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page 1Confidential – Not for dissemination, copying or disclosure without prior written permission
A division of BankservAfrica.
COPYRIGHT RESERVED – A BANKSERVAFRICA
GROUP PUBLICATION
The information contained in this document is proprietary information which is protected by copyright and at law. All rights are reserved. No part of the information contained in this document may be copied, reproduced, disseminated, transmitted, transcribed, extracted, stored in a retrieval system or translated into any language in any form or by any means, electronic, mechanical, magnetic, optical, chemical, manual or otherwise, in whole or in part, without the prior written consent of the BankservAfrica group.
The information contained herein is confidential to the BankservAfrica group and may not be used or disclosed. Any unauthorised reproduction or disclosure of the information contained in this document will constitute a breach of intellectual property rights and copyright infringement, and may result in damages to BankservAfrica and render the person liable under both civil and criminal law.
Although every care is taken to ensure the accuracy of this presentation, the BankservAfrica group, the authors, editors, publishers and printers do not accept responsibility for any act, omission, loss, damage or the consequences thereof occasioned by the reliance by any person upon the contents hereof.
PO Box 62443, Marshalltown, 2107
Tel: +27 11 497 4000 / Fax: +27 11 493 0595
ABOUT BANKSERVAFRICA 4Who we are What we do
BSVA INTEGRATED SERVICES 8Our value propositionOur solution setsThe BSVA IS operating and business modelOur African footprint
CONTACT DETAILS 16BSVA IS offices
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TABLE OF CONTENTS
page 6Confidential – Not for dissemination, copying or disclosure without prior written permission
Key milestones that shaped our history
Establishment of Automated Clearing
Bureau (ACB)
Incorporation of Bankserv by the
four large banks as a management company
overseeing operating companies
Start of Bankserv commercialisation
facilitated by regulator and approved by shareholders and
board
External analysis highlights the need
for a CEO who will drive growth, productivity and
sustainability
SASWITCH (Pty) Limited was established.
1983
1972
1993
External consultants commissioned to analyse the way forward for the group
1997
1998
A consortium of lower-volume banks acquire a shareholding in Bankserv
1999
2002
2003
2006
2007
2009
Celebrated 40 years of interoperability
2012
2011
A dedicated innovation department is established and the
2013
Tango project successfully implemented
new company structure is bedded down and functioning well
2010
Board unanimously approves next
four-year strategy and new company structure
is implemented to manage growth and focus. Rebranded as
BankservAfrica
A full complement of independent directors and the first independent non-executive chairman appointed in November
Shareholders terminate 1999 shareholders’
agreement. First year of four-year strategy
initiated in July
Board and shareholders approve new four-year diversification strategic framework
CEO appointed with a mandate to focus on
the self-funding of Bankserv through its
commercialisation
BANKSERVAFRICA
Who we are
Our historyPrior to the establishment of BankservAfrica in 1972, the banking industry in South Africa jointly owned several companies that provided payment services to the banks, through a variety of differing payment channels.
Following their own direction and operating independently, the need to consolidate into a single structure was soon recognised so as to ensure benefits such as economies of scale, shared efficiencies, industry
innovation, regulatory compliance and the establishment of a robust National Payments System (NPS).
On 21 June 1972, BankservAfrica was created to facilitate industry interoperability and over the years we have established excellent legal and governance frameworks, efficient operational and escalation procedures, strong industry relationships and brought continuous innovation to the industry; while meeting the payment transactions needs of the industry.
BANKSERVAFRICA 1
Page 7 Confidential – Not for dissemination, copying or disclosure without prior written permission
OUR ETHOS
Vision• To simplify our worlds by combining trusted
transactions with sensitive information
Mission• BankservAfrica is the trusted payments partner• Our clients benefit from our world class operations
and diverse offerings, ongoing efficiencies and interoperability
• We change the way the world thinks about payments with sensitive information
• We simplify daily life through our people’s innovative spirit and new technologies, one transaction at a time!
Values• We are a company with a passion to succeed, supporting
one another with positive attitudes and effective teamwork. We are committed to our innovative spirit, founded on trust and accountability
Brand promise• Enabling simplicity
OWNERSHIP
Absa23.125%
Dandyshelf Group7.5%
Standard Bank23,125%
FNB23,125%
Nedbank23,125%
BANKSERVAFRICA1
page 8Confidential – Not for dissemination, copying or disclosure without prior written permission
What we do
Enabling InteroperabilityOur core capabilities centre on enabling interoperability across multiple participants over multiple payments types and in so doing reducing risk and complexity in the respective payment systems.
