4th Floor, Pacific Tower, Madhuban SchemeUdaipur, India 313001 P +91-294 2411709 | 9982795333

E info@cognuscapitalinvest.comW www.cognuscapitalinvest.com

COGNUS CAPITAL INVEST

207, Luhadia Tower, C-Scheme Ashok MargJaipur, India

Head Office :

Corporate Office :

Cognus capital invest is a financial advisory firm offering a broad range of services to meet the needs of our client with a unbiased approach..

Tax Planning Cash management planning Short term planning Portfolio management(PMS) Corporate FD’S/ Bonds Medicliam Term plan

ABOUT COGNUS CAPITAL INVEST

Free one to one financial services Any time free consultation Complete end to end support All type of investment solutions

OUR USP’S

WHY TO INVEST

“You can waste money lifetime getting no where or you can invest some amount each day to get anywhere!”

FACTS ON INVESTMENT

of youth indian is unfamiliar about the investment products

of indian customer keep money in Bank and Fixed Deposit

79%95%

INSTRUMENT TAX BENEFITS RETURN DURATIONEPF YES 8.5% 15 Years

PPF YES 8.8% 15 Years

NSE CERTFICATE YES 8.8% 5 Years

FDS-BANKS & POST OFFICE YES 7.70% To 9.50% 5 Years

SENIOR CITIZEN SAVING SCHEME

YES 9% 5 Years

MUTUAL FUND YES Market linked Any time

ULIP YES Market linked 5 Years

DIRECT EQUITY YES Market linked Long term

GOLD NO Market linked Long term

REAL ESTATE YES Market linked 10-15 Years

WHERE TO INVEST

INVESTMENT GOALS

CAPITAL PRESERVATION

GENERATE INCOME

CAPITAL APPRECIATION

SAVING BANK ACCOUNT

PPF

The above chart clearly indicates that all type of financial needs can be fulfilled through Mutual Fund. However the myth about

Mutual Fund is that it deal with Equity market only

MUTUAL FUNDS

FIXED DEPOSIT

PO-MIS

FIXED DEPOSIT

PO-MIS

ITEM MONEY IN SAVING ACCOUNT

MONEY IN LIQUID FUND

AMOUNT 100000 Rs. 100000 Rs.

INTEREST ON AMOUNT IN 365 DAY 4000 Rs. 8000 Rs. To 9000 Rs.

PER DAY INTEREST IN INR 11 Rs. / Day Approx 22 to 25 Rs. / Day Approx

IF A PERSON PUT HIS MONEY LIQUID FUND

THAN EARN ADDITIONAL PER DAY (IN INR )

NA 11 To 14 Rs. / Day

SAVING BANK ACCOUNT Vs LIQUID FUND

COMPONETS BANK FIXED DEPOSIT

F.M.P =FIXED MATURITY PLAN

BREAK DOWN With indexation Without indexation

INVESTMENT AMT(RS) 100000 100000 100000

ASSUMED NET YIELD (P.A) 9% 9% 9%

TENOR (MONTH) 36 36 36

AMOUNT AT MATURITY (RS) 130605 130605 130605

INDEXATION RATE N.A. 9% N.A.

INTEREST /LTCG 30605 30605 30605

INDEXED COST ACQUISITION N.A. 130605 N.A.

INDEXED GAIN /LOSS N.A. 0 30605

TAX RATE 33.99% 22.66% 11.33%

TAX ON FD/ CAPITAL GAIN ON MF5

585.18 0 3467.54

POST TAX INCOME 1136.44 30605 27134.45

POST TAX YIELD (ANNUALISED) 6.67% 9.00% 8.1%

BANK FIXED DEPOSIT Vs FIXED MATURITY PLAN

TIMEHORIZON

1-2MONTH

2 – 12 MONTH

1 YEAR

1-2 YEAR

2-3 YEAR

3-5 YEAR

5 YEAR PLUS

TYPE LIQUID GILT FMP MIP BALANCED EQUITY SECTOR

ASSETALLOCATION

0% Equity

100% Money Market

0% Equity

100%Govt.

Security

0% Equity

100%Debt

20% Equity

80% Debt

60% Equity

40% Debt

80-100% Equity

0-20% Debt

80-100%Equity

0-20% Debt

YEARLYEXPECTED RETURN

7-9% 8-9% 10-11% 10-12% 12-14% 15-20% 15-20%

INVESTMENT OPTIONS IN MUTUAL FUNDS

SR MONTH SIP AMOUNT

NAV UNIT PURCHASED

1 January 1000 100 10

2 February 1000 70 14.28

3 March 1000 15 66.66

4 April 1000 20 50

5 May 1000 65 15.38

6 June 1000 100 10

TOTAL 6000 166.32

Total Unit Purchased = 166.32

Current NAV = Rs.100

Current Value of Investment

166.32 X 100 = 16632/-

Actual Amount Invested

Only 6000/-

SIP CONCEPT

WHY MUTUAL FUNDS

Very few people have been exposed to the idea & advantages of mutual funds and even fewer actually invest in mutual funds, because of lack of adequate knowledge

MEASURE US INDIA

Rupees invested in Mutual Funds out of 100 > 30 < 2

MF Industry size as % size of economy (GDP) 77% 8%

Total size / value of MF industry (Rs. 1000 core) > 929 > 10.87

MUTUAL FUND

BEST INVESTING OPTION

THE FORMULA FOR CREATING WEALTH

Start Early Invest Regularly

Right Asset Class

Create Wealth

Example: If you invest 2000 per month for 25 years ,your total corpus after 25 yrs is 1.35 cr

ANY QUESTIONS

MAKE YOUR MONEY WORK HARD FOR YOU

CONTACT USThank you for your interest in Cognus Capital Invest services. Please provide the following information about your financial needs to help us serve you better.

For more information please contact us:

Address:Cognus Capital Invest4th Floor, Pacific Tower, Madhuban RoadUdaipur, India

Phone: 09982795333Email: info@cognuscapitalinvest.comWebsite: www.cognuscapitalinvest.com