2010 beer & wine - brew ha ha guide

8/8/2019 2010 Beer & Wine - Brew Ha Ha Guide

http://slidepdf.com/reader/full/2010-beer-wine-brew-ha-ha-guide 1/20



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=6=4 Bvdiud `j ted Mntnds | K`hnid, NH=1>.6:<.21:5

www.Hnjd]tyhdsJurinturd.m`k

Ve` sbys yù ebvd t` f` ‘ùt‛t` ebvd b f``l tnkd wnte jrndils0Kbod yùr phbmd ted phbmd wedrddvdryìd wbits t` kddt.

^ ur hnjd. ùr styhd.

]ebod up yùr hnjd,

Ditdrtbni wnte

styhd



=

7 1 2 1 G r dwE bE b F un l d

\ebios t` ùr spìs`rs

H`rb Blbks, VRQ\, Rubl Mntnds QG]Wnmo Gdst, VRQ\, Rubl Mntnds QG]

Gdb Grbsdh, VRQ\, Rubl Mntnds QG]Cbknd Hbifd, VRQ\, Rubl Mntnds QG]

Inoo G`htz, @hl Menmbf`

Qbuh Kbrtnidz, @hl Menmbf` \nk M`kgntds

]ebwi Dhlrnlfd, Wnvdr Mntnds„ Wdbldr]tdvd E`rniob, Mukuhus Gr`blmbstnif, Nim.

Kbrmy Eyldr, N`wb RM Mebkgdr L`wit`wi QbrtidrsenpG`g Odhhy

Cdiiy KmBhpnid, Fhbzdr„s Lnst. `j N`wb

Lnkntrn Qbpbfd`rfnù, Lnkntrn Vnid & ]pnrntsKntme Qdtty, Fhbzdr„s Lnst. j N`wb

7121 ebs gddi b ydbr `j mebifds j`r VRQ\. \ed

stbtnì hnmdisd ebs gddi trbisjdrrdl t`Vdstdri Nhhni`ns Tinvdrsnty ” Rubl

Mntnds bil VRQ\ ns h`mbtdlni b idw h`mbtnì bt =511 Bvdiud

`j ted Mntnds, ]untd 212, K`hnid,

Nhhni`ns. VRQ\ ebs fìd t` b 7<

eùr gr`blmbst lby, s` yùmbi dic`y ted frdbt pr`frbkswd ebvd t` `fidr 7< eùrs

b lby, sdvdi lbys b wddo.@ur sdmìl mebiidh, KEz

V`rhlvndw, h`mbtdl i 7<.7`fidrs bi nitdribtnìbh h`ò

bt kusnm, idws, lrbkb bilblvditurd bil ns bhs` bvbnhbghd

7< eùrs b lby. Vd e`pd yùebvd b frdbt bil sbjd tnkd bt ted

22te biiubh Grdw Eb Eb, gut k`rd

nkp`rtbithy, wd e`pd tebt yù rdbhnzdyùr bttdilbimd edhps grnif pr`frbkshnod Bustni Mnty Hnknts, Bitnquds W`blse`w bil

Jrìthnid t` `vdr =1>,111 eùsde`hls ni dbstdri N`wb bil

wdstdri Nhhni`ns. ùr bttdilbimd edhps pr`vnlddlumbtnìbh ùtrdbme t` ùr brdbs stuldits bil

t` pr`vnld g`òs t` h`w-hntdrbtd, h`w-nim`kdmenhlrdi. ]pdbonif `j menhlrdi, l`hhbrs

rbnsdl terùfe Grdw Eb Eb edhp menhlrdi

gd rdbly t` rdbl gy wbtmenif bil

hdbrinif jr`k pr`frbks hnod ]dsbkd]trddt, ]updr Vey bil i`w, \ed Mbtni ted Ebt Oi`ws b h`t Bgùt \ebt!

VRQ\ bhs` wbits t` bmoi`whdlfd

ted wìldrjuh frùp `j pd`phd bil`rfbinzbtnìs tebt kbod Grdw Eb

Eb p`ssnghd. \ens dvdit mùhl i`tebppdi wnteùt tednr sebrnif `j tednr

tnkd, tbhdit bil rdsùrmds. ]`, wenhdyù dic`y yùrsdhj t`lby, rdkdkgdr

webt t`lby rdbhhy kdbis bil bhh `j ted

pd`phd nt edhps VRQ\ t` rdbme. Medmo usùt bt wqpt.`rf bil wenhd yù„rd tedrd mìsnldr

gdm`knif b kdkgdr ìhnid.

Grdw Eb Eb kbods pr`frbkknif ì VRQ\ p`ssnghd

Grdw Eb Eb Qhbiinif M`kknttdd



< 7 1

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Ditdrtbnikdit3Hnvd KusnmM`rp`rbtd W`mo pdrj`rks

bt 2311-73=1pk bil =3=1-4311pk. \ens =-pndmd

p`wdr r`mo trn` ebs phbydleuilrdls `j se`ws bt

idbrhy dvdry vdiud nidbstdri N`wb bil wdstdri

Nhhni`ns `vdr ted pbst2< ydbrs. \ed gbil ebs

`pdidl j`r \dl Iufdit bilmurrdithy phbys wnte s`kd `j ted gdst rdfnìbh gbils. ^ù wnhh

edbr yùr jbv`rntd sìfs jr`k ted gdfniinif `j W`mo ―i W`hh t`t`lby.

M`kdlyM`kdly]p`rtz,

ted nitdrbmtnvdnkpr`v frùp ns

gbmo! \ens jui,jbst-pbmdl m`kdly se`w ns fubrbitddl t` kbod yù hbufe

bil kbod yù b pbrt `j ted se`w. Qdrj`rkbimd bt 73=1-=324pk.

Ldsnfibtdl Lrnvdr \ditBrd yù ted ‘ldsnfibtdllrnvdr‛ j`r yùr frùp0

Nj s`, st`p ni bt tedLdsnfibtdl Lrnvdr \dit

bil fdt yùr wrnstgbil. Bt tebt tnkd yù wnhh rdmdnvd b gbfmìtbninif skbhh fnjt ntdks, phus yù„hh ebvd ted `pp`rtuinty

t` snfi up t` wni hbrfdr fnjts wnte lrbwnifs edhl dvdry ebhjeùr bt ted tdit. ‘Ldsnfibtdl lrnvdrs‛ wnhh bhs` rdmdnvd jrdd

g`tthdl wbtdr.

Idw \ens ^dbr - FbkdsQbrtnmnpbtd ni rnlnmuhùs rdhbys bil `tedr jui fbkds phus wni

h`ts `j prnzds. Lì„t knss ted jui... gd surd t` try yùr sonhh bt

Gddr G`tthd Wnif \`ss, Vbho ted Hnid bil Gddr Mbi ]tbmo.

Dvdit Qr`mddlsQr`mddls jr`k tens dvdit gdidflt VRQ\ , yùr rdfnìbh

QG] stbtnì sdrvnif vndwdrs ni dbstdri N`wb bil VdstdriNhhni`ns.

Kbod b wddodil `j nt ni ted RublMntnds!

J`r $274 rdmdnvd tw` tnmodts t` Grdw Eb Eb, e`tdh

bmm`kk`lbtnìs bt ted Wbkblb E`tdh ni Gdttdil`rj, $74 @hl

Menmbf` Gumos, phus jrdd trbisp`rtbtnì t` bil jr`k GrdwEb Eb. \` `rldr yùr pbmobfd, mbhh @hl Menmbf` bt (4:=) =44-><><.

I` pdts `r str`hhdrs bhh`wdl ” ^ù kust gd 72 ydbrs `hl t`

bttdil Grdw Eb Eb. Vd rdsdrvd ted rnfet t` rdjusd sdrvnmd t`

nilnvnlubhs we` bppdbr nit`xnmbtdl. Qhdbsd lrnio rdspìsnghy.

\ebio yù.

Bso Bgùt ùrgrdw eB eB pBmoBfd3

• \w` tnmodts t` Grdw Eb Eb

• $74 @M Gumos

• W``k bt ted Wbkblb E`tdh

• ]eutthd t` bil jr`k @hl Menmbf`

bhh j`r ìhy $274Mbhh 4:=.=44.><>< t` `rldr tens pbmobfd!

Gdttdil`rj • =1=1 Ttnmb Wnlfd Wl. • 4:=.=44.><><

www.`hlmenmbf`.m`k @pdi Lbnhy 22bk - 7bk

Dbt. Lrnio. Gd ^ùrsdhj. \K

spìs`r

C`ni us j`r ted Bjtdr pBrty!



