1

Investor Presentation 3Q11

2

. Who we are

. Business Segments

. Competitive Environment

. Financial Highlights

3

Ownership Structure

3

ABC Brasil

Local Management11.8%

Voting CapitalTotal Capital

Free-float33.8%

Local Managementand Directors

57.9%ABC

88.2%ABC

8.3%

Arab Banking Corporation(Parent Company)

59.4%CentralBank of Libya

29.7%Kuwait

InvestmentAuthority

Free-float10.9%

Local Global

Aa1.Br Baa3

AA- BB+

Investment grade

International bankheadquartered in Bahrain

4

89%

86%84%

84%

86%86%

11%

11%

12%

14%

14%14%

2006 2007 2008 2009 2010 Sep/11

Middle Market

Corporate

11,588

8,509

6,485

4,992

2,911

12,5298.1%

(BRL Million)

4

Focus on Companies

4

ABC Brasil strongly focuses on providing loans and structured products to mid-sized and large companies

Credit PortfolioIncluding Guarantees Issued

5

Geographical Presenceand Expansion Plan

5

Business Platforms

Corporate Middle

São Paulo Capital 3 4

São Paulo Countryside 1 2

South 1 3

Rio de Janeiro 1 1

Minas Gerais - 1

Midwest - 1

TOTAL 6 12

Presence in 23 citiesOffices

São Paulo Capital São Paulo

São PauloCountryside

Araçatuba, Bauru, Campinas, Ribeirão Preto, São José do Rio Preto, Sorocaba and Taubaté.

SouthCuritiba, Londrina, Blumenau, Criciúma, Caxias do Sul, Novo Hamburgo, Passo Fundo and Porto Alegre

Rio de Janeiro Rio de Janeiro

Minas Gerais Belo Horizonte and Uberlândia

Midwest Brasília, Goiânia, Campo Grande and Cuiabá

Note: Cities in bold indicate where there was office opened in 2011

Presence in 23 cities and 9 newOffices opened in 2011

RO

AC

AM

RR

PA

AP

MA

PI

CE

BA

MG

ES

RJSP

PR

SC

RS

MS

MT

GO

DF

RNPB

PE

AL

SE

TO

ABC BrasilOffices

6

. Who we are

. Business Segments

. Competitive Environment

. Financial Highlights

7

Business Segments

7

Loan Portfolio

CorporateCompanies with annual revenues

over BRL 250 million

Loan Portfolio

Middle MarketCompanies with annual revenues

from BRL 30 to 250 million

Total Portfolio Total Portfolio

28.4%

5.1%

3.7%

3.6%

28.7%

4.6%

9,323.9 10,023.8 10,314.3 10,522.1 10,729.3

3Q10 4Q10 1Q11 2Q11 3Q11

1,401.7 1,564.5 1,611.3 1,712.6 1,799.7

3Q10 4Q10 1Q11 2Q11 3Q11

5,784.0 6,109.0 5,905.2 5,788.7 5,997.3

3Q10 4Q10 1Q11 2Q11 3Q11

1,365.3 1,520.4 1,573.9 1,680.0 1,756.6

3Q10 4Q10 1Q11 2Q11 3Q11

(BRL Million)

15.1%

2.0%

8

Segments Highlights

8

Minas Gerais / Goiás

South

Rio de Janeiro

São Paulo Countryside

São Paulo Capital

Corporate Middle Market

Average Ticket

(BRL Million)

Average Tenor

(days)

Total Number

of Clients

Clients with

Credit Exposure

Sep/10 Jun/11 Sep/11 Sep/10 Jun/11 Sep/11

Credit Portfolio

(BRL Million)

BRL million

667 728 738

564 524 520

16.5 20.1 20.7

376 367 362

869 1,040 1,104

654 840 839

2.1 2.0 2.1

257 234 225

57% 54% 55%

21% 20% 19%14%

17% 16%8%10% 10%

Sep/10 Jun/11 Sep/11

45% 43% 42%

10%12% 12%10%10% 9%30%

28% 28%6%

7% 9%

Sep/10 Jun/11 Sep/11

1,402 1,713 1,8009,354 10,522 10,729

9

. Who we are

. Business Segments

. Competitive Environment

. Financial Highlights

10

Brazilian Banking Sector

ABC Brasil focuses on the Corporate and Middle Market segments

Larg

e

Corp

orate

Corp

orate

Mid

dle

Market

Reta

il

Number of Clients

2,000+

250-2,000

30-250

Individuals andsmall companies

Big retail banks

Middle-sized international banks

Big retail banks

Middle-sized international banks

Big retail banks

Middle-sized family owned banks

Big retail banks

Middle-sized international banks

Middle-sized family owned banks

10

BRL million

(BRL Million)

