aboutus outside update2019lo - marine credit union · )**)+)0,, 1)/,%%, 2"*0...

WISCONSIN

MINNESOTA

IOWA

HOUSTON

WINONAOLMSTED

CLAYTON

ALLAMAKEE

FAYETTE

POLK

MUSCATINE

DALLAS

WIN

NESHIEK

BROWN

DODGE

WAUKESHA

MILWAUKEE

WASH

ING

TON

COLUMBIA

WAUSHARA

OZA

UKEE

FOND DU LACGREENLAKE

CHIPPEWA

EAU CLAIRE

MONROE

VERNON

CRAWFORD

GRANT

LA C

ROSS

E

TREM

PEA

LEA

U

DUNN

MARQ

UETTE

WIN

NEBAG

O

CALUMET

MANITO

WO

C

OUTAGAMIE

ILLINOIS

ROCK ISLAND

FILLMORE

SHEB

OYGAN

KENOSHA

RACINEWALWORTH

CEDAR

CLINTON

SCOTT

SAUK

LAFAYETTE ROCK

DANE

RICHLAND

IOWA

GREEN

JEFFERSON

CLARK

TAYLOR

709 E 46th St. Davenport, Iowa 52807563.391.2850

1848 East Main StreetOnalaska, WI 54650608.783.4000

811 Monitor StreetHeadquarters

La Crosse, WI 54601800.923.7280

127 West Avenue NLa Crosse, WI 54601608.784.7329

218 S Mill Street Rushford, MN 55971507.864.2999

915 Short Street, Suite 105Decorah, IA 52101563.382.8900

1415 South Marquette RoadPrairie du Chien, WI 53821608.326.1901

404 Cleveland StreetMuscatine, IA 52761563.263.2221

909 9th StreetWest Des Moines, IA 50265515.867.2200

5128 SE 14th StreetDes Moines, IA 50320515.287.7380

3701 E 14th Street Suite 109Des Moines, IA 50313515.266.3030

MINNESOTA IOWA WISCONSIN (cont.)WISCONSIN

2110 Silvernail RoadPewaukee, WI 53072262.522.3990

333 North 35th StreetMilwaukee, WI 53208414.342.7660

3333 S 27th StreetMilwaukee, WI 53215414.831.2090

1779 School LaneGreen Bay, WI 54313920.661.9027

854 Fox Point PlazaNeenah, WI 54956920.486.1648

815 Wisconsin AvenueNorth Fond du Lac, WI 54937920.923.7280

80 W Rees StreetFond du Lac, WI 54935920.923.7280

201 Wisconsin American DriveFond du Lac, WI 54937920.923.7280

661 W Pioneer RoadFond du Lac, WI 54935920.923.7280

1074 W Fond du Lac StreetRipon, WI 54971920.748.2870

1 Gateway DriveWaupun, WI 53963920.324.3101

7600 W Bluemound RoadWauwatosa, WI 53213414.476.4151

1320 Broadway Street N, Suite 8Menomonie, WI 54751715.309.4750

940 Frontenac Drive Suite 105Winona, MN 55987507.474.4600

1981 E Mason Street, Suite 102Green Bay, WI 54302920.489.8322

801 N. 8th Street730 N. 9th Street (drive thru location)Sheboygan, WI 53081920.458.4678

6310 Green Bay Road Kenosha, WI 53142262.657.5020

5133 Douglas Avenue Racine, WI 53402262.639.1975

3039 S. Green Bay RoadRacine, WI 53403262.554.7440

302 Bay StreetChippewa Falls, WI 54729715-438-6361

150 N LudingtonColumbus, WI 53925920.626.9062

316 W Spring Street, Suite 1Dodgeville, WI 53533608.425.6001

3406 Oakwood Hills Pkwy, Suite 100Eau Claire, WI 54701715.930.1549

708 N Madison StreetLancaster, WI 53813608.723.1140

80 S Court StreetPlatteville, WI 53818608.342.4280

101 N Broadway StreetStanley, WI 54768715.644.2920

618 State Road 69New Glarus, WI 53574608.527.3170

1712 12th StreetMonroe, WI 53566608.328.1200

We believe… Everyone should have the opportunity to feel stable and secure. Everyone ought to experience the fulfillment of hard work. Everyone deserves to be treated with dignity and respect. We believe in people. Common people. People who work long hours to make ends meet. People with mountains to climb and valleys to forge. People creating a better future for themselves and their families.

