a study of profitability of surat nagrik shakari bank ltd

7/31/2019 A Study of Profitability of Surat Nagrik Shakari Bank Ltd

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PROJECT PREPARED BY ROLL NO

1) PAGHDAL RAHUL D 962) PATEL NIRAJ M 119

3) KANANI ROHIT A 64

4) PATEL BHAUTIK B 103

5) KAKADIYA TUSAR 61

GUIDED BY: - AMINA MAM

SUBJECT: - FINANCIAL ACCOUNTING

YEAR: - F.Y.BBA (SEM-2)

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INDEX PAGE NO1) Methodology 04

2) Introduction 06

3) Logo of bank 07

4) Board of directed

(2003-2004) 08

(2004-2005) 09(2005-2006) 10

(2006-2007) 11

(2007-20080 12

5) Net profit 13

6) Distribution of net profit

(2003-2004) 15(2004-2005) 17

(2005-2006) 19

(2006-2007) 20

(2007-2008) 21

7) Bibliography 22

8) Thank you 23

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Methodology

1) Objective :

We made this project for study about

banks annual report and this reports

information is very useful in our study so

we made this project.

2) Sample :

Surat Nagrik Sahakari Bank Ltd.

3) Period :

We use last five year report for study.

2003-2004

2004-2005

2005-2006

2006-2007

2007-2008

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4) Limitation :

a) We study only one bank.

b) Lack of information

c) Lack of time

d) We not use proper tools & techniques

5) Data used:

We used secondary data in this report.

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INTRODUCTION

Surat Nagrik Sahakari Bank was started in 1973.

This bank was registered on date 15-03-1973.

Registered no: - 5039 or Lic no: - UBD. GJ.

1087 P.

This bank has other four branches in different

areas likeHEAD OFFICE

Behind Rajhans point (Gitanjali Cinema)

Varachha road Surat.

1st branch is in BhagalSasmi bhavan, kotsafil main road Surat

2nd branch is near Kamala DarwajaJush market, ring road Surat.

3rd branch is in BhatarKrishna complex, bhatar road Surat.

4th branch is in AdajunDhankuvar palace, 54, ravinder park soc, adajun

Road Surat.

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LOGO OF SURAT NAGRIK

SAHAKARI BANK Ltd.

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Board of Directors (2003-04)Chairman:

Bansilal M fudanwalaVice Chairman:

Mahindrabhai N.Katargamwala

Managing Dir.:Amrutlal R. Contractor

Joint managing Dir.:Jayntilal C. JariwalaPankajbhai C. Patel

Directors:Jayntilal R.GandhiVadilal B.Shah

Dhirubhai R.DesaiBalkrushna C.DalalSameer K.PachichgarChandrakant C.ShahRamanlal D.PatelSurashbhai P.Patel

Khamichand B.ShahChampakbhai V.Patel

Manager: Meher K.Ved

Board of Directors (2004-05)[8]


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Chairman:Mahindrabhai N.Katargamwala

Vice Chairman:Khamichand B.Shah



Directors:Jayntilal R.GandhiVadilal B.ShahDhirubhai R.Desai

Balkrushna C.DalalSameer K.PachichgarChandrakant C.ShahRamanlal D.PatelSurashbhai P.PatelChampakbhai V.Patel

Bansilal M fudanawalaManager: Meher K.Ved


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Vice Chairman:

Khamichand B.ShahManaging Dir.:

Amrutlal R. Contractor


Directors:Jayntilal R.GandhiVadilal B.ShahDhirubhai R.DesaiBalkrushna C.DalalSameer K.PachichgarChandrakant C.ShahRamanlal D.PatelSurashbhai P.PatelChampakbhai V.PatelBansilal M fudanawala

Manager:Meher K.Ved


Mahindrabhai N.

