221657_1350295918oct 17, 2012 z3_low rez
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The debates have begun,
the TV commercials are
in our faces, the media
is in its glory increasing ad rev-
enue after a lackluster year, the
nation is polarized and the peo-
ple are tuned-in, eager to seewhat happens!
What does this all mean to
you, a resident of North Jersey,
looking to grow and maintain
your net-worth and portfolio; to
preserve your standard of living
while increasing the quality of
life for yourself, your spouse and
your children? Can the elec-
tion of the President really
influence any of these factors?
Does he or will he affect the
tone of the Nation and the peo-ple who live here? Does the
winner have the influence to
really effect change? Can the
President motivate and manipu-
late Congress to make effective
improvements that will have
both a short term and long-term
positive effect on your finances
and bottom line? Does it really
make a difference who the vic-
tor is?
The answer to these ques-tions in this authors opinion is
a resounding YES. All we need
to do is look back at the
Presidencies of Republican
Ronald Reagan and Democrat
Bill Clinton who left an indeli-
ble impression. The country
prospered under their leader-
ship and these facts are undeni-
able. These two leaders had a
divergently different approach
to governing and leading, yet,
both were successful in theirown right. In both cases, their
actions affected the people
long after their terms expired,
in some cases to this very day.
As an individual and a voter,
whether you voted for these
men or not there are some ques-
tions you should ask yourself.
Were you proud of the job they
performed and the legacy they
left behind? Were you proud to
be an American while they heldthe highest office in the land?
Did you personally prosper as a
result of their actions and
choices? Did the job market at
the time benefit your career?
Did your portfolio grow, was
money more plentiful then, and
was the general attitude and
sentiment of the public, better,
under their leadership? Were
you a happier person during the
Reagan and Clinton years?
How did these leaders, inyour opinion handle foreign
affairs? What was the worlds
opinion of America and
Americans at the time as com-
pared to the last few years? Was
our country a safer place to live
and raise a family then, when
weighed against today? What
happened over the last 12 years
to change or diminish America
as we once knew her? In your
opinion, are prospects for thefuture less or more opportunis-
tic now, as opposed to then?
As a financial columnist
and a Retirement Income and
Estate Planning Specialist, it
isnt my job or purpose in this
column space to campaign for
Election Day is almost here
Who should you vote for? By Mark Charnet
Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste
October 17, 2012
Zone 3, Vol. 10, No. 20
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Note: To have your groups
announcement appear in
Community Happenings,
please e-mail the informationin paragraph format to calen-
October 20
Pompton Reformed Church
Autumn Fest is being held on
Saturday, October 20 at 59Hamburg Turnpike, Pompton
Lakes from 10:00a.m-
4:00p.m. There will be food,
baked goods, crafts, a farm
stand, childrens games, holi-
day shop and much, muchmore come and enjoy the
day with us. Thank you again
for your past and continued
support we couldnt do it
without you.
October 21
Join us for a day of crafts,
games, food and Fall festivi-
ties on Sunday, October 21
from 12-4p.m. at Hershfield
Park, Pompton Lakes. Come
paint a pumpkin, win prizes
at our games booths, shop
the vendor area or enter our
pie-eating contest! Crafts
and activities from $1-5,
some events free. Open tothe community. Rain or
shine. This event will be
run by the Pompton
Lakes/Riverdale Girl Scouts.
See you there!
The Reformed Church in
Kinnelon offers a monthly
breakfast and Bible study on
Sunday, October 21,
November 18, and December
16 from 8:45-9:30a.m. The
months of autumn will fea-ture the video series, That
the World May Know, fea-
turing faith lessons filmed in
Israel and Turkey where bible
events actually took place.
The breakfast, which
includes an egg dish, bagels,
orange juice, coffee and tea,
is free of charge. Everyone is
encouraged to bring their
own Bibles. Extra Bibles are
available at the church aswell. Our regular worship
service begins at 10a.m. in
the sanctuary. Sunday school
is available for children, ages
3-14. Loving childcare is also
provided during worship.
The Reformed Church in
Kinnelon is located at 155
Kinnelon Road. For more
information, please call the
church at 973-838-3113.
Plenty of parking and handi-capped facilities are avail-
able.
October 23
The Bloomingdale United
Methodist Church will host a
Fish n Chips Dinner ( Also
offering Chicken n Chips)
on Tuesday, October 23 from
5:00-7:00p.m. at 65 Main
Street in Troxler Hall (lift
accessible). Food providedand prepared by Argyle.
Adults $13.00 and children
(under 12) $7.00. Take-out is
available. For tickets or
information please call and
leave a message at 973-838-
5140 or email bumec65@aol
or visit our website at
www.wix.com/bumcpublici-
ty/churchwebsite.
October 24There will be an
Aromatherapy beginners
workshop at Butler Public
Library on Wednesday
October 24 from 6p.m.-7p.m.
What you need to bring is
the desire for good health,
youth, and energy, as well as
an open mind, curiosity and
friends. All programs are free
of charge; however registra-
tion is required by calling973-838-3262, or by visiting
the library at 1 Ace Road
Butler, as space is limited.
November 4
The Bloomingdale Fire
Department Ladies Auxiliary
is having its 8th Annual
Vendor/Craft & Bake Sale,
Sunday, November 4 from
10a.m.-3p.m. It will be held
at the Bloomingdale Fire-mens Hall, 101 Hamburg
Tpke., Bloomingdale. Please
come out and support the
Bloomingdale Fire Dept.
Ladies Auxiliary Fundraiser.
If you are a vendor and inter-
ested in participating in this
visit our website at www.lifeandleisurenj.com October 17, 2012Page 2, Zone 3
100% mailed twice a month newspaper234 Main Street, 2nd Floor
Lincoln Park, NJ 07035 973.696.8008
Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Assistant Editor & Administrative: Jennifer Pellegrino
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Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2012 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.
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one candidate or
another. It is however,
to help you derive the
best strategies, plans
and programs to cir-cumvent any calamity
in advance, and
cling to the concept of
the 7Ps: Prior Proper
Planning Prevents
Poor Performance
Period! regardless of
the election outcome.
This is my Pledge of
Allegiance to my
clients, constituents
and colleagues! Agreat financial advisor
will have a game plan
and an opinion on
how to manage client money
regardless of the political or
economic environment! If
you have lost faith in your
current advisor or have no
financial advisor, NOW is
the time to engage one! I
remind you that the Federal
deficit exceeds $16 Trillion.This inconceivable number
will permeate our lives until
long after we are dead. It will
affect our children and their
children and their children.