We were created for hardworking people, by hardworking people. Our roots trace back to 1931, when the first of more than 25 credit unions now part of our history was chartered. We take our name from the credit union formed in 1949 to serve the employees of Mercury Marine, world-class manufacturer of outboard motors, in Fond du Lac, Wisconsin.

Today, our team of more than 400 employees serves over 93,000 members across Wisconsin, Iowa, Minnesota and Illinois. We see our members as people, first and foremost. When you walk into Marine Credit Union, you are more than a number. You are a human being, with a story. We serve everyone, especially those with past financial challenges. And as members of the Marine team, we are each empowered to be advocates for the people we serve.

2010

2011Eau Claire

Postal Credit Union

merged with MET

Credit Union

2014River City Community Credit Union (formerly Brewing and Malting Plant Credit Union, then Heileman Credit Union) merged with Marine Credit Union (La Crosse, WI)

2006Central Credit Union mergedwith Marine Credit Union(Waupun, WI)

Wells Employees Credit Unionmerged with Marine Credit Union (Fond du Lac, WI)

Advantage Credit Unionmerged with MarineCredit Union (La Crosse, WI)

2005Peterson Federal

Credit Union merged with

Advantage Credit Union

(Peterson, MN)

Lutheran Credit Union merged

with Advantage Credit Union(Decorah, IA)

2009First Service Credit Union (formerly Falk EmployeesCredit Union) merged with Marine Credit Union(Milwaukee, WI)

2007Municipal

Employees& Teachers

Credit Union name

changed to MET

Credit Union(Eau Claire, WI)

2013MET Credit Union merged with MarineCredit Union(Eau Claire, WI)

Eau Claire Press Credit Union merged with MarineCredit Union

2015United Service Community Credit Union (formerly Methodist Ministers Service Credit Union) merged with Marine Credit Union(West Des Moines, IA)

2017Bank Mutualacquisition inKenosha,Racine and Sheboygan

2016Bent River Community Credit Union acquisition(Muscatine, IA)

800.923.7280

MarineCU.com/[email protected]

OUR STORY

ABOUT US

2018Bent RiveCommunity Credit Unionmerged withMarine Credit Union

Old National Bank acquisition in westernWisconsin

WISCONSIN

MINNESOTA

IOWA

HOUSTON

WINONAOLMSTED

CLAYTON

ALLAMAKEE

FAYETTE

POLK

MUSCATINE

DALLAS

WIN

NESHIEK

BROWN

DODGE

WAUKESHA

MILWAUKEE

WASH

ING

TON

COLUMBIA

WAUSHARA

OZA

UKEE


CHIPPEWA

EAU CLAIRE

MONROE

VERNON

CRAWFORD

GRANT

LA C

ROSS

E

TREM

PEA

LEA

U

DUNN

MARQ

UETTE

WIN

NEBAG

O

CALUMET

MANITO

WO

C

OUTAGAMIE

ILLINOIS

ROCK ISLAND

FILLMORE

SHEB

OYGAN

KENOSHA

RACINEWALWORTH

CEDAR

CLINTON

SCOTT

SAUK

LAFAYETTE ROCK

DANE

RICHLAND

IOWA

GREEN

JEFFERSON

CLARK

TAYLOR




La Crosse, WI 54601800.923.7280









































2010

2011Eau Claire

Postal Credit Union

merged with MET

Credit Union








(Peterson, MN)




2007Municipal

Employees& Teachers

Credit Union name

changed to MET







800.923.7280


OUR STORY

ABOUT US



Social ResponsibilityLeadership

Careers

Our members and employees generously give to the Marine Credit Union Foundationthroughout the year. Through the Foundation,we support local charities and financial education in the communities we serve. But we don’t make those decisions in a board room; we make them in our communities. The local team working at each Marine location has the opportunity to decide how funds are allocated and which charities need the most help based on community need and employee preference. Our Foundation is a great source of pride and expression for the Marine team.

We are focused on recruiting and retaining the right talent to be members of our winning team. Only with the right people will we continue achieving our growth and service goals.

Shawn Hanson became CEO of Marine Credit Union after its merger with Advantage Credit Union in La Crosse, Wis., in 2006. As the former CEO of Advantage, Shawn led the two organizations through the largest merger in their 50+ year histories. Since then, he has grown Marine by more than 130%, including the completion of nine more mergers or acquisitions, the creation of more than 200 jobs and the expansion into the Milwaukee, Fox Cities, Eau Claire, Wis., Des Moines, Iowa and Quad Cities markets.