Our future efforts remained focus to:1. Protect and enhance core processing platforms2. Enable new transaction types and channels to drive growth3. Enrich transactions with new value such as enterprise-wide fraud and loyalty applications
EFFICIENCIES AND REDUCTION OF
INDUSTRY RISK AND COMPLEXITY
Participants
Payment streams
BANKSERVAFRICA 1
BSVA Integrated Services
page 10Confidential – Not for dissemination, copying or disclosure without prior written permission
BSVA INTEGRATED SERVICES
Our history BSVA Integrated Services is a wholly owned subsidiary of BankservAfrica, created as per the South African Reserve Bank and the Payments Association of South Africa’s requirements to structure the group into two separate legal entities. These are ring fenced to minimise risk, as BankservAfrica forms the hub of the financial transactions industry in South Africa, while maintaining excellent service levels and standards.
One company. Two areas of operationsBSVA Integrated Services is a commercial company comprising two divisions, each under the leadership of its own CEO. The division supplies a complete set of solutions from basic infrastructure and software, right through to systems for core banking and financial service industries and the facilitation of electronic payments.
BSVA INTEGRATED SERVICES 2
BPO and call centre Business process operations and electronic payments Martin Grunewald
Financial and technOlOgy Banking, information, technology and software systems - Dan van der Westhuizen
inFOrmatiOn management and SWiFt SOlutiOnS
Enterprise content management, document management and output management solutions Global exchange of electronic financial messages - Scott Rossouw
electrOnic PaymentS
Secure, integrated solutions allowing merchants to accept bank issued debit and/or credit card payments: whether based on traditional magstripe or chip (EMV) technology - Anthony Marx
ezimo is a retail based cash payout mechanism that enables the dispersement of cash nationally to the consumer – Max Sokolich
Information exchange is a consolidated, convenient and cost-effective platform for storing, archiving and retrieving different statements and bills from various business units and billers – Max Sokolich
PrOceSSing Industry solution with regional day one and centralised day two sites for cheque processing - Gary Stone
Banking and Financial SOlutiOnS Systems, support and infrastructure for any requirement in the financial services industry - Addie Buissinne
call centre/ichOiceS Seamlessly linking front and back-end capabilities -Gavin Atkinson
managed ict SOlutiOnS Services that protect, remotely replicate and manage data - Johan Bosch
Page 11 Confidential – Not for dissemination, copying or disclosure without prior written permission
OUR VALUE PROPOSITIONIntegrated, financial, business and technology solutions to simplify your world.
Call centre
Electronic payments
Transaction switching and messaging
Banking solutions and business processing
Infrastructure and software solutions
22 BSVA INTEGRATED SERVICES
page 12Confidential – Not for dissemination, copying or disclosure without prior written permission
EM
ID
Core banking EMID
Core banking
eWallet
Issuer
ATMs
POS
Cheque
Bill presentment
Virtual accounts
Mobilebanking
Internetbanking
Call c
entre
B
PO
SW
IFT
A
sse
t management and tracking Bill presentment Content m
anagement Paym
ent solutions Money transfer
United communications Managed ICT
2BSVA INTEGRATED SERVICES
OUR OPPORTUNITY LANDSCAPE
Page 13 Confidential – Not for dissemination, copying or disclosure without prior written permission
OUR SOLUTION SETS
Proud member of the BankservAfrica group
Electronic bill presentment
Electronic invoicing
Electronic payments
Cash management
Identity validation
Proud member of the BankservAfrica group
Cheque processing
Document capture, indexing and archiving
Data capture
Back scanning
Front and back office customised outsourcing
Proud member of the BankservAfrica group
Integrated payment processing
Point of sale solutions
Loyalty and customer relationship schemes
Secure payment gateway
Pre paid airtime
Private label cards
Proud member of the BankservAfrica group
Full call centre outsource
Outsource on clients site
Custom call centre solutions
Inbound and outbound solutions
Tele service
Tele sales
SWIFT alliance access
SWIFTNet connectivity
SWIFT disaster recovery
Anti money laundering
Proud member of the BankservAfrica group
Document composition
Records management
Archiving
Enterprise content management
Electronic output management
Information Lifecycle Governance, risk and compliance
Data transformation
Digital signature
Print distribution management
Proud member of the BankservAfrica group
Retail banking
Corporate banking
Debit and credit cards
Micro-finance
Property-finance
Mobile and internet banking
Electronic wallet (eWallet)
Payments
Stokvel financial management
Membership management and payments
Proud member of the BankservAfrica group
Network services
Hosting services
Server support
Desktop support
Output management
Telephony
Video conferencing
Service desk
Electronic asset tracking
Information exchangeBusiness processingoutsourcing (BPO) Electronic payments
Call centre services
Proud member of the BankservAfrica group
SWIFT bureau
Proud member of the BankservAfrica group
Person to person money transfers
Payment systems
ezimo
Money transfer
Banking solutions Managed ICT services Enterprise content management
BSVA INTEGRATED SERVICES2
This is a clear indication that our STRENGTH lies in our DIVERSITY which in turn under pins our ability to GROW and remain a SUSTAINABLE group of commercially viable offerings.