You must take action imple-
menting a portfolio defense
strategy and plan yet be posi-
tioned for growth when the
markets return to prolonged
profitability (a Bull Run).
My advice is to vote forastute financial advice, guid-
ance and preparation so that
whichever way the political
tide turns, your fortune will
be there for you and for
your family.
Mark E. Charnet is Presi-
dent and Founder of Ameri-can Prosperity Group. APG
is the Premier Retirement and
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Election Day is almost here Who should you vote for?
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The 2010 HealthcareAct included several
significant tax
changes scheduled to take
effect next year. Listed below
is information on two provi-
sions that could impact
numerous taxpayers, and
what you can do before year-
end to minimize the negative
impact of these provisions.
Cap on healthcare flexiblespending account (FSA)
contributions
Before the Healthcare
Act, there was no tax-law
limit on the amount youcould contribute each year to
your employer's healthcare
FSA plan. That said, many
plans have always imposed
their own annual limits.
Amounts you contribute to
the FSA plan are subtracted
from your taxable salary.
Then, you can use the FSA
funds to reimburse yourself
tax-free to cover qualified
medical expenses. Gooddeal! Starting in 2013, how-
ever, the maximum annual
FSA contribution for each
employee will be capped at
$2,500. An employee
employed by two or more
unrelated employers may
elect up to $2,500 under
each employer's health FSA.
Tax planning implica-
tions: If you have an FSA
plan, your employer will askyou near the end of the year
to decide how much you
want to contribute to your
healthcare FSA for 2013. At
that point, the new $2,500contribution limit may affect
you. Other than that, just
make sure you use up your
2012 contribution before thedeadline for doing so.
Higher threshold for item-
ized medical expense deduc-tions
Before the Healthcare
Act, the allowable itemized
deduction for unreimbursedmedical expenses paid for
2013 healthcare provisions and college loan repayment plan application
are simplified: Noteworthy 2013 healthcare provisions By Robert P. Sokoloff
visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 5
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Tooth sensitivity can be
caused by a problem
with the tooths nerve
and blood supply (pulp), or by
exposure of dentin, resulting in
dentin hypersensitivity.
Dentin is a sponge-like,
hard layer underneath enamel
(the outer white, hardest
layer of a tooth) that containssmall channels that connect
the pulp to the outside of the
dentin. When dentin is
exposed, there can be hyper-
sensitivity.
Dentin hypersensitivity is
a short, sharp pain not caused
by tooth decay. It can affect up
to one in every two people at
sometime in their lives. This
condition is estimated to affect
40 million people in the U.S.
Hypersensitivity mostly
affects people in their 20s and30s. Age changes dentin and
decreases tooth sensitivity. Age
increases gum recession (expos-
ing dentin), enamel erosion,
and tooth structure loss.
Enamels hard texture pro-
tects the pulp and dentin.
When it is lost, hypersensitivi-
ty occurs. The most common
complaints are caused by cold
and sweets.The pain from
enamel loss is caused by:1.Acidic foods and drinks
(sodas,sports drinks,fruits,etc.)
2.Vigorous over-brushing, re-
moving the enamel
3.Abrasive toothpastes
4.Using a medium or hard
toothbrush (not American
Dental Association approved)
5.Gum recession
6.Use or overuse of tooth
whitening products
7.Clenching or grinding your
teeth (bruxism)Part 2 discusses the actual
reason hypersensivity hurts,
damaged to the pulp (nerve),
and available treatments.
Dr. Brusco is a 1980 graduate of
The University of Pennsylvania
and has been practicing in Kin-
nelon since 1982. Dr. Bruscos
practice is located at 170 Kin-
nelon Road, Suite 29A in Kin-
nelon. You may reach him bycalling 973-838-5862 or
visiting him on the web at
www.drbrusco.com.
Tooth sensitivity a
common problemThe first of a four-part article
By Peter Brusco, DMD
visit our website at www.lifeandleisurenj.com October 17, 2012Page 6, Zone 3
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Dressing up and
engaging in role play
is an important com-
ponent of childhood learning
and having fun. Although
costumes are regularly used
in day care centers, schools
and at home, they become
the center of attention when
Halloween arrives.
The practice of wearing
costumes dates back at least
2,000 years to ancient
Europeans and Celts. These
cultures celebrated a holiday
called Samhain, which repre-
sented their new year.
Samhain fell on November 1
and marked the first day of
winter after the summer har-
vest. These ancient people
associated the winter with
coldness, darkness and death
and believed the day before
Samhain October 31
established a distorted
boundary between the living
and the dead. Therefore,
individuals wore costumes
and masks to avoid being rec-
ognized by the ghosts that
came out on the night of
Samhain. They would also
place bowls of food outside of
their homes to satisfy the
ghosts and keep them from
entering the home.
Although Halloween
has transformed more into a
commercial holiday than one
associated with death and
the afterworld in the literal
sense, many adults and chil-
dren continue to participate
in the rituals that were set
forth many years ago, most
notably wearing costumes.
Parents may want to ensure
that the costumes their chil-
dren wear are safe to help
make Halloween a day with-
out injury.
Create a cape that doesnt
choke. A long cape can be
stepped on and then tug at a
childs neck. Instead, make a
cape that has arm loops to
keep it in place instead of a
tie around the neck. This
way there never will be a
choking hazard.
Check makeup labeling.
There are many safe
Halloween cosmetics on the
market, but some should not
be used around the eyes or
mouth because allergic reac-
tions could occur. Double-
check all ingredients lists
and package warnings before
using makeup on children,
who tend to have more sensi-
tive skin than adults. Also, it
is a good idea to do a test
patch of the product. Put a
small dab of the makeup in
the crook of the inside of the
childs elbow. Wait 24 hours
and see if any itching or
a rash forms. This could
indicate an allergy to the
product.
Keep eyes open. Masks are
popular components of
Halloween costumes, but
some designs can obstruct
vision or even impair breath-
ing. Masks always should be
comfortable to wear and offer
good forward and peripheral
views.
Choose natural materials
for costumes. Buying a pre-
made costume at the store
may save you time and
money, but there may be
safer options if you construct
a costume yourself. Many
costumes are made overseas
visit our website at www.lifeandleisurenj.com October 17, 2012Page 8, Zone 3
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you, your spouse and your
dependents equaled the
excess of your qualified med-
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cent of your adjusted gross
income (AGI). Starting in
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or your spouse reach age 65
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percent threshold will not
take effect until 2017. (In
other words, the long-stand-
ing 7.5 percent threshold will
continue to apply to those
taxpayers for 20132016.)
