Wednesday, October 6th at 6:00 pm

Youre Invited To Our

All the great learning experiences you want for your preschooler in one program!Cal Elite Kids Preschool Academy

Oering Full-Time & Part-TimeMornings 8:45 - 11:45 Afternoons 12:00 - 3:00 Full Day 8:45 - 3:00

Early Drop O 7:45 - 8:45 Extended Care 3:00 - 6:00

(949)589-1512www.calelite.com

22982AvenidaEmpresa,RSM,CA92688 License # 304370485Preschool Academy

EXCEPTIONALCURRICULUM:

UNBEATABLEPRICES: Full Day

2 full days a week $397/month3 full days a week $580month 4 full days a week $690/month 5 full days a week $750/month

Half Day 2 half days a week $264/month 3 half days a week $364/month 4 half days a week $461/month 5 half days a week $550/month

View our facility, learn about our programs, meet our teachers, get your questions answered, and secure your preschoolers spot!

From traditional subjects to specialized athletic andartistic activities including:

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We are now staying open an hour later for working parents!

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TO THE RESCUEORANGE COUNTYS PREMIER ONLINE DIRECTORYAn Orange County-specific online directory that connects you

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of Local Shoppers and Businesses on

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1000BristolSt.NorthSte19,NewportBeach www.majiskincare.com(949)477-0571 | |

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INSURANCE 101 INSURANCE IS COMPLICATED

UNDERSTANDING IT SHOULDNT BE...What do you REALLY know about health care reform? Do you know the timeline for the changes that are coming up? Do you realize that one of the rst of the POSITIVE changes happened on Sept. 23 2010?For any new plan that you start after this date, there will be no cost sharing obligations for preven-tative services. is doesnt apply to any existing plan that you may be on right now. is also means that all immunizations for children will be covered at no cost, and if youre paying out of pocket for you childrens immunizations, you know how expensive it can be! So if you DONT like your preventative coverage on you existing plan, this is a great month to start looking around and Ill be happy to help you with that.I have a great Health Care Reform Timeline document, on one page easily showing the changes that will take place from 2010-2020. If youd like for me to email it to you, just send me an email and Ill be happy to get it to you.

Subject Of The Month: Would you be better off on a Small Business PlanThis year, about 456,500 small California businesses with fewer than 25 employeeswill become eligible for tax credits to help nance health insurance coverage for theiremployees. You can access a plan with just two employees, and one of them can beyour spouse. The plans are richer in benets and are guaranteed issue. The maximumtax credit allowed this year is 35%. Ill be happy to advise you on your options. In lieuof changes ahead, I would highly recommend looking into this option.

InsuranceEducation@att.net

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