Annual Revenues Main Competitors

11

. Who we are

. Business Segments

. Competitive Environment

. Financial Highlights

1212

Credit Portfolio Quality

Loan Loss Reserves (% portfolio)

Write Off in the quarter (% portfolio)

Past Due above 90 days (% portfolio)

Transactions between D-H rating(Resolution 2682 of Brazilian Central Bank)

0.66%

1.27%

0.95%

1.84%

2.28%

1.04%

0.69%0.60%

0.71%

0.39%0.57%

0.40%0.51%

0.21%0.34%

0.64%

1.18%

0.65%0.57%

0.11% 0.17% 0.15%0.19%

0.12% 0.10%0.38%

0.98%

0.52%0.51%

0.05% 0.06% 0.08% 0.09%

4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11

Middle

Total

Corporate

2.30% 2.24%

4.03%

5.54%

3.65%3.33%

3.60% 3.59% 3.45%3.02%

1.03% 1.05%

2.23%2.98%

2.25%1.92% 1.62% 1.72% 1.69% 1.69%

0.79%0.74%

1.80%2.29%

1.83%

1.13% 1.22% 1.18% 1.30%

4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11

Middle

Total

Corporate

0.08%

0.26%

0.13%

0.75%0.69%

0.21%

0.50%

0.27%

0.47%

0.32%

0.77%

0.04%

0.11%0.04% 0.04%

0.16%

0.28%

0.09%

0.32%

0.12%0.16%

0.08%0.10%0.06%

0.21%

0.03% 0.08%0.01% 0.00%

0.13%0.04%

0.27%

0.00%0.07%

0.03% 0.00% -0.01%0.05%

4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11

Middle

Total

Corporate

0.5% 0.6% 0.7%0.6%

2.4%

4.1%

6.1%

5.0%

4.1%

3.1% 3.0%2.4% 2.1% 2.0% 1.9% 2.0%

4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11

D-H

13

Funding

13

(BRL Million)

3Q10 4Q10 1Q11 2Q11 3Q11

1,924.5 1,723.3 1,792.5 1,938.8 2,156.3

3,113.9 3,314.7 3,271.6 3,525.7 3,798.3

2,140.5 2,386.7 2,387.7 2,240.9 2,317.3

1,827.6 1,836.3 1,872.9 1,886.1 2,065.7

9,006.4 9,261.0 9,324.7 9,591.5 10,337.6 Total

16% 14% 14% 14% 14%

6% 6% 5% 5% 6%Subordinated Debt

Shareholders' Equity

20% 24% 26% 23% 22%BNDES

21% 19% 19% 20% 21% International

10% 11% 11% 10% 12%

9% 9% 9% 10%10%

6% 6% 7% 7%7%10% 10% 8% 10%8%

Individual Investors

Financial Institutions

Institutional Investors

Corporate Investors

35%36% 35% 37%

37%

14

Basel Index & Shareholders´ Equity

14

12.1% 11.7% 11.6% 11.6% 11.4%

4.8% 4.3% 4.1% 3.8% 4.4%

3Q10 4Q10 1Q11 2Q11 3Q11

Tier II

Tier I (Core Capital)

Shareholders' Equity(BRL Million)

16.9% 16.0% 15.7% 15.4%15.8%

1,312.1 1,347.9

1,384.3 1,424.2

1,460.2

Capital Adequacy (BRL million) 3Q11 2Q11 3Q10Chg(%)/p.p.

3Q11/2Q11

Chg(%)/p.p.

3Q11/3Q10

Capital 2,025.7 1,886.4 1,833.0 7.4% 10.5%

Mininum Capital Required 1,410.9 1,346.9 1,195.9 4.7% 18.0%

Capital Surplus 614.9 539.5 637.1 14.0% -3.5%

Basel Index 15.8% 15.4% 16.9% 0.4 -1.1

Tier I (Core Capital) 11.4% 11.6% 12.1% -0.3 -0.7

Tier II 4.4% 3.8% 4.8% 0.6 -0.4

15

Financial Margin

15

NIM (% p.a.)

(BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%)

Net Interest Income before Loan Loss Provision (LLP)146.8 133.5 9.9% 116.9 25.6% 415.7 338.7 22.7%

Financial Margin w ith Clients 137.2 118.7 15.6% 109.7 25.0% 377.7 308.2 22.5%

Financial Margin w ith Market 9.6 14.9 -35.2% 7.2 33.7% 38.0 30.5 24.7%

Managerial Loan Loss Provision (LLP) (21.9) (5.7) 284.5% (8.7) 152.8% (40.3) (33.6) 19.9%

Published Loan Loss Prov ision (LLP) (24.6) (1.7) 1343.2% (8.9) 175.1% (38.6) (31.7) 21.7%

Gain (Loss) w ith Assets Held for Sale* 2.7 (4.0) -166.6% 0.3 904.9% (1.7) (1.9) -10.0%

Managerial Financial Margin 124.9 127.8 -2.3% 108.2 15.4% 375.3 305.1 23.0%

5.1% 5.4% 5.6% 5.5% 5.7% 5.4% 5.6%

3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11

*Gain (loss) with assets received in lieu of payment and foreclosed assets.

