20110331-mybudgetplanner

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    BUDGET PLANNERDistributed by;Ghazali Haji AbuPerunding Takaful, Wasiat dan Unit [email protected]

    InstructionsYou may move from worksheet to worksheet by clicking on the dark blue buttonslocated at the top of each worksheet or the blue tabs at the bottom of this workbook.

    Enter data in only the white cells with gray borders:Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

    Quick BudgetCreate a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menuprovided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used forcomparison purposes instead.)

    Budget by Month

    Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box inthe "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,the "Quick Budget" sheet figures will be used for comparison purposes instead.)

    Tracking

    Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.These figures will be compared to your budgeted figures on the "Comparison" page.

    ComparisonUse this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the"Income" section

    Daily SpendingWe've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping

    Budget Planner - Overview / Help

    Quick BudgetBudget By

    Month

    mailto:[email protected]:[email protected]
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    you stick to your budget.

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    Chart:

    Frequency Amount Monthly Yearly

    Total Income (net) 0.00 0.00

    Salary/Wages Monthly 0.00 0.00 0.00

    Salary/Wages (Spouse) Monthly 0.00 0.00 0.00

    TAKAFUL Monthly 0.00 0.00 0.00

    PUBLIC MUTUAL Monthly 0.00 0.00

    OTHERS Monthly 0.00 0.00

    0.00 0.00

    0.00 0.00

    Auto Loan/Lease Monthly 0.00 0.00 0.00

    Insurance Yearly 0.00 0.00 0.00

    Gas Monthly 0.00 0.00

    Maintenance Quarterly 0.00 0.00

    Roadtax Yearly 0.00 0.00 0.00

    Car Accessories Quarterly 0.00 0.00

    TOL Monthly 0.00 0.00

    Other Monthly 0.00 0.00

    0.00 0.00

    Mortgage Monthly 0.00 0.00 0.00

    Rent Monthly 0.00 0.00 0.00

    Maintenance Monthly 0.00 0.00

    Insurance Monthly 0.00 0.00

    Furniture Yearly 0.00 0.00

    Household Supplies Monthly 0.00 0.00

    Groceries Weekly 0.00 0.00 0.00

    Real Estate Tax Yearly 0.00 0.00

    Child Tution Monthly 0.00 0.00 0.00

    Other Monthly 0.00 0.00

    0.00 0.00

    Phone - Home Monthly 0.00 0.00

    Phone - Cell Monthly 0.00 0.00 0.00

    ASTRO Monthly 0.00 0.00

    PETROL Monthly 0.00 0.00 0.00

    Water Monthly 0.00 0.00 0.00

    Electricity Monthly 0.00 0.00 0.00

    Internet Monthly 0.00 0.00

    GAS Monthly 0.00 0.00

    Other Monthly 0.00 0.00

    0.00 0.00

    Magazines Yearly 0.00 0.00

    Souvenir/Cards/Gifts Monthly 0.00 0.00

    Commission Monthly 0.00 0.00

    Office Rental Monthly 0.00 0.00

    Life Insurance Monthly 0.00 0.00

    Coaching Program Monthly 0.00 0.00

    Other Monthly 0.00 0.00

    0.00 0.00

    Memberships Monthly 0.00 0.00

    Dining out Monthly 0.00 0.00

    Events Monthly 0.00 0.00

    Subscriptions Monthly 0.00 0.00

    Movies Monthly 0.00 0.00

    Music Monthly 0.00 0.00

    Hobbies Weekly 0.00 0.00

    Travel/ Vacation Yearly 0.00 0.00

    Medical Monthly 0.00 0.00

    Other Monthly 0.00 0.00

    0.00 0.00

    Dry Cleaning Quarterly 0.00 0.00

    New Clothes Semi-Annually 0.00 0.00

    Donations Monthly 0.00 0.00

    Maid Monthly 0.00 0.00

    Tuition Monthly 0.00 0.00

    College Loans Monthly 0.00 0.00

    Pocket Money Monthly 0.00 0.00

    Gifts Monthly 0.00 0.00

    Credit Card Monthly 0.00 0.00

    Mom Monthly 0.00 0.00

    Atuk Monthly 0.00 0.00

    Others Monthly 0.00 0.00

    Entertainment/Health

    Miscellaneous

    Transportation

    Home / Education

    Utilities

    BISNES

    Quick Budget

    Spending Total

    ncome

    000000

    Transportation Home / Education Utilities

    BISNES Entertainment/Health Miscellaneous

    $0 $0 $0 $1 $1 $1

    0

    0

    0

    Balance Income Expense

    Budget Summary

    Spending Summary

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    -2

    Chart:

    Sep Oct Nov Dec Jan 0 MonthsSeptoDate

    Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.00 0

    Salary/Wages 0.00 0

    Salary/Wages (Spouse) 0.00 0

    Other 0.00 0

    Other 0.00 0

    Other 0.00 0

    0.00 0.00 0.00 0.00 0.00 0.000

    0.00 0.00 0.00 0.00 0.00 0.00 0

    Auto Loan/Lease 0.00 0

    Insurance 0.00 0

    Gas 0.00 0

    Maintenance 0.00 0

    Roadtax 0.00 0

    Car Accessories 0.00 0

    TOL 0.000

    Other 0.00 0

    0.00 0.00 0.00 0.00 0.00 0.00 0

    Mortgage 0.00 0

    Rent 0.00 0

    Maintenance 0.00 0

    Insurance 0.00 0

    Furniture 0.00 0

    Household Supplies 0.00 0

    Groceries 0.00 0

    Real Estate Tax 0.00 0

    Child Tution 0.00 0

    Other 0.00 0

    0.00 0.00 0.00 0.00 0.00 0.00 0

    Phone - Home 0.00 0

    Phone - Cell 0.00 0

    ASTRO 0.00 0

    PETROL 0.00 0

    Water 0.00 0

    Electricity 0.00 0

    Internet 0.00 0

    GAS 0.00 0

    Other 0.00 0

    0.00 0.00 0.00 0.00 0.00 0.00 0

    Magazines 0.00 0

    Souvenir/Cards/Gifts 0.00 0

    Commission 0.00 0

    Office Rental 0.00 0

    Life Insurance 0.00 0

    Coaching Program 0.00 0

    Other 0.00 0

    0.00 0.00 0.00 0.00 0.00 0.00 0

    Memberships 0.00 0

    Dining out 0.00 0

    Events 0.00 0

    Subscriptions 0.00 0

    Movies 0.000

    Music 0.00 0

    Hobbies 0.00 0

    Travel/ Vacation 0.00 0

    Medical 0.00 0

    Other 0.00 0

    0.00 0.00 0.00 0.00 0.00 0.00 0

    Dry Cleaning 0.00 0

    New Clothes 0.00 0

    Donations 0.00 0

    Maid 0.00 0

    Tuition 0.00 0

    College Loans 0.00 0

    Pocket Money 0.00 0

    Gifts 0.00 0

    Credit Card 0.00 0

    Mom 0.00 0

    Atuk 0.00 0

    Others 0.00 0

    Utilities

    BISNES

    Entertainment/Health

    Miscellaneous

    Transportation

    Home

    0 0 0 1 1 1

    0

    0

    0

    Balance Income Expense

    Spending Total:

    Income

    Budget By Month

    0

    0

    0

    0

    0

    11

    1

    1

    1

    1

    Sep Oct Nov Dec Jan

    Expense Income

    000000

    Transportation Home

    Utilities BISNES

    Entertainment/Health Miscellaneous

    Budget Summary

    Spending Summary

    Budget by Month

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    Chart:

    Sep Oct Nov Dec Sep to Date

    Total Income (net) 0.00 0.00 0.00 0.00 0.00

    Salary/Wages 0.00

    Salary/Wages (Spouse) 0.00

    TAKAFUL 0.00

    PUBLIC MUTUAL 0.00

    OTHERS 0.00

    Total Spending: 0.00 0.00 0.00 0.00 0.00

    Transportation 0.00 0.00 0.00 0.00 0.00

    Auto Loan/Lease 0.00 0.00

    Insurance 0.00 0.00

    Gas 0.00 0.00

    Maintenance 0.00 0.00

    Roadtax 0.00 0.00

    Car Accessories 0.00 0.00

    TOL 0.00 0.00Other 0.00 0.00

    Home / Education 0.00 0.00 0.00 0.00 0.00

    Mortgage 0.00 0.00

    Rent 0.00 0.00

    Maintenance 0.00 0.00

    Insurance 0.00 0.00

    Furniture 0.00 0.00

    Household Supplies 0.00 0.00

    Groceries 0.00 0.00

    Real Estate Tax 0.00 0.00

    Child Tution 0.00 0.00

    Other 0.00 0.00

    Utilities 0.00 0.00 0.00 0.00 0.00

    Phone - Home 0.00 0.00

    Phone - Cell 0.00 0.00

    ASTRO 0.00 0.00

    PETROL 0.00 0.00

    Water 0.00 0.00

    Electricity 0.00 0.00

    Internet 0.00 0.00

    GAS 0.00 0.00

    Other 0.00 0.00

    BISNES 0.00 0.00 0.00 0.00 0.00

    Magazines 0.00 0.00

    Souvenir/Cards/Gifts 0.00 0.00Commission 0.00 0.00

    Office Rental 0.00 0.00

    Life Insurance 0.00 0.00

    Coaching Program 0.00 0.00

    Other 0.00 0.00

    Entertainment/Health 0.00 0.00 0.00 0.00 0.00

    Memberships 0.00 0.00

    Dining out 0.00 0.00

    Events 0.00 0.00

    Subscriptions 0.00 0.00

    Movies 0.00 0.00

    Music 0.00 0.00

    Hobbies 0.00 0.00Travel/ Vacation 0.00 0.00

    Medical 0.00 0.00

    Other 0.00 0.00

    Miscellaneous 0.00 0.00 0.00 0.00 0.00

    Dry Cleaning 0.00 0.00

    New Clothes 0.00 0.00

    Donations 0.00 0.00

    Maid 0.00 0.00

    Tuition 0.00 0.00

    College Loans 0.00 0.00

    Pocket Money 0.00 0.00

    Gifts 0.00 0.00

    Credit Card 0.00 0.00Mom 0.00 0.00

    Atuk 0.00 0.00

    Others 0.00 0.00

    Spending

    Income

    Tracking

    0

    0

    0

    0

    0

    1

    1

    1

    1

    1

    1

    Sep Oct Nov Dec

    Expense Income

    0 0 0 1 1 1

    0

    0

    0

    Balance Income Expense

    Actuals by Month

    Actual Income/Spend Summary

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    Compare to Budget June

    Budget Jun Actual Vs Budget

    Total Income (net) 0 0 0

    Salary/Wages 0 0.00 0.00

    Salary/Wages (Spouse) 0 0.00 0.00

    TAKAFUL 0 0.00 0.00

    PUBLIC MUTUAL 0 0.00 0.00

    OTHERS 0 0.00 0.00

    Total Spending: 0 0 0

    Transportation 0 0 0

    Auto Loan/Lease 0.00 0.00 0.00

    Insurance 0.00 0.00 0.00

    Gas 0.00 0.00 0.00

    Maintenance 0.00 0.00 0.00

    Roadtax 0.00 0.00 0.00

    Car Accessories 0.00 0.00 0.00

    TOL 0.00 0.00 0.00Other 0.00 0.00 0.00

    Home / Education 0 0 0

    Mortgage 0.00 0.00 0.00

    Rent 0.00 0.00 0.00

    Maintenance 0.00 0.00 0.00

    Insurance 0.00 0.00 0.00

    Furniture 0.00 0.00 0.00

    Household Supplies 0.00 0.00 0.00

    Groceries 0.00 0.00 0.00

    Real Estate Tax 0.00 0.00 0.00

    Child Tution 0.00 0.00 0.00

    Other 0.00 0.00 0.00

    Utilities 0 0 0

    Phone - Home 0.00 0.00 0.00

    Phone - Cell 0.00 0.00 0.00

    ASTRO 0.00 0.00 0.00

    PETROL 0.00 0.00 0.00

    Water 0.00 0.00 0.00

    Electricity 0.00 0.00 0.00

    Internet 0.00 0.00 0.00

    GAS 0.00 0.00 0.00

    Other 0.00 0.00 0.00

    BISNES 0 0 0

    Magazines 0.00 0.00 0.00

    Souvenir/Cards/Gifts 0.00 0.00 0.00Commission 0.00 0.00 0.00

    Office Rental 0.00 0.00 0.00

    Life Insurance 0.00 0.00 0.00

    Coaching Program 0.00 0.00 0.00

    Other 0.00 0.00 0.00

    Entertainment/Health 0 0 0

    Memberships 0.00 0.00 0.00

    Dining out 0.00 0.00 0.00

    Events 0.00 0.00 0.00

    Subscriptions 0.00 0.00 0.00

    Movies 0.00 0.00 0.00

    Music 0.00 0.00 0.00

    Hobbies 0.00 0.00 0.00Travel/ Vacation 0.00 0.00 0.00

    Medical 0.00 0.00 0.00

    Other 0.00 0.00 0.00

    Miscellaneous 0 0 0

    Dry Cleaning 0.00 0.00 0.00

    New Clothes 0.00 0.00 0.00

    Donations 0.00 0.00 0.00

    Maid 0.00 0.00 0.00

    Tuition 0.00 0.00 0.00

    College Loans 0.00 0.00 0.00

    Pocket Money 0.00 0.00 0.00

    Gifts 0.00 0.00 0.00

    Credit Card 0.00 0.00 0.00

    Mom 0.00 0.00 0.00

    Atuk 0.00 0.00 0.00

    Others 0.00 0.00 0.00

    0 0 0 1 1 1

    0

    0

    0

    0

    0

    0.00

    Balance (Savings) Income Expense

    Tracking

    Budget

    Spending

    Income

    Comparison

    0 00 00 00 00 00 0

    Transportation Home / Education

    Utilities BISNES

    Entertainment/Health Miscellaneous

    TrackingBudget

    Spending Comparison

    Tracking vs Budget Summary

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    1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16t

    Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

    Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

    Auto Loan/Lease

    Insurance

    Gas

    Maintenance

    Roadtax

    Car Accessories

    TOL

    Other

    Home / Education 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

    Mortgage

    Rent

    Maintenance

    InsuranceFurniture

    Household Supplies

    Groceries

    Real Estate Tax

    Child Tution

    Other

    Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

    Phone - Home

    Phone - Cell

    ASTRO

    PETROL

    Water

    Electricity

    Internet

    GAS

    Other

    BISNES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

    Magazines

    Souvenir/Cards/Gifts

    Commission

    Office Rental

    Life Insurance

    Coaching Program

    Other

    Entertainment/Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

    Memberships

    Dining out

    Events

    Subscriptions

    Movies

    Music

    Hobbies

    Travel/ Vacation

    Medical

    Other

    Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

    Dry Cleaning

    New Clothes

    Donations

    Maid

    Tuition

    College Loans

    Pocket Money

    Gifts

    Credit Card

    Mom

    Atuk

    Others

    Spending

    Daily Spending Record