We take pride in providing career opportunities and developing people. In 2017, we promoted 52 employees, 19 of those employees into leadership positions. We are committed to helping our employees grow their skills, accumulate experiences and pursue a career path they desire. From lending to member service to support functions like accounting, IT, HR and marketing, if you are willing to work hard and commit to excellence, we have a career path for you.

IncentivesWe offer many career growth opportunities across the company through internal promotions and job transitions, training programs, collaborative work experiences and personalized coaching. Our team members receive additional paid time off, above and beyond their standard benefit, for special events outside work, including graduation (you or a child), purchasing a new home, the birth or adoption of a child and volunteering in the community.

1930 1940 1950 1960 1970 1980 1990 2000

CultureWe work hard and expect excellence. It’s what separates us from our peers and what fuels our continued growth. From our tellers to our executives, every team member has goals he or she is accountable to achieve. Our performance culture is competitive, yet supportive. We celebrate teammates who embody candor, accountability and integrity in the way they work. We recognize examples of quality service to our members and each other. We provide training and support toteam members, so they are set up to succeed, meet or exceed their goals, and develop their careers.

Financial PerformanceSince 2013, we have grown our loans to members by over $250 million. Our balance sheet has also grown from $474 million to over $755 million, an increase of $281 million. This growth is a result of our commitment to helping people achieve their financial goals. The successful growth of Marine Credit Union has generated $38 million in net income over the last 5 years. Achieving this level of net income allowed us to increase our total capital by an average of 15% per year over the same period. Our continued growth and capital stability from steady earnings allows us to be a leader in providing financial services to the underserved.

1938ButchersCredit Union(Milwaukee, WI)

1958Lutheran Credit Union(Decorah, IA)

1931Eau Claire Postal

Credit Union

1932Eau Claire Press

Credit Union

Municipal EmployeesCredit Union

(Eau Claire, WI)

1941Brewing and Malting Plant Credit Union(La Crosse, WI)

1945Mrs. Karls Bakeries Credit Union(Milwaukee, WI)

Fond du Lac Area Credit Union

1933Press Gazette Credit Union(Green Bay, WI)

Central Credit Union(Waupun, WI)

Falk Employees Credit Union(Milwaukee, WI)

Soo LineEmployees Credit Union(North Fonddu Lac, WI)

1934International Harvester Employees Credit Union(Milwaukee, WI)

La Crosse Teachers Credit Union

1955Methodist Ministers

Service Credit Union(West Des Moines, IA)

1935Reporter Credit Union(Fond du Lac, WI)

1936Eau Claire Teachers Credit Union

1944Mercury Employees

Credit Union(Cedarburg, WI)

1965Wells Employees

Credit Union(Fond du Lac, WI)

1964Peterson Federal Credit Union

(Peterson, MN)

Fond du Lac County Employees Credit Union

1949Aeromarine Employees Credit Union (Fond du Lac, WI)

1972International

Harvester Employees Credit Union merged

with First Service Credit Union

1983Cream City Community

Federal Credit Union

(Milwaukee, WI)

1979Trails End Credit Union

(Waupun, WI)


Federal Credit Union merged with First

Service Credit Union(Milwaukee, WI)

Mrs. Karls Bakeries Credit Union merged with First

Service Credit Union

1989Mercury Marine Credit Union converted to Community FOM(Fond du Lac, WI)

First Hub Credit Union merged with First Service Credit Union(Milwaukee, WI)

1977First Hub

Credit Union(Milwaukee, WI)

1976First

Neighborhood Credit Union

(Milwaukee, WI)

1970Aeromarine Employees

Credit Union name changed to Mercury Marine Credit Union

(Fond du Lac, WI)

1980Butchers Credit Union

merged with First Service Credit Union

Mercury Employees Credit Union merged with Mercury Marine


1984Soo LineEmployees Credit Union merged with Marine Credit Union(North Fonddu Lac, WI)

1988Trails End

Credit Union merged

with Marine Credit Union

(Waupun, WI)

1990FirstNeighborhood Credit Union merged with First Service Credit Union(Milwaukee, WI)

1994Fond du Lac Area Credit Union merged with Marine Credit Union

2004Municipal Employees Credit Union

merged with Eau Claire Teachers Credit Union and

changed name toMunicipal Employees & Teachers

Credit Union (Eau Claire, WI)

1992Mercury Marine Credit Union name changed to Marine Credit Union(Fond du Lac, WI)

2001Fond du Lac County Employees Credit Union merged with Marine Credit Union

(Fond du Lac, WI)

