active learning tool -...
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© Take Charge Today– August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
RECOMMENDED
GRADE LEVELS AVERAGE TIME TO COMPLETE
EACH LESSON PLAN IS DESIGNED AND CONTINUALLY EVALUATED “BY EDUCATORS, FOR EDUCATORS.” THANK YOU TO THE FOLLOWING
EDUCATORS FOR DEVELOPING COMPONENTS OF THIS LESSON PLAN.
All Varies
Time does not include optional items.
Tracey Newman, Family and Consumer Sciences Educator, Ste. Genevieve, Missouri
Shelly Stanton, Business Educator, Billings, Montana Michelle Keech, Business Educator, Tremont, Illinois
NATIONAL STANDARDS LESSON PLAN OBJECTIVES
See the lesson plan from which you are integrating concepts for an applicable list of standards.
Upon completion of this lesson, participants will be able to: Utilize tablet applications as a tool when learning
different financial concepts
RESOURCES EXTERNAL RESOURCES
External resources referenced in this lesson plan:
Google Play Android www.play.google.com
Apple Apps www.apple.com/ipad/from‐the‐app‐store
Dropbox: www.dropbox.com
SugarSync: www.sugarsync.com/
Google Drive: https://drive.google.com/start
Quixey: www.quixey.com/
Chomp: www.chomp.com
TAKE CHARGE TODAY RESOURCES
Similar lesson plan at a different level:
Optional lesson plan resources: Technology Integration Options Active Learning Tool
3.0.50
Internet Games Relating to Financial Education Active Learning Tool 3.0.51
Video Clips Relating to Financial Education Active
Learning Tool 3.0.48
DESCRIPTION OF THIS LESSON PLAN Tablets can be easily integrated into many lesson plans. The tablet applications in this guide are recommended by Take Charge Today educator teams as some of their favorite applications for the personal finance classroom.
TABLET APPLICATIONS FOR THE PERSONAL FINANCE CLASSROOM
Active Learning Tool www.takechargetoday.arizona.edu
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© Take Charge Today– August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
The application market is quickly changing which may affect availability and functionality of recommended apps.
Applications from the Google Play and Apple marketplaces have been identified in this guide. Some apps are available for both marketplaces and others for only one or the other. Applicable marketplaces are indicated by the following icons throughout the guide.
Google Play www.play.google.com
Apple Apps www.apple.com/ipad/from‐the‐app‐store
All applications listed in this guide are free unless otherwise noted.
Time recommendations are noted by stars for each application:
‐ easy to implement ‐ time to use varies ‐ requires longer implement and instructor guidance
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© Take Charge Today– August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
LESSON PLAN SECTIONS To help you integrate tablets into your classroom this guide has been divided into the sections described below.
Section Description Corresponding Page
Numbers
Hyperlinks are provided to
link directly to each section
of the document
Tablet Management Tips Tips to help you use tablets in your classroom 4
What is your favorite app? Use this form to have your participants submit their
favorite apps
5
Teaching Applications A variety of applications that may be used with any
lesson plan and any content
6‐7
Personal Finance Content
Applications
A variety of applications that specifically enhance personal finance content
8‐11
Vocabulary Reinforcement
Applications
Applications to reinforce vocabulary terms
12
Books, Articles, and Other
Media Applications
Applications for books, articles, and other forms of
media
13‐14
Game Applications Applications for games that integrate personal
finance content
15‐16
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© Take Charge Today– August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Tablet Management Tips
The Take Charge Today Educator Team members recommend the following tips to help you manage multiple tablets in your classroom: Managing Tablets in the Classroom
Give each tablet a number. Put the number on the back of the tablet and also make the number the desktop background.
If purchasing apps, buy a pre‐loaded gift card from the applicable app store. This gift card may be used with multiple tablets.
Use a locking cabinet to store tablets.
This article includes tips about participant use, set‐up and management ‐ http://ipadschools.wikispaces.com/Managing+a+Classroom+Set+of+iPads
iPhone apps can also be used on an iPod Touch. Using Tablets for Instruction
Recognize that participants will need an introduction of how to use the tablet for education vs. playing. Reinforce from the beginning that the tablet is an educational tool.
If you have limited tablets, teach one small group or one participant and then have those participants teach the next group.
Purchase a VGA connector compatible to your tablet to connect it to a projector.