Also, if you or your spouse
turn 65 between 20142016,
the long-standing 7.5 percent
threshold will apply for that
year through 2016. Starting
in 2017, the 10 percent
threshold will apply to every-
one.
Tax planning implica-
tions: If you will be affected
by the new 10 percent
threshold next year, consider
accelerating elective qualify-
ing unreimbursed medical
expenses into 2012 so that
your allowable medical
expense deduction for this
year will be based on the
more taxpayer-friendly 7.5
percent threshold.
College loan repayment plan
application is simplified
Federal college loan bor-
rowers have several repay-
ment plan options. One
option income-based
repayment (IBR) is about
to get simpler. Under IBR,
required monthly payments
are capped based on income
and family size. Previously,
applicants had to enter their
income tax data onto the
application. Now, the
Department of Education is
collaborating with the IRS so
applicants can import their
tax return data directly into
the IBR application and sub-
mit it online. This will allow
borrowers to complete the
application in one sitting.
Robert P. Sokoloff and Associ-
ates, PC, is a year-round full-
service CPA firm, providing a
wide range of accounting and
tax services to both small busi-
ness and individual clients. They
are QuickBooks certified pro ad-
visors and provide new business
set up, training and support.
Their office is located at 166
Main Street in Lincoln Park.
Their website is www.cpanew-
jersey.com and their e-mail is
[email protected]. To con-
tact them by phone, please call
973-633-1001.
visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 9
Has your child been diagnosed with... Cerebral Palsy
Autism
Developmental Delay
Balance/Coordination Disorder
Hypertonia (increased muscle tone)
Hypotonia (low muscle tone)
Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
18 Newark Pompton Tpke.
Riverdale, NJ 07457
973.616.8300
Physical Therapy
Occupational Therapy
Sensory Integration
Speech Therapy Childhood
Weight Loss
...then give us a call 973.616.8300
GIFTCERTIFICATESAVAILABLE
Professional
Grooming
ForDogs&Cats
Owners have over 16 Years Experience
$8OffAny Full
GroomingService
Not to be combined. Exp. 11/30/12. LL1
10%OffAny Store Itemor ServiceExcludes Dog Food. Not to be combined. Exp. 11/30/12. LL1
14 Riverside Square BloomingdaleMinutes Away From Rt. 23 & Rt. 287
973-492-0100(Riverside Square Mall, off Main St.)Tues.-Fri. 8am-5pm Sat. 8am-4pm
2013 healthcare provisions
and college loan repayment plancontinued from page 5
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event, please call Denise at
862-377-1914.
November 15
The Butler Elementary
Schools PTA presents the
Harlem Rockets Comedy
Basketball on Thursday,
November 15 at 6:30p.m.at
the Butler High School Gym.
Advance ticket prices; stu-
dents-$10.00, adults-$12.00,
family 4 pack-$40.00. To pur-
chase tickets please call 973-
838-1754 or 973-897-7838.
Join us for a night of fun for
the whole family and help
raise funds to support the
Butler PTA.
Around theCommunity
The Pompton Lakes
Republican Club invites you
to its monthly meetings on
the third Thursday of each
month at the VFW Post 2906
off Wanaque Avenue in
What are you doing
on Tuesday, Nov-
ember 6? Are you
one of the millions of
Americans who will choose
not to vote? If so, how come?
If the answer is because youre
too busy, youre definitely not
alone. The California Voter
Foundation found that 28 per-
cent of infrequent voters (and
23 percent of unregistered
voters) said they were just too
busy to vote. Yet a whopping
91 percent of infrequent vot-
ers said that voting is an
important part of being a good
citizen!
So whether you are too
busy with work or simply dont
want to waste time waiting in
line at the polls, there is a sim-
ple solution fill out an
absentee ballot!
Anyone registered to
vote can now do so by absen-
tee ballot. You do not need to
provide a reason! This way you
can cast your vote easily from
wherever you are and on
your own time. To get your
ballot, go to this website:
www.state.nj.us/state/elec-
tions/voting-information-
vote-by-mail.html. Your ballot
must be received by the coun-
ty clerk seven days prior to the
election.
In addition to being too
busy to vote, there are other
excuses people provide every
year. However, the answers to
these excuses may not be quite
as simple as obtaining an
absentee ballot.
Many voters believe their
vote doesnt truly matter.
Although the way the
Electoral College system works
might make an individual vote
seem insignificant, its not.
Each state is deciding which
candidate its electoral votes
will go toward. If your vote did
not count, there wouldnt
even need to be an election to
begin with. You have a voice
and you have the right to be
heard.
Even those who know
their vote counts might be dis-
appointed with both candi-
dates. That doesnt mean you
shouldnt vote; take the lesser-
of-two-evils approach. Whom
would you definitely NOT
want to have in office? Maybe
youre dissatisfied with
President Obamas past term
in office. If thats the case, vote
for Romney! Do you know for
sure that you dont want
Romney in office? Then secure
President Obamas position for
a second term! The winner of
the 2012 Presidential Election
is going to be leading our
country for the next four years.
Even if you absolutely hate the
candidates, you should choose
the one whom youd rather
have lead the country.
Then again, maybe you
just dont care. Americans
have a bad reputation for
being apathetic and voting is
one of those areas where this
apathetic attitude really stands
out. Many are disinterested in
politics and would much
rather hear none of it.
However, people who claim
not to care about what goes on
in our government are often
the first ones to complain
when things dont go their
way. If youre upset with the
state of the country, but take
no interest in it and refuse to
participate in elections, you
really have no right to com-
plain. Dont stay home and be
disinterested whatever the
results of Tuesday, November 6
hold, they will have an impact
on your life for at least the
next four years.
Voting is one of the many
rights that had to be fought for
so we could enjoy the freedom
of choosing our future leaders.
At the birth of our country,
only white men who owned
their own property were
allowed to vote; minorities and
women, although citizens, were
denied participation in elec-
tions. It took years of protesting
to extend this right to all U.S.
citizens. If we refuse to exercise
our rights, we put ourselves in
danger of forfeiting them. So
on Election Day, go out and be
heard. (Or stay in and mail
your absentee ballot!)
If you are not yet regis-
tered, its simple and takes
about five minutes. Go to
www.registertovote.org.
Too-busy-to-vote and other election excuses By Will Brucella
visit our website at www.lifeandleisurenj.com October 17, 2012Page 10, Zone 3
Since 1976
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All Brands Serviced
Community
Happeningscontinued from page 2
continued on next page
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Pompton Lakes. Membership
is open to the public. Get
involved with the PLRC and
participate in informative
meetings, community out-
reach, scholarships for youth,
and social activities.
