May 201 5

Bringing the latest news to our evolving Kipling Community

Kipl ing Estates Homeowners Association Board of Directors

Board of Directors

Kipl ing Estates Clubhouse ContactsClubhouse Manager Diane Gall ico 81 5-725-9922 dianeg@kipl ingcommunity.com

Communications Support Greg Forseth

Administrative Assistant Lori Caldario 81 5-725-9922 loric@lipl ingcommunity.com

Clubhouse Staff Terri Lanzisero 81 5-725-9922

Clubhouse Staff Maria Koss 81 5-725-9922

Clubhouse Staff Debbie Miranda 81 5-725-9222

Handyman Dave Jaral

Board Meetings - All meetings take place in the Kipl ing Clubhouse

KEHA Master Board

June 3, 201 5 – Annual MeetingJuly 1 5, 201 5September 1 6, 201 5November 1 8, 201 5

Devonshire

May 1 2, 201 5 – Annual MeetingJuly 7, 201 5September 1 5, 201 5November 1 0, 201 5

Butterfield Ridge

May 1 2, 201 5 – Annual Meeting – 6:30 PM

July 7, 201 5 – 6:30 PM

September 1 5, 201 5 – 6:30 PM

November 1 0, 201 5 – 6:30 PM

Englewood Pointe

May 1 2, 201 5 – 7:00 PM

Architectural Review Committee Meetings

The Architectural Review Committee meets at 6:30 PM atthe Kipl ing Clubhouse on the second and fourth Tuesdaysevery month between March and November.

President Bob Bradley Devonshire

Vice President Chrissy Kuehl Callaway Glen President

Secretary Sue Olson Galway President

Treasurer Nancy Erwin Courtyards of Kipl ing President

Operations Linda Ramlot Butterfield Ridge President

Communications Cathy Zwirbl is The Townes President

Director Sandy Green Courtyards of Kipl ing

Director Jeanne Eggert Englewood Pointe President

Director Joy Troyner St. Andrews Estates President

AMG Management Group 81 5-744-6822(Townes & Englewood Pointe)

Bay Property Services, Inc. 708-974-4900(Devonshire)

Property Contact Numbers

Page 2

Hil lcrest Property Management 630-627-3303(Courtyards)

Waste Management 800-796-9696

Letter From the President

Board of Director's Business

.Each year the board approves sending the assessment coupons to our homeowners in the mailalong with the proposed budget for the fol lowing year. This mail ing is in October. Even though wedepend on the United States Pose Office to deliver this mail ing, we sti l l get complaints fromhomeowners that they did not get the coupons. At a recent board meeting, the board agreed to puta coupon in every newsletter. They also agreed to mark the October mail ing envelope with a stampindicating that the assessment coupons are enclosed. The coupons wil l be printed on coloredpaper.

Feel free to make copies of the coupon below for your July 201 5 assessment payment.

Bob Bradley

Page 3

Classified Ads

Kipl ing residents are offered a free 5-l ineclassified ad in the newsletter. The ad wil lrun in one newsletter. Each additional l inewil l be $2.00 each. Add a picture for $5.00.Contact the clubhouse for further detai ls.

Treasurer's Report - March 201 5

• Please pickup after your dogs and dogs must beleashed when outdoors.

• Make sure your garage doors are closed at nightand your vehicles are locked when parked outdoors.

• Please secure your trampolines to the ground.

• No sandbags on portable basketball hoops.

• Remove garage sale signs by Sunday.

Reminders

Page 4

Many people put off doing estate planning. Yet,

you can make the process more manageable by

breaking it up into specific tasks.

First of al l , you need to have adequate l ife

insurance, particularly if you have a spouse and

children. Also, you should draw up your last wil l

and testament to ensure that your assets are

distributed according to your wishes. In addition,

make sure you’ve l isted the correct beneficiary

designations on your insurance policies and

retirement accounts, such as your IRA and 401 (k).

Depending on your situation, you also may want to

establish a l iving trust, which allows you to pass on

your property and assets without your survivors

having to go through the public, time-consuming

and expensive process of probate.

One more tip: Share your estate plans with your

loved ones, so that everyone knows their role in

carrying out your wishes.

When dealing with any estate-planning issues,

you’l l want to consult with your legal and tax

professionals. But it’s nice to know that you don’t

have to take care of everything al l at once.

.

"Step-by-Step" Approach CanEase Estate-planning Process

How to get rid of Voles

Voles, also known as field mice, are small rodents.

They are herbivores, and they eat the root system

of plants. They also dig somewhat, creating

surface paths all over the yard. The most

common complaints are surface tunnels

throughout the yard and the destruction of plants.