If using Apple, purchase Apple TV to project your tablet to a screen.
Managing Participant Work
Have a wireless printer connected to the tablets to easily print participant work.
Create an email account to only use with tablets so that participant work can be mailed or stored.
Dropbox is an application that is available for GooglePlay and Apple. Create a separate Dropbox account for the tablets so items can be shared and stored without interfering with personal items, this also allows a safe place to put Take Charge Today Power Points and Information Sheets for participants.
o SugarSync and Google Drive are alternatives to Dropbox.
Ask participants to delete any items that they don’t want to be accessed at the end of class. Finding and Using Applications
When planning to use an app, install a day or two prior to use. Many of the apps are rapidly changing, the functionality or pricing may change, and they may become unavailable.
Use the Quixey or Chomp application search engines to find additional apps to use in your classroom.
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© Take Charge Today– August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
What is your favorite app?
Total Points Earned
Name
8 Total Points Possible (1 point each)
Date
Percentage
Class
Do you have a favorite app that relates to money management? Use the form below to recommend this app
to others!
What is the name of this app?
What marketplace was this app found
in?
Does this app cost money to purchase
or upgrade?
What does this app do?
Why do you like this app?
Do you currently use this app for
personal use?
How could this app be used to help
someone manage their finances or
learn more about money
management?
Do you have any tips for using the
app?
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Teaching Applications
The following tablet applications may be used with any lesson plan and content.
Application Where to access it
Time Cost (if applicable)
Description Tips for integrating this application into the classroom
Educreations Interactive Whiteboard
Educreations turns your iPad into a recordable whiteboard. Creating a great video tutorial is as simple as touching, tapping and talking. Explain a math formula... Create an animated lesson... Add commentary to your photos... Diagram a sports play...
Excellent option for participants with special needs to verbally share their answers vs. writing them
Use instead of whiteboards and markers
Evernote
Evernote turns the iPhone, iPod Touch and iPad into an extension of your brain, helping you remember anything and everything that happens in your life. From notes to ideas to snapshots to recordings, put it all into Evernote and watch as it instantly synchronizes.
Evernote allows individuals to save audio, video and text and sync with all devices (phone, computer and Tablet)
Use when discussing comparison shopping to track information regarding different products
Keep finances in order by saving receipts, bills and contracts
Flipboard creates a personalized magazine out of everything being shared with you, from Instagram photos and Facebook updates to Tumblr posts and articles from your favorite publications. Fill Flipboard with the things you like to read, from the smallest blogs to publications like Rolling Stone or Vanity Fair, and use Instapaper or Read It Later to save articles to read later. Connect Flipboard to all your social networks, and you'll have a single place to enjoy, browse, comment on and share all the news, photos and updates that matter to you.
Easy way to organize class topics Categories for personal finance in Flipboard: Get Rich Slowly, Adweek, The Economist, Entrepreneurship, FTC, StockTwits and many more
Set up relevant magazines for participants to use as valid resources
Articles can be shared via social networks or email for easy participant access
Google Earth
Explore the same global satellite and aerial imagery available in the desktop version of Google Earth, including high‐resolution imagery for over half of the world's population and a third of the world's land mass.
Take a tour of everything that is paid for with taxes Explore different communities across the world
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Make Dice Lite
Dice
Where should we go? Who Should it Be? We all come across a situation where decisions are hard to make. How about having dice make the decision for you?
Use with the Setting Financial Goals 2.1.4 lesson Customize the dice to play Rolling Jenga in The Fundamentals of Investing 2.4.4 lesson
Use dice to divide participants into groups
Pros and Cons
T‐Charts (Pros and Cons)
Can't decide if you should take that job across the country or not? Should you really go and get ice cream right now? Figure it all out with Pros & Cons! When you have any decision to make, it can always help to take a step back and look at all the pros and cons of the situation.
With the Apple version, the list can be saved and emailed as a way to assess participant work
Utilize to show tradeoffs or opportunity costs Utilize as a nonverbal discussion item in simulations
ScreenChomp
White Board application that allows participant to annotate and voice record.
It can be saved and emailed as an assessment
Images can be loaded to discuss
Excellent option for participants with special needs to verbally share their answers vs. writing them
ShowMe Interactive Whiteboard
Turn your iPad into your personal interactive whiteboard! ShowMe allows you to record voice‐over whiteboard tutorials and share them online. It’s a radically intuitive app that anyone will find extremely easy to use, regardless of age or background.