Questions? Call 973-835-
4025 or e-mail kbaig@opton-
line.net.
Kinnelons Open Space
Committee (OSC) and Open
and may contain materials
that are toxic or off-gas
volatile organic chemicals
(VOCs), particularly plastic
and vinyl products.
Breathing in the
fumes can be
dangerous to
young chil-
dren. By
m a k i n g
the cos-
t u m e
yourself,
you can
c o n t r o l
what fab-
rics and
other materi-
als are used.
Go organic.
There are a number of
companies that are now mak-
ing Halloween costumes from
organic fabrics and recycled
materials. A simple online
search can give you a host of
prospects for purchasing
these costumes.
Make it visible. Trick-or-
treating at night can be, well,
tricky. Darkness can make it
hard for drivers and other
pedestrians to see costume-
clad children. If going door-
to-door will be happening at
night, consider giving chil-
dren glow sticks or flashlights
to carry. There also are
reflective tapes that can be
attached to costumes that
make them light up when
lights shine on the
tape.
Avoid choking
hazards. Many
c o s t u m e s
come with
s m a l l
d e t a i l i n g
or acces-
sories that
may be
hazardous
to young
c h i l d r e n .
Youngsters who
do not yet know
what items should
and should not be put in
their mouths should not wear
costumes with removable or
small detailing. Also, avoid
the use of fake teeth (such as
vampire fangs) and fake
blood or goo capsules that are
meant to be bitten, so they
wont be swallowed.
Halloween is meant to
be a time of fun and adven-
ture. Ensuring costumes are
safe for children can help
make the day even more
enjoyable for all involved.
visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 11
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Sell The Gold JewelryYou No Longer Wear
Rt. 23 N. & Jackson Ave.Pompton Plains
In The A&P Shopping Ctr.Next To Home Goods
& T.J. Maxx
973-839-0611Open Tues.-Fri. 10-6, Sat. 10-5
Gold Now $1,775 oz.
WE ALSO BUY DIAMONDS,
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Saturday 10am-5pmSunday 10am-4pm
Tuesday,Wednesday,Thursday 4pm sharp
Class Trips & BirthdayParties Available.
Call for more information!
HAYRIDES withU-PICK PUMPKINS
for additionalinformation andcoupons.
Local. Healthy.Fresh. Delicious.
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945 Black Oak Ridge Rd., Wayne973.839.1212
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FARMS VIEW
To Advertise in Life & Leisure Call 973-696-8008
Safety first in kids Halloween costumes
continued from page 8
Community Happenings
continued from previous page
continued on page 13
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Halloween is a fun-
filled holiday for
children, as well as
adults. However, for your pet,
Halloween can be a stressful,
frightening and even danger-
ous holiday. Your pet depends
on you to protect it, so please
take a few extra precautions to
help keep your pet safe during
this Halloween season.
Your companion animals
may look very cute in a cos-
tume, but make sure that it is
not annoying or unsafe for
them. It should not obstruct
your pets vision, or constrict
movement, hearing, or its
ability to breathe or bark.
Also, check for small, dan-
gling or easily chewed-off
pieces on the costume that
your pets could choke on, or
that may cause harm to them,
such as elastic, rubber bands
or buttons. When buying a
Halloween costume for your
pets, its very important to
select the appropriate size.
Do not leave your pets
outside on Halloween.
Instead, keep your pets safely
inside, away from trick-or-
treaters and other Halloween
activities. Your pets will be
less frightened and will not
feel threatened by noisy, cos-
tumed children. Plus, these
ghouls and goblins can scare
pets, causing them to escape
from the yard. It is a good idea
to keep your outdoor cat
inside several days before and
after Halloween. Black cats in
particular may be at risk from
children's pranks.
Its best not to bring the
family dog along trick-or-
treating. Although it is nice
for them to get out and trick-
or-treat with the family, dogs
may become difficult to han-
dle during the noise and con-
fusion of the festivities. Some
children you meet may be
afraid of dogs, especially in the
dark. Also, take your dog on
its walk before the Halloween
festivities begin. This will
help keep your dog safe and
calm.
Even the most social
dogs and cats should be kept
in a separate room, away from
the front door, during trick-or-
treat visiting hours. Too many
strangers can be overwhelm-
ing for a dog or cat, and some
children may be afraid of ani-
mals. Also, you open the door
many times during the
evening for trick-or-treaters,
so be very careful your dog or
cat does not dart outside.
Make sure your cat or
dog wears a current animal
license tag or ID tag on its col-
lar or is micro-chipped. If, for
any reason, a pet does escape
or become lost, you increase
the chances that your pet will
be returned to you if he is
wearing a collar with an ID
tag.
Dont share any
candy with pets, espe-
cially chocolate. Tell
your children not to
share their candy
with the family pet
and make sure that
candy is put out of
reach after children
return from their trick-or-
treating adventures. Candy
can be harmful and chocolate
is toxic for animals, causing
vomiting, restlessness, heart
disturbances and even death.
If you suspect your pet has
eaten chocolate or other
candy that causes discomfort,
consult your veterinarian
immediately. Throw your
candy wrappers away, too.
Wrappers and lollipop sticks
can be dangerous if your pet
swallows them.
Keep your pet away from
potentially hazardous decora-
tions. Flames from jack-o-
lanterns and candles could
singe or burn your pet. Keep
small Halloween decorations
away from your pet, since they
could cause choking.
Use these tips to have a
festive and safe Halloween. For
more information and tips
about holiday safety for pets,
call or visit your family veteri-
narian. Remember, your veteri-
narian is your very best source
for advice on keeping your pet
safe, healthy and happy!
Dr. Matthew Krupnick is the
owner of the Pequannock Animal
Hospital. He grew up in Kin-
nelon and is happy to be home
with his wife, three cats and two
dogs to provide quality and
compassionate care for your pets
in the community. The Pequan-
nock Animal Hospital is located
at 591 Newark Pompton Turn-
pike in Pompton Plains. You may
reach them by calling
973-616-0400.
Halloween safety tips for pets
visit our website at www.lifeandleisurenj.com October 17, 2012Page 12, Zone 3
WHERE YOUR
PET IS FAMILY
Dr. Matthew Krupnick, D.V.M.
Full Service Animal
Hospital, Specializing
in Cats & Dogs
Complete Medical,Dental & Surgical
Services On Premises
Caring & Competent Staff
591 Newark Pompton Tpke.
(near Friendly's)
Pompton Plains, NJ
973.616.0400
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
FREE ExamNEW CLIENTS ONLY.
Limit 1 per pet.
