a simple plan for the freedom to live the life you … · a simple plan for the freedom to live the...

A SIMPLE PLAN FOR THE FREEDOM TO LIVE THE LIFE YOU WANT

Get Your Money Working for You.

Take Control of Your Finances. 1 2

MAYBANK INVESTMENT BANK BERHAD (15938-H) (A Participating Organisation of Bursa Malaysia Securities Berhad)

LET’S GET STARTED


WHAT’S THE DIFFERENCE? (AND WHY YOU NEED TO KNOW)

Saving vs. Investing


What is Saving?

How you earn Your money earns interest, determined by the bank

BUT… Savings interest rates are low and can be eroded by inflation.

Saving is putting your money in the bank. Why Save? To set money aside for • Spending on holidays, travel, special occasions, rewards for yourself, etc • Rainy Days

Types of Savings: • Savings Accounts • Fixed Deposits


Investing is using your money to make more money. To build wealth for life’s big goals.

LET’S TALK INVESTING

What is Investing?

BUT … Value can fluctuate. Which is why you need to learn to be a smart investor.


Types of investments & how they make money

Can Gain Value

Over Time

Pays You Dividends

Pays You Interest

Pays You Bonus

EQU

ITIE

S Stocks Exchange Traded Funds Bonds Mutual Funds Property Gold


ALL ABOUT EQUITIES

Equities are Shares in Companies that are Listed on the Stock Exchange.

Investing in Equities can help you achieve your LONG-TERM financial goals.


TO GET BETTER

RETURNS

TO DIVERSIFY

Maximise Your Growth

Opportunities.

Inflation vs. Potential Returns

Earn Dividends AND

Capital Gains

Spread Opportunities and Risk over different

investments

Invest in other countries

The freedom of liquidity vs

property

Why Invest in Equities?


How to Succeed

in Equities

GET EDUCATED We Can Help

HAVE A PLAN

And Stick To It

MANAGE RISK

And Don’t Be Emotional


Have a Plan & Stick To It

Invest in Businesses That You Understand Don’t invest in a stock. Invest in a business. • The quality of the business underpins the quality of the stock.

Understand their business. • What do they Buy and Sell? How do they make money? • Understanding their business helps you to monitor your investment.

Keep past performance in mind. • A company that performed well in the past can perform well in the future too.


Or you can buy multiple sectors in one ETF With Exchange Traded Funds, you buy a diverse basket of companies, with one stock. There are ETFs that contain all of the leading stocks in the FBM-KLCI (the Bursa Index)

There are many sectors of business that you can buy into.

Finance • Construction • Technology • Health Care • Industrials & more

Diversify


Following the herd can lead you in the wrong direction.

Avoid Herd Mentality Warren Buffett, the world's greatest investor, said: "Be fearful when others are greedy, and be greedy when others are fearful!

Even your helpful friends, Aunties and Uncles are very often wrong.


Monitor Your Stocks Keep an eye on your stock, on market conditions, & news that might affect the company’s business - positively or negatively.

When you trade with us we will be supplying you with daily market updates to help you monitor the market.


You have a plan, stick to it.

Smart investors make practical decisions based on their plan, and keep their emotions under control.

KEEP CALM

AND

INVEST

Avoid Emotional Decisions


A Few More Tips

Buy Low and Sell High, Not the Other Way

Around.

Dare to Cut Losses.

Don’t Be Greedy and Grab Profits.

Unless That’s Your Plan.

Don’t Speculate. Invest in Good

Companies, Not Hot Tips.

Do Your Homework.

Research Before You Invest.

Practice Before Comitting Your

Money. Get a Feel of the

Market.

If a Stock’s Price is Low,

Don’t Assume it’s a Good Buy.


RISK

Buy Within Your Means

and Risk Appetite

Diversify Your

Portfolio & Don’t Be

Emotional

Never Undertake a

Deal on Another Person’s Behalf

MANAGING


FOLLOW US & LEARN

There are two ways that we can help you learn the ropes and become a confident investor.

• Online Tutorials • Mini Workshops at our Equity Investment Centres


For Everything Else You Need to Know

Come to Our EIC

Visit a Maybank

Equity Investment

Centre


WORKSHOPS. EDUCATION.

Local & Regional

Margin Non-Margin & Cash

ESOS, MITI, IPO

Conventional & Islamic

Local & Regional Trading

m2u & Powerbroking2u Android

Local & Regional

Investment Products

Technical & Fundamental

Weekly Client Engagements

Products We Offer at EICs

ONLINE TRADING

INVESTING PRODUCTS

RESEARCH

m2u & Powerbroking2u


AT YOUR FINGERTIPS MARKET INSIGHTS

Real-Time Market Intelligence

• Stock Call and Consensus Recommendations - View and Compare Stock Prices

• Stock Portfolio - Stock Picks based on Your Investing Objectives

• Market Intelligence - Latest Breaking News and Price Movements

• Available in Android Trading App, m2u & Powerbroking2u


STOCK PORTFOLIO

THE EASIEST WAY TO BUILD A

EzyInvest

Investing Made Easy • Dollar-Cost-Averaging - The Smart Investor’s Long-Term Strategy

• Create Wealth from Price Growth & Dividends

• No Start-Up or Management Fees

YOUR WORRY Complicated and unstable investments

OUR SOLUTION Invest in a stock with a solid track record and consistent performance

YOUR RETURN After 20 years with EzyInvest, 240 lots of a fundamentally strong stock could pay for your child’s university education or buy your dream home.

Your Simple, Low Cost, Monthly Investing Scheme

Step 1: Open an EzyInvest Account Step 2: Select a stock from our pre-selected, fundamentally strong stocks Step 3: The stocks will be automatically purchased for you every month* *Sufficient funds must be credited to your account monthly


Everyone should have the knowledge and the tools to become A WISE INVESTOR. This is where your journey begins.


a simple plan for the freedom to live the life you … · a simple plan for the freedom to live the...

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