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Target Clients [email protected] EN: 1-855-745-1010 FR: 1-855-745-2020 www.april.ca APRIL LANDLORD PROTECTION FOR UNPAID RENTS & DAMAGE BY TENANTS APRIL Canada is the first and only insurer to offer protection for landlords against unpaid rents and damages to their property caused by tenants*. Our innovative and flexible coverage will allow you to present the most comprehensive quote available on the market today to your clients. • Available as a stand-alone policy OR as an add-on to an APRIL policy (discount and payment plan available) Either one of the two coverages OR both. Per rented unit Tenant selection: Credit score of 660 or higher OR Rent represents less than 40% of gross income No short term rental, nor social housing To find out more or make an application, please contact: Property owners who rent out all or part of their home. Properties located in QC or ON. COMMERCIAL . TRANSPORT . RESIDENTIAL . COMMERCIAL MARINE INSURANCE MADE EASY APRIL Canada is an MGA backed by worldwide expertise in providing innovative insurance solutions for your hard to place insurance risks across Canada. Underwriting Considerations

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Page 1: @A=BC'C@3DCE=D'A=E!2(!BE3

Target Clients

[email protected]: 1-855-745-1010FR: 1-855-745-2020www.april.ca

APRIL LANDLORD PROTECTIONFOR UNPAID RENTS & DAMAGE BY TENANTSAPRIL Canada is the first and only insurer to offer protection for landlords against unpaid rents and damages to their property caused by tenants*. Our innovative and flexible coverage will allow you to present the most comprehensive quote available on the market today to your clients.

• Available as a stand-alone policy OR as an add-on to an APRIL policy (discount and payment plan available)

• Either one of the two coverages OR both.• Per rented unit • Tenant selection:

○ Credit score of 660 or higher OR

○ Rent represents less than 40% of gross income • No short term rental, nor social housing

To find out more or make an application, please contact:

• Property owners who rent out all or part of their home.• Properties located in QC or ON.

COMMERCIAL . TRANSPORT . RESIDENTIAL . COMMERCIAL MARINE

INSURANCE MADE EASY

APRIL Canada is an MGA backed by worldwide expertise in providing innovative insurance solutions for your hard to place insurance risks across Canada.

Underwriting Considerations

Page 2: @A=BC'C@3DCE=D'A=E!2(!BE3

[email protected]: 1-855-745-1010FR: 1-855-745-2020www.april.ca

APRIL LANDLORD PROTECTIONFOR UNPAID RENTS & DAMAGE BY TENANTSThe biggest stress area for a landlord is that his tenants don’t pay their rent or damage his property to the point that he has to go into his savings to pay his mortgage or make repairs. To bring true peace of mind to your clients, offer them APRIL’s unprecedented Landlord protection.

• Up to 24 weeks of rent for: ○ Defaulting tenants ○ Impossible to rent (only if the claim is covered under Damage by Tenants)

○ Failure to vacate • Up to 4 weeks of rent if a tenant:

○ Vacates before end of lease without respecting proper notice

○ Dies ○ Is released by Court from his lease obligations due to hardship

• 25% of rent at the insured’s expense• 1-month of rent or security deposit

in lieu of deductible• Maximum limits:

○ $25,000 per rented unit ○ $100,000 per year

To find out more or make an application, please contact:

COMMERCIAL . TRANSPORT . RESIDENTIAL . COMMERCIAL MARINE

INSURANCE MADE EASY

APRIL Canada is an MGA backed by worldwide expertise in providing innovative insurance solutions for your hard to place insurance risks across Canada.

Unpaid rent

** Conditions may apply

*APRIL LANDLORD PROTECTION is a package of two coverages:

UNPAID RENTS and DAMAGE BY TENANTS. Because your clients do not all have the same needs, they either can choose one of these coverages or

both of them.

• Theft ○ Up to $50,000

• Malicious damage ○ Up to $50,000

• Accidental damage ○ Up to $25,000

• Also included: ○ Non malicious damage ○ Pet damage

• Minimum deductible of $1,000.

Damage by Tenants