Not combinable w/other offers. Expires 11/14/12
15% OFFExam Fee
ONE TIME ONLY. Limit 1 per pet.Not combinable w/other offers. Expires 11/14/12
OpenSaturdays
www.PequannockVet.com
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Space Advisory Committee
(OSAC) are inviting mem-
bers of various organizations
and committees throughout
the borough to join them on
a tour around Kinnelon. The
Land Conservancy of New
Jersey will be taking notes
and gathering information on
Kinnelons historical, recre-
ational, and open space facil-
ities in order to update the
boroughs open space plan.
Residents should go to
www.kinnelonboro.org for
additional information re-
garding public meetings in
which they can participate.
Comments and suggestions
are always welcomed at kin-
The Circle of Friendship, a
support group for the separat-
ed and divorced, meets at
7:30p.m. every Thursday at
St. Marys Church, 17
Pompton Ave. in Pompton
Lakes. For further informa-
tion, call Christine at 973-
335-9880.
Picasso once said, Art
washes from the soul
the dust of everyday
life. Art therapy is based on
the idea that art can be heal-
ing and taps wordlessly into
the very core of our inner
lives. It is an established
mental health profession that
uses the creative process of
art-making to improve and
enhance the physical, mental
and emotional well-being of
individuals of all ages. In art
therapy, people are encour-
aged to express what they
cannot say in words through
a variety of art forms, includ-
ing painting, collage, draw-
ing and sculpture.
The Riverdale Art
Center (RAC) and Healing
Arts Family Connection, two
non-profits dedicated to
bringing the healing aspects
of art to all, have combined
efforts to offer a unique
workshop: Family Open
Studio for Children with
Autism. Children and their
families will have the oppor-
tunity to create art together
and be able to connect with
other families. Art projects
will be varied and adapted to
all abilities, and no prior
artistic training or ability is
required to attend. The
workshop will encourage self-
expression and provide the
opportunity to share artwork
with the group. Most impor-
tantly, there will be opportu-
nities for children to work on
building their social skills.
Children with autism
have many challenges to
overcome, especially those
that involve communication
and socialization. It can be
hard for parents to find
appropriate activities for
their autistic children to
experience joy and self-
esteem because of behavioral
challenges. However, chil-
dren with autism can be
extremely creative if directed
and guided in a nurturing
way that encourages them to
relate and respond. For indi-
viduals with autism, Art
therapy can be beneficial due
to their intense sensory
needs; they generally benefit
from more visual, auditory,
kinesthetic, concrete and
hands-on therapies. A
trained art therapist will be
able to understand children
with autism through art
media and the creative
process, and help them with
their behavioral issues.
Pamela Ullmann, a
licensed and trained art ther-
apist with 15 years of experi-
ence, joins the RAC as the
Director of Art Therapy. She
currently serves as the presi-
dent-elect of the New Jersey
Art Therapy Association and
has worked with children
and families in a variety of
community and healthcare
settings. Pamela will be lead-
ing this workshop and devel-
oping more unique programs
for the RAC in the coming
year. To find out more about
Pamela and art therapy, visit
her website at www.colorsof-
play.com.
The workshop is sched-
uled on Wednesdays from
4:155:30pm at the RAC,
starting Nov. 7 and running
through Dec. 12. The RAC
is located at 5 Mathews Ave.
in Riverdale. For more infor-
mation on this event or to
register, please call the RAC
at 973-513-9250 or go online
to www.riverdaleartcenter
.org. The workshop fee is $20
per session for an entire
family and includes all art
materials.
Upcoming art therapy workshop helps children with autismBy Pamela Ullmann, MS, ATR-BC, LCAT
visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 13
Lauren M. Salch, D.M.D. & Ryan P. Zlotkowski, D.M.D.
Complete Examination, Full Series of X-Raysand Consultation
$89 Reg. $259 For new patients only.Not to be combined w/any other offer. Expires 11/30/12.Veneers Crowns Bridges Dentures Implant Crowns
Tooth Colored Fillings Sedation Dentistry
Wegotheextramile
togiveyoua
healthysmile
973-835-0702
435 Ringwood Ave Pompton LakesVisit Our Website For Hours and Services: www.PomptonDentalArts.com
Family & Cosmetic Dentistry
~In-Office Whitening ~Invisible Braces
Complimentary Consultation for Invisalign (reg. $153)Delta Dental Provider - 10% Senior Courtesy
Community
Happeningscontinued from page 11
continued on page 27
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visit our website at www.lifeandleisurenj.com October 17, 2012Page 14, Zone 3
Physical Therapy & Wellness Center
Riverdale One Building44 State Route 23 North
Suite 9 Riverdale, NJ 07457tel: 973.513.9880 fax: 973.513.9882
www.ptandwellness.com*Restrictions apply, please call for details and appointments.
Call Now For a FREE
30 Minute Massage or
Acupuncture Session*
,#*"
,"
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,$"
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Board Certified PhysiciansEffective Treatment PlansConvenient LocationRelaxing, Warm Environment
Friendly & Knowledgeable Staff
State-of-the-Art FacilityImmediate AppointmentsMost Insurances AcceptedComplimentary ConsultationEarly Morning & Evening Hours
,%#!+
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PHYSICAL THERAPY
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visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 15
Developing the Foundation for a Lifetime of School Success!
Family Owned and Operated Est. 1971
CORE APPLECORE APPLE
()%*'(%%"$$%*)%,#$-%$(*)+-'(%+'%%*'
"'$(%'$))%&$)%$""-
and they are having theMOST FUN in their
lives!
A Truly UniqueMontessori School
Unique PhonicsReading Program
Computers
Music
Foreign Language
3 or 5 Half Days
Full Days 7am-6pm
Fastrackids
Parenting Seminars
Character Education
Dance Academy
Summer CampAges 2-12 Years
Daily SwimmingLessons, Heated Pool
designed for safety of
young children
Sports/Organized Games
Arts & Crafts
Field Trips
Music/Dance
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Nature & Science
Computers Cooking
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Preschool, Kindergarten,Ages 2-6 Years
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i it b it t lif dl i jOctober 17 2012 Zone 3 Page 17
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Raking leaves is an
annual event for peo-
ple in many parts of
the country. Some people
enjoy getting out in the crisp,
autumn air and spending a
day cleaning up the yard.
Others do not relish the idea
of hours upon hours of leaf
removal from their lawns.
Making the process easier
and more enjoyable benefits
all involved.
The majority of home-
owners realize that in order
to keep their lawn pristine,
leaves and debris must be
routinely removed from the
yard. Raking leaves is an
activity that takes time and
energy. It also can be strenu-
ous work. However, by
employing a few techniques,
the work doesn't have to be
that difficult and it might
even be fun.