4


G``te # 2Lnkntrn Vnid & ]pnrnts ” L`kdstnm

Lbvdip`rt, NB bil W`mo Nshbil, NH

Lnkntrn mbrrnds b wnld sdhdmtnì `j flid

gddrs bil wnids bil frdbt nitdribtnìbhsdhdmtnìs.

E`ò & Hblldr Grdwnif M`kpbiy” ]nhvdr ]prnif, Kbryhbilwww.e`òbilhblldrgddr.m`kF`hldi Bhd- Ns b lddp ni m`h`r wnte

b phdbsnif kbht br`kb. B lnstnimtnvd

kdlnuk g`lndl gddr tebt flinseds mrnsphywnte shnfet kbht swddtidss bil dssdimd

`j mntrus bv`r wnte b sugthd flinse j

Vnhhbkdttd e`ps.Gbmolrbjt Gr`wi Bhd ” Juhh ” g`lndl ydt

vdry sk``te, tens Bkdrnmbi gr`wi bhd

ns grdwdl wnte spdmnbhty kbhts t` fnvd nt

b r`bstdl bv`r wnte b enit `j me`m`hbtdbil gbhbimd wnte cust ted rnfet bkùit

`j mbsmbld e`ps. B phdbsbit iutty br`kbns m`kphdkditdl gy b gdbutnjuh gr`wi

m`h`r bil b frdbt e`p flinse.Jhbsep`nit Qbhd Bhd ” ]hbit tens gddrt`wbrl ted e`ppy snld. \ed jùr vbrndtnds

`j e`ps usdl (Mditdiinbh, Mbsmbld,

Bkbrnhh` bil M`hukgus) pr`vnld biditnmnif mntrusy mebrbmtdr. B mhdbi kbht

pr`flhd supp`rts ted e`p prdsditbtnì, ydt

ted Znmt`ry spdmnbh kbht m`kd terùfeted pr`vnld gbhbimd.

G``te #7Lnkntrn Vnid & ]pnrnts ” L`kdstnm

Bime`r Grdwnif M`kpbiy ” ]biJrbimnsm`, MBwww.bime`rgrdwnif.m`k]tdbk Gddr - B lddp bkgdr m`h`r, tenmo

mrdbky edbl, bil rnme bv`r.Hngdrty Bhd - Grdwdl strnmthy bmm`rlnif t`trblntnìbh grdwnif kdte`ls bil hnod bhh

Bime`r Grdwnif M`kpbiy pr`lumts, usds

ìhy ibturbh nifrdlndits “ wbtdr, kbhtdl

gbrhdy, jrdse we`hd e`ps bil ydbst.Q`rtdr ” Ns grdwdl wnte ihy ibturbh

nifrdlndits. ]pdmnbhhy r`bstdl lbro kbhtsbrd usdl, bhìf wnte b t`p- jdrkditnif

ydbst. \ed grdw ns e`ppdl bt b vdry

enfe rbtd, bil ns ibturbhhy mbrgìbtdl t`pr`lumd bi nitdisdhy rnme bv`r bil tenmo

mrdbky edbl.

Mbvd Mrddo Grdwdry, Kdxnm`www.menhngddr.m`kMenhn Gddr - F`hldi, vdry h`w

mbrgìbtnì, pbhd hbfdr wnte b we`hd menhn

pdppdr ni ted g`tthd.

\ed Gddrsflinseds wnte enit j me`m`hbtd, mbrbkdh &hnm`rnmd.Bggdy \rnphd ” \ed flidst nkp`rtdl pbhd

gbrhdy, Gdhfnbi br`kbtnm kbht bil `bts,fnvds ens f`hldi bhd b jrunty gùqudt b

hnfet rdflidl tbstd.Lùghd NQB- \ens trblntnìbh bhd wbs`rnfnibhhy grdwdl ni Difhbil j`r ted

Grntnse tr``ps stbtnìdl ni Nilnb. Lùghd

G``te # =Lnkntrn Vnid & ]pnrnts ” L`kdstnm

]prdmedr Grdwnif M`kpbiy” Fhdilbhd, Vnsmìsniwww.sprdmedrgrdwdry.m`kNkpdrnbh ]tùt ” \ens trdkdilùshy rnme

bil tenmo bhd usds b pr`jusnì j gurit

bil mbrkdh kbhts. B kbssnvd kùtejuh`j lbro r`bstdl kbht bil m`fidd bv`rs



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lry- e`ppdl, nt ebsnitdisd e`p bv`rs

bil br`kbs ldhnmbtdhy

gbhbimdl wnte b p`tdit,ydt ldhnmnùs, kbhty

swddtidss.

G``te # <Lnkntrn Vnid & ]pnrnts

” L`kdstnm

Hdjtebil Grdwnif M`kpbiy -Hìfkìt, [email protected]`k<11 Qùil Kìody ” E`ps ns b lnfidrdit

m`h`r, dbrtey bil edrgbh, wdhh-gbhbimdl gygrdbly kbht.Ebystbmo Vedbt - Kdlnuk, g`lndl,

g`tthdl mìlntnìdl, wedbt gddr wntemhbssnm bmmdits j Gbibib, mh`vds bil

iutkdf.Knho ]tùt ” Knho sufbr ni yùr stùtns hnod mrdbk ni yùr m`fidd. Lbro bil

ldhnmnùs, Bkdrnmb„s frdbt knh stùt wnhhmebifd yùr pdrmdptnì bgùt webt bstùt mbi gd.Lddp M`vdr Gr`wi Bhd - Mhdbr gr`wi

bil ebs s`jt mbrgìbtnì.Ghbmo Cbmo Q`rtdr - Ghbmo Cbmo„s nintnbh

shnfet swddtidss ns j`hh`wdl gy r`bstdl

kbht bv`rs. B ghdil `j lbro me`m`hbtdbil dsprdss` flhhs ted pbhbtd bil

tedi yndhls t` bi nimrdlnghy sk``te,

surprnsnifhy mhdbi flinse. Qbnrs wnte gddj`r gufibh`.

G``te # 4Lnkntrn Vnid & ]pnrnts ” L`kdstnm

]dbl`f Grdwnif M`. ” Q`rthbil, KDwww.sdbl`fgrdwnif.m`kBprnm`t Vedbt ” Ns b mrnsp bilqudimenif wedbt bhd wnte b sugthd

dssdimd j jrdse bprnm`ts.Ghudgdrry Vedbt Bhd - Jdbturds ted

iutty qudime j wedbt bhd m`kgnidlwnte ted ldhnfetjuh br`kbtnms bil sugthd

jrunt bv`r mìtrngutdl gy Kbnid wnhl

ghudgdrrnds.Wbspgdrry Vedbt Bhd - B lry, mrnsp

rdjrdsenif bhd wnte ted blldl dssdimd j

rbspgdrrnds.

G``te # :Lnkntrn Vnid & ]pnrnts - L`kdstnm

]enpybrl Grdwnif M`kpbiy -Q`rthbil, KD

www.senpybrl.m`kDxp`rt Bhd ” Ns juhh-g`lndl bhd, wnte benit j swddtidss upjrìt, b sugthd bil

lnstnimtnvd e`p tbstd, bil b vdry mhdbi

flinse.Nilnb Qbhd Bhd - B snifhd e`ppdl bhd

tebt sbtnsflds ted lnsmrnknibtnif Nilnb

Qbhd Bhd diteusnbst. Vìldrjuhhy gbhbimdbil ldmdptnvdhy sk``te. Juffhds brd b

trblntnìbh vbrndty Difhnse e`p bil ted

knhl spnmy br`kb kbods tedk enfehyprnzdl gy grdwdrs.@hl \eukpdr - B Grntnse Frbil

Mebkpnì gddr, @hl \eukpdr ns b iì-trblntnìbh Difhnse Gnttdr, grdwdl ni ted

Tintdl ]tbtds s`hdhy gy ted ]enpybrl

Grdwnif M`kpbiy.

G``te # 6Lnkntrn Vnid & ]pnrnts

” H`mbh Knmr` Grdwdrnds

Ghud Mbt Grdw Qug” W`mo Nshbil, NHwww.ghudmbtgrdwpug.m`k\umo„s \dibmnùs \rnppdh

- Kbrrnbfd j spnmy, jruntybil bhmè`h bv`rs supp`rtdl gy b s`jt

kbht mebrbmtdr. H`w t` k`ldrbtd pedi`hsbrd pdppdry ni mebrbmtdr. Dstdrs brd

rdkninsmdit j mntrus

jrunt sume bs rbifd

`r s`kdtnkdshdkì. B h`w t`

k`ldrbtd spnmy e`p

mebrbmtdr ns usubhhyjùil. Gnttdridss

ns typnmbhhy kdlnuk t` enfe jr`k b

m`kgnibtnì j e`p gnttdridss bil ydbst-pr`lumdl pedi`hnms.Wdl \`bl D]G ” \rblntnìbh bkgdr pbhd

bhd, b gnt e`ppndr tebi ted @fi ted Wbnh.Bggdy….]`kdtenif ” Wnme, m`kphdx

kdlnuk t` kdlnuk-juhh kbhty swddtidss

ì ted pbhbtd ydt flinseds k`ldrbtdhy lry.

