About WinStar Insurance GroupSince 1982, we understand your industry, value your time, and are committed to making the insurance process straight-forward and simple. You take pride in your craft. We take pride in ours. We provide Breweries & Brewpubs with property & liability coverage, equipment breakdown, product withdrawal reimbursement, commercial auto, workers comp and more. Having exclusive access to the BreweryPlus program in Texas since 2014, our coverages are designed exclusively to meet the unique needs of brewery owners, giving you the confidence that you are with the most reputable, comprehensive, and affordable insurance product available to assist you in quickly resuming operations after a loss.

Authorized Representative:

WinStar Insurance Group3420 Executive Center Dr., #301, Austin, TX 78731

512.448.9928 | www.winstarins.comAttn: Kash Sarkaria (ksarkaria@winstarins.com)

DISCLAIMER: This literature is descriptive only. Actual coverage is subject to the language of the policies as issued. Your issued policy may contain limits, exclusions, and limitations that are not detailed in this brochure.

Property (including spoilage, contamination, and leakage)

Equipment Breakdown

Property in Transit

Mobile Equipment

Crime

General Liability

Liquor Liability

Employee Benefits Liability

Automobile

Excess Liability

Product Withdrawal

About BreweryPlus

General / Liquor Liability:• $1,000,000/$2,000,000Limits• SeparateLiquorLiabilityLimit• BroadNamedInsuredDefinition• SpecialEvents• BlanketAdditionalInsured• NoChargeforCertificates• PerLocationGeneralAggregate• FellowEmployeeCoverage• SeparationofInsureds

Property:• BlanketLimitforBuildings,

Business Personal Property,and Stock (described premises)

• BlanketLimitforCoverageExtensionsNoCoinsurancePenalty•

• ReplacementCostforBuildingsand Business Personal Property

• AgreedValue,ActualCashValue,and Market Price options for Stock

• Contamination(nosublimit) Solar Panels, Equipment, and Barrels•included as Covered PropertyUnnamed Locations (optional)• Earthquake Sprinkler Leakage (optional)•

Coverages Specific to Breweries:• PropertyinTransit• Leakage• MobileEquipment• DamagetoStock:

•On premises power failure•Off premises power failure•Nesting,infestation,ordischargeor release of waste products orsecretions, by insects, birds,rodents, or other animals

Coverage Extensions:• BusinessIncome• ExtendedBusinessIncome• ExtraExpense• CivilAuthority• TenantsLeaseholdInterestLoss• ElectronicData• PreservationofProperty• ContingentTransit

Additional Coverages:• NewLocationsorNewly

Constructed Property• DebrisRemoval• FireDepartmentServiceCharge• Collapse• WaterDamage,OtherLiquids,PowderorMoltenMaterialDamage

• PollutantClean-upandRemoval• DependentBusinessPremises• PropertyatOtherLocations• PersonalEffectsandProperty

of Others (other than stock)• OutdoorProperty• Trees,Shrubs,Plants,andLawns• Non-OwnedDetachedTrailers• Depositor’sForgery• OrdinanceorLawProvision• AccountsReceivable• ValuablePapersandRecords• MoneyandSecurities• EmployeeDishonesty• FireProtectionDevices• CostofInventoryorAdjustment• UtilityServices–DirectDamage• UtilityServices–BusinessIncome

and Extra Expense• ContractPenalties• ArsonReward• IndoorandOutdoorSigns• FineArts• WaterProcessing• PackagingErrors

BreweryPlus is a specialty property & liability insurance program providing comprehensive value to the craft beer industry. Our program is underwritten by an AM Best Rated ‘AVX’ carrier and distributed exclusively through hand-selected insurance brokers. These brokers specialize in, and are dedicated to, your passion and profession. Equally important, our broker partners are committed professionals who formulate insurance solutions that blend affordability, customization, and stability. Consider the advantages of BreweryPlus.

Coverage Portfolio Coverage Summary

*not providedthrough Alteris

Workers' Compensation*Workers' compensation coverage pays all reasonably required medical bills fora work-related injury, replaces lost wages and compensates the employee for permanent impairment caused by acompensable work-related injury, and protects employers against lawsuits by injured employees.

• UnintentionalErrors