Invest in a quality rake,
particularly one that bends a
bit with each stroke. This
will help maximize the num-
ber of leaves that will be col-
lected with each pass.
If raking routinely causes
aches and pains in your arms,
shoulders and wrists, look for
ergonomic rakes that are the
proper height for your body.
Move your legs when you
are raking instead of remain-
ing stationary and just using
your arms. This will help
reduce your risk of back pain.
Use smaller passes of the
rake to collect leaves. This
method is more efficient and
less taxing on your muscles.
* Turn on music while you
are raking. Sing along to the
tunes or move with the beat,
and it just may take your
mind off of the task at hand.
Be sure to rake downwind;
otherwise every pile of leaves
you collect may end up blow-
ing around and giving you
more work.
Rake leaves in groups.
Enlist the help of all family
members so that it will take
much less time. Plus, every-
one gets to spend time work-
ing together. Talking and
joking around will certainly
pass the time more quickly.
Use a leaf blower sparingly.
It may seem advantageous to
simply blow the leaves to the
curb, but this can take more
time and leaf blowers are
much noisier. Use the blower
to dislodge leaves from hard-
to-reach areas, like behind
bushes or under decks. Then
rake the leaves into manage-
able piles.
Wait until after the peak
time for leaves to be falling
before you do the majority of
raking. Otherwise, you could
spend just about every
Saturday and Sunday clean-
visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 17
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Make raking leaves
easier and maybe fun
Include kids when raking leaves to make this chore a family affair.
To Advertise in Life & Leisure Call 973-696-8008
continued on page 18
visit our website at www lifeandleisurenj com October 17, 2012Page 18, Zone 3
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ing up leaves.
Create family-centered
games while raking. Have
contests to see who can rake
the largest pile in the short-
est amount of time. Take
breaks so that everyone can
enjoy jumping in a giant leaf
pile or horsing around.
Host a leaf-raking party
with friends and family mem-
bers. Tie it into a day when
there is a football game on
television, or toss around the
old pigskin after the job is
done.
Use two garbage pail lids to
pick up leaves and put them
into disposal bags. You'll grabmore leaves in each pass.
There are some leaf blowers
that can vacuum up leaves
and mulch them at the same
time. Put a portion of this
leaf mulch into a compost
pile or in your garden beds.
If your town collects leaves
curbside, be sure to keep
them in a neat pile to reduce
the likelihood of leaves mak-
ing their way into a nearbysewer.
Leaf cleanup is a neces-
sary task, but the task doesn't
have to be tedious and time-
consuming.
visit our website at www.lifeandleisurenj.com October 17, 2012Page 18, Zone 3
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Make raking leaveseasier and maybe funcontinued from page 17
To Advertise in Life & Leisure Call 973-696-8008
visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 19
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Halloween is a time
for costumes and
candy. Americans
spend roughly $6 billion per
year on Halloween
candy. After
C h r i s t m a s ,
Halloween is the
countrys second-
biggest commercial
holiday.
A l t h o u g hmany people like
the convenience of
buying bags of pre-
made candy, they
will not have con-
trol over the
amount of sugar or
the other ingredi-
ents that are being
put into these
confections. This Halloween,
celebrants may want to maketheir own sweet treats to
hand out or share at
Halloween festivities.
Chocolate lollipops: All it
takes is a mold, heating
device and some chocolate
candy melts to make delicious
and eye-catching homemadelollipops. A visit to the craft
store will probably yield all of
the ingredients you need.
Some kits feature squirt bot-
tles that can be filled with
chocolate, heated in the
microwave and
then easily squirted
into the candy
molds.
Cake pops: A rev-
olution in dessert,
cake pops can be
made in two ways.The first method is
baking a cake and
then crumbling it
up into a bowl.
Then a container of
cake frosting is
added, making the
mixture moldable.
The mixture is then
formed into balls,
which are put on lollipop
sticks and dipped into meltedchocolate. The second cake
Sweet treats for Halloween
visit our website at www.lifeandleisurenj.com, , g
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continued on page 20
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visit our website at www.lifeandleisurenj.com October 17, 2012Page 20, Zone 3
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Right from Broadway
to the Rhino stage!
Dont miss this
grand scale musical per-
formed at the Rhino Theatre
weekends November 2
through 25 , 2012. Jus t
recently, this show had its
second Broadway revival and
starred Daniel Radcliffe inthe lead role. The Rhino
Theatres J. Pierrepont Finch
will be portrayed by Anthony
Crouchelli of New Milford,
who boasts impressive
regional and professional
credits!
How to Succeed is the
story about the triumph of
the common man. The hero
is a window washer named J.
Pierrepont Finch. AfterFinch happens upon a book
entitled How to Succeed in
Business Without Really
Trying, he decides to begin
his rise up the corporate lad-
der. Following the instruc-
tions of the book, Finchlands a job in the mailroom
at the World Wide Wicket
Company. With the help of
his handy book, Finch quick-
ly gains promotions and out-
smarts his rival, Frump who
also happens to be the bossnephew. Finch then gains the
love of Rosemary, a secretary
at the company. In the end,
however, after Finchs ad
campaign goes awry, the
book can no longer help him.
He is forced to rely on his
own wits and performs so
admirably that he is promot-
ed to chairman of the board.
Show dates are the first
four weekends in November.Friday and Saturday shows
are at 8pm and Sunday shows
are at 2pm Ticket prices are
$25 for adults, $22 for seniors
and $20 for children, plus
tax. Group rates are available
for 10 or more.
Rhino Theatre is locat-
ed at 247 Wanaque Ave. in
Pompton Lakes. Call for
tickets at 973-248-9491 or
visit our website atwww.rhinotheatre.com.
v s t ou webs te at j
of course!Fresh seafood, the finest quality meats, seasonal ingredients and a chef
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Rhino Theatre presents... How to
Succeed in Business Without Really Trying
Sweet treats for
Halloween
pop method is to purchase
pans or special waffle-iron-
type devices that turn batter
into balls while cooking.
Then the cake balls are put
on sticks and covered in frost-
ing or chocolate.
Candied fruit: Caramel-cov-
ered apples are an autumn
tradition, but you also can dip
bananas into chocolate orpieces of pineapple for a pseu-
do-healthy treat.