Excellent option for participants with special needs to verbally share their answers vs. writing them
Talking Tom Cat
Talking Tom repeats everything you say with a funny voice. You can pet him, poke him, you can even grab his tail.
Use in place of the Web 2.0 tool Voki, which is described in the Technology Integration Options 3.0.50 guide, to have participants summarize a main point from a lesson.
Also available are Talking Tom Cat 2, Gina the Giraffe, and Talking Ben the Dog.
Timer Plus
Clean, simple and reliable. Perfect for every timing situation (sports, games, work and of course cooking).
Use with any timed activity
Create timers for any length with a variety of bell sounds.
Apps are also available for the following Web 2.0 tools described in the Technology Integration Options 3.0.50 guide. Refer to this guide for further instructions and teaching tips regarding these apps:
Popplet
Animoto
QR Codes
Edmodo
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Personal Finance Content Applications
The following applications enhance specific content areas. The first table indicates how each application relates to Take Charge Today topics. Use this table to find apps that match the content area desired. The second table describes the details of each personal finance app.
Application
Take Charge Today Units and Topics All Units TCFWB Managing Your Money Earning Receiving
and
Protecting
Saving and
Investing
Spending and Borrowing Giving
All units
Financial W
ell‐being
Financial Decisions &
Goal Setting
Dep
ository Institutions
Taxes
Financial Statemen
ts &
Spen
ding Plans
Career Developmen
t
Paychecks
Receiving
Saving
Investing
Credit
Fraud
Insurance
Consumer Spen
ding &
Major Expen
ditures
Giving to Others &
Estate Planning
Age Kiosk or AgingBooth
Coupons App, The
eType Personality Test
EEBA
Financial Calculators
goalGetter‐ Financial goal
planner
Job Finder
Mint.com
MyInterViewPrep
RedLaser
Shoeboxed
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Application Where to access it
Time Cost (if applicable)
Description Tips for integrating this application into the classroom
Age Kiosk Lite (free)
or Age Kiosk ($1.99)
AgingBooth
Do you want to see the future? Look old without the
aging! A new visualization app that adds the effects of
aging to any frontal photo. The app employs automatic
face recognition to detect the eyes, mouth, and chin, and
advanced image processing to simulate how that face
would appear if a person would be 70‐100 years old.
Allows participants to see into the future in a personal way
Use when discussing the importance of saving financially for your future
Coupons App, The
Unbelievable coupon savings at your favorite stores,
restaurants & gas stations!
After completing the grocery list, have participants use the app to lower the grocery costs
A barcode scanner is available to price comparison shop
EEBA
An upgrade is available to let
you link specific accounts for
further tracking.
Stay on budget with virtual envelopes! EEBA, the Easy
Envelope Budget Aid keeps you on track! EEBA is a
personal/household finance app for money management
and budget tracking.
Develop a spending plan, then deduct expenses as they occur
eType Personality Test
Personality Test
eType is based on the scientific Enneagram Personality Test ‐ but instead of answering a boring questionnaire, you simply pick 4 visual cards that best describe you and get an instant analysis. Play for yourself or with friends and colleagues and find out how you relate to each other.
Results identify one’s personality as well as optional careers and how they deal with relationships.
More descriptive results are available for $1.99. Participants can then compare their inner circle or up to 9 people on an app.
Create a worksheet with the test prompts for participants to follow while completing the test.
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Financial Calculators
One app serves most of your finance calculation needs.
The application includes the following common financial
calculators.
* TVM Calculator
* Currency Converter
* Loan Calculator
* Compound Interest Calculator
* Retirement/401k Calculator
* Credit Card Pay Off Calculator
* Tip Calculator
* Regular Calculator
* Annual Percentage Rate (APR) Calculator
* Return on Investment (ROI) Calculator
* Auto Loan/Lease Calculator
* IRR NPV Calculator
Many different financial calculators are included, such as retirement, APR, auto loan, credit card, Time Value of Money, Loans, compound interest, and credit card payoff.
goalGetter‐ Financial goal
planner
Goal Tracker
Imagine the future you want as goalGetter helps you
realize the savings needed to fund it. goalGetter was
designed to help you visualize the importance of saving
and planning appropriately to achieve your lifetime
financial goals.