Reporter Credit Union merged with Marine Credit Union (Fond du Lac, WI)

Press Gazette Credit Union merged with Advantage Credit Union (formerly

La Crosse Teachers Credit Union) Charter DateOUR HISTORY

900800700600500400300200100

25013%

15%

Since 2013,the loan portfolio

has grown by more than

and an average annualcapital growth rate of

Which has led to annual asset growth of

million

million

in net income

helping generate

Name Change Merger or Acquisition

$ $38

For 5 years ending in 2017, we’ve experienced tremendous growth:

Assets 2013 2014 2015 2016 2017

Mill

ions

By the Numbers2017

250

96,00058,000

158,000worthy causes that have

received support fromthe MCU Foundation

match made byMarine CreditUnion for each

employeedonation

given back to causes in the communities

we serve

donated by Marine employees

donatedby Marinemembers

STOP

F O U N D A T I O N

$

$

$

Social ResponsibilityLeadership

Careers

Our members and employees generously give to the Marine Credit Union Foundationthroughout the year. Through the Foundation,we support local charities and financial education in the communities we serve. But we don’t make those decisions in a board room; we make them in our communities. The local team working at each Marine location has the opportunity to decide how funds are allocated and which charities need the most help based on community need and employee preference. Our Foundation is a great source of pride and expression for the Marine team.

We are focused on recruiting and retaining the right talent to be members of our winning team. Only with the right people will we continue achieving our growth and service goals.

Shawn Hanson became CEO of Marine Credit Union after its merger with Advantage Credit Union in La Crosse, Wis., in 2006. As the former CEO of Advantage, Shawn led the two organizations through the largest merger in their 50+ year histories. Since then, he has grown Marine by more than 130%, including the completion of nine more mergers or acquisitions, the creation of more than 200 jobs and the expansion into the Milwaukee, Fox Cities, Eau Claire, Wis., Des Moines, Iowa and Quad Cities markets.

We take pride in providing career opportunities and developing people. In 2017, we promoted 52 employees, 19 of those employees into leadership positions. We are committed to helping our employees grow their skills, accumulate experiences and pursue a career path they desire. From lending to member service to support functions like accounting, IT, HR and marketing, if you are willing to work hard and commit to excellence, we have a career path for you.

IncentivesWe offer many career growth opportunities across the company through internal promotions and job transitions, training programs, collaborative work experiences and personalized coaching. Our team members receive additional paid time off, above and beyond their standard benefit, for special events outside work, including graduation (you or a child), purchasing a new home, the birth or adoption of a child and volunteering in the community.

1930 1940 1950 1960 1970 1980 1990 2000

CultureWe work hard and expect excellence. It’s what separates us from our peers and what fuels our continued growth. From our tellers to our executives, every team member has goals he or she is accountable to achieve. Our performance culture is competitive, yet supportive. We celebrate teammates who embody candor, accountability and integrity in the way they work. We recognize examples of quality service to our members and each other. We provide training and support toteam members, so they are set up to succeed, meet or exceed their goals, and develop their careers.

Financial PerformanceSince 2013, we have grown our loans to members by over $250 million. Our balance sheet has also grown from $474 million to over $755 million, an increase of $281 million. This growth is a result of our commitment to helping people achieve their financial goals. The successful growth of Marine Credit Union has generated $38 million in net income over the last 5 years. Achieving this level of net income allowed us to increase our total capital by an average of 15% per year over the same period. Our continued growth and capital stability from steady earnings allows us to be a leader in providing financial services to the underserved.

1938ButchersCredit Union(Milwaukee, WI)

1958Lutheran Credit Union(Decorah, IA)

1931Eau Claire Postal

Credit Union

1932Eau Claire Press

Credit Union

Municipal EmployeesCredit Union

(Eau Claire, WI)

1941Brewing and Malting Plant Credit Union(La Crosse, WI)

1945Mrs. Karls Bakeries Credit Union(Milwaukee, WI)

Fond du Lac Area Credit Union

1933Press Gazette Credit Union(Green Bay, WI)

Central Credit Union(Waupun, WI)

Falk Employees Credit Union(Milwaukee, WI)

Soo LineEmployees Credit Union(North Fonddu Lac, WI)

1934International Harvester Employees Credit Union(Milwaukee, WI)

La Crosse Teachers Credit Union

1955Methodist Ministers

Service Credit Union(West Des Moines, IA)

1935Reporter Credit Union(Fond du Lac, WI)