Chocolate bark: Create a
healthy and delicious mixture
of ingredients by melting dark
chocolate and adding in nuts,
dried cranberries, raisins, sun-
flower seeds, or anything else
you can think off. Pour the
mixture on a piece of waxed
paper and allow to harden in
the refrigerator. Then cutinto chunks and enjoy.
continued from page 19
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Peanut butter is not only
a staple of childrens
lunches, but it also is a
healthy food. While commer-
cially made peanut butter is
popular, foodies can also
make their own homemadepeanut butter.
Rich in fiber and pro-
tein, peanut butter makes a
healthy addition to any diet.
Fiber helps maintain a
healthy colon and reduce bad
cholesterol in the blood and
also may help to regulate
blood glucose levels, while
possibly reducing an individ-
uals risk of developing col-
orectal cancer. Individualslooking to eat high protein
foods can choose peanut but-
ter as a good protein source
that can help the body feel
full longer.
Peanut butter sometimes
gets a bad rap because of the
amount of fat per tablespoon
of the food. While a serving
of peanut butter is roughly
188 calories and may have 16
grams of fat, the fat is mono-saturated, meaning it is heart-
healthy. When enjoyed in
moderation, peanut butter is
healthy.
There are several advan-
tages to making your own
peanut butter. One of the
main reasons is you have
complete control over the
ingredients. Unlike store-
bought varieties, your peanut
butter will not contain extraadditives, such as preserva-
tives, sugar, salt and oils -- all
of which can make commer-
cial peanut butters less
healthy. Taste is another fac-
tor in homemade peanut but-
ter. Many people find the
taste is more authentic inhomemade peanut butter.
Plus the saltiness, sweetness
or roasted flavor can be cus-
tomized based on preference.
Heres how to make
homemade peanut butter.
(Note: This recipe yields
roughly 1 quart.)
1.Purchase 1 bag of unshelled
peanuts or 1 can (1 pound) of
shelled, raw or roasted
peanuts.2.Set aside about a table-
spoon of vegetable or peanut
oil.
3.Shell the peanuts, if neces-
sary, and put them into a food
processor.
4.Pulse the food processor to
start chopping the peanuts.
Scrape down the bowl to
ensure that all of the peanuts
get finely chopped.
5.Add the vegetable oil to
help make a smooth butterand continue to blend until
smooth.
6.Taste the peanut butter and
mix in salt or a small amount
of sweetener depending on
personal preference. Honey
makes a good sweet alterna-
tive to sugar.
7.Peanut butter can remain
fresh in a sealed container for
roughly one month. It also
can be frozen.
Making homemade pea-
nut butter ensures you have
control over the ingredients,
potentially creating a healthi-
er alternative than store-
bought varieties. It is anactivity that families can do
together and youre guaran-
teed a great-tasting peanut
butter customized to your
palate.
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Making peanut butter at home is easy, and the end product might behealthier than store-bought varieties.
Homemade peanut butter a healthy snack
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visit our website at www.lifeandleisurenj.com October 17, 2012Page 24, Zone 3
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Cindy Gallagher, areal estate profes-
sional with Coldwell
Banker Residential Broker-
age in Kinnelon, has earned
a spot among the NRT top
1,000 sales associates for the
second quarter of 2012. NRT,
the parent company of
Coldwell Banker Residential
Brokerage, is represented by
more than 41,000 sales asso-ciates across its companies.
This achievement
places Cindy in an elite
group of industry leaders
whose hard work, dedication
and unwavering commit-
ment to service have pro-
pelled them to an esteemed
level within our company,
said Hal Maxwell, president
of Coldwell BankerResidential Brokerage in
New Jerse y and Rock land
County, NY.
A consistent award win-
ner for her professional
excellence during 21 years in
real estate, Gallaghers sales
success in 2011 earned her
membership in the Coldwell
Banker International
President's Elite, represent-ing the top two percent of
85,000 Coldwell Banker
agents worldwide. Gallagher
also earned the New Jersey
Association of Realtors
Circle of Excellence Sales
Award at the gold level for
her outstanding service and
sales performance in 2011.
She is a constant top produc-
er in her Kinnelon office.Gallagher is a previews
property specialist, expertly
trained in marketing luxury
homes. She is also a certified
new home specialist, residen-
tial marketing specialist, resi-
dential specialist and reloca-
tion professional. Active in
the real estate industry,
JEFFERSON $449,000New Const.-C/H Col. 4BRS/3BTHS, FR w/brickFP, H/W Flrs, open front Porch, cul-de-sac loc.KIN2188
Kinnelon/Smoke Rise 973-838-9300
RIVERDALE $282,900New construction at The Grande-862sf Dog-wood model w/2 clubhouses, pools, gyms, ten-nis, MORE! 1 & 2BRs also avail. WYN0770
Wayne 973-694-8000
WAYNE $279,000Approx 2600sf Luxury HiRise unitw/2BR,2.5Bth,FamRm,EIK,LR/DR. Near NYtrans w/24hr drman & pool.1360 Ham-burgTpk#109. WYN0807
Wayne 973-694-8000
FRANKLIN LAKES $1,899,000Beautiful 8BR 6.1Bath home in prestigious
WestGate w/3 Kit,3 Fplcs,In-law Ste,walk out
lower level,4GAR&so much more! WYN0803Wayne 973-694-8000
WAYNE $359,900Lovely 3BR 1.5Bth Packanack Lake Ranchw/open flr plan, LR/fplc, updated Kitchen & Bath+ many more updates! WYN0718
Wayne 973-694-8000
GREEN POND $700,000Wonderful oppor. to build your LakefrontDream Home! Prelim. approved plans for a4500SF home w/2C Gar. KIN1982
Kinnelon/Smoke Rise 973-838-9300
WAYNE $424,900Lovely Packanack Lake 4BR 3Bath Splitw/FamRm, LR/fplc, FDR, EIK + 2GAR.WYN0587
Wayne 973-694-8000
WAYNE $479,000Wonderful well kept 3BR home w/numerous up-dates incl Kitchen & 2.5Bths,FamRm/fpl,2ndKit,beautiful priv yd,CA + 2GAR. WYN0778
Wayne 973-694-8000
WAYNE $747,000Newer custom unique 4/5BR 4Bth spectacularColonial w/impressive open fl plan-perfect forentertaining! 2GAR. WYN0757
Wayne 973-694-8000
WAYNE $439,000Lg 2900sf 4BR 3Bath Split on .5ac w/open flplan, nwr Kit, HW fls, MBR Ste + MORE inbeautiful area in a conv loc. WYN0567
Wayne 973-694-8000
WAYNE $429,900Spacious 3BR 3.5Bth HighPoint twnhme w/EIK,MBR/great MBth, DR, FamRm, Ofc &RecRm/fpl, Patio + GAR. Pool,Tennis,Clbhse.WYN0595
Wayne 973-694-8000
KINNELON $425,000Smoke Rise-Perfect entry point into the SRlifestyle. 3BR/2BA Ranch waiting for new own-ers. KIN3333
Kinnelon/Smoke Rise 973-838-9300
KINNELON $599,000Great Price-Turnkey 4BR/3.1BA CHC. H/W Flrs.,FP, Crown Moldings; 2C Gar.; above groundPool. KIN3094
Kinnelon/Smoke Rise 973-838-9300
KINNELON $499,000Nestled for privacy-Cust. 4BR/3BA w/Contemp.