Put in monthly distribution to a goal to see how long it will take to achieve it
Participants are able to pick from categories of goals (ranging from a new dog to a house) and share their goals via email
Job Finder
Find your dream job. Browse hundreds, thousands and millions of jobs all around the world.
Compare specific job offers from different geographical areas, as well as compare some of the different compensation packages offered
Mint.com
Mint.com allows you to track, budget and manage your money all in one place. You can see where you are spending and where you can save. It is a safe, secure and easy way to keep your personal finances organized.
Creates a customized budget based on your actual spending
Provides bill reminders, alerts and advice to avoid late fees and monitor cash flow
Automatically pulls and categorizes your transactions
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
MyInterViewPrep
Interview Prep
Interview Prep is a fully‐featured flash card app that prepares you for dozens of job interview questions. Each question is accompanied by suggestions that will help you answer these tough questions.
Gives answers to basic and advanced interview questions
Allows you to create a ‘faves’ deck of questions you want featured
Great if you are completing mock job interviews – to keep those waiting busy
RedLaser
RedLaser is a secret weapon for the smart shopper. Scan or search for items to make sure you have all the information you need, including project details, ratings and price comparison.
Searches millions of products to find the best prices and most convenient locations
When shopping for food, product ratings and critical allergen information is identified
Shoeboxed Receipt Tracker
and Reader
Snap a picture of your receipts and Shoeboxed will automatically enter the date, total, payment type, store and category.
Expense reports can be exported to several programs including Excel and QuickenBooks.
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Vocabulary Reinforcement Applications
The following tablet applications may be used to reinforce vocabulary terms.
Application Where to access it
Time Cost (if applicable)
Description Tips for integrating this application into the classroom
Evernote Peek
Simply peek under the cover to prepare for a quiz, practice
a language or strengthen your memory.
In Evernote, either choose an existing notebook or make a
new one to use with Peek. The note title will become the
clue and the note body will become the answer. For best
results, keep the clue to one sentence and the answer to
around three sentence.
If you have a smart cover for your iPad, the flashcards become even more interactive
FlashCards+
You can create flashcards either on your computer or
directly within the app. If you don't want to make your
own, you can browse and download flashcards from
Quizlet.com and FlashcardExchange.com.
This site is connected with the decks available at www.quizlet.com
Participants review while creating the cards and then the cards can be used for review
iFlashcards free
iFlashCards allows you to build unlimited databases of
questions that you can test yourself one. Flashcards may
be text only questions or text and picture questions.
Create flashcards using the term and definition or an example and can then export cards to a computer or transfer to another device.
A timer can be added to take quizzes using the flashcards. The app will track how many questions you got right during each quiz and provide the answers.
StudyDroid Flashcards
StudyDroid puts the flashcards right in your pocket. Never
lose your flashcards again.
Can use on a computer, tablet, or smartphone and sync to all three
Create flashcards in Microsoft Word and then import into StudyDroid
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Books, Articles, and Other Media Applications
The following tablet applications involve books, articles, and other forms of media.
Application Where to access it
Time Cost (if applicable)
Description Tips for integrating this application into the classroom
Ask Dave Ramsey
Summary of thousands of calls about life and money from
The Dave Ramsey Show.
Advice on many different financial topics
Participants could critique the advice or create their own advice column
Stock Tracking such as
Bloomberg, Yahoo Finance,
NASDAQ, etc.
News, stock quotes, company descriptions, market leaders/laggers, price charts, market trends analysis, and more.
Create a customized list of stocks that you want to follow from markets around the world
News Networks such as
CNN, Fox News, MSNBC,
ABC News, USA Today, etc.
Learn about what is happening in the world as you watch live videos and read articles.
Review current news articles and discuss
It’s Not What You’ve Got!
$3.99
Dr. Wayne Dyer addresses the topics of money and abundance with the belief that a child's earliest thoughts and perceptions about these subjects are those that will last throughout his or her life. The aim is to help children develop a healthy view of money by using themes and images they can relate to. Topics include: money does not define who you are, it doesn't matter what others have, and abundance comes in many forms.
Use the tablet application in replace of the book
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Khan Academy
The Khan Academy allows you to learn almost anything for free. A variety of personal finance and economic concepts are addressed.
