CHOOSEHEALTHIER CAREHEALTHIER FAMILY. HEALTHIER BUDGET. HEALTHIER YOU.

kp.org/feds 2018 RATES AND BENEFITS | FEDERAL EMPLOYEES AND ANNUITANTS

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NEW FOR 2018 Premiums as low as $5308

Three options, including our new Basic Option

Up to $150-$750 in rewards depending on the option and enrollment you choose

$100 discount for meal prep and delivery service

Inside, check out everything that comes with your health plan, and see why more than 11 million people nationwide choose Kaiser Permanente. Get great care and the resources you need to live healthierall in one convenient package.

Need more information to make a decision? Call 8553151004 (TTY 711) Monday through Friday, 10 a.m. 8 p.m. During open enrollment season, 9 a.m. 10 p.m. (M-F), and 9 a.m. 6 p.m. (S-S)

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Membersjump ahead to your section to read the 2018 benefits and rates summary for your plan option.

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One of the many things that I really appreciate about Kaiser is the fact that I DONT HAVE TO FILL OUT ENDLESS PAPERWORK every time I go to the doctor. Rarely do I EVER have to complete a form for additional information. Also, no paperwork for insurance claims. This eliminates time and energy spent with claiming and trying to be reimbursed.

Kathleen, Federal employee

KAISER PERMANENTE IS EASY

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SEE THE KAISER PERMANENTE DIFFERENCE

Traditional Health Care COMPLICATED & EXPENSIVE

Kaiser Permanente HASSLE-FREE AFFORDABLE

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DOCTOR

NURSE

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PHARMACY LAB XRAY DOCTOR NURSEPHARMACY

Its outdated, and doesnt acknowledge the way people

live today.

Waiting for appointments and getting bounced around between

doctors, labs, X-rays, specialists, and pharmacies means it takes

longer to get care.

And extra expenses for transportation, babysitters, and

parking can add up, too.

Isnt it time for a change?

Our members can connect to doctors, lab, X-ray, and pharmacy

under one roofin person or online.

Our doctors are all connected by the largest commercial electronic

health system in the country.

That means less traveling for you, less time waiting, and better

coordination of your care.

VS.

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CONVENIENT CARE THAT SAVES YOU TIME

Our award-winning1 health plan and our top-notch medical care are fully integrated.

When your doctors, health plan, pharmacy, and hospitals are connected, health care works better for you, becoming more affordable and hassle-free.

Kaiser Permanente

other, and to you, through your electronic health record. So they know important things about you and your healthlike when youre due for a screening and what medications youre taking. That way, you get personalized care thats right for you.

Having so many services under one roof with your doctor makes getting care easier. And when

provides both your coverage SIMPLER, SMARTER, HEALTHIERand your care. Most health plans cant CARE DESIGNED FOR YOU do that.

WHAT YOU NEED, ALL TOGETHER

When you get care in our facilities, your doctors, nurses, and other caregivers all work together to keep you healthy. Theyre connected to each

Learn more at kp.org/feds.

your personal doctor and any specialists you need are all part of the same medical group and connected by the same system, consultations, diagnoses, and treatments come together smoothly.

In the end, all of this coordinated care means youre saving time, saving money on unnecessary tests and trips to the doctor, and getting peace of mind.

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STAYING HEALTHY

Preventive care is key to how we practice medicine at Kaiser Permanente. It can help you avoid some health issues and catch others before they become serious. To catch problems early, we offer preventive screenings, routine appointments, and more. Your electronic health record plays a vital rolethe system tracks your

WHEN YOURE SICK

Were here for you. Our commitment to prevention is matched by our drive to get you to your healthy best. Great doctors, state-of-the-art facilities, and the latest technology all combine to help you recover.

If you have a condition such as asthma, diabetes, or heart disease, well work with you

to manage it using proven best practices and advanced technology.

SIMPLER, SMARTER, HEALTHIER CARE DESIGNED FOR YOU Our well-

preventive care services and triggers automatic reminders when youre due for your next screening. Well let you know when to come in, so youre free to focus on living your life. And because good health goes beyond the doctors office, we have classes, wellness coaching, and programs to help you thrive.

rounded approach supports you physically and emotionally to help you continue living life to the fullest.

Learn more at kp.org/feds.

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CAREHOW AND WHERE YOU NEED IT

How, when, and where do you want to receive care? How do you want to manage your health? When you get care at Kaiser Permanente, you get what you need for the day and hour you need it. Its care that fits your life.

IN-PERSON VISIT WITH YOUR PERSONAL DOCTOR OR SPECIALIST

Most of our locations have many services under one roof,* so you can see your doctor, get lab services or X-rays, and pick up a prescriptionall in the same trip. And we offer same-day, next-day, after-hours, and weekend hours for many services at several of our locations. See them all on page 35.

EMAIL

Email your doctors office anytime with nonurgent questions. Youll usually get a response within 2 business days, if not sooner. * $0 copay.

VIDEO APPOINTMENTS

For some conditions, you can meet face-to-face online with your doctor* on your computer, smartphone, or tablet. Need something sooner? Video appointments are available 24/7 with a Kaiser Permanente emergency medicine physician who is connected to your doctor and your medical history.2 $0 copay.

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*When you get care at Kaiser Permanente facilities.

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CARE ANYWHERE

PHONE APPOINTMENTS

You may be able to save a trip to the doctors office by having a phone appointment to discuss your progress, talk about a new concern, or ask a question about your care.* $0 copay.

ADVICE BY PHONE

Our nurses are available 24 hours a day, 7 days a week. Have questions? Not sure what kind of care you need? You can call our local, specially trained Kaiser Permanente nurses anytime. If you receive care in our facilities, the nurses are connected to your doctor, can see your health record and help figure out what type of care you may need, and can even schedule a routine or Urgent Care appointment for you. $0 copay.

URGENT CARE

Urgent Care services are located in many of our medical centers, and 6 are open 24/7, along with lab, X-ray, and pharmacy services. Imagine the convenience of having what you need for Urgent Care under one roof. Visit kp.org/urgentcare/mas for locations.

TEXT

To make it easier to stay on top of your health, you can now opt in for text message reminders for most upcoming appointments. You can also cancel most appointments with a text.*

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AT HOME OR WORK

Stay on top of your care 24/7 through kp.org. If you receive care in Kaiser Permanente facilities, you can view your medical record, refill most prescriptions, schedule and cancel routine appointments, get vaccination records, see most lab results, and more. Visit kp.org/ experience to see how it works.

ON THE GO

Wherever you are, you can access most online features on any mobile device through the KP app.* You can also find a facility near you and get directions. Learn more at kp.org/mobile. To use the KP app, you must be a Kaiser Permanente member registered on kp.org.

EMERGENCY CARE

If you ever need emergency care, youre covered worldwide anytime, anywhere.3

CARE AWAY FROM HOME

If you travel for vacation or work, or have a student going to school outside the area, well help with getting care. We can also help you before you leave town by checking to see if you need a vaccination, prescriptions refills, and more. Once you register at kp.org and download our app, you can see your health information online and email your Kaiser Permanente doctors office with nonurgent questions anytime. Just call our 24/7 Away from Home Travel Line at 951-268-3900 or visit kp.org/travel. You are covered for care at any Kaiser Permanente location in another region. You also have coverage for certain outpatient follow-up care and outpatient care outside of Kaiser Permanente service areas through the FEHB travel benefit.

*When you get care in our facilities.

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http://kp.orghttp://kp.org/experiencehttp://kp.org/experiencehttp://kp.org/mobilehttp://kp.org/travel

QUALITY CARESTARTS WITH QUALITY DOCTORS

Kaiser Permanentes integrated system is a better place to get health care. I had previously resisted going to an HMO, wanting to choose my own doctors, but Kaisers are better than the ones I chose before.

Scott, Federal employee

TOP-RATED DOCTORS4

You have exclusive access to the physicians in the Mid-Atlantic Permanente Medical Group, who are all board-certified/board-