flair./Andersen windows/C/A/2C Gar. KIN1996
Kinnelon/Smoke Rise 973-838-9300
KINNELON $999,000Ests of Kinnelon-5BR/3.1BA CH Col.features 2Story Grand Ent.w/open bridge 2nd level/Chef'sKit./top of the line Appl. KIN1994
Kinnelon/Smoke Rise 973-838-9300
BUTLER $269,500Great 2BR 2Bth unit-custom Kit,HW fls,gated
comm w/pool,clbhse,gym. Quick closing poss.
CambridgeHts,134 Barrister. WYN0473Wayne 973-694-8000
KINNELON $899,000Smoke Rise-New Const. being blt. 4BRS3.1BTHS w/finest quality. Enjoy boating/swim-ming in this premier gated Comm. KIN3031
Kinnelon/Smoke Rise 973-838-8400
POMPTON LAKES $279,999Perfection best describes this 3BR/2BA Bi-Level. An opportunity that does not come alongevery day, so hurry in! KIN1304
Kinnelon/Smoke Rise 973-838-9300
KINNELON $699,000Smoke Rise-Impressive 4BR/3.1BA Cust. TudorRanch/priv. setting on quiet cul-de-sac w/spect.Mtn. views/3C.Gar. KIN6000
Kinnelon/Smoke Rise 973-838-8400
KINNELON $750,000Smoke Rise-5BR/4.1BA Contemp. on 3.32Acs@ end of culdesac, 3C.Gar., newly stagedpool/patio/deck. KIN1940
Kinnelon/Smoke Rise 973-838-8400
KINNELON $999,000Smoke Rise: Lakefront luxury-exquisite 6,000SF Georgian Col. on 3Acs. in the prestigiousSmoke Rise Comm. KIN9352
Kinnelon/Smoke Rise 973-838-8400
KINNELON $259,000Triplex Unit-2BRS 3.1 BTHS, 1C Gar. Quietneighborhood/only mins. to transp/shopping.Original owner. Must be 55+. KIN2146
Kinnelon/Smoke Rise 973-838-9300
WAYNE $389,000Move-in cond 3BR 2.5Bth BoulderRidge endunit twnhm w/updtd Kit,HW fls,tons of naturallight,priv backyd/lg deck. WYN0311
Wayne 973-694-8000
WAYNE $549,900Lush priv CedarHill 5BR 2Bth Col w/1st fl MBRSte/priv terrace & vault ceil + 2nd fl MBR,updtdKit,FamRm/fpl, fin bsmt. WYN0758
Wayne 973-694-8000
Cindy Gallagher of Coldwell Banker Kinnelon earns spot in top 1,000
continued on next page
visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 25
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Gallagher is a member of the
Natio nal Associat ion ofRealtors, the New Jersey
Association of Realtors and
the Passaic County Board of
Realtors.
For more information
about buying or selling a
home in Morris and Passaic
County, contact Cindy
Gallagher with Coldwell
Banker Residential Broker-age in Kinnelon at the office
at 973-283-7725, on her cell
at 973-714-3897 or by e-mail
at cgallaghercoldwell-
The office is located at
1450 Route 23 North in
Butler. Area listings can be
viewed at www.coldwell-
bankermoves.com/kinnelon.
MARIA FERRITO
973-986-6914 Cell
!!!""#!&
NJAR MILLION DOLLARSALES CLUB 2001
NJ CIRCLE OF EXCELLENCE2002-2011
ConsistentTOP PRODUCERin the WAYNE area.
"&%!$&
Townhome SpecialistRelocation Agent
CallMARIA FERRITOfor CURRENT MARKET
VALUE OF YOUR HOME
WOODLAND PARK$229,900
4BR Colonial, FDR, EIK,2 Car Garage. Great potential!
Wayne Office #1 Listing Agent
SHORT SALE AGENTOwe more than your
home is worth?
973-838-10011333 Route 23 South BUTLER
www.c21preferredrealty.com
Jeff MontemaranoMaryann Brown
Brokers/OwnersPREFERRED REALTY, INC.Each office is independently owned and operated.
PEQUANNOCK$469,900
ONE OF A KINDLarge 4BR, 2.1BA Bi-Level w/2 car gar.on 1.5 acres. Fea: newer siding, win-dows, porch, bath, gar drs. & front dr.,new alarm syst., freshly painted plusHW flrs. Great loc. w/lots of priv.
BUTLER$429,000
CUSTOM HOMECustom 4BR/ 3BA. Beautiful hdwd-floors. Kit w/ center island.Uniquecustom fireplace. Easy access toroutes 23&287. Convenient to NYCtransportation and shopping.
JEFFERSON$159,900
LAKE HOPATCONG2 BR ranch home in a charming lakecommunity. Close to shopping, dining,and major road ways. Lake view. Callfor more details!
BLOOMINGDALE$134,750
IMMACULATE CONDOSpacious/clean/quiet 2 BR condo.Newer KIT & BA, granite counters/ssappls, on-site laundry, playground &assigned parking.
WAYNE$559,000
CUSTOM COLONIALHome for all seasons! 4 BR 2.5 Ba
w/attached gar. Cherry cab, granitecounters, wood burning fpl. Office looks
out to greenery and in ground pool. Privbalcony. Great schools and minutes awayfrom shopping and trans.
BUTLER$339,900
EXPANDED RANCHUpdated 3BR ranch. Lge Great Room w/vaulted ceiling & French doors to lg.deck. FLR w/ fpl, Kit has separate diningarea tiled floor. L:ower level is finishedas a very lge Rec Room w/full bath,Laundry room & storage room.
RINGWOOD$360,900
CUPSAW LAKE3 BR Raised Ranch w/ open flr plan. LrgFR w/ FP, updated kit, sliders to patio.
Very neat, clean, & well maintained.Located on a cul-de-sac.
BUTLER$429,000
NEW CONSTRUCTIONColonial 4BR, 2.1 BA, 2 car gar., cust Kit
w/si