Download videos or entire playlists to watch offline at your pace
Subtitles are available allowing you to follow along, skip ahead or go back
Motley Fool
Stock information and investing advice from The Motley Fool. It includes top stories in financial news, ticker search, podcasts, reading and much more!
Brief articles with information about a variety of topics related to investing
Oh, the Places You’ll Go!
($4.99)
Full of good wishes and sage advice, this tale chronicles a
cheerful little guy in a yellow jumpsuit as he makes his way
in the world. He travels through a wide variety of colorful
Seussian landscapes, cities, and sticky situations ‐ some
exhilarating, some depressing, some a little frightening.
One moment our hero is riding high on an elephant's back
with a triumphant banner flapping overhead. At another
he's rowing a tiny rowboat through a black lagoon full of
howling, long‐necked Hakken‐Kraks. But in the end our
hero faces up to each challenge, be it a Hang‐up, Lurch or
Slump. His success in life is "98 and ¾ percent
guaranteed!"
Individuals may listen as the story is narrated, read the book in its traditional form or play the book like a movie. Great to use with a projector!
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Game Applications
The following tablet applications are games that integrate personal finance content.
Application Where to access it
Time Cost (if applicable)
Description Tips for integrating this application into the
classroom
Bloom* by Mindbloom
This is the app for the popular Mindbloom game. Bloom* inspires
you to live every day to the fullest: Reminders to make healthy
choices, stay connected with others, manage stress, strengthen
your spirit, save money, advance your career, and enhance your
creativity.
The Mindbloom game is recommended in the Collage of My Life Lesson Plan 2.1.5.
The game is most effective if it is played more than once, so consider offering class time throughout the course to play the game
Car Park Challenge/ NRMA
Insurance
Prove you have what it takes to master the NRMA Insurance Car
Park Challenge. Try not to damage your car as you drive through
10 levels filled with tight corners and different obstacles. We
even use data from our research centre to estimate your repair
costs if you do damage your car. NRMA Insurance Car Park
Challenge features hours of gameplay filled with fun levels and
cool obstacles. So come on, park it like you own it!
Use as a discussion starter for the costs of repairs and importance of auto insurance
Cash Flow Balance Sheet
The Cashflow Balance Sheet app is a simple and fun app that
helps you play financial simulation games and/or track your
personal Assets, Liabilities, Income and Expenses.
Add assets and consume items to see the balance sheet change
Celebrity Calamity
Should they choose the yacht or the mansion? The sportscar or
the trip to Monaco? And how will they pay it off? Shape the
careers of three persnickety celebrities through more than 40
action‐packed levels! Decide which gigs they should take and
which to pass on, take care of their shopping, and then help them
pick up their jaws off the floor after they get the bills. It's nice
work if you can get it, and if you get it... try not to get fired!
The app for the popular Celebrity Calamity game
Depicts the life of a young female and her road through credit card use
The app is easy to implement but the simulation is most valuable if participants have at least 30 minutes to dedicate
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© Take Charge Today – August 2013 – Tablet Applications for the Personal Finance Classroom Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
Financial Football
The NFL and Visa have teamed up to create this engaging,
interactive game, designed to improve financial literacy. With
Financial Football, you can test your money management skills by
answering financial questions. Correct answers will allow you to
move down the field and score touchdowns.
App for the popular Financial Football game
Three levels of play are available for different learners
Great review tool
Game of Life, The
($0.99)
Virtual app for the traditional game of Life. Participants pick their
paths, as well as make choices on housing and careers. At the
end of the activity a “game of life journal” is created.
Participants can play solo or party play can occur for up to 6 people. A solo game can be completed in 15 minutes. More players requires more time.
Utilize the Game of Life Active Learning Tool 3.0.31 discussion questions and expense and income tracking documents to relate the game to course concepts.
Have participants work with a partner or small group in order to increase discussion about decisions made throughout the game play.
Monopoly
($.99 on iTunes)
($4.99 on Android)
Monopoly with so many more options. The game has tutorials to
teach the most novice Monopoly or iPad user to be successful.
Play can be solo or with several participants
Make the activity more challenging by having participants’ select game levels higher than easy
Games can be saved and continued at a later time
Wi Fi games can occur so several classes can compete with one another
Utilize the Monopoly Active Learning Tool 3.0.29 components to enhance learning and provide an assessment tool
Scrabble
The real scrabble game, encourage them to play with Personal
Finance Words Only
This is a great reward for those that work quickly and successfully