16

Income from Services

16

Banking Service Fees (BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%)

Guarantees Issued 23.5 22.6 3.8% 17.4 34.5% 66.9 48.8 36.9%

Capital Markets and M&A Fees 2.4 2.8 -16.5% 0.5 413.3% 7.2 4.5 60.8%

Banking Tariffs 4.2 5.4 -22.3% 4.9 -14.4% 16.5 20.2 -18.3%

Total 30.0 30.9 -2.7% 22.8 31.5% 90.5 73.5 23.2%

7.49.9

12.4 14.1 14.9 16.5 17.4 19.6 20.8 22.6 23.5

2.63.1

3.75.1

7.18.1 4.9

6.96.8 5.4 4.2

0.3

0.5

0.0

0.62.4

1.6 0.5

8.22.0 2.8 2.4

1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11

Capital Markets and M&A Fees

Banking Tariffs

Guarantees Issued

(BRL million)

14.0% 14.4%15.9% 17.3%

20.5% 20.1%17.5%

23.4%19.6% 19.1% 19.4%

Income from ServicesTotal of Revenues

17

Expenses

17

Efficiency Ratio

Expenses (BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%)

Personnel (28.2) (27.4) 3.0% (23.1) 22.0% (81.7) (66.4) 23.0%

Other administrativ e ex penses (16.6) (16.9) -1.8% (13.7) 21.0% (48.9) (41.6) 17.5%

Profit Sharing (17.0) (16.8) 1.3% (15.0) 13.4% (51.4) (45.9) 12.0%

Total (61.8) (61.1) 1.2% (51.8) 19.2% (182.0) (153.9) 18.2%

37.0% 37.9% 37.7% 38.8% 36.4% 37.5% 37.6%

3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11

18

Profitability

18

Net Income (BRL Million) ROAE (% p.a.)

51.1 54.0 56.7 60.2 58.5

148.2175.4

3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11

15.8% 16.3% 16.6% 17.2% 16.2% 15.7% 16.7%

3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11

19

Sergio Lulia Jacob Financial Vice-President

Alexandre Sinzato, CFA Head of Investor Relations

Web Site: www.abcbrasil.com.br/irEmail: ri@abcbrasil.com.brPhone: +55 (11) 3170-2186

19

Investor Relations

20

IPO

1989 1997 2005 20112007

Appendix – History in Brazil

Arab Banking

Corporation and local

management acquire

Roberto Marinho

Group’s shares

The bank’s name

changes to

Banco ABC Brasil S.A.

The bank

structures its

Middle Market

operations

Arab Banking Corporation and

Roberto Marinho Group jointly

initiate Banco ABC Roma S.A.,

acting in the segments of

corporate lending, trade

finance and treasury

20

21

Appendix – Controlling Shareholder

International bank headquartered in Bahrain

Listed in the Bahrain stock exchange

Present in 22 countries

Main Shareholders

Central Bank of Libya 59.4%

Kuwait Investment Authority 29.7%

Free-float 10.9%

21

Total Assets: US$ 25.8 Bn

Shareholders’ Equity: US$ 3.6 Bn

BIS Ratio of 23.9% | Core capital (Tier I) of 19.1%

69% of deposits in liquid assets

22

Disclaimer

The following material, on this date, is a presentation containing general information about theBanco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly,as to the accuracy, completeness or scope of this information.

This presentation may include forward-looking statements of future events or results accordingto the regulations of the Brazilian and International securities and exchange commissions.These statements are based on certain assumptions and analyses by the Company that reflectits experience, the economic environment, future market conditions and expected events bythe company, many of which are beyond the control of the Company. Important factors thatmay lead to significant differences between the actual results and the statements ofexpectations about future events or results include the company’s business strategy, Brazilianand International economic conditions, technology, financial strategy, financial marketconditions, uncertainty regarding the results of its future operations, plans, objectives,expectations and intentions, among others. Considering these factors, the actual results of thecompany may be significantly different from those shown or implicit in the statement ofexpectations about future events or results.

The information and opinions contained in this presentation should not be understood as arecommendation to potential investors and no investment decision is to be based on theveracity, current events or completeness of this information or these opinions. No advisors tothe company or parties related to them or their representatives should have any responsibilityfor any losses that may result from the use or contents of this presentation.