 2008.


Product Bundling – BusinessIQ vs. DNBi

Dashboard Core reports/ Scores/Linkage

Portfolio Tools Alerts Decisioning Collections

Blended Data

BusinessIQ PayGo Recent Activity Reports & Scores

Acct lists/ Portfolio analysis

47 triggers available -

Advanced Decision Tree

Industry leading research & A ailablePayGo -

transactionaly

Dashboard Limited Linkage treey

tools/Report Manager

can be added

approach can be added

targeting tools can be added

Available

BusinessIQ Subscription

Recent Activity Dashboard

Core reports/scoresF ll Li k t

Acct lists/ Portfolio analysis tools/Report

47 triggers available -can be

Advanced Decision Tree approach can be

Industry leading research & targeting tools AvailableSubscription Dashboard Full Linkage tree tools/Report

Managercan be added

approach can be added

targeting tools can be added

BusinessIQ Premium Subscription

Watchlist – real time updates

Core reports/scoresFull Linkage tree

Acct lists/ Portfolio analysis tools/Report M

Included -47 triggers available

Advanced Decision Tree approach can be

dd d

Industry leading research & targeting tools

b dd d

Available

Subscription Manager available added can be added

DNBi Core C t /Can be added –DNBi Core

90% of usersWatchlist – real time updates

Core reports/scoresFull Linkage tree

Folders & Snapshots

Included –17 triggers

Can be added –Decision Maker

Workflow & Collections Management

N/A

DNBi Subscription Watchlist – real Core reports/scores Yes, enabled

through Account Included –Decision Maker –judgmental

Can be added –Workflow & N/A


pwith all modules

time updates Full Linkage treethrough Account Manager 17 triggers

j gscorecards have limitations

Collections Management

N/A

advance your business - bcibci2experian.com/library/cb-businessiq-bci-web-site-presentation.pdf ·...

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