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Katargamwala




Directors:Jayntilal R.GandhiVadilal B.ShahDhirubhai R.DesaiBalkrushna C.DalalSameer K.PachichgarChandrakant C.ShahRamanlal D.PatelSurashbhai P.PatelChampakbhai V.PatelBansilal M fudanawala




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Managing Dir.: Amrutlal R. ContractorJoint managing Dir.:

Jayntilal C. JariwalaPankajbhai C. Patel

Directors:

Jayntilal R.GandhiVadilal B.ShahDhirubhai R.DesaiBalkrushna C.DalalSameer K.PachichgarChandrakant C.Shah

Ramanlal D.PatelSurashbhai P.PatelChampakbhai V.PatelBansilal M fudanawala


NET PROFIT:

Netprofit is calculated by subtracting a

company's total expenses from total revenue,

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http://www.investorwords.com/3234/net.htmlhttp://www.investorwords.com/3880/profit.htmlhttp://www.investorwords.com/992/company.htmlhttp://www.investorwords.com/1842/expense.htmlhttp://www.investorwords.com/4254/revenue.htmlhttp://www.investorwords.com/3234/net.htmlhttp://www.investorwords.com/3880/profit.htmlhttp://www.investorwords.com/992/company.htmlhttp://www.investorwords.com/1842/expense.htmlhttp://www.investorwords.com/4254/revenue.html


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thus showing what the company has earned

(or lost) in a given period of time (usually one

year).also called net income or net earnings.

Net Profit of Last Five Year

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Year % Net profit

2003-04 60 63,04,325

2004-05 10 10,04,802

2005-06 09 09,04,331

2006-07 10 10,09,307

2007-08 11 11,69,437
http://www.investorwords.com/3669/period.htmlhttp://www.investorwords.com/3247/net_income.htmlhttp://www.investorwords.com/3244/net_earnings.htmlhttp://www.investorwords.com/3669/period.htmlhttp://www.investorwords.com/3247/net_income.htmlhttp://www.investorwords.com/3244/net_earnings.html


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EXPLAIN:

Now we can see above diagram this diagram is

net profit In 2003-04 net profit is 63,04,325(60%) and in 2004-05 net profit is 10, 04,802

(10%) so we can say that profit is decrease at

50%. And in 2005-06 net profit is also decrease

at 1% after 2005-06 profit is increase at 1% in

2006-2007 and in 2007-08 net profit is 11,

69,437(11%). In diagram we saw that first line

is falling down then after rise

Distribution of Net profit

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Net profit is divided in dividened,

Reserve fund, education fund, Creditequilisation, provision for contingencyetc

its called Distribution of net profit

Distribution of Net profit

(year 2003-2004)

25% of Reserved fund 25% 1576081

22% of Dividend 22% 1382000

02% of Education fund 02% 0126087

05%Dividend ofEqualization

05% 0294388

credit equalization 07% 0425769

provision forcontingency

39% 2500000

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EXPLAIN:

Now we can see above diagram In 2003-2004net profit is 63,04,325 Net profit of 2003-2004

is divied in 25%(1576081) of Reserve fund,

22%(1382000) Dividend, 2%(126087) of

Education fund, 5%(297388) of dividend

equilisation, 7%(425769) Credit equilisation,

39%(2500000) of provision for contingency.

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(year 2004-2005)

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Reserve fund above25%

30% 300470

Member developmentfund

10% 100000

provision forcontingency

60% 604331


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EXPLAIN:

Now we can see above diagram In 2004-2005

net profit is 10,04,802 Net profit of 2004-2005is divied in 30%(300470) of Reserve fund,

10%(100000) of member devlopment fund,

60%(604331) of provision for contingency

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(year 2005-2006)

Reserve fund above25% 28% 251843

Provision forcontingency

72% 652488

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EXPLAIN:


net profit is 9,04,331 Net profit of 2005-2006 is

divied in 28%(251843) of Reserve fund,72%(652488) of provision for contingency

(year 2006-2007)


29% 289345


71% 719962

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EXPLAIN:


net profit is 10,09,307 Net profit of 2006-2007



(year 2007-2008)


25% 292437


75% 877000

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EXPLAIN:


net profit is 11,69,437 Net profit of 2007-2008



BIBLIOGRAPHY

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1) ANNUAL REPORT OF SURAT

NAGRIK SAHAKARI BANK

Ltd.

2) We refered Last year

(2007-2008) project

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THANK

YOU

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a study of profitability of surat nagrik shakari bank ltd

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