1936Eau Claire Teachers Credit Union

1944Mercury Employees

Credit Union(Cedarburg, WI)

1965Wells Employees


1964Peterson Federal Credit Union

(Peterson, MN)

Fond du Lac County Employees Credit Union

1949Aeromarine Employees Credit Union (Fond du Lac, WI)

1972International

Harvester Employees Credit Union merged

with First Service Credit Union


Federal Credit Union

(Milwaukee, WI)

1979Trails End Credit Union

(Waupun, WI)


Federal Credit Union merged with First

Service Credit Union(Milwaukee, WI)

Mrs. Karls Bakeries Credit Union merged with First

Service Credit Union

1989Mercury Marine Credit Union converted to Community FOM(Fond du Lac, WI)

First Hub Credit Union merged with First Service Credit Union(Milwaukee, WI)

1977First Hub

Credit Union(Milwaukee, WI)

1976First

Neighborhood Credit Union

(Milwaukee, WI)

1970Aeromarine Employees

Credit Union name changed to Mercury Marine Credit Union

(Fond du Lac, WI)

1980Butchers Credit Union

merged with First Service Credit Union

Mercury Employees Credit Union merged with Mercury Marine


1984Soo LineEmployees Credit Union merged with Marine Credit Union(North Fonddu Lac, WI)

1988Trails End

Credit Union merged

with Marine Credit Union

(Waupun, WI)

1990FirstNeighborhood Credit Union merged with First Service Credit Union(Milwaukee, WI)

1994Fond du Lac Area Credit Union merged with Marine Credit Union

2004Municipal Employees Credit Union

merged with Eau Claire Teachers Credit Union and

changed name toMunicipal Employees & Teachers

Credit Union (Eau Claire, WI)

1992Mercury Marine Credit Union name changed to Marine Credit Union(Fond du Lac, WI)

2001Fond du Lac County Employees Credit Union merged with Marine Credit Union

(Fond du Lac, WI)

Reporter Credit Union merged with Marine Credit Union (Fond du Lac, WI)

Press Gazette Credit Union merged with Advantage Credit Union (formerly

La Crosse Teachers Credit Union) Charter DateOUR HISTORY

900800700600500400300200100

25013%

15%

Since 2013,the loan portfolio

has grown by more than

and an average annualcapital growth rate of

Which has led to annual asset growth of

million

million

in net income

helping generate

Name Change Merger or Acquisition

$ $38

For 5 years ending in 2017, we’ve experienced tremendous growth:

Assets 2013 2014 2015 2016 2017

Mill

ions

By the Numbers2017

250

96,000

58,000

158,000worthy causes that have

received support fromthe MCU Foundation

match made byMarine CreditUnion for each

employeedonation

given back to causes in the communities

we serve

donated by Marine employees

donatedby Marinemembers

STOP

F O U N D A T I O N

$

$

$

2010

2011Eau Claire

Postal Credit Union

merged with MET

Credit Union








(Peterson, MN)




2007Municipal

Employees& Teachers

Credit Union name

changed to MET







2018Bent RiverCommunity Credit Unionmerged withMarine Credit Union


WISCONSIN

MINNESOTA

IOWA

HOUSTON

WINONAOLMSTED

CLAYTON

ALLAMAKEE

FAYETTE

POLK

MUSCATINE

DALLAS

WIN

NESHIEK

BROWN

DODGE

WAUKESHA

MILWAUKEE

WASH

ING

TON

COLUMBIA

WAUSHARA

OZA

UKEE


CHIPPEWA

EAU CLAIRE

MONROE

VERNON

CRAWFORD

GRANT

LA C

ROSS

E

TREM

PEA

LEA

U

DUNN

MARQ

UETTE

WIN

NEBAG

O

CALUMET

MANITO

WO

C

OUTAGAMIE

ILLINOIS

ROCK ISLAND

FILLMORE

SHEB

OYGAN

KENOSHA

RACINEWALWORTH

CEDAR

CLINTON

SCOTT

SAUK

LAFAYETTE ROCK

DANE

RICHLAND

IOWA

GREEN

JEFFERSON

CLARK

TAYLOR




La Crosse, WI 54601800.923.7280









































2010

2011Eau Claire

Postal Credit Union

merged with MET

Credit Union








(Peterson, MN)




2007Municipal

Employees& Teachers

Credit Union name

changed to MET







800.923.7280


OUR STORY

ABOUT US



aboutus outside update2019lo - marine credit union · )**)+)0,, 1)/,%%, 2"*0...

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