How to Get Rid of Voles in the Yard

Voles in the yard are hard to spot at first. They

are subterranean dwellers though they wil l come

up to the surface more often than a mole. Voles

tunnel for their food but they do not eat the strict

diet of grubs and worms that moles do. Voles l ike

to eat the roots of plants. Vole tracks are not

always obvious unless you are walking through

the grass, but any dead plants wil l be a sure sign.

The best method of getting rid of voles is to use

vole poison. This poison cannot be purchased

over the counter. Only a l icensed professional can

buy and use vole poison. Because of this your

options are l imited. You can either hire a

professional or you can try and trap the voles

yourself with the use of lethal body traps.

Trapping a vole wil l mean locating an active tunnel

within the yard. The trap must be set in this tunnel

and must be positioned correctly to prevent dry

firing. I f you check your vole trap for a few days in

a row with no results, try finding a new tunnel to

set it in.

How to Get Rid of Voles in the Garden

Voles l ike roots and bulbs and there is no better

place to locate those two items than inside of a

garden. I f you have noticed your precious plants

suddenly keeling over for no obvious reason, you

should suspect a vole problem. Voles in the

garden are very hard to trap. The loose soil in

most plant beds does not leave a tel l-tale path l ike

the runways out in the yard. Within the confines of

a garden, it can be virtual ly impossible to locate a

vole tunnel. In this situation consider having a

professional come out and set vole poison.

Clubhouse Updates from DianePool Opens -

Saturday, May 23rd

at 1 0:00am

Pool Hours are

1 0:00 AM unti l 8:00

PM, 7 days a week,

weather permitting,

temperature must

be 68. Two guests per family are free.

Additional guests are $2.00 per person. Pool

parties are not al lowed at any time. No alcohol,

glass containers or breakable objects are

permitted in the pool area. Pool Rules and

Regulations are posted in the clubhouse, copies

are available.

Swimming Lessons wil l be

available by our Lifeguards.

Session 1 : July 6-9 and

Session 2: July 1 3-1 6. The

fee is $35.00 per child, per

session. Private lessons are

also available. See the web-site for more

information and registration forms, or stop in the

clubhouse and register with us.

Saturday, May 23rd

Come to the Clubhouse and

pick up a Kite for a fun day to

celebrate summer.

Outdoor Activities around our property:

Here are a few of our Outdoor Activities

available to you: Tennis, vol leyball , tetherball ,

fishing, and the trai ls for walking and biking. So

come out and enjoy the beautiful summer days

ahead.

Kids Tennis Lessons

Session 1 : June 1 5-

1 9, 9:00 - 1 0:30 AM

Session 2: July 1 3-1 7,

9:00 - 1 0:30 AM

Cost: $30.00 per

session.

An adult class wil l be added in June. June 22-

26, 7:00 to 8:00 PM. Cost is also $30.00 per

person.

Make check payable to Ed Kretz

Questions: cal l Ed @ (81 5)725-6963

Anyone interested

in water aerobics,

adult yoga,

Mommy & Me

classes, or Adult

Boot Camp

classes can call

Tara Wilhelm at

(630)885-921 3 for further information.

Let us know if there are any hobbies, oractivities that you would l ike to host here atthe clubhouse. We are always open tosuggestions.

Page 5

Page 6

• Use security software; instal l anti-virus software,

anti-spyware software, and a firewall . Set your

preference to update these protections often.

Protect against intrusions and infections that can

compromise your computer fi les or passwords by

instal l ing security patches for your operating system

and other software programs.

• Avoid phishing emails; don’t open fi les, cl ick on

links, or download programs sent by strangers.

Opening a fi le from someone you don’t know could

expose your system to a computer virus or spyware

that captures your passwords or other information

you type.

• Lock your financial documents and records in a

safe place at home. Lock your wallet or purse in a

safe place at work. Keep your information secure

from roommates or workers who come into your

home.

• When you go out, take only the identification, credit,

and debit cards you need. Leave your Social

Security card at home. Make a copy of your

Medicare card and black out al l but the last four

digits on the copy. Carry the copy with you, unless

you are going to use your card at the doctor’s office.

• Before you share information at your workplace, a

business, your child's school, or a doctor's office, ask

why they need it, how they wil l safeguard it, and the

consequences of not sharing.

• Shred receipts, credit offers, credit applications,

insurance forms, physician statements, checks, bank

statements, expired charge cards, and similar

documents.

• Destroy the labels on prescription bottles before

you throw them out.

• Take outgoing mail to post office collection boxes or

the post office. Promptly remove mail that arrives in

your mailbox. I f you won’t be home for several days,

request a vacation hold on your mail .

• When you order new checks, don’t have them

mailed to your home, unless you have a secure

mailbox with a lock.

• Before you dispose of a computer, get rid of al l the

personal information it stores. Use a wipe uti l i ty

program to overwrite the entire hard drive.

• Before you dispose of a mobile device, check your

owner’s manual, the service provider’s website, or

the device manufacturer’s website for information on

how to delete information permanently, and how to

save or transfer information to a new device.

Remove the memory or subscriber identity module

(SIM) card from a mobile device. Remove the phone

book, l ists of cal ls made and received, voicemails,

messages sent and received, organizer folders, web

search history, and photos.

• Keep Passwords Private! Use strong passwords

with your laptop, credit, bank, and other accounts.

Be creative. Think of a special phrase and use the

first letter of each word as your password. Substitute

numbers for some words or letters. For example, “I

want to see the Pacific Ocean” could become

1 W2CtPo.

Litter! It's that time of year!

Is it just me or does the litter this year since thesnow melted seem worse than ever?I have seencrews along some roads in the process ofcleaning up the mess, but why is thisnecessary? Who is doing this? Well , the answeris a lot of people! What is considered l itter?ANYTHING that should be thrown in the trash,and that includes that apple core you sentsail ing out the car window into the ditch thinkingit's organic and “that makes it okay!” From anature point of view that may be true, but from alegal stand point it is against the law. Theviolations start as a misdemeanor and if you endup a 3 time offender, it's a Felony! So, disposeof your garbage properly, stay out of jai l , andenjoy a clean environment.

COMMUNITY INTERESTReduce Risk of Financial Crime, from the Shorewood Village website

Page 7How to Water Your Lawn

Knowing how to water a lawn the right way is critical to the

overal l health of your lawn. The frequency and amount of water

you apply to grass vary, depending on soil , time of year, weather

conditions, type of grass, and so on. Follow these tips when

watering, and your lawn wil l shine:

• Water to the proper depth: Moisture should penetrate to about

6 to 8 inches deep. Watering less deeply results in a shallow-

rooted lawn that dries out quickly.

On the other hand, applying water that penetrates much deeper

than 6 to 8 inches is wasteful because most grass roots don’t

grow longer than that.

Check how deeply the water penetrates your lawn by probing the

ground with a stiff metal rod or long screwdriver. The rod moves

easily through wet soil and then stops, or becomes difficult to

push, when it reaches dry soil .

• Al low the lawn to partial ly dry out between watering: This step

creates the good moisture-air relationship that is essential for

healthy roots. The lawn shows you when it’s getting dry and

needs water: When you walk on the grass, you can look back

and see your footprints. The grass also changes color from

bright green to a dull , almost smoky, grayish blue when it is dry.

• Avoid runoff: I f you apply water faster than the lawn can absorb

it, which happens with many types of sprinklers, the water runs

off into street gutters and into oblivion. That’s wasteful, so don’t

do that. Instead, water in short intervals of about 1 0 to 1 5

minutes, turn off the water (or move the sprinkler) to let the water

soak in, and then turn the sprinkler back on for another 1 0 to 1 5

minutes. Repeat this procedure unti l you get the water down to

about 6 to 8 inches deep.

You can avoid runoff in other ways. One is to use sprinklers that

apply water very slowly The other method is to get rid of thatch,

a layer of organic crud that builds up near the surface of a lawn

and dramatical ly slows water penetration.

• Water in the morning: Early morning is the best time to water.

The weather is usually cool and calm, humidity is usually high,

and water evaporates less. The wind also doesn’t blow the water

into the neighbor’s yard. Morning watering gives the lawn a

chance to dry off before evening, which can protect your lawn

from disease and pests.

• In midsummer, most lawns need between 1 and 2 inches of

water a week: You can apply the whole amount of water once a

week, but most people get better results by splitting it into two

applications. In sandy soils where the water penetrates quickly,

spl itting the water into three applications may work better.

Watering more frequently than three times a week is verboten.

• Watch your lawn and make appropriate adjustments: I f the lawn

doesn’t seem to dry out between waterings, stretch the intervals

in between. I f the water doesn’t get deep enough, apply a l ittle

more at each watering, but water less often. I f everything seems

fine, try cutting back on the amount you apply anyway and see

what happens. Maybe you can conserve some of that valuable

resource.

Watering newly planted lawns is a whole different ball of wax.

You need to water new lawns more often unti l the grass plants

become established.

201 4 Holiday Decorating Contest Winner

The Ternik Family, 1 1 01 Conrad Lane

Kipl ing Estates Published Author, Dawn L.

Chiletz. Dawn’s debut novel “The Contest” is

available now. Visit www.DawnlChiletz.com

for more information. The sequel "Waiting to

Lose" is available on Amazon!

By Lance Walheim and The National Gardening

Association from Lawn Care For Dummies

Kipling Estates

Home Owners

Association

Kipl ing Estates Clubhouse

850 Wynstone Drive

Shorewood, I l l inois 60404