M`kphdx kbht, dstdr, bhmè`h bil pedi`h

nitdrphby (rbnsniy bv`rs brd m`kkì?

lrndl jrunt bv`rs brd wdhm`kd? mh`vd-hnod

spnmnidss ns `ptnìbh). Gbhbimd ns bhwbys

t`wbrl ted kbht. Kdlnuk-h`w gnttdridss

tebt l`dsi„t pdrsnst nit` ted flinse. H`w

i`ghd e`p bv`r ns `ptnìbh bil i`t

usubhhy prdsdit. I` lnbmdtyh. ]eùhl i`t

gd bs kbhty bs b g`mo bil seùhl i`t ebvd

mrystbh kbht-typd swddtidss. I` spnmds.

G``te # 5Lnkntrn Vnid & ]pnrnts ” ]dhdmt Nkp`rts

Unifu Ghbmo Gddr (Grbznh) - Bi `pbqud,

N bk b rk gdhndvdr ni ted pd`phd. Nj fnvdited trute, tedy mbi gd ldpdildl upì t` kddtbiy ibtnìbh mrnsns. \ed frdbt p`nit ns t` grnif

tedk ted rdbh jbmts, bil gddr.- Bgrbebk Hnim`hi



6


juhh ”g`lndl ghbmo hbfdrwnte knhl gnttdridss.

Dxtrbvbfbit trdbmhd bil

binsd br kbs. Wnme bilmrdbky, wdhh gbhbimdl

swddt i`tds bil enits `j

tbrtidss wnte dxmdptnìbhkùte jddh, ni tw` w`rls3

Ghbmo ]nho.]tndfh M`hukgus Qnhs (Bustrnb)

” Nkp`rtdl Bustrnbi gddr grdwdl snimd2<>7 gy ted ]tndfh Grdwdry. Grdwdl jr`k

kbht, e`ps, ydbst kùitbni sprnif wbtdrbmm`rlnif t` ted Qurnty Hbw `j 242:.]tndfh Hdkì ]`lb Gddr (Bustrnb)

” 41% ]tndfh Gddr bil 41% Hdkì ]`lb,oi`wi bs b ‘Wblhdr‛ ns b h`w-mbh`rnd, h`w-

bhmè`h tenrst qudimedr. \edy brd b ghdil

`j jrdse ]tndfh-F`hlgrìu hbfdr bil sufbr-jrdd Fbuln hdkìbld. Jrdse bil jrunty!.BLB (Bggbyd l„Buhid) Gruid lds

Qdrds Gr`wi Bhd (Gdhfnuk)

BLB (Bggbyd l„Buhud) Ghìld lds

Qdrds Qbhd Bhd (Gdhfnuk) - B enfehytrblntnìbh jdrkditdl gddr jr`k ted

Vbhh`ì Wdfnì j Gdhfnuk. BLB ns bi

bkgdr gddr grdwdl wnte t`p qubhnty kbht

bil e`ps. \edrd brd i` medknmbh bllntnvds.

G``te # >Lnkntrn Vnid & ]pnrnts ” ]dhdmt Nkp`rts

@hld ]ufi`ho Difhnse Bhd (Difhbil) ” B

jbguhùs strìf bhd? rnme bil mbrbkdhhy

wnte lbro jrunt bil pdppdry e`ps?pdrjdmthy ghdildl jr`k tw` lnstnimt bhds!\biidr„s Cbmo (Difhbil) ”

B s`jt rdllnsegr`wi bhd wnte b iutty/kbhty pbhdttd,gbmofrùil swddtidss bil b sk``te

flinse. B sk``te tbstnif mbso mìlntnìdl

prdknuk bhd. Nt ebs b juhhdr swddtdr tbstdtebi trblntnìbh bhds wnte k`rd mebrbmtdr

ni ted bv`r tebi ted br`kb.^bicnif (Menib) ” Ns ibturbhhy grdwdl

wnte knidrbh wbtdr, e`ps, rnmd bil gbrhdykbht, rdsuhtnif ni b lnstnimthy

mhdbi tbstd. ^bicnif ebs b `rbh i`sd bil

lry, mrnsp kbhty sk``teidss tebt pr`vnldsb rdjrdsenif flinse wnte bi uildrtìd j

e`ps.]t. Bkgr`nsd Qukponi Bhd (Mbiblb)

” Lddp rbifd pùr, flzzy, hntthd edbl. B

h`vdhy, nivntnif, shnfethy swddt pdrjukd,

wnte enits `j spnmd bil pukponi. B sbvvyghdil j pbhd bil mbrbkdh kbht, e`ps bil

spnmds.


Vymew``l Vymemrbjt (Difhbil)

” B sdlumtnvd ghdil j Qbhd, Hbfdr bil

Mbrb Kbhts fnvd b hnfet bil fdithd gbsd`j ldhnmnùs lry, gnsmunty bv`rs, wenhd

ted bllntnì j Difhnse Juffhds, ]tyrnbi

F`hlnifs bil mbsmbld e`ps mrdbtd bwìldrjuhhy br`kbtnm bil jrbfrbit zdsty

mebrbmtdr j`r b enfehy rdjrdsenif biytnkd

gddr.E`gf`ghni Difhnse Bhd (Difhbil)

- E`gf`ghni ns b p`wdrjuh juhh-g`lndlm`ppdr rdl, wdhh-gbhbimdl grdw.]mbrdmr`w @rfbinm Bhd (Difhbil) ” Ns

b wìldrjuhhy rdjrdsenif F`hldi Bhd

dvònif Hbzy, Ebzy lbys j sukkdr nif`hldi kdbl`ws & Wnpd gbrhdy fldhls.

]t. Qdtdr„s @hl ]tyhd

Q`rtdr (Difhbil) ”

Mrdbky kdlnuk juhh g`ly.

Jrdse, dbrtey, bil juhh `jkbht br`kbs.]t. Qdtdr„s F`hldi Bhd

(Difhbil) - DifhnseEbhmyì kbhts brd usdl

t`fdtedr wnte hbfdr kbhts.

F`hlnif e`ps pr`vnld ted gnttdridss bil

br`kb. \ed rdsuht ns b enfehy lnstnimtnvdhnfet, f`hldi bhd snknhbr ni mebrbmtdr t` b

juhh g`lndl Mzdme hbfdr.Kìty Qyteì E`hy Frbnh - Lnstnimtnvd

bv`r wnte phdity `j jrunty e`ps, b flid

trblntnì t` ted ghbmo seddp grdwdry.


K`rntz (]pbni) - B trud ]pbinse

hbfdr gddr bhh ted wby jr`k Gbrmdhìb.

]`kd ldsmrngd tens gddr bs ]pbinsesuisenid ni b g`tthd!

K``sgbmedr ]mewbrzd Lbro(Fdrkbiy) ” ]hnfethy tbstd j wedbt kbhtwnte s`kd mbrbkdh hnod mebrbmtdr.E`jgrbu Edjdwdnzdi (Fdrkbiy)

- Mebrbmtdrnzdl gy nts spbrohnif rnmej`bk bil ibturbhhy gy nts uij`rfdttbghd

rdjrdsenif bil jrunty tbstd. Nt ns grdwdlbmm`rlnif t` bi bimndit trblntnì

bil `fidrs bi bhmè`hnm mìtdit `j

bppr`xnkbtdhy 4.2% gy v`hukd. ]bv`r ted

purd, rdjrdsenif dic`ykdit!E`jgrbu @rnfnibh (Fdrkbiy) - K`rd

tebi biy tedr, E`jgrìu @rnfnibhdkg`lnds Kuinme„s mebrbmtdr bs b mnty

`j gddr, sprdblnif nts jbkd terùfeùt

ted w`rhl. Juhh-g`lndl wnte bi bhmè`hnmmìtdit `j bppr`xnkbtdhy 4.2% gy

v`hukd, bil `fidrnif b truhy flid e`ps

‘Kbod surd tebt ted gddr - jùr pnits b wddo- f`ds t` ted tr``ps uildr rd gdj`rd biy `j

ted pbrtnds ni ted rdbr fdt b lr`p.‛ -Vnistì Meurmenhh

t` ens ]dmrdtbry `j Vbr, 2><<



5 7 1

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b E b F u n l d

br`kb, nt ns b supdrghy wdhh-gbhbimdl hbfdr.Vdnedistdpebidr

O`rgninbi (Fdrkbiy) - Blùghd g`mo gddr tebt ebs

webt nt tbods. I`t cust j`r

h`vdrs `j strìf gddr. Vnte bkbhty br`kb bil frdbt tbstd,

ùr O`rgninbi ns b trud gddr spdmnbhty.Vdnedistdpebidr Zntus (Fdrkbiy) ” B

hnfet-m`hùrdl, spnmy snifhd-g`mo wedbtgddr, j`r g`te gddr h`vdrs bil ted gddr

mìi`nssdur. Dxtrb hìf bil m`hl st`rbfdni ur kìbstdry mdhhbrs kbods tens

snifhd-g`mo b rdbhhy spdmnbh gddr wnte juhh

g`ly bil b lnstnimtnvdhy frdbt kùte jddh.


Mebif (\ebnhbil) ” Ebs b spbrohnif f`hl

bppdbrbimd bil b sk``te, mrnsp tbstd bil

ns kbld jr`k ted flidst qubhnty kbht, e`psbil lddp wdhh-wbtdr.

DOT 75 (Fdrkbiy) ” \ens w`rhl-jbkùsgddr ebs ted mebrbmtdr bil rnmeidss t`stbil ni j`r flid sedrry `r p`rt. Cust ted

rnfet ldfrdd j swddtidss - idvdr mh`ynif?

wìldrjuhhy br`kbtnm bil wbrknif. DOT75 ns ted id wedidvdr s`kdtenif f``l

bil strìf ns iddldl.DOT Qnhs (Fdrkbiy) ” B truhy frdbt Qnhs,

b hntthd kbhtndr bil k`rd ―Gbvbrnbi„ tebi

ted rdst.Bufustnidrgrbu Dldhst`fi (Fdrkbiy) ”

B grnfet dxp`rt gddr, spbrohnif bil jrdsebt ted sbkd tnkd, grdwdl wnte i`ghdstrbw kbtdrnbhs. \ed enfe-mhbss pr`lumt

`j ted `hl-Gbvbrnbi grdwnif brt. B frdbt

trdbt j`r dvdry gddr dxpdrt.

G``te # 2=Fhbzdr„s Lnstrngut`rs `j N`wb

Fhbzdr„s `j N`wb ns ìd `j ted hbrfdst

gddr bil wnid lnstrngut`rs ni ted stbtd.

Fhbzdr„s ebs gddi ni N`wb j`r `vdr 21ydbrs, bil `pdrbtds ùt `j terdd ody N`wb

mntnds. Fhbzdr„s j N`wb ns b must`kdr-

j`musdl m`kpbiy we` rbios flrst bkìfstbtd we`hdsbhdrs ni nildpdildit

must`kdr survdys.

KmM`rknmo Lnstnhhnif M`.” Vdstì, [email protected]`rknmolnstnhhnif.m`k

\brbituhb rdbly t` lrnio m motbnhs. \ed

lrnios brd kbld wnte \brbituhb Bzuh -- b

prdknuk ghud hnqudur ghdildlwnte tdqunhb bil ibturbh mntrus

bv`rs -- m`kgnidl wnte

\brbituhb Kbrfbrntb Knx.\brbituhb Ghbmo Medrry

Kbrfbrntb - Qrd-knxdl m`motbnh

tebt m`kgnids tdqunhb wntekbrfbrntb knx bil ghbmo medrry

bv`rs. ]drvd i ted r`mos r ghdil wnte

nmd j`r b jr`zdi Ghbmo Medrry Kbrfbrntb.

\brbituhb Ghud Kbrfbrntb - Qrd-knxdlm`motbnh tebt m`kgnids tdqunhb wnte

hnkd bil `rbifd bv`rs j`r b trblntnìbhkbrfbrntb.\brbitubh ]trbwgdrry Kbrfbrntb - Qrd-

knxdl m`motbnh tebt m`kgnids tdqunhb wntekbrfbrntb knx bil strbwgdrry bv`rs.\brbituhb Gdrry Kbrfbrntb - Qrd-knxdl

m`motbnh tebt m`kgnids tdqunhb wntekbrfbrntb knx bil gdrry (ghbmogdrry bil

rbspgdrry) bv`rs.

G``te # 2<Fhbzdr„s Lnstrngut`rs `j N`wbTrgbilbhd, NB

Grdmodirnlfd Grdwdry ” Ldivdr, [email protected]`kHumoy T NQB - Bi bhd j`r dvdryìd we`gdhndvds yù kbod yùr wi humo. Bil

ted rdsuht ns b wdhh-gbhbimdl, sùhjuh NQB

wnte cust ted rnfet bkùit j e`ppnidss.Bi dvdi oddhdl bhd tebt f`ds l`wi mhdbi

bil rdjrdsenif, gut stnhh hdts yù oi`w nt„s

gddi l`tdl ì gy ted Grdw Kbstdr.Zbinhhb Q`rtdr - Bi bhd tebt ebs bhh ted

me`m`hbtd bil r`bstdl iut bv`r `j bmhbssnm Q`rtdr, wnte bi dinfkbtnm surprnsdter`wi ni j`r f``l kdbsurd, rdbh vbinhhb

gdbi.Bvbhbimed ” ]ugthdty - \ebt„s webtkbods ur Bvbhbimed bkgdr bhd sume b

trdbt. Vd ghdil pbhd bil mbrbkdh kbhts

” bil cust b onss `j gnttdrnif e`ps ” t`mrdbtd b rdjrdsenif-gut-bv`rjuh, biy-tnkd

gddr. Br`kbs `j pbhd frbnis, b sdkn-swddt

knllhd bil b mhdbi-bs-M`h`rbl`-si`wflinse kbod tens ùr gdst-sdhhnif gddr.@btkdbh ” Wnme, rùil bil r`bstdl, ur

@btkdbh ]tùt ns sbtnsjbmtnì ni b fhbss.Nt„s b g`hl, sk``te-g`lndl mìm`mtnì

tebt ``zds lbro-r`bstdl m`fidd br`kbs

bil bv`rs j dsprdss` bil sdkn-swddtme`m`hbtd. Vd rùil ùt tedsd edbly

phdbsurds wnte b l`sd `j bodl btkdbh

j`r b mrdbky g`ly bil b sdkn-lry flinse.<62 ]kbhh Gbtme NQB - B skbhh gbtme,

hnkntdl dlntnì bhd tebt wbs mrdbtdl gy

ùr Grdw Kbstdr t` sdpbrbtd ted wdbojr`k ted strìf. <62 ns b lùghd NQB,

tebt m`kgnids Qbhd, Kuinme, Mbrbkdh-=1,

Mbrbpnhs bil \`rrnfldl Vedbt kbhts, wnteMeni`ò, Mditdiinbh, ]nkm`d bil Juffhds

Be, gddr. \ed mbusd `j bil ted s`hutnìt` bhh `j hnjd„s pr`ghdks.

- E`kdr ]nkpsì



>


e`ps. Nt ebs b gnf swddtkùte jddh, j`hh`wdl gy

k`rd e`ppnidss tebi

yù„vd dvdr ebl bt ìdtnkd. Dic`y.

G``te # 24Frbintd Mnty J``l &Grdwdrywww.fmjg.idt

@ot`gdrjdst ” BFdrkbi @ot`gdrjdst,

mbrrnds b swddt kbhtnidss,t`bstdl gnsmunt, wnte

mbrbkdh.Gr`tedr Gdidlnmt„s

G`mo ” B Fdrkbi styhd hbfdr, ur g`mo

mbrrnds b gr`winse m`h`r, b kdlnuk g`ly,

bil b kùtewbtdrnif sk``teidss jr`kted wìldrjuh kbht bv`r.I`rtedri Hnfet ” Grdwdl t` ted

Bkdrnmbi stbilbrl j b mhbssnm hbfdr, tens

hnfet f`hldi gddr ns ùr knhldst fidrnifwnte b mrdbky, sk``te tbstd.

G``te # 2:Fhbzdr„s Lnstrngut`rs `j N`wb

Vbrstdnidr - Fdrkbiywww.wbrstdnidr-usb.m`kVbrstdnidr Luiohd - Bi dxmdptnìbhhy

sk``te bil enfehy lrniobghd Fdrkbi

lbro hbfdr. Lddp medstiut eud, t`bstykbht bil k`meb br`kbs bil e`ppy

gnttdridss i ted flinse.Vbrstdnidr Qnhsidr - Rudimeds b gddr

h`vdr„s tenrst j`r b mhdbi, mrnsp, rdjrdsenifgddr tbstd. Vbrstdnidr ns b shnfethy pbhd

pnhsidr tebt mbpturds b g`hl tbstd yùwì„t wbit t` knss.Vbrstdnidr @ot`gdrjdst - Ns bkgdr nim`h`r bil pr`vnlds b juhh-g`lndl bv`r

tebt m`kgnids b inmd gbhbimd j e`ps

bil rnme kbhtnidss wnte b inmd hdifte bilbppdbh. \ed rdsuht ns b sk``te bil jdstnvd

tbstd dxpdrndimd.

G``te #26Fhbzdr„s Lnstrngut`rs `j N`wb

W`fud ” Idwp`rt, @Wwww.r`fud.m`kW`fud Ldbl Fuy Bhd - Ni ted styhd `j b

Fdrkbi Kbng`mo, usnif ur pr`prndtbry

Qbmkbi bhd ydbst. Lddp eìdy ni m`h`rwnte b kbhty br`kb bil b rnme edbrty

bv`r.W`fud K`meb Q`rtdr - Wully gr`wi nim`h`r, b gnttdrswddt gbhbimd `j kbht bil

e`ps wnte b hnfet mrdbk flinse.

]pbtdiwww.spbtdiusb.m`k

]pbtdi @ot`gdrjdst - Bkgdr ni m`h`r. \ens kdlnuk g`lndl gddr ebs bmendvdl

nts nkpdmmbghd tbstd gy gbhbimnif ted

r`bstdl kbht bv`r wnte ted pdrjdmt

bkùit j e`ps. Ebvnif b rnme tdxturdlpbhbtd wnte bi uildrhynif swddtidss trud

t` trblntnì.]pbtdi @ptnkbt`r - \ed mhbssnm Fdrkbi

lbro gddr, g`tt`k jdrkditdl ―L`ppdh G`mo„.

G``te # 25Fhbzdr„s Lnstrngut`rs `j N`wb

]brbibm Grdwdry ” Ttnmb, I^www.sbrbibm.m`kQukponi Bhd ” Ns grdwdl wnte pukponi,

mniibkì, bhhspnmd, mh`vds, fnifdr bil

vbinhhb. H`ò j`r b juhh-g`ly bil bkgdr

m`h`r. Vd„rd surd yù„hh dic`ytens spdmnbh grdw!@ot`gdrjdst - Ns b

kdlnuk-g`lndl, m`ppdrm`h`rdl hbfdr. Nt „s rnme,

kbhty tbstd ns sugthy

gbhbimdl gy ]bbz bil \dttibif e`ps. \ed gddr ns

bfdl sh`why ni ted trblntnì

`j ted @mt`gdrjdst gddrs j

Kuinme.\`kky Oi`modrGrdwdry- Nlbe`]prnifs, M`www.t`kkyoi`modr.m`k\ kky Oi`modr Kbphd

Iut Gr`wi Bhd ” B ldhnmbtd bkùit j

Kbphd syrup ns blldl t` dbme gbrrdh jùr bwbrl wniinif Kbphd Iut Gr`wi

Bhd t` nkpbrt r`bstdl swddtidss.

\ens bllntnì gbhbimds ted iut bv`rpr`lumdl gy me`m`hbtd kbhts usdl ni ted

grdw eùsd, pr`lumnif lrniobghd lbrobkgdr bhd wnte rdhbtnvdhy h`w bhmè`hmìtdit.\`kky Oi`modr Gutt Edbl G`mo - Bt

5.2% bhmè`h gy v`hukd, tens edbrty`fidrnif ebs fdidrùs i`tds j mbrbkdh

swddtidss, wnte kbtmenif bo `vdrtìds

tebt diebimd ted m`kphdx kdhlnif `j

‘]`kdtnkds wedi N rddmt gbmo ì bhh tedgddr N lrnio N jddh bsebkdl - \edi N h`ò nit`ted fhbss bil tenio bgùt ted w`rodrs ni ted

grdwdry bil bhh `j tednr e`pds bil lrdbks. Nj N lnli„t lrnio tens gddr, tedy knfet gd ùt `jw`ro bil tednr lrdbks wùhl gd sebttdrdl.

\edi N sby t` kysdhj, ―Nt ns gdttdr tebt N lrnio

tens gddr bil hdt tednr lrdbks m`kd trud tebigd sdhse bil w`rry bgùt ky hnvdr.„‛

-Lddp \eùfet, Cbmo Ebily



21 7 1

2 1 G r d w E

b E b F u n l d

kbhtdl gbrhdy bil skòdy `bo w``lbv`rs.

G``te #2>Fhbzdr„s Lnstrngut`rs `j N`wb

]trìfg`wwww.strìfg`wmnldr.us]trìfg`w Mnldr - B mrnsp, prdknuknkp`rtdl mnldr jr`k ted T.O. wenme

ldhnvdrs kbxnkuk rdjrdsekdit ni bi

buteditnm, trblntnìbh Difhnse rdmnpd.

]medhh Grdwdrywww.smedhhsgrdwdry.m`k]medhh E`pjdikbhz 241te

Biinvdrsbry- \ed dhdfbit lrniobgnhnty`j b Qnhsidr, ted grdbly kbhtnidss j b

Zndiib Hbfdr, bil ted e`ppnif `j b QbhdBhd. \ed kbhty gbmogìd ns gdbutnjuhhy

gbhbimdl gy b grnfet, mntrusy e`p br`kb

bil gnttdridss.]medhh @mt`gdrjdst - Grdwdl wnte ted

pdrjdmt gbhbimd j Qbhd, Kuinme, bil Mbrb

Qnhs kbht wnte Hngdrty bil Qdrhd e`ps t`mrdbtd b rnme, sk``te tbstd.]medhh Jnrdgrnmo - Ns b rdjrdsenif bhh-kbht

hbfdr wnte bi bkgdr-rdl eud tebt rddmtsted jddhnif j ted grdwdry ntsdhj.

G``te #71Fhbzdr„s Lnstrngut`rs `j N`wb

Jhynif L`f Grdwdrywww.ynifl`fbhds.m`kLùghd L`f Lbrd ” Ns b fdidrùshye`ppdl bhd wnte b lddp rdl m`h`r bil

pùrs wnte b inmd jr`tey edbl. \ed

bguilbimd `j e`ps wnhh mìcurd s`kdpr`v`mbtnvd br`kbs wnte enits `j rbnsnis

bil mntrus.Niedbt Vedbt ” Ns ur Fdrkbi-styhdEdjdwdnzdi. ]ed ns b juhh bv`r gddr,

pdrjdmt j`r ted k`rd blvditurùs mrbjt

gddr lrniodr. \ed bllntnì j kbhtdlwentd wedbt fnvds tens grdw nts sk``te,

juhh kùte jddh. B pr`prndtbry ydbst

mrdbtds nitrnfunif bv`rs j gbibibs bilmh`vds.@hl ]mrbtme - Ns b kbhty, kdhh`w gddr tebt

ns jdrkditdl bt kdlnuk tdkpdrbturdst` ldvdh`p g`te bhd bil hbfdr

mebrbmtdrnstnms. ‘F`hl ]mrbtme‛ rbnsds tedstbilbrl ni ted bkgdr hbfdr mbtdf`ry.


Hbod Jrìt Grdwdry ” Knhwbuodd, VNwww.hbodjrìtgrdwdry.m`kHbodjrìt Frnst ” B gddr j`r Mdhnbmsgrdwdl jr`k s`rfeuk bil fhutdi-jrdd

ydbst fr`wi ì k`hbssds. \ens ns ted flrst

‘`mnbh‛ fhutdi jrdd gddr ni ted T.]. B

wdhm`kd pr`lumt t` te`sd we` iddl t`hnvd i rdstrnmtdl lndts lud t` nit`hdrbimd

t` fhutdi, b pr`tdni jùil ni m`kkìgrdwnif frbnis sume bs gbrhdy, wedbt, ryd,

`bts, spdht, obkut bil trntnmbhd.Hbodjrìt NQB - Qùrs b ebzy `rbifdwnte b r`moy wentd edbl tebt hbsts, bil

hdbvds s`jt hbmd i yùr fhbss bs yù snp

tens rdjrdsenif gddr. Bkdrnmbi Mbsmbldbil Meni`ò e`ps l`knibtd ted br`kb,

yndhlnif b mntrusy, `rbh gùqudt. \ed

e`ps fnvd b inmd gnttdr gntd t` ted bv`r,

gut tens gddr ns surprnsnifhy wdhh gbhbimdlwnte b juhh g`ly bil sk``te kbhty bv`r

t` gbmo up ted e`ps. Nt flinseds sk``tebil mrnsp wnte b hnifdrnif e`p bv`r

rdkninsmdit j jrdse rugy rdl frbpdjrunt

Frbni Gdht Grdwdry ” Idw Thk, KIwww.frbnigdht.m`kFrbni Gdht Qrdknuk - Vnte nts mrnsp,

uinqud bv`r, Qrdknuk qunmohy gdmbkd

ted bfsenp j ted Frbni Gdht grbil.


Eug Mnty Grdwdry ” ]tbihdy, NBwww.eugmntygrdwnifm`kpbiy.m`kKnlinfet Dxprdss ” Ns b gnf g`hl WussnbiNkpdrnbh ]tùt. B spdmnbh ghdil `j 6 kbhts

fnvd tens gddr nts m`kphdx mebrbmtdr

wnte i`tds `j gurit sufbr, k`hbssds bilhnm`rnmd frddtnif ted pbhbtd gdj`rd b

hnifdrnif r`bsty flinse. Vnte b ldmblditkùte jddh, tens id ns kdbit j`r snppnif!Qbrblnsd Bhd ” B snkphnfldl kbht gnhh

hdbvds tens gddr hnfet ni m`h`r bil bhh`wsted e`ps t` senid. B vbrndty `j Bkdrnmbi

e`ps brd usdl t` fnvd Qbrblnsd Bhd nts

mebrbmtdr j frbpdjrunt, rbifd bilkbif`. Qùr b fhbss bil sdil yùrsdhj t`

pbrblnsd!H`m` Hbfdr ” Ns ùr biswdr t` ted

Bkdrnmbi ]tbilbrl hnfet gddr. Nt pùrs binmd f`hldi m`h`r wnte b hnfet g`ly. Vnte

b enit `j hdkì nt ns b mhdbi bil rdjrdsenifgddr tebt tbstds frdbt bjtdr b ebrl lby„s

w`ro ì te`sd e`st sukkdr lbys.

G``te # 7=Fhbzdr„s Lnstrngut`rs `j N`wb

]ukknt Grdwdry ” ]t. Qbuh, KIwww.sukkntgrdwnif.m`k@ot`gdrjdst ” Mrdbtdl t` eì`r ted

p`puhbr Dur`pdbi jbhh mdhdgrbtnìs,

]ukknt @ot`gdrjdst ns grdwdl ni tedKbrzdi ]tyhd j`r b rdllnse-grìzd m`h`r,

sk``te flinse, bil, j mùrsd, p`hob.]ukknt Wdl Bhd ” ]ukknt ebs brtjuhhy

mr`ssdl ted gùilbrnds j trblntnìbh

NQB bil Bkgdr styhds t` mrdbtd b grdw bhhùr `wi. Jdbturnif bi br`kbtnm ghdil `j

E`rnzì, Bkbrnhh` bil Mbsmbld e`ps wnte



22


inmdhy gbhbimdl]ukknt Dxtrb Qbhd Bhd

- Ebs b prìùimdl e`p

bv`r bil b hnfet grìzdm`h`r.]ukknt Nilnb Qbhd

Bhd - Lddp bkgdr eud.K`ldrbtdhy juhh-g`lndl.

K`ldrbtd gnttdridss. W`bstdl, kbhty

br`kbs se`w knhl t`fidd i`tds. Zdry juhh

bil kbhty wnte b rnme, iutty sdt j bv`rswdhh bmmditdl gy e`p gnttdrs.

G``te # 7<Fhbzdr„s Lnstrngut`rs `j N`wb

]ndrrb Idvblb Grdwdry ” Menm`, MBwww.sndrrbidvblb.m`k\`rpdl` ” Bhd ns b gnf Bkdrnmbi NQB?

g`hl, bssdrtnvd bil juhh `j bv`r bil

br`kbs enfehnfetnif ted m`kphdx mntrus,pnid bil edrgbh mebrbmtdr j we`hd-mìd

Bkdrnmbi e`ps.Odhhdrwdns - Ns id j ted ihy BkdrnmbiEdjdwdnzdis kbld usnif ted trblntnìbh

Gbvbrnbi styhd j `pdi jdrkditbtnì. \enslnmuht bil hbg`r-nitdisnvd tdmeinqud

blls uim`kkì ldpte bil bv`r

m`kphdxnty. @ur ebzy-f`hldi edjdwdnzdins lddphy bv`rjuh, rdjrdsenif bil pdrjdmt

j`r b suiiy lby. \` sdrvd, pùr tw`-tenrls

nit` b fhbss, swnrh bil pùr ted rdst.

Grbu Gr`tedrs Grdwdry ” Humbi, KIwww.grbugr`tedrsgrdwnif.m`kGrbu Gr`tedrs Mrdbk ]tùt ” Ns b vdry

bppr`bmebghd vdrsnì `j b trblntnìbh,

lbro gddr styhd. Nts flrst nkprdssnì nsswddt kbht nistdbl `j gnttdr r`bstdl kbht.

]ugludl bkùits j Grntnse e`ps edhp t`ldflid tens trblntnìbh Difhnse Bhd. M`fidd

bil me`m`hbtd i`tds brd i`tnmdbghd.

Gbhbimd ns ody t` tens bhd, bs wd bnk t`kbod tens styhd mìsukdr-jrndilhy. \ens

ns b pdrjdmt gddr j`r te`sd we` wbit

ted bv`r `j b stùt wnteùt ted lrybstrnifdimy m`kkìhy jùil ni stùt.Grbu Gr`tedrs ]m`tme Bhd ” Ns m`ppdr

t` bkgdr ni m`h`r wnte bi fi-wentd edbl`j tnfethy hbmdl gugghds. Vnld-g`whdl

fhbsswbrd wnhh bhh`w ted swddt bilskòdy br`kb t` dsmbpd. \ens bhd mbi gdsdrvdl jr`k =<-41 ldfrdd.


]tdvdis Q`nit Grdwdry ” ]tdvdisQ`nit, VNwww.p`nitgddr.m`kQ`nit 7127 Ghbmo Bhd ” Lbro rnme r`bsty

bil m`kphdx, Q`nit 7127 Ghbmo Bhd ns

ebil-mrbjtdl wnte Qbhd, Kuinme, bil

W`bstdl Kbhts wnte Mhustdr, ]bbz, bilMbsmbld e`ps j`r ted r`gust bv`r bil

flinse. Dic`y -- wenhd tedrd„s stnhh tnkd.Q`nit @mt`gdrjdst - Ns bi buteditnmKbrzdi ]tyhd Hbfdr gddr, b styhd

rdkninsmdit j ted gddrs rnfnibhhygrdwdl j`r ted flrst @ot`gdrjdstMdhdgrbtnìs ni Fdrkbiy lurnif ted dbrhy

2511„s. Mrbjt grdwdl usnif Ebhhdrtbudr

E`ps bil swddt Zndiib r`bstdl kbhtsrdsuht ni b juhh bv`rdl, flidhy gbhbimdl

gddr grdwdl ni mdhdgrbtnì j ted

upm`knif sdbsì.Q`nit ]pdmnbh Hbfdr - Enfehy prbnsdl

j`r nts phdbsbit e`p br`kb bil sk``te,

edbrty bv`r, Q`nit ]pdmnbhns kbld jr`k ibturd„s flidst

nifrdlndits, nimhulnif ted

enfedst frbld gbrhdy, e`psbil purd Vnsmìsni wbtdr.Q`nit Mbsmbld Qbhd Bhd - B

ldhnmnùs Bkdrnmbi Qbhd Bhdwnte b snfibturd jrbfrbit e`p

gùqudt bil s`jt kbht pbhbtd.Q`nit Ve`hd E`f Qukponi -

Ebilmrbjtdl usnif rdbh pukponi bilsbv`ry pukponi pnd spnmds wnte enits `j

bhh ibturbh mniibkì bil iutkdf. Qdrhde`ps gbhbimd wnte rnme Kuinme, W`bstdl,

bil Mbrbkdh kbhts j`r ted juhh-g`lndl

tbstd bil dxmdptnìbh bv`r.

B id gddr kby gd culfdl wnte ìhy ìd snp, gut nt ns gdttdr t` gd te`r ufehy surd.

” Mzdme Qr`vdrg



27 7 1

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G``te # 7:Nrnse L`f Gh``lyKbry Knx - K`hnid, NHettp3//www.

lrnionrnsel`f.m`kNrnse L`f Gh``ly Kbry

Knx - @fidrs ted pdrjdmt

m`kgnibtnì `j bv`r bilspnmds. B mhbk-t`kbt`

gbsd pbnrdl wnte ted pdrjdmt bkùit jgddj gr`te, V`rmdstdrsenrd, mdhdry bilsdmrdt spnmds edhps fubrbitdd tens Gh``ly

Kbry wnhh gntd gbmo bt ted l`f tebt gnt

yù. Fdt yùr l`f ì!

G``te # 76Zbifubrl Lnstrngutnif M`kpbiy

Lbvdip`rt, NB

Zbifubrl ns ted Biedusdr-Gusme

lnstrngut`r j`r ]m`tt Mùity, bil bhs`lnstrngutds sdvdrbh nkp`rts bil knmr`s.

Biedusdr-Gusme, Nim.,Gulwdnsdr - ]t. Hùns [email protected]`k

Vnhl Ghud - Juhh, rùil bil wbrk wnte

b phdbsbit rnpd ghudgdrry bv`r/br`kb

tebt„s rùildl ùt gy tbrt bil zdstyi`tds.]e`mo \`p - Bs bi uiflhtdrdl Gdhfnbi-

styhd wedbt bhd, tens gddr ns ibturbhhymhùly wnte b hnfet f`hldi m`h`r. Grdwdl

wnte rbifd, hdkì bil hnkd pddhs bil

m`rnbildrGulwdnsdr - Jrdse bil sugthd jrunt i`tds,

b ldhnmbtd kbht swddtidss bil gbhbimdlgnttdridss j`r b mhdbi, sibppy flinse.Gulwdnsdr ns b kdlnuk-g`lndl, bv`rjuh,

mrnsp bil purd gddr wnte ghdildl hbydrs

`j prdknuk Bkdrnmbi bil Dur`pdbi e`pbr`kbs, grdwdl j`r ted pdrjdmt gbhbimd j

bv`r bil rdjrdsekdit

G``te # 75Zbifubrl Lnstrngutnif M`kpbiy

Knhhstrdbk Grdwdry ” Bkbib, NBettp3//www.knhhstrdbkgrdwnif.m`k]endhl Grbu - Ns ùr bfsenp grdw, b

knmr`grdw lìd ni ted styhd j ted spdmnbh

gddrs `j Kuinme. \ens gddr ns grdwdl nited styhd `j b Zndiib Hbfdr.N`wb Qbhd Bhd - Ns k`rd knhl bil bgùtgbhbimd. Nt ebs diùfe gnttdridss t`

kbtme ted kbhtnidss pr`vnldl gy ted

pbhd kbht gbsd. Nt fdts nts mntrus znif jr`kdxtdisnvd lry-e`ppnif wnte Mbsmbld

e`ps.@ot`gdrjdst - \ens styhd j gddr`rnfnibtdl ni Kuinme t` mdhdgrbtd ted

biiubh Fdrkbi @ot`gdrjdst. Ni ted

`hl lbys gdj`rd rdjrnfdrbtnì, gddr wbsgrdwdl jr`k ted tnkd j ted gbrhdy

ebrvdst uitnh ted flrst wbrk kìte,

Kbrme. Vedi ted ebrvdst mbkd bfbni,biy `j ―hbst ydbrs„ gddr wbs mìsukdl

gdj`rd ted flrst idw gbtmeds wdrd rdbly. \ed dvdit mnbhhy gdmbkd oi`wi bs

@ot`gdrjdst ni ted ted dbrhy 2511„s.

G``te # 7>Zbifubrl Lnstrngutnif M`kpbiy

@hld Kbni Grdwdry ” Bkds, NBwww.`hldkbnigrdwnif.m`kLniody Vedbt - Ibkdl j`r ted trbni tebt

usdl t` rui jr`k l`wit`wi Bkds t`

ted N]T Mbkpus, ted Lniody Vedbt ebs bbv`r ldrnvdl jr`k m`rnbildr, mebk`knhd,

bil rbifd pddh, kbonif j`r b uinqudlrnionif dxpdrndimd.@fi Onhtdr ” \ens trblntnìbh ]m`ttnse Bhd

ebs b sugludl e`p bv`r bil br`kb wnteb enfe ni kbht bv`r. @ur grdw kbstdr

bmtubhhy wdbrs b onht wenhd grdwnif tens

bhd t` bmendvd kbxnkuk ]m`ttnse jddh biltrblntnì.Mhìd - ]nkphy b ‘Mhìd‛ `j bi Bkdrnmbi

mhbssnm, tens Bkdrnmbi Qbhd Bhd ns mrnsp bilmhdbi wnte b i`tdw`rtey e`ppy gntd. \ed

sugthd kbht gbmofrùil gbhbimds ut tedrdjrdsenif bhd.

G``te # =1Zbifubrl Lnstrngutnif M`kpbiy

Dnijbme Grdwdry - KmFrdf`r, NBwww.dnijbmegddr.m`kLuiodh - Fdrkbi j`r lbro, tens nsbiytenif gut yùr ‘bvdrbfd‛ lbro gddr. Nt

m`kgnids ted r`gust r`bstdl kbht pr`flhd

wnte b kdlnuk g`ly bil sk``te flinse. \ed rdsuht ns b lbro gddr yù mbi lrnio bhh

infet hìf.Edhhds - Fdrkbi j`r hnfet, gut lì„t gdj``hdl, tens ns i` ‘hnfet‛ gddr. \ed Fdrkbis

mbhhdl nt hnfet lud t` nts f`hldi m`h`r, i`t

nts tbstd, wenme ns b snkphd ydt juhh kbhtpr`flhd tebt ns pdrjdmthy m`kphdkditdl

gy b ldhnmbtd bllntnì j e`ps. Nt snkphy ns

ted pdrjdmt biytnkd gddr.

G``te #=2Zbifubrl Lnstrngutnif M`kpbiy

@„Jbhhì Grdwdry ” @„Jbhhì, K@www.`jbhhìgrdwdry.m`k/

Qukponi ” Hnod pukponi pnd ni b g`tthd...wd bll 2=: pùils j rdbh pukponi t`

ted terdd-gbrhdy kbse biltedi sdbsì ted flinsedl

gddr wnte mniibkì,

iutkdf bil mh`vds.Bvbnhbghd ]dptdkgdr 2.Edkp E`p Wyd ” \ebt„s

rnfet, tedrd„s edkp ni tens

sk``te bil p`hnsedl-tbstnif

bkgdr bhd. \` gd spdmnflm,

wd usd edkp sddl ” ìd

`j ted `hldst bil edbhtendst `j nifrdlndits” t` mrdbtd b sugthd t`bstdl iutty jbv`r tebt

m`kphnkdits ted e`ps bil ryd.

4-Lby NQB - Vd lry-e`p tens Bkdrnmbi

]tyhd Nilnb Qbhd Bhd wnte sdvdi frbnis bil

jùr l`kdstnm e`p vbrndtnds gy bllniflry we`hd e`ps t` ted flinsenif tbio s`

ted gddr rdsts ‘ì t`p‛ `j ted e`ps j`r flvd

dxtrb lbys! Kbhty swddtidss up jrìt wntegnf mbsmbld bil fhbmndr e`ps ni ted flinse

-- b wìldrjuhhy lrniobghd NQB!

Lnsm`vdr s`kdtenif idw wnte

Mìtniunif Dlumbtnì mhbssds

jr`k ted Dbstdri N`wb

M`kkuinty M`hhdf d Lnstrnmt.

KNU@H@F^ - < VDDO] ì

\udslbys, gdfniinif @mt`gdr 4

:3=1 t` >3=1 p.k.@utnif Mhug ni Lbvdip`rt

Vebt t` st`mo, e`w t` sebod, stnr bil

sdrvd hnod b pr`.

Mhbss #4:> - m`st $5> pdr pdrsì

D\EINM J@@L KBWOD\/MENMBF@2 LB^ - \udslby, @mt`gdr 27

6 b.k. t` 53=1 p.k. kddt bt

Onkgdrhy Mditdr ni Lbvdip`rt

Znsnt dteinm bil fùrkdt j``l se`ps ni

Menmbf`3 Jrdime, Zndtibkdsd,

Dbst Nilnbi, ]nmnhnbi bil k`rd.

Mhbss #46: - m`st $6< pdr pdrsì

\` rdfnstdr, mbhh

4:=-<<2-<211

`r t`h h jrdd bt

2-511-==:-=>16.

Medmo ùt ùr juhh

smedluhd `j

Mìtniunif Dlumbtnì mhbssds bt

www.dnmm.dlu /mdsmedluhd

"KNU" \ENIF] TQ BIL

\W^ B HN\\HD F@TWKD\

‘\ens ns frbni, wenme biy j``h mbi dbt, gut j`r wenme ted H`rl nitdildl b k`rd lnvnid

kdbis `j mìsukptnì... Gddr!‛

-Jrnbr \umo, W`gni E``l, Qrnimd `j \endvds



2=


G``te # =7Zbifubrl Lnstrngutnif M`kpbiy

Frdbt Wnvdr Grdwdry ” Lbvdip`rt, NBwww.frdbtrnvdrgrdwdry.m`k

W`hhdr Lbk Wdl

Bhd - Ldhnmnùs kbhty

bhd wnte b enit `jmbrbkdh bil b pdppdry

e`p flinse.

<5= Qbhd Bhd - Gddrj`r ted e`p h`vdr. Inmd

gnttdridss bil b f``l hìf bjtdrtbstd

wnte b skbmo j frbpdjrunt.

G``te #==Zbifubrl Lnstrngutnif M`kpbiy

F``sd Nshbil Gddr M`. ” Menmbf`, NH=27 Trgbi Vedbt ” Ldisdhy p`puhbtdl

wnte bv`r, =27„s spnmy br`kb `j Mbsmbld

e`ps ns j`hh`wdl gy b mrnsp, jrunty bhdbv`r ldhnvdrdl ni b sk``te, mrdbky

g`ly. \ens fnvds =27 b gbhbimd `j bv`r

bil rdjrdsekdit tebt idvdr flhhs yù upbil wì„t hdt yù l`wi.Ebrvdst Bhd - Grdwdl ni eì`r `j ted

Ebrvdst sdbsì. \ens m`ppdr m`h`rdlD]G ns kbld wnte Mbsmbld e`ps bil

ted rnmedst Knlwdstdri kbhts. B jrunty

Bkdrnmbi e`p br`kb bil b t`bsty kbhtmebrbmtdr kbod F``sd Nshbil Ebrvdst

Bhd bi dxtrb spdmnbh gddr w`rtey j yùr

ldv`tnì.

G``te # =<Zbifubrl Lnstrngutnif M`kpbiy

Gdit WnvdrGrdwdry -K`hnid, NHwww.

gditrnvdrgrdwdry.

m`k/

Tim`kkì ]tùt - Wdbh dyd `pdidr!

Lbro kdlnuk g`lndl bhd juhh j r nme

m`fidd bil r`bstdl gbrhdy tìds.Knssnssnppn Ghìld - \ed Kbstdr„s tùme

ns bppbrdit ni tens rdjrdsenifhy mrnsp hnfetg`lndl bhd.Lry E`ppdl Bhd - ]kbhh gbtme juhh g`lndl

bhd wnte edbvy e`ps bil b wenspdr `j mntrus.

Wbspgdrry Vedbt - \ens kdlnuk g`lndl

bhd ns hnfethy e`ppdl wnte b lnstnimthy

jrunty flinse bttrngutdl t` ted phukprbspgdrrnds.

G``te # =4V`hjd Gdvdrbfd M`kpbiy

Idw Gdhfnuk Grdwdry - J`rtM`hhnis, M`.www.idwgdhfnuk.m`kJbt \nrd ” Bi bkgdr bhd wnte t`bsty kbhtbv`rs (s`rtb hnod gnsmunts cust puhhdl jr`k

ted vdi) m`bstnif ni dqunhngrnuk wnte

mrnsp e`ppnidss. Ldhnmnùs stbgnhnty - nited w`rhl j s`kdtnkds-prdmbrnùs gddr

bv`rs ” ns pdrebps webt pr`kptdl ìd

mìsukdr we` wr`td us t` sby, ‘tens gddr cust kbods y u sknhd‛.Ghud Qbllhd - Ns b Mzdme styhd pnhsdidr

wnte b rdjrdsenif mrnspidss jr`k i`ghde`ps bil b rnme, kbhty flinse.]uisenid Vedbt ” Idw tens ydbr! B

flhtdrdl wedbt gddr, ]uisenid Vedbtswnrhs ni ted kùte wnte rnpphds `j

m`rnbildr bil rbifd pddh tbrtidss,

sdtthnif nit` b sdb j eìdy bil bpphdtìds.Wbifdr NQB- \ens mhdbr bkgdr gdbuty

gursts bt ted stbrtnif fbtd wnte bibguilbimd j e`ps3 Mbsmbld (mntrus),

Meni`ò (`rbh/mntrus), bil ]nkm`d (jrunty)

hdbl `fi ted gddr, wnte Mbsmbld blldlbfbni j`r bi nitdisd lry e`p bv`r.

G``te # =:V`hjd Gdvdrbfd M`kpbiy

\ed G`stì Gddr M`.www.sbkudhblbks.m`k

Hbfdr - Tsds ihy ted flidst j nifrdlnditsnimhulnif tw` r`w gbrhdy, bs wdhh bs

Fdrkbi I`ghd br`kb e`ps. \ed dxmhusnvd

usd `j tw` r`w gbrhdy i`t ìhy nkpbrts bjuhh, sk``te g`ly gut bhs` fnvds ted gddr

b wnld spdmtruk `j kbht bv`r rbifnif

jr`k shnfethy swddt t` mbrbkdh t` shnfethyr`bstdl.@mt`gdrjdst ” B rnme, lddp f`hldi bkgdr

eud wenme ntsdhj ns rddmtnvd j ted sdbsì.Kbstdrjuhhy ghdilnif t`fdtedr jùr r`bsts

`j gbrhdy t` mrdbtd b ldhnmnùs ebrkìy

`j swddt bv`rs nimhulnif mbrbkdh bilt`fidd. \ed gddr ns odpt jr`k gdnif vdrhy

swddt gy ted dhdfbit gnttdridss nkpbrtdl

gy ted Fdrkbi I`ghd e`ps.M`bstbh Vedbt- Ebzy bil f`hldi ni

m`h`r, tens Bkdrnmbi wedbt gddr ns b jrdse

twnst i ted p`puhbr edjdwdnzdi styhd.Ghbmogdrry Vntgndr - @ur tbod ì b

mhbssnm wntgndr grdwdl wnte @rdfì

Kbrnì ghbmogdrrnds t` fnvd ted gddr bsugthd swddtidss.


Gùhdvbrl Grdwnif M`.www.ghvlgddr.m`k

Gùhdvbrl Tiflhtdrdl Vedbt ” Ns bhnvdhy, rdjrdsenif bhd wnte b ibturbh mntrusy

bv`r bil lnstnimtnvd mhùly bppdbrbimd.

\ens dbsy lrnionif Bkdrnmbi-styhd wedbtgddr ebs gdm`kd ur k`st p`puhbr

`fidrnif, bil ted gdst-sdhhnif mrbjt gddr nited Knlwdst.]nifhd Vnld NQB ” Ns ùr tbod ì b styhdtebt `rnfnibtdl ni 25te mditury FrdbtGrntbni. \ens Bkdrnmbi vdrsnì“nispnrdlgy ùr ]kòdstbmo ]drnds Lùghd-VnldN.Q.B.“g`bsts b edbly m`kgnibtnì `j

N wùhl fnvd bhh ky jbkd j`r b p`t `j bhd bil sbjdty.

- ]ebodspdbrd



2< 7 1

2 1 G r d w E

b E b F u n l d

snx vbrndtnds `j e`ps, s`kd `j wenme wdrddkph`ydl j`r lry-e`ppnif.Guhhy Q`rtdr ” Ns b mhbssnm Difhnse p`rtdrbrd pdrjdmthy gbhbimdl gy b fdidrùsbil m`kphdx e`p mebrbmtdr. Guhhy!Q`rtdr„s r`gust ibturd kbods nt ted nldbhm`kpbinì t` b vbrndty `j j``ls, jr`ksdbj``l t` me`m`hbtd.Gùhdvbrl Qnhsidr ” Juhh-bv`rdl gut dbsylrnionif mhbssnm Bkdrnmbi hbfdr. \`lby, wd

sbhutd tedsd gyfìd grdwdrnds bil rdvnvdtednr hdfbmy wnte Gùhdvbrl Qnhsidr3 211%kbht, rdbh e`p mebrbmtdr, uipbstdurnzdl.Nt„s ted tbstd `j trblntnì.


V``lmeumo Mnldry ” Knllhdgury, Z\www.w``lmeumo.m`kV``lmeumo Bkgdr ” Ns swddt (gut i`t

t`` swddt) wnte b inmd f`hldi m`h`r bil

mrnsp flinse.V``lmeumo Jbhh ]dbsìbh

” Bll mniibkì, iutkdf, bil b enit`j Bkdrnmbi wentd `bo, yù dntedr ebvdyùrsdhj s`kd knfety flid mnldr r yùr

stbilbrl Zdrkìt tùrnsk mhnmeî.V``lmeumo Frbiiy ]knte ” Kbld jr`kìhy Frbiiy ]knte bpphds, tens ìd„s b h`t

tbrtdr bil quntd b gnt tbifndr tebi yùrbvdrbfd V``lmeumo. Nj yù„rd b frddi

bpphd s`rt `j pdrsì, tens mùhl gd yùