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Building Community Connections in STV & QC Vol. 1 No. 22 Wednesday, April 17, 2013 FREE John Hernandez photo Biking for charity’s sake ... Be sure to check out the Ledger’s new business wrap-up section, Pages 7-14 Page 3

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Page 1: 4_17_13 SEV Ledger

Building Community Connections in STV & QCVol. 1 No. 22 Wednesday, April 17, 2013 FREE

John

Her

nand

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hoto

Biking for charity’s sake ...

Be sure to check out the Ledger’s new business wrap-up section, Pages 7-14

Page 3

Page 2: 4_17_13 SEV Ledger

Page 2 SoutheaSt Valley ledger aPril 17, 2013

Southeast Valley LedgerJames Carnes….....................................PublisherMichael Carnes...........................General ManagerJennifer Carnes................................…Managing EditorMila Lira...................................Advertising DirectorChase Kamp............................................ReporterCourtney Trumbull…................................Offi ce Manager

Submission of News and Opinions, please email: [email protected]

To Advertise, please email: [email protected]

or call:(480) 745-1055

www.SEVLedger.comFind us on Facebook at

Facebook.com/SanTanValleyNewsand Twitter at

Twitter.com/PinalToday

Published each Wednesday at 22308 S. Ellsworth Road, Queen Creek, AZ 85142 by Copper Area News Publishers. Mailing address is Southeast Valley Ledger, c/o Copper Area News Publishers, PO Box 579, Kearny, AZ 85137.

Telephone (480) 745-1055The Ledger is distributed via stands and mailed free to

subscribers. Subscriptions are free to those with a Queen Creek or San Tan Valley address.

“There are numerous countries in the world where the politicians have seized absolute power and muzzled the press. There is no country in the world where the press has seized absolute power and muzzled the politicians”

—-David Brinkley

Obituary

SPRING FESTIVAL: Free Swimming ★ Dunk Tank ★ 25 ft. Water Slide High Bouncy House ★ Hot Dogs

aquatots-phoenix.com

and

— P R E S E N T —

Face Painting

Balloon Animals

Kids games

Weekday morning, afternoon and evening classes

Saturday morning classesGroup, semi- or private classes

for 6 months and olderSwim Club for

advanced swimmingCertified, experience instructors

Birthday and Special event parties

We Fix Ugly Pools.com

Learn to swimanytime of the year

and Aqua-Totsis ready to

teach your child!

Spring FestivalApril 20th, 1:30-4:30 p.m.

SE Corner Rittenhouse & Ellsworth • 21365 S. Ellsworth Rd., Queen Creek 480-726-5264

PopcornBounce House

Water Slide

Dunk Tank

Open Swimming

Snow Cones

Free Hot Dogs & Drinks

Our angel boy, Logan Mi-chael Davis, was met by the angels and presented to the Lord on March 28, 2013. Logan was born in Chandler on Aug. 17, 1994. Logan at-tended five years at Desert Mountain Elementary School and received the first perfect attendance award given for all

five years. He attended Combs Middle School and finished high school in Arkansas. Logan was well known for his baseball talent that began at Queen Creek Little League. He was first draft pick as pitcher throughout the all star seasons he played. He was currently on his way to the majors to begin

his pitching career and was coached by Joe Sperlie of the Minnesota Twins. Logan grew up with horses and learned to rope from several of the local cowboys, Chay Pena, Chancey Brad-shaw, and Doyle and Royal Reidhead. He loved to restore old trucks and anything nos-

talgic. He loved to rise dirt bikes. Logan was an avid animal advocate also known for his grand ability to train K9 companion dogs. Logan was a perfectionist at all he did. Logan was also known for his local firewood business known as Logan’s Firewood. In addition, he worked for the

Logan Michael DavisAugust 17, 1994 - March 28, 2013

family kennel and construction company which included Fry’s Marketplace and several proj-ects in Queen Creek. He was always known for his kind words and willingness to help anyone no matter who they were. Logan was loved by many and will be missed dearly. He is survived by his parents, Sandy and Cindy Davis of San Tan Valley; sister, Brooke L. Davis Manfreda; brother, Dylan M. Davis; nephew,

Tulson Manfreda Hester; grandparents, Robert L. Gay of Camp Verde, Victoria E. Johnson of Mesa, and David and Sanalle Davis of Arizona; aunts, uncles and cousins all of Arizona; many friends and extended family also of Arizona; and his two German Shepherd dogs. A memorial service for Mr. Davis took place April 10, 2013 at the San Tan Mountain View Funeral Home in Queen Creek.

Page 3: 4_17_13 SEV Ledger

aPril 17, 2013 SoutheaSt Valley ledger Page 3

NEIGHBORHOOD PUBLIC SCHOOLS ARE THE TOP CHOICE OF ARIZONA FAMILIESQUEEN CREEK UNIFIED SCHOOL DISTRICT

is Proud to be a Premier District of CHOICE in the East Valley!

Queen Creek Uni� ed School District

Learning Is Our #1 Priority!

To Enroll, Call480.987.5900

www.qcusd.org

Celebrating 60 years of educational

excellence in the East Valley!

Small Town Feel – Big City OpportunitiesDistrict Graded ‘A’ by the Arizona Department of EducationA+ Schools lauded by the Arizona Educational Foundation

Grade A Schools • Preschool – High SchoolHands-on Technology • Top Performing AthleticsFine Arts • Caring Faculty • Parental Involvement

Before and After-School Opportunities

KINDERGARTENNOW

ENROLLING

By John HernandezSoutheast Valley Ledger Six hundred bikers participated in the East Valley Firefighter’s Charities tenth-annual Poker Run. Firefighters from Gilbert Station 253 helped organize the event. The route, approximately 233 miles, took the riders along some of the most scenic roads in Arizona. The Poker Run began at Superstition Harley Davidson Motorcycles in Apache Junction with a pancake breakfast. The ride then followed Highway 60 past Superior up through Top of the World, through Miami

to stop two which was in the historic town of Globe. The Drift In Saloon was where the second card was picked up. Bikers then drove down 77, past Winkelman and through Mammoth continuing along the Copper Corridor. Around lunch time riders began pouring into the third stop in the quaint little town of Oracle. Bikers enjoyed themselves at the friendly Oracle Inn where they enjoyed a lunch of roast beef, barbecued beef, ranch beans and cole slaw plus everyone’s favorite cold beverages. Stop four was at the River Bottom Grill off Highway

79 in Florence. From there the final leg ended in Mesa at the Cactus Moon Sports Grill. Proceeds from this year’s Poker Run are going to Boots for Our Troops Foundation and the 100 Club. Boots for our Troops helps veterans by providing emergency financial aid, employment seeking assistance and transportation, food and assistance for the homeless. The 100 Club provides statewide assistance to public safety agencies, police officers, firefighters, paramedics and their families through financial assistance, peer support

training, safety enhancement equipment and scholarships for immediate family of public safety. Everyone drew their last card, browsed the vendors, and listened to the classic rock, R&, and country sounds of OLDsKOOL, a talented band out of Gilbert.

See more photos online at http://bit.ly/11hou7Y or scan the code with your smartphone.

East Valley Firefighters Poker Run returns

Bikes and bikers galore headed from the East Valley through the Copper Corridor for charity’s sake. (John Hernandez photo)

Page 4: 4_17_13 SEV Ledger

Page 4 SoutheaSt Valley ledger aPril 17, 2013

Seeking a more rigorous environment for your child?

Choose Kyrene Traditional Academy – Sureño Campus

Embracing a highly-structured, disciplined environment where

students engage in learning through rigor and inquiry. Emphasis

on direct parental involvement, student behavior and a prescribed

dress code. Curriculum includes study of classic literature and

language; integrated technology and science; and Spalding and

Saxon resources in math and reading.

Spaces are limited. Call school for tour at 480-541-54003375 W. Galveston St., Chandler, AZ 85226 (Loop 101 and Chandler Blvd.)

Discipline and Structure

Parental Involvement

Prescribed Dress Code

Rigor and Inquiry

Classic Literature and Language

Spalding and Saxon Resources

Not valid with any other coupons or promotional offers. Valid at San Tan Valley location only.Offer expires April 30, 2013.

1758 W. Hunt Hwy, San Tan Valley • 480-888-1636

America’s Diner is Always Open!

BUY 1 ENTRÉE & GET 1 FOR $1WITH PURCHASE OF 2 BEVERAGES

$5 OFF OF $20 PURCHASENot valid with any other coupons or promotional offers. Valid at San Tan Valley location only.

Offer expires April 30, 2013.

By Bridgette CrosbyWhen one thinks of all the

services they would like to see in San Tan Valley, men-

tal health services probably isn’t one that tops the list. Unless, of course, you or someone you love has had

San Tan Valley Substance Abuse Coalition active leader in community

Support for notMYkid program in San Tan Valley. (Submitted photo)

an experience with sub-stance abuse, depression or mental illness. According to recent stud-

ies, one in three people in the US have a substance abuse problem, and one in four have a mental illness. Substance abuse is current-ly one of the top --- reasons for hospitalizations and often goes hand in hand with a mental issue that has not been diagnosed. In San Tan Valley, a group

of dedicated community volunteers have formed a group to address just such issues. The San Tan Valley Substance Abuse Coalition (STVSAC) was started in October 2011 in an effort to address substance abuse issues and to assist those in the community who are affected by mental illness. The Coalition’s top priori-ties include assisting fami-lies who are experiencing

drug and mental health issues, and to be a resource in the community through support and advocacy, establishing a 24/7 mental health / substance abuse facility location in San Tan Valley, expand the Not My Kid program through all school districts, create an immediate crisis response team for high threat situa-tions.According to Sheri

George, Chairman of the Coalition, “A population the size of ours, which is about 84,000, needs to have these types of services available. If you include the surrounding areas and Florence, that is over 111,000 people with no access to facilities. Right now, if someone were to call an ambulance or the police for help with a loved one, that person would most likely be taken to downtown Phoenix - to

some of the worst facilities in the state. It is not only a harsh environment for the person who is taken there, but also a tremendous hard-ship on the families.” The Coalition hopes to

bring the type of facilities to San Tan Valley that the community can be proud of. The services would as-sist those who are having issues with substance abuse and alcoholism and would also be a place for stabi-lization for those who are experiencing mental health problems from depression, mood disorders, schizo-phrenia, dementia and oth-er illnesses. The Coalition is currently working with law enforcement, govern-ment agencies, non profits, churches, advocacy groups and behavioral health pro-viders to make facilities here a reality. By the end of this month, the Coalition will find out which pro-

vider will be responsible for services in this area. George says the answer can’t come soon enough.For one local family, navi-

gating through the waters of the behavioral health system in Maricopa County turned into a nightmare when a loved one was ex-periencing the symptoms of psychosis and had to be involuntarily committed until stabilized.“We basically had no idea

what was happening at the time, all we knew is that our loved one needed help. We had no experience with psychosis and never even knew that could happen to someone. We called 911 and our loved one was taken to downtown Phoe-nix and held for 14 days. We kept calling every-where and no one seemed to know where he / she was. It was a just a horrible

Coalition, Page 5

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aPril 17, 2013 SoutheaSt Valley ledger Page 5

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PUBLIC AUCTION

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Phoenix: 520.882.5600

SATURDAY April 20thPreview: Friday, April 19th 8am-4pm. Doors open at 7am morning of sale

Tucson Monthly Auction @ 8am1702 S. Euclid Avenue • Tucson, AZ 85713

Repo • Seized • Government

Including Flowing Wells School District Surplus, & Much More

AUCTIONS INCLUDE:• 2008 Kymco Scooter • 1980 Mercedes 450SL • 2010 Ford F-150 Crew Cab

• Furniture • Jewelry • Electronics • Tools • Artwork • Collectibles• Household Items • Appliances • Coins • Computers • Clothing

4397 E. Highway 260 • Star Valley, AZ

AUTOMOTIVE TECHNICIANVERY ACTIVE DEALERSHIP IN PAYSON/STAR VALLEY

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02

Church DirectorySt. Michael the Archangel Church25394 N. Poseidon Rd., Florence • 520-723-6570

Rev. Fr. Dale A. Branson, Pastorwww.stmichaels77.org • [email protected] Masses (held at Copper Basin K-8 School)

Saturday 4 p.m., Sunday 8 & 10:30 a.m.CCD Classes Sunday 9:15 a.m.

Psalm 1:2

Call Mila Besich-Lira at 520-827-0676 or email [email protected] to be included in the directory today!

4815 W. Hunt Hwy, Queen Creek • 480-677-2100www.mvfcaz.com

Service Times ................ Saturday 5 p.m., Sunday 9:15 & 11 a.m.Children’s Classes held during all services

4th/5th grade & Jr. High ....... Saturday 5 p.m., Sunday 9:15 a.m.High School .................................Saturday 5 p.m., Sunday 11 a.m.

nightmare we don’t think anyone should have to go through.”The family is thankful

that the situation is behind them and that their loved one was stabilized and that the condition can be controlled by medication. But they will never forget the utter helplessness they felt and how it impacted their lives. It is their wish that other families in the area be spared that type of experience.“It’s hard enough when

you have an emergency and don’t know what to ex-pect; but when your loved one is lost in the system, and an hour or more from home; it just compounds everything. Having facili-ties in our own community would be so much better and would allow people here to get the help they need faster.” Approximately 1 in every

4 adults has a mental health problem with illnesses such as major depression, mood disorders, anxiety, panic disorders, schizophrenia or brain injuries related to PTSD. The majority can be controlled and helped with

medications and counsel-ing. Contrary to what most

people believe, individuals with some form of mental illness are only involved in about 4% of violent crimes in America. In fact, people with some form of mental illness are 11 times more likely to be a victim of violent crime than the per-petrator of a violent crime. According to the National Institute for Mental Health (NIMH) website, mental illness is also currently the leading cause of disability in the United States. Advocates for mental

health state that the focus on mental health issues are positive and negative. Positive in that people are finally taking mental health seriously, negative in that stigma against people who have been diagnosed or have had mental health is-sues is growing. In a study also published

by the National Alliance of Mental Illness (NAMI) in 2011, found that Arizona is in the top ten for states that have cut the most from mental health and sub-stance abuse programs and facilities, slashing $108.4 million between 2009 - 2011. Another study from

2008 ranked Arizona as second to last in the nation for providing needed beds for psychiatric care at 5.9% per 100,000 people, with the minimum recommen-dation at least 50 beds per 100,000 people. When asked why people

are not getting the help they need in Arizona, George stated that unless a person has been involun-tarily committed they will get the help they need, but if they don’t say they are suicidal they are turned away unless they are preg-nant or have kids. Those who are turned away end up back on the streets with-out getting the help and support they need. “It’s a vicious cycle,” she added. George also stated that

state DUI funds that are supposed to go towards substance abuse and men-tal health programs and facilities are being used for prison construction, which adds to the problem on several levels, not only is the general public denied assistance, and turned back on the streets because of lack of funds, bed short-ages and overcrowding, but that over half of all prisoners in Arizona suffer from sort of mental illness

and once they are incarcer-ated, problems can be and are exacerbated instead of resolved. A high percentage of the homeless in Arizona also are experiencing ef-fects from a mental health issues left untreated.Substance abuse is a

growing problem in San Tan Valley and surround-ing areas as well. Meth, bath salts, alcohol, cocaine, marijuana and other nar-cotics are more readily available than most people think. Alcohol related deaths and accidents are also on the rise.The Coalition has already

made headway in the fight against substance abuse by getting the NotMyKid (MNK) program into 16 local schools, establishing the first Prescription Drug Drop Off Box in Pinal County, which is located at Fire Station 843, 28353 N. Main St. in the Copper Basin neighborhood, has lobbied for the successful passage of HB2327, which banned the chemical for-mulas used to make spice and bath salts illegal in Ari-zona. The group also cre-ated a petition and placed it on the White House webpage asking for Presi-dent Obama to understand

that the current crisis with guns and mass shootings is a mental health issue and not a gun control issue. Other activities the group is working on include creat-ing a Teen Addiction Anon-ymous Group, an Alcohol-ics Anonymous Group, and are looking for a school or church location to start a Parents of Addicted Loved Ones (PALS) Group.George stated that

STVSAC also plans to host an informational event on 4/19 the day before National Get High Day. The event will take place at the Wal Mart located at 1725 W Hunt Highway in San Tan Valley from 9 am - 5 pm. Members of the

Coalition will be on hand and will provide substance abuse and mental health information. Parents who attend will receive a free ‘First Check’ Drug Kit, which they can use to test their kids for drug use. The event is coordinated with the Pinal County Sheriff’s Office and Rural Metro and is funded by the Pinal County Attorney’s Office and the Not My Kid Pro-gram. For more information

about the Coalition, or for support or to volunteer, contact Sherri George, Chairman, at [email protected] , call 480.525.3562 or visit www.stvsac.com.

CoalitionContinued from Page 4

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Page 6 SoutheaSt Valley ledger aPril 17, 2013

May20 � e Good Life Festival at Encanterra Country Club

Presents: � e Beach Boys Saturday, Their timeless California-cool tracks have the ability to fl ash you back to long summer days, fi lled with time spent basking in the sunshine, tossing around a beach ball, and cruising the coast highway in a convertible. The Beach Boys are synonymous with blue skies and an easy-going attitude, producing music that shaped the surf rock sound. Few acts can match their concert presence, spirit and performance. Fronted by Mike Love and Bruce Johnston, the Beach Boys will perform classics like “Good Vibrations” and “Wouldn’t It Be Nice” at the Good Life Festival™ at Encanterra. Attendees can unwind and partake in the festival’s version of the beach-comber lifestyle for a day that includes a craft beer tasting, noshing on delicious local festival foods, and shopping at boutique booths. Encanterra Country Club 6460 N. Encanterra Drive San Tan Valley, Arizona 85140. Gates open at noon.

27 Lavelle’s Deli and Ice Cream Shoppe 1 YEAR Anniversary...

During our regular hours from 10am to 10pm we will have: $1.00 Hot Dogs, Giveaways, Family Fun and Specials all Day! Lsvelles is located in The Shops at Copper Basin: 2510 E Hunt Hwy, Suite 22, San Tan Valley, AZ 85143.

05 Sons of Orpheus 22nd Annual Spring Concert

The program features: Opera choruses and works by Bach, Dickau, and Górecki. Theme music from Exodus and Schindler’s List, cowboy classics and outstanding young guest artists. Admission: $15 in advance, $18 at the door (cash or check made out to CUSD) For tickets in advance, go to www.sonsoforpheus.eventbrite.com. Please print tickets at home & bring to concert. For more information, call 520-723-2424. The event will be held at the Coolidge Performing Arts Center.

20 Carnival to help those with Epilepsy All money raised at this

event will be donated towards Epilepsy. There will be bounce houses, games, a cash cube, and vendors selling products. Will be tons of fun! This event will start at 11:00 a.m., the event location is Founder’s Park 22407 South Ellsworth Road, Queen Creek, AZ 85242.

27 Exit 185 Starting at 7:00 p.m.

“Laugh your socks off with family friendly Improv Comedy!” Admission is $5.00.

Visit our online calendar:http://bit.ly/ZuNSoD

April

20 Network Together ExpoFREE! The Network Together Health,

Wellness and Family EXPO!!! Being held at the Barney Family Sports Complex in San Tan Valley/Queen Creek, Arizona - Our speakers, sponsors and exhibitors have come together to share ideas and their knowledge to help you better understand your family’s health and wellness. Join us for the exciting demonstrations, workshops and shopping from local businesses. Our topics will include the following areas: Family Communication, Physical Health, Family Finances, Healthy Minds and Societal Issues. This event will be at Barney Family Sports Complex: 22050 E Queen Creek Road, Queen Creek, AZ 85242, starting at 8:00 a.m.

I read with vested interest the article entitled “Rural/Metro not your average fire department” by Chase Kamp in the Southeast Valley Ledger and found the quotes from Mr. Dan Caudle, Rural/Metro fire chief for central Arizona operations, totally inaccurate. In your article, you quote Dan Caudle as stating: “However, one growing segment of the southeast Valley population is actually quite accustomed to this system. Caudle said fire service in Canada is largely performed by private companies similar to his employer, meaning Rural/Metro is nothing new for Canadian homeowners with property in the desert. “We don’t have a confusion problem with them,” Caudle said. “It’s a very common business out there.” “ I am a retired 31 year veteran full time firefighter and captain from Winnipeg, Manitoba, Canada and during my tenure sat on

the Local 867 Executive Board of the United Fire Fighters of Winnipeg for 15 years. I also sat on the Manitoba Professional Fire Fighters Association for a number of years. In all of my professional fire experience I do not know of a Canadian municipality that has its fire service largely performed by private companies similar to Rural/Metro. All fire services are governed by their provincial fire commissioner or fire marshall’s office under the jurisdiction of the Canadian Fire Commissioner. They are all government funded entities run by local authorities such as municipalities or cities and paid for through property taxation funds. Mr. Caudle’s statements are totally misleading the public of the San Tan Valley when he states “It’s very common business out there” and I would suggest that he is misrepresenting “the confusion problem” when he makes such a

statement. There is no confusion in Canada as fire services are paid for by your property taxes the same as the majority of the USA. I suggest that the Rural/Metro model is far from the norm in Canada and the US. I would strongly suggest that the editors of the Southeast Valley Ledger and Chase Kamp research their information before publishing such an inaccurate story. It appears to me in my informed opinion that Mr. Dan Caudle is trying to purposely mislead the residents of the San Tan Valley in order to bolster up the voluntary income of the Rural/Metro Fire Department. I hope that the editorial board of your paper researches this subject and corrects this inaccuracy for the residents of the San Tan Valley. They have a responsibility to report accurately for the benefit of their readers./s/ Doug McGiffin

Opinion: Rural/Metro chief, Ledger wrong about Canadian firefighting

Pinal County Animal Care and Control has named this guy as the Pet of the Week. Pawpaw, a 5-year-old Lab/Pit mix, has an all-around awesome disposition - he is friendly, affectionate, playful, gentle, and patient. Pawpaw loves spending time with people, enjoys going for walks, and he does very well on the leash! Pawpaw is waiting patiently to make an excellent companion for a special forever family. Hurry and drop in to meet Pawpaw soon! To adopt Pawpaw,

Pinal County Animal Care & Control’s Pet of the Week

contact the PCACC by phone at 520-509-3555 or

go online to http://1.usa.gov/11AsMLf.

Page 7: 4_17_13 SEV Ledger

aPril 17, 2013 SoutheaSt Valley ledger Page 7

Contact the Queen Creek Chamber of Commerce:22308 South Ellsworth Rd, Queen Creek, 85142

Phone: (480) 888-1709queencreekchamber.com

Contact the San Tan Valley Chamber of Commerce:

Phone: (480) 626-7757santanchamber.com

Contact the Greater San Tan Chamber of Commerce:

270 E. Hunt HighwaySte, 16, #228

San Tan Valley, AZ 85143(480) 788-7516

greatersantanchamber.com

Welcome to the fi rst Southeast Valley Ledger

Quarterly Business Wrap Up!

Each quarter the Ledger will seek to celebrate the growing and striving business

community in Queen Creek and San Tan Valley. The information gathered here was submitted by the Queen Creek Chamber,

San Tan Valley Chamber, Greater San Tan Chamber and research of our own.

If you would like your business added to

the Wrap Up next quarter, please send your information to [email protected].

All are welcome to participate free of charge. The Wrap Up is part of

the Ledger’s commitment to building connections!

Page 8: 4_17_13 SEV Ledger

Page 8 SoutheaSt Valley ledger aPril 17, 2013wrap-up

The Greater San Tan Chamber of Commerce welcomes Pat Crocker of Help U Accounting with a ribbon cutting event.

Schumacher Tax & Accounting, New Member of the Greater San Tan Chamber, having a fun night at The Terrace in Johnson Ranch

new chamber members

1 The Daily Bread Bistro5618 E. Skyline Dr.San Tan Valley, AZ 84140

480-845-1420www.thedailybreadbistro.comThe Daily Bread Bistro is a friendly, down to earth establishment serving upscale cuisine for a downscale cost. Greater San Tan Chamber of Commerce

2 Subway270 E. Hunt Highway, Ste. 22San Tan Valley, AZ 85134

480-882-2901Greater San Tan Chamber of Commerce

4 Bridges Preschool20635 S. Old Ellsworth Rd.Queen Creek, AZ 85142

(480) 358-4900www.bridgespreschool.comA safe, developmentally appropriate environment with professional guidance and resources to foster, encourage and challenge each individual child’s cognitive, physical and emotional development.Queen Creek Chamber of Commerce

5 EggsTc20852 E. Ocotillo Rd. D105Queen Creek, AZ 85142

(480) 888-8486Made fresh to order! Great food, great prices, fast service. Open 7 days a week, 6 a.m. to 2 p.m. EggsTc shares a suite with Rachel’s Bake Shop.Queen Creek Chamber of Commerce

5 Rachel’s Bake Shop20852 E. Ocotillo Rd., Ste. D105Queen Creek, AZ 85142

(480) 888-8486rachelsbakeshop.comRachel’s Bake Shop is owned and operated by Chef Rachel Broughten. Rachel’s Bake Shop was founded to bring delectable pastries, confections, and cakes to the greater Phoenix area at a price suited for every budget. Rachel’s Bake Shop shares a suite with EggsTc .Queen Creek Chamber of Commerce

6 H&R BlockQueen Creek Village Center20852 E. Ocotillo Rd., Ste. D-107

Queen Creek, AZ 85142(480) 987-5630When you need to file taxes, including your federal tax return and Arizona income tax return, our team is ready to serve your needs. H&R Block can help you get the most out of your tax refund.Queen Creek Chamber of Commerce

7 Hanzy’s SeafoodQueen Creek Village Center21803 S. Ellsworth Rd., #101

Queen Creek, AZ 85142(480) 882-1033www.hanzyseafood.comWe honor the great traditions of fried seafood, fish, wings and critters, otherwise known as hushpuppies from the deep south. Our fried foods are cooked fresh daily with special blended spices and recipes handed down through the family. This is a true down home restaurant and is a gathering place for friends and family while enjoying great food cooked with love.San Tan Valley Chamber of Commerce, Queen Creek Chamber of Commerce

8 LaBella Boutique22240 S. Ellsworth Rd., Ste 101Queen Creek, AZ 85142

(602) 499-1881Specializing in women’s clothing and accessories.Queen Creek Chamber of Commerce

9 Copper Basin YMCA28300 N. Main St.San Tan Valley, AZ 85143

480-882-2242www.valleyymca.orgHealth & FitnessSan Tan Valley Chamber of Commerce

10 Eunice Hair Salon2510 E. Hunt Hwy., Ste 7San Tan Valley, AZ 85143

480-353-9108www.eunicehairsalon.comAt Eunice Hair Salon our responsibility to you, our customer is to maintain a good reputation for quality services in our salon. We are committed to performing exceptional services while also providing our customers with great support. It’s a place where you can look and feel great, and receive styles and services customized specifically for you and your lifestyle. Eunice Hair Salon always exceeding your expectations.San Tan Valley Chamber of Commerce

11 Mr. Wizard Pool Service and Repair85 W. Combs Rd., Ste. 101-255

San Tan Valley, AZ 85140480-381-0070Owner Kyle starting working in the pool indus-try at 16 in a local pool store testing customers pool water, fixing pool equipment, and teach-ing customers how to properly care for their pools. He liked it so much that he stayed in the industry learning the skills of the trade, every-thing from pool service to repair work. Now Kyle is the Owner/Operator of Mr. Wizard Wizard Pool Service LLC, bringing his knowl-edge and expertise to the community with the goal of providing an excellent customer service as well as pool service and repairs.San Tan Valley Chamber of Commerce

Page 9: 4_17_13 SEV Ledger

aPril 17, 2013 SoutheaSt Valley ledger Page 9wrap-up

The Greater San Tan Chamber of Commerce welcomes Pat Crocker of Help U Accounting with a ribbon cutting event.

Schumacher Tax & Accounting, New Member of the Greater San Tan Chamber, having a fun night at The Terrace in Johnson Ranch

new chamber members

1 The Daily Bread Bistro5618 E. Skyline Dr.San Tan Valley, AZ 84140

480-845-1420www.thedailybreadbistro.comThe Daily Bread Bistro is a friendly, down to earth establishment serving upscale cuisine for a downscale cost. Greater San Tan Chamber of Commerce

2 Subway270 E. Hunt Highway, Ste. 22San Tan Valley, AZ 85134

480-882-2901Greater San Tan Chamber of Commerce

4 Bridges Preschool20635 S. Old Ellsworth Rd.Queen Creek, AZ 85142

(480) 358-4900www.bridgespreschool.comA safe, developmentally appropriate environment with professional guidance and resources to foster, encourage and challenge each individual child’s cognitive, physical and emotional development.Queen Creek Chamber of Commerce

5 EggsTc20852 E. Ocotillo Rd. D105Queen Creek, AZ 85142

(480) 888-8486Made fresh to order! Great food, great prices, fast service. Open 7 days a week, 6 a.m. to 2 p.m. EggsTc shares a suite with Rachel’s Bake Shop.Queen Creek Chamber of Commerce

5 Rachel’s Bake Shop20852 E. Ocotillo Rd., Ste. D105Queen Creek, AZ 85142

(480) 888-8486rachelsbakeshop.comRachel’s Bake Shop is owned and operated by Chef Rachel Broughten. Rachel’s Bake Shop was founded to bring delectable pastries, confections, and cakes to the greater Phoenix area at a price suited for every budget. Rachel’s Bake Shop shares a suite with EggsTc .Queen Creek Chamber of Commerce

6 H&R BlockQueen Creek Village Center20852 E. Ocotillo Rd., Ste. D-107

Queen Creek, AZ 85142(480) 987-5630When you need to file taxes, including your federal tax return and Arizona income tax return, our team is ready to serve your needs. H&R Block can help you get the most out of your tax refund.Queen Creek Chamber of Commerce

7 Hanzy’s SeafoodQueen Creek Village Center21803 S. Ellsworth Rd., #101

Queen Creek, AZ 85142(480) 882-1033www.hanzyseafood.comWe honor the great traditions of fried seafood, fish, wings and critters, otherwise known as hushpuppies from the deep south. Our fried foods are cooked fresh daily with special blended spices and recipes handed down through the family. This is a true down home restaurant and is a gathering place for friends and family while enjoying great food cooked with love.San Tan Valley Chamber of Commerce, Queen Creek Chamber of Commerce

8 LaBella Boutique22240 S. Ellsworth Rd., Ste 101Queen Creek, AZ 85142

(602) 499-1881Specializing in women’s clothing and accessories.Queen Creek Chamber of Commerce

9 Copper Basin YMCA28300 N. Main St.San Tan Valley, AZ 85143

480-882-2242www.valleyymca.orgHealth & FitnessSan Tan Valley Chamber of Commerce

10 Eunice Hair Salon2510 E. Hunt Hwy., Ste 7San Tan Valley, AZ 85143

480-353-9108www.eunicehairsalon.comAt Eunice Hair Salon our responsibility to you, our customer is to maintain a good reputation for quality services in our salon. We are committed to performing exceptional services while also providing our customers with great support. It’s a place where you can look and feel great, and receive styles and services customized specifically for you and your lifestyle. Eunice Hair Salon always exceeding your expectations.San Tan Valley Chamber of Commerce

11 Mr. Wizard Pool Service and Repair85 W. Combs Rd., Ste. 101-255

San Tan Valley, AZ 85140480-381-0070Owner Kyle starting working in the pool indus-try at 16 in a local pool store testing customers pool water, fixing pool equipment, and teach-ing customers how to properly care for their pools. He liked it so much that he stayed in the industry learning the skills of the trade, every-thing from pool service to repair work. Now Kyle is the Owner/Operator of Mr. Wizard Wizard Pool Service LLC, bringing his knowl-edge and expertise to the community with the goal of providing an excellent customer service as well as pool service and repairs.San Tan Valley Chamber of Commerce

wrap-up

Scrubs & More Boutique celebrating their new location with the Greater San Tan Chamber of Commerce (above). They also celebrated the event with the San Tan Valley Chamber of Commerce (below).

12 Power Tags, Title and More3125 W. Hunt Hwy., #104San Tan Valley, AZ 85142

480-677-3132www.powertagstitlesandmore.netDo you live or work in the Queen Creek/San Tan Valley, Chandler Heights, Coolidge, and Florence areas? Do you need title or registration work done for you vehicle and do not want to drive upwards of an hour to the nearest MVD and then spend three hours once you are there? If so, Power Tags, Titles & More offers a more personal and pleasurable alternative to a traditional MVD office. At Power Tags, all of our customer are treated with a more personal fashion and ensure a more expeditious experience.San Tan Valley Chamber of Commerce

13 Shear Bliss Salon3235 N. Hunt Highway, Suite 105

Florence, AZ 85132520-723-7814shearblisssalon.netAll hair care services include a personal consultation, scalp massage, shampoo, condition and style.San Tan Valley Chamber of Commerce

Action Sign and Lighting4460 E. Main St. #120Mesa, AZ 85205480-668-5031www.actionsignaz.comOur company has established itself as a premier player in the sign industry. The company was founded with the main goal of offering great service at an affordable price. The wide variety of services available makes us a versatile company that can attend to your needs. We’ll design your signs, produce and install them. Still not convinced? Browse through our Gallery to get an idea of the quality and precision. San Tan Valley Chamber of Commerce

American Family Insurance - Travis WilliamsMobile BusinessSan Tan Valley, AZ 85143480-452-8848As your American Family Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy. San Tan Valley Chamber of Commerce

Arizona’s Balloon Artist(480) 862-3375www.arizonasballoonartist.comAward Winning Artist Tobi McJunkin, owner of Arizona’s Balloon Artist, provides balloon twisting, face painting and balloon decorations for all occasions.Greater San Tan Chamber of Commerce

Arizona Speedway655 E. Palomino WaySan Tan Valley, AZ 85140480-926-6688Motor SportsSan Tan Valley Chamber of Commerce

AVA Development LLC39157 N. Zampino St.San Tan Valley, AZ 85140(602) 510-7208www.avadevelopment.comWe take pride in being the finest tenant improvement contractor in Arizona. Queen Creek Chamber of Commerce

Choice One Properties(480) 892-4940www.choiceoneproperties.comChoice One Properties, with its agents, has over 43 years experience with buyers and sellers and is one of the fastest growing independent real estate firms in the state. Choice One Properties is a full service real estate company servicing the entire Phoenix area. Choice One offers relocation services, real estate consulting and more!

Queen Creek Chamber of Commerce

Interior of Shear Bliss Salon

14 Sick-N-Twisted Customs2769 E. Combs Road, Bldg HSan Tan Valley, AZ 85140

480-888-7425Auto-Marine-Cycle-Offroad Painting-Upholstery-Custom Fab-Mechanical Work-Collision Repair-and more. If you can dream it, we can build it! If you can wreck it, we can fix it! We warranty all of our work, and use top quality parts and paint on every job! We take pride in every job that facility.San Tan Valley Chamber of Commerce

Arizona’s Balloon Artist, provides balloon twisting, face painting and balloon decorations for all occasions.

Page 10: 4_17_13 SEV Ledger

Page 10 SoutheaSt Valley ledger aPril 17, 2013wrap-up

Members of the San Tan Valley Chamber of Commerce welcome a new business, Mr. Wizard Pool Service and Repair, with a ribbon cutting and grand opening.

Dave the Lock DocYour Key to Security480-305-4576www.davethelockdoc.com“Servicing San Tan Valley and its surrounding areas, Dave the Lock Doc is your mobile locksmith providing lock installation, repair & rekeying service, and home & auto lockout service.” Greater San Tan Chamber of Commerce

EHS Restoration6056 E. Baseline Rd., Ste. 103Mesa, AZ 85206480-306-5777www.ehsrestoration.comEHS Restoration is a full-service restoration company that specializes in assisting owners of commercial and residential property recover from water, fire, mold and storm damage.Greater San Tan Chamber of Commerce

Help U Accountingwww.santanvalleybookkeeper.com480-209-3749We offer a full line of bookkeeping services for the small business owner. We are located in San Tan Valley and specialize in remote bookkeeping. Our bookkeepers are Quickbooks Certified ProAdvisors with years of experience. Greater San Tan Chamber of Commerce

Kay’s Candle BoutiqueMobile BusinessSan Tan Valley, AZ 85143602-703-4367kaygibson.mygc.comSelling Gold Canyon Candles and gifts.San Tan Valley Chamber of Commerce

Liberty Mutual - Jonathan GephartMobile BusinessSan Tan Valley, AZ 85143480-857-8662 x8325www.libertymutual.com/jonathangephartLicensed in auto, home and life insurance in Arizona.San Tan Valley Chamber of Commerce

M & M ElectricMobile BusinessSan Tan Valley, AZ 85143480-313-0127ElectriciansSan Tan Valley Chamber of Commerce

Network Builders Arizonanetworkbuildersaz.wordpress.comJaclyn Zoccoli, Network Builders’ Networking Coach, actually goes with you to mixers and events and collects business cards with you. She then logs them into a database and coaches you on how relate to those you meet who could be profitable alliances. All in all, this is literally a Hands-On approach to networking.Queen Creek Chamber of Commerce

Prestige Platinum Realty888-750-8787www.prestigeplatinumrealty.comSpecializing in relocation assistance and all your buying needs, real estate listings and marketing of your home, and property management. Our full service professional agency of top producting agents pledges to earn your confidence and your trust.Greater San Tan Chamber of Commerce

RD Bradshaw Group3317 S. Higley Rd., #118-214Gilbert, AZ 85297520-723-3117DeveloperSan Tan Valley Chamber of Commerce

Schumacher Tax & Accounting, P.C.480-584-4344www.pkscpa.netPatricia (Patty) and Greg run a small accounting firm located in San Tan Valley, Arizona. They offer a broad range of services for small business owners, non-profit organizations, and individuals. They are affordable, experienced, and friendly. Greater San Tan Chamber of Commerce

Search Engine Professionalswww.SepWebHosting.com602-904-5267Website Design, SEO, Custom YouTube Business Commercials We Do It All & We Do It the Best! Greater San Tan Chamber of Commerce

Soapsuds Office Cleaning480-313-6498www.soapsudsjanitorial.comSoapsuds Janitorial & Office Cleaning has you covered. We provide Janitorial & Office Cleaning services to our small office clients to our larger industrial & commercial building customers. No office to small and no building to big! We can handle your job on a daily, weekly or monthly basis. Let us customize a Janitorial or Office cleaning plan that’s right for you! We have cleaned over 70 million square feet of medical, commercial, church offices, tile and carpet flooring!Greater San Tan Chamber of Commerce

San Tan Lions ClubMobile BusinessSan Tan Valley, AZ 85143480-457-1170Lions meet the needs of local communities and the world every day because they share a core belief - to serve their community.San Tan Valley Chamber of Commerce

San Tan Valley Little League73 W. Castle Rock RoadSan Tan Valley, AZ 85143602-525-3115www.mystvll.orgOur Mission Statement: To implant firmly in the children of the community the ideals of good sportsmanship, honesty, loyalty, courage and respect for authority, so that they may be well adjusted, stronger and happier children and will grow to be good, decent, healthy and trustworthy citizens.San Tan Valley Chamber of Commerce

Solutions Real Estate - Rosalie/Leland MathisMobile BusinessSan Tan Valley, AZ 85143480-310-1774www.rosiesellshomes.comSpecializing in San Tan Valley homes for sale and the Pinal County real estate market, you have found your realtor resource for buying and selling your next Queen Creek home or Gilbert house. San Tan Valley Chamber of Commerce

Sonoran Vision HomesMobile BusinessSan Tan Valley, AZ 85142480-694-1902New home builder.San Tan Valley Chamber of Commerce

St. Michael the Archangel Catholic Church25394 N. Poseidon Rd.Florence, AZ(520) 723-6570www.stmichaels77.orgWeekend Masses with Father Dale Branson are held at Copper Basin K-8 School on Saturday at 4 p.m. and Sunday at 8 and 10:30 a.m. CCD Classes are held Sunday at 9:15 a.m.Queen Creek Chamber of Commerce

Page 11: 4_17_13 SEV Ledger

aPril 17, 2013 SoutheaSt Valley ledger Page 11wrap-up

Members of the San Tan Valley Chamber of Commerce welcome a new business, Hanzy’s Seafood, with a ribbon cutting and grand opening. Hanzy’s also joined the Queen Creek Chamber of Commerce. They are the location for down home, comfort cooking in the area.

Joining the San Tan Valley Chamber of Commerce was the San Tan Valley Little League. Pinal County Sheriff Paul Babeu attended this very special ribbon cutting right over home plate.

The Summit at Sunland Springs2415 S. Signal Butte RoadMesa, AZ480-907-5588www.thesummitaz.comThe Summit at Sunland Springs is a 48-bed, purposely designed community for those with dementia/Alzheimer’s or other cognitive limitations. Services are delivered with compassion, dignity and respect by our carefully chosen and specially trained staff members. San Tan Valley Chamber of Commerce

ThirtyOne GiftsMobile BusinessSan Tan Valley, AZ 85140480-888-0102GiftsSan Tan Valley Chamber of Commerce

Todd Broadhead PLLC(602) 303-5646Real estate agent in Queen Creek, AZ.Queen Creek Chamber of Commerce

Use My Guy Services480-678-9403www.usemyguyservices.com“Use My Guy Services gives homeowners the confidence in knowing that they will turn your honey-do list into a honey-done list. Being able to complete everything from installing a new faucet to hanging a ceiling fan and everything in between.” Greater San Tan Chamber of Commerce

3 Scrubs & More Boutique20892 E. Ocotillo Rd. #102Queen Creek, AZ

Scrubs & More Boutique is happy to announce that they have a new location! Come get your scrubs, EMT clothing, jewelry, gifts, and more right here in Queen Creek.Greater San Tan Chamber of Commerce, San Tan Chamber of Commerce

new location

15 J.O. Combs Unified School District3 years

301 E. Combs RdSan Tan Valley, AZ 85140480-987-5300SchoolsSan Tan Valley Chamber of Commerce

16 Premier Community Management, Inc2 years

21805 S Ellsworth Rd # 114Queen Creek, AZ 85142(480) 888-1999Property ManagementSan Tan Valley Chamber of Commerce

17 Queen Palms Car Wash3 years30994 N. Golf Club Dr.

San Tan Valley, AZ 85143480-888-2388Car WashSan Tan Valley Chamber of Commerce

18 Rural/Metro Fire Department6 years911 E. Hunt Hwy.

San Tan Valley, AZ 85143480-627-6200Fire DepartmentSan Tan Valley Chamber of Commerce

Above & Beyond Plumbing2 yearsMobile BusinessSan Tan Valley, AZ 85143480-987-5007PlumbingSan Tan Valley Chamber of Commerce

Bunker Family Funeral Home2 years33 N. Centennial WayMesa, AZ 85201480-964-8686Funeral ServicesSan Tan Valley Chamber of Commerce

KQCX- Christopher White2 yearsMobile BusinessSuperior, AZ602-904-5729Internet RadioSan Tan Valley Chamber of Commerce

anniversaries Law Office of Alan K Wittig PC2 yearsMobile BusinessFlorence, AZ 85132520-723-6991AttorneySan Tan Valley Chamber of Commerce

Paladin Sports Outreach6 yearsMobile BusinessSan Tan Valley, AZ 85140480-392-7541Non Profit Sports OutreachSan Tan Valley Chamber of Commerce

Queen Creek/San Tan Valley Independent4 years2066 W. Apache Trail, Suite 110Apache Junction, AZ 85120480-982-7799Newspaper/PublicationSan Tan Valley Chamber of Commerce

Right Away Disposal4 yearsPO Box 52768Mesa, AZ 85208480-983-9100Waste RemovalSan Tan Valley Chamber of Commerce

Schumacher Tax & Accounting2 yearsMobile BusinessSan Tan Valley, AZ 85140480-584-4344AccountingSan Tan Valley Chamber of Commerce

Contact the Southeast Valley Ledger at

[email protected] or 480-745-1055 to place your business in the Wrap Up!

Page 12: 4_17_13 SEV Ledger

Page 12 SoutheaSt Valley ledger aPril 17, 2013

Aravaipa Car Show

http://AVCcarshow.eventbrite.com

Saturday, April 1410 a.m. - 2 p.m.

FREE Event! FREE Popcorn!

Saturday, April 2710 a.m. - 2 p.m.

FREE Event! FREE Popcorn!

Aravaipa Campus80440 E Aravaipa Rd Winkelman, AZ 85192

By Sherry ButlerSan Tan Valley RealtySpecial to the Ledger For years I have had buyers ask me when they can stop paying the mortgage insur-ance premium, or MIP. This is an additional premium that is included in your monthly mortgage payment if you have an FHA loan. This monthly amount is determined by the purchase price when you bought your home. If you only had a minimum down payment of 3 to 3.5 percent, you probably have an FHA loan with MIP. This is required when a buyer does not have 20 percent down payment when purchasing a home. This is insurance is to protect lenders against losses that result from default on home mortgages. I asked Rudy Benitez, senior

mortgage consultant at Gen-Cor Mortgage, for an update on the FHA rules. This is what he shared: This is a very important fact that I want to ensure you are aware of. Every FHA lender in the nation knows that the monthly Mortgage Insurance Premium for FHA has in-creased with all case numbers pulled after April 1, 2013. What perhaps fewer know is when borrowers are able to stop paying MIP. Currently, if a borrower has a loan with a term greater than 15 years and the loan to value is greater than 78 percent, then they will have MIP for five years and must pay the loan down to 78 percent LTV based on the original sales price (unlike a conventional loan, which will use current market value to determine LTV).

After Apr. 1 of this year, not only is the MIP going up, the amount of time the borrower has MIP is changing too. For loans with an LTV greater than 78 percent up to 90 per-cent, they will be living with MIP for 11 years. This means if the buyer places 10 percent down or more MI can possible be removed after 11 years. If the LTV is greater than 90 percent (meaning down pay-ment is 9.99 percent or less which is most common within FHA) they are in for life of the loan—ouch. Bailing out of MIP using LTV is out; it will become strictly a function of time. This is important to know that FHA MI no longer “automatically” disappears over time. To contact Rudy Benitez with questions, call 602-481-3967.

When a buyer can stop paying private mortgage insurancewrap-up

Page 13: 4_17_13 SEV Ledger

aPril 17, 2013 SoutheaSt Valley ledger Page 13

Calling all businesses, clubs, churches, venues, artists and more ... We want to list you in our online business directory! All listings are

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When did you fi rst become interested in public service? In 1985, I was critically injured in a two-car wreck. It took many operations and nearly a dozen years before I could walk without the use of either crutches or a cane. The amount of public service employees running the various social and school programs, the advisors, hospital employees, vocational rehab center employees, etc. that made it possible for me fi rst to recover from the injuries then attend and graduate from both Pima Community College and the University of Arizona numbered in the dozens. After all that I had been given, I wanted to be able to give back. What is your proudest achievement thus far? In my professional life it was the day in 2000, while working for the Arizona Department of Commerce in the Business Development Division, I announced that I had located into the state my fi rst business after nearly four months of intense recruitment. This manufacturer was recruited from California, with a capital investment in Arizona of $45 million and created 200 jobs - all well paid with great benefi ts. I had realized that day that 200 people in this state were going to have better jobs and hopefully a better life because of it. In my personal life, my proudest moment was graduating from the U of A on my birthday in May 1997. To have been so severely injured and then to be able to actually walk the aisle into the McKale Center for graduation was a dream come true. What additional improvements to Pinal County and the surrounding regiondo you strive to achieve? By working with many, many others in the County to create a better quality of life for our nearly 400,000 residents by developing and implementing an aggressive economic

development plan that focuses on job creation and workforce development, not just mediocre jobs, but good paying jobs with great benefi ts. I want to create a county we are all proud to live in. What’s your favorite thing about this region? My favorite thing and our number-one asset is our location between the two big metropolitan gorillas of Phoenix and Tucson. We have the advantage of being adjacent to both and can make use of the assets they have along with many other amenities they also possess. Couple those assets and amenities with what our County possesses and there is no place in this entire state that is better positioned for incredible economic development. We in Pinal County are in the center of the economic development “Perfect Storm” in this state. We need to get moving. Who are your personal heroes? My mom and dad were both born during the Depression and grew up in a nation that was in dire fi nancial straits – worse than anyone can even imagine today. No jobs, no money, bad to non-existent health care, people living in shacks or worse. Though both my parents had a limited education, their work ethic was beyond measure. They worked hard every day to make sure the fi ve of us kids had plenty of food to eat, a safe place to sleep and clothes to wear. They both had jobs that I am sure they absolutely hated but it was the best they could do. And because of their insistence on working hard, of the fi ve of us siblings, four have graduated from college. What is your favorite sports team? Toss up: I grew up outside Columbus, Ohio and of course I have Ohio State DNA, that’s a given, but I graduated from the University of Arizona. So am I a Wildcat or a Buckeye? Well, my 10-year-old grandson Peyton solved the problem for me: I am a “BuckCat”. Better than a “WildEye” I guess.

Tim KanavelEconomic Development Director, Pinal County

By Chris ClarkAZ Family Financial ServicesSpecial to the Ledger Planning your retirement is simple isn’t it? You’ve probably seen the ads or visited websites with the calculators that break it all down for you. Even my website has some, but you shouldn’t base your retirement plan on those because they don’t give you an accurate picture of what you need to do to enjoy a comfortable retirement. In fact, they could stop many people from starting what seems like an impossible task. The most common method of retirement planning preached in the financial services industry and media today would have you start with a few questions. How much can you save monthly? What rate of return will you average over the number of years you have? How much can you withdraw annually after you retire? For example, if you saved $250 a month for 15 years and had a six percent annual return then you would have $72,705 when you retired. Next, you need to know how long that money needs to last. Currently, a 65-year-old man in the U.S. can expect to live another 17 years and a woman will have closer

to 20. The man should withdraw no more than $4,848 and the woman $4,210 annually assuming you moved the money into low risk accounts that averaged 1.5 percent over that time. Alternatively, the “four-percent rule” says that you should keep your money in the market and withdraw four percent per year for the rest of your life. That’s how you end up with calculators and websites that tell you need to save a million dollars if you want to have $40,000 in annual retirement income. Pretty simple isn’t it? Save a million or more dollars, don’t spend too much of it, and you should be okay! Brilliant! Here’s a way of looking at it that I think works better. Your primary concern should be creating an income you can’t outlive. Your retirement income will have the greatest effect on the quality of your day-to-day life. It will determine whether you sweat every market downturn or major expense that comes up. Your primary focus should be funding things like dividend paying stocks, bonds, annuities with guaranteed income riders, and cash value life insurance. You may be able to use Social Security for a very small amount of what

Focusing on retirement income

you’ll need, but I’ll cover that in a later article. Creating future income isn’t difficult and doesn’t require huge amounts of cash, it just takes some planning. You can put these things together yourself, but it will be far easier if you have a qualified expert help you. You’ll still want a separate bucket of money to handle the big, infrequent bills such as a new roof for the house or transmission for the car. You’ll need plenty, but nowhere near as much as if you were going to draw it down for income too. Save millions if you can, but you don’t have to if you plan carefully and stick to it. Make sure each of your dollars is working as hard for you as you did to get it in the first place and even modest amounts can produce good results.

Chris Clark

wrap-up

Page 14: 4_17_13 SEV Ledger

Page 14 SoutheaSt Valley ledger aPril 17, 2013wrap-up

Advertise your business or service here.Call Courtney at 480-745-1055

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Page 15: 4_17_13 SEV Ledger

aPril 17, 2013 SoutheaSt Valley ledger Page 15

2007 Audi A6Auto, V6 3.2L,Leather

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Robert Horne Ford, LLC3400 S. Tomahawk Rd.

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2009 Yamaha FZ6-R RacerLow Miles!

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2012 Ford MustangAuto, Cruise,V6 3.7L, 32,662 Miles

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2013 Ford Escape SELFord Certifi ed, Leather,3,410 Actual Miles

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2004 GMC Sierra 1500 SLEAuto, V8 4.8L,8-foot Bed

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2004 GMC Sierra 1500 SLE

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Page 16: 4_17_13 SEV Ledger

Page 16 SoutheaSt Valley ledger aPril 17, 2013

The Four Corners of Sports ... with Andrew Luberda

By Andrew LuberdaSoutheast Valley Ledger Combs’ freshman Gage Davidson pitched a complete game against the streaking Poston Butte Broncos in a 7 – 3 victory. It was the Coy-otes 17th win of the season. The Broncos lost for only the second time in their last eight games. The Coyotes have been suc-cessful this season as a result of good pitching, sound defense, and timely hitting. The same formula proved successful in this game. “Defense has been our key,” Coyotes’ head coach John Scrogham said. “Anytime our defense is doing their job

and keeping the run count down, then that opens the door offensively for us to do some things to generate some runs.” Leading 2 – 1 after one inning, the Coyotes scored two more in the third. Austin Gauthier lead off the inning with a triple and later scored on an RBI single by Ryan Johnson. RJ Armenta added another run with an RBI single, driving home Gunnar Scrogham, who reached on a fielder’s choice. After allowing a run in the first, Davidson pitched four scoreless innings as the Coyotes led 5 – 1 after five innings. Davidson was

superb in the outing as he did not allow a walk in the game. According to Coach Scrogham, his performance was nothing new. “This isn’t the first time he’s done this,” Scrogham said. “He’s been throwing well for us all season. He’s been a real nice surprise. He’s young but he’s got great composure out there on the mound.” The Broncos tried to get back in the game in the sixth. Tyler Ervin tripled and scored on an RBI single by Dustin Blevins. But Davidson did not allow the Broncos to rally. The Coyotes answered with

two runs in the bottom of the sixth. Gunnar Scrogham had an RBI in the inning and RJ Armenta hit a ground rule double scoring Ryan John-son. Armenta, a senior, had two RBI in the game. The Broncos added one more run in the seventh on an RBI single by Wyatt Pattyson. Tyler Ervin had three hits in the game while Pattyson and Alex Merriman each had two. The Coyotes are on the verge of reaching the state playoffs. Their coach said there is only one surefire way to be sure they get there: “It really comes down to: you have to win your ballgames.”

By Andrew LuberdaSoutheast Valley Ledger

The Sabercats’ Dale Bailey drove in the winning run in

San Tan Foothills’ Sergio Labrada gets set for the pitch. (Andrew Luberda photo)

Combs’ Gage Davidson got the win over the Broncos, pitching the entire game. (Andrew Luberda photo)

Freshman pitcher leads Coyotes’ baseball to victory over Broncos

Dramatic win for ‘Cats baseball vs. Dust Devilsthe bottom of the seventh on a sacrifice fly to give the young ‘Cats a much needed win, 8 – 7, over visiting Santa Cruz. The Sabercats trailed early in the game, 4 – 2, but pitcher Juan Lopez battled through cramps to keep his team close. They came through in the fourth with five runs. They loaded the bases with none out before Jordan Lopez scored on a passed ball. An-thony Liu hit the first of two 2-RBI doubles in the inning. His double scored Juan Lopez and Kaleb McCarn. Sergio Labrada hit the second 2-RBI double in the inning, scoring Liu and Chris Bailey. The Santa Cruz Dust Devils trailed the Sabercats, 7 – 5, as they entered the top of the seventh. They were able to tie the game, 7 – 7, setting the stage for Bailey’s heroics. After the game, STFHS

head coach Loren Erich said it was an intense game and was happy to see his team achieve success in a difficult season. “They earned it. We didn’t make any errors and we battled back in the last inning.” Chris Bailey, one of only two seniors on the ball club, said it was a big game to win, especially against their rivals. He also spoke about his brother Dale’s game winning RBI. “That’s my little brother right there,” Bailey said. “When he hit that I knew exactly what he felt. He’s the kind of guy that wants to make a great play. That’s Dale, he’s a competitor for sure.” Dale Bailey, a sophomore, said the pitch he hit was right where he liked it. “He threw the same pitch I love (to hit);

the same pitch that coach threw during (batting prac-

tice). I saw it coming, I knew where it was, and I hit it.”

Queen Creek Softball – The Bulldogs had their four-game winning streak snapped by Campo Verde in an extra-inning loss, 8 – 7, on Apr. 11. They returned to their winning ways with a 7 – 2 victory versus Williams Field on Apr. 12. Madi Merrell pitched a com-plete game in the victory. She also had two hits, including a HR, and three RBI. Ryland Estrada, Abi Rope, and Ryan Holmes each had two hits in the game. Upcoming games: Apr. 18 vs. Higley, Apr. 22 vs. Seton Catholic, Apr. 23 @ STFHS, and Apr. 24 vs. Apache Junction. Baseball – The Bulldogs were defeated, 4 – 2, by Campo Verde on Apr. 9. It was only their second loss in their last ten games. They rebounded with a victory on Apr. 12 against Wil-liams Field, 5 – 3. Marcus Still was 3-for-4 with a triple in the game versus Campo Verde. In the game against Williams Field, Chase Beal pitched a complete game as he earned the victory. He had 11 strikeouts in the game. Marcus Still hit a HR while Jaren Holmes and Tanner Bradford each had two hits. Ryan Kottcamp contributed with two RBI. The Bulldogs finish out their regular season with the following games: Apr. 18 @ Hig-ley, Apr. 22 @ Seton Catholic, and Apr. 23 vs. STFHS.See more Four Corners of Sports, Page 19

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aPril 17, 2013 SoutheaSt Valley ledger Page 17

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The East Valley Arabian Horse Show was held April 7 at the Horseshoe Park and Eques-trian Center in Queen Creek. To view a short video featuring some of the entrants, go online to http://bit.ly/115Y0q8 or scan the code below with your smartphone. (Bridgette Crosby photo)

Horse show comes to Queen Creek

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Page 18 SoutheaSt Valley ledger aPril 17, 2013

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Softball – The ‘Cats de-feated Gilbert Christian, 20 – 15, on Apr. 9. They were led by Player of the Game Andreana Trejo. She was 3-for-3 with two walks and five runs scored. She also had four steals in victory. Rubelle Garay and Sarai Marquez each had two hits in the game. The ‘Cats were defeated by Santa Cruz, 23 -11, on Apr. 11. The Saber-cats close out their regular season with the following games: Apr. 19 @ Gilbert

Christian and Apr. 23 vs. Queen Creek. Baseball – The ‘Cats base-ball team won in dramatic fashion in an 8 – 7 victory against Santa Cruz on Apr. 11. Coach Erich’s young team watched sophomore Dale Bailey hit a walkoff sacrifice fly to score the win-ning run. The ‘Cats close out their regular season with the following games: Apr. 19 vs. Canyon State Academy, Apr. 23 @ Queen Creek, and Apr. 24 @ Coolidge.

The Four Corners of Sports ... with Andrew Luberda

Poston Butte Softball – The Broncos crushed Apache Junction, 10 – 0, on Apr. 8. Emily Lodge and Taylor Clark each hit HRs. Lodge had three RBI in the game. Clark had two RBI. Natalie Fernandez also had three RBI. Jayshil Oatley and Samantha Castoldi each had two hits in the game. Emily Lodge was the winning pitcher with a

complete game shutout. The Broncos dropped a close game to Campo Verde, 4 – 3, on Apr. 12. Cameron Casinelli and Taylor Clark each homered. Pitcher Emily Lodge allowed four runs in the first inning and then pitched five scoreless innings to give the Broncos a chance to win the game. Upcoming games: Apr.

18 @ Skyline, Apr. 22 vs. Campo Verde, and Apr. 23 vs. Apache Junction. Baseball – After winning six of seven games, the Broncos have lost their last two games. They were defeated 7 – 3, by Combs on Apr. 11 and 6 – 5 by Campo Verde on Apr. 12. The Broncos close out their regular season on Apr. 23 @ Apache Junction.

Combs Softball – The Coyotes routed Coronado, 19 – 0, on Apr. 8 before being defeated by Queen Creek, 14 – 4, on Apr. 9. The Coyotes play back-to-back games against Coolidge before closing out their regular season with the fol-

lowing games: Apr. 17 vs. Poston Butte, Apr. 19 vs. Santa Cruz, and Apr. 23 @ Gilbert Christian. Baseball – The Coyotes continued their winning ways as they extending their winning streak to five games with victories over

Poston Butte and Coolidge. They defeated the Bron-cos, 7 – 3, on Apr. 11 and the Bears, 7 – 6, on Apr. 12. The Coyotes entered the game against Poston Butte with a 10 – 2 record in Power Ranking games. Coach Scrogham said his team must continue win-ning to assure themselves a state playoff berth. So far, so good for the Coyotes. Upcoming games: Apr. 19 @ Tempe, Apr. 22 vs. Miami, and Apr. 24 vs. Apache Junction.

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Page 20: 4_17_13 SEV Ledger

Page 20 SoutheaSt Valley ledger aPril 17, 2013

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Dr. Daniel Rowland (right) is board certified in Obstetrics and Gynecology.

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