page 14Confidential – Not for dissemination, copying or disclosure without prior written permission
THE BSVA IS BUSINESS ENVIRONMENT
CHANNELS• Voice• Physical biometrics• Call centre• Multiple resellers• Services channels• Hyland resources and resellers• Easy Pay• Post Office• Banks• Mobile banking• Internet banking• Retailers
RESOURCES• Management• Technical staff• Sales staff• Supplier resources• Capital• Infrastructure• Marketing• Core banking system• Data centre• ECNS licence• Own IP
PRODUCT BRANDS• Nomad• ezimo
BSVA INTEGRATED SERVICES 2
OPERATING MODEL• Product driven• Service driven• Product and Service driven
MARKET SEGMENTSgeography• Gauteng • Western Cape• AfricaSegment• Retailers• Aggregators• Healthcare• Finance• Banking• Insurance• Media• Construction• Food and beverage
PARTNERSHIPS• Hyland• FIS• RSD• LRS• Compart• Hardware suppliers• Comms suppliers• Power suppliers• Acquiring banks• Issuing banks• Mobile through Wasp• Checkfree• Sybrin• SABRIC• VascoTrax• Aperta• iCombine• BankservAfrica• SWIFT• DataFinity
Page 15 Confidential – Not for dissemination, copying or disclosure without prior written permission
Our footprint also encompasses Africa
BSVA Integrated Services is currently contracted to 293 registered organisations across Africa which includes 1 376 individual clients and 34 industries.
these organisations comprise:• Close corporations• Pty Ltds • Groups
BSVA INTEGRATED SERVICES2
• Subsidiaries of groups• Franchisees• South African government
Full Outsource
FicroSoft
Gateway Client
FileAct
DR Service
SOUTH AFRICA
SWAZILAND
BOTSWANA
TANZANIA
ZAMBIA
DJIBOUTI
UGANDA
RWANDA
DEMOCRATIC
CAMEROON
CHAD
BURKINAFASO
IVORYCOAST
LIBERIA
GUINEA
SENEGAL
MAURITANIA
REPUBLICOF CONGO
Port ElizabethCape Town
MOZAMBIQUE
GAMBIA
MALAWI
LESOTHO
Dots represent number of clients
page 16Confidential – Not for dissemination, copying or disclosure without prior written permission
The BankservAfrica group clients include:
BSVA INTEGRATED SERVICES 2
page 18Confidential – Not for dissemination, copying or disclosure without prior written permission
CONTACT DETAILSTo find out more about these exciting solutions or if you require a tailor made offering to meet your needs please contact:
dan van der Westhuizen CEO BSVA Integrated Services and financial and technology solutions [email protected] Landline: + 27 (0) 10 595 1547 Mobile: + 27 (0) 83 253 1512
OFFICESelectronic paymentsanthony [email protected]: +27 (0) 10 595 1530Mobile: +27 (0) 861 234 582
information managementand SWiFt bureauScott [email protected]: +27 (0) 10 595 1521Mobile: +27 (0) 82 442 3959
information exchange and ezimomax [email protected], Landline: +27 (0) 10 595 1523Mobile: +27 (0) 71 350 2728
ichoices call centregavin [email protected]: +27 (0) 11 716 7911
288 Kent AvenueCorner Harley StreetRandburgJohannesburgSouth Africa
Banking and financial solutionsaddie [email protected]: +27 (0) 12 421 5600Mobile: +27 (0) 83 440 7766
managed ict solutionsJohan [email protected]: +27 (0) 12 421 5600Mobile: +27 (0) 82 825 6218
Sanlam building, block ACorner Lynnwood and Sanlam Roads Lynnwood ManorPretoriaSouth Africa
BSVa integrated Services cape townWaleed [email protected]: +27 (0) 21 526 0300 Mobile: +27 (0) 82 305 8833deon Smit – nomad queries [email protected]: +27 (0) 21 526 0300 Mobile: +27 (0) 82 452 3608
The ColosseumFirst Floor, Century Way, Century CityCape TownSouth Africa
CONTACT DETAILS
martin grunewald CEO BPO and call centre [email protected] Landline: +27 (0) 10 595 1550 Mobile: +27 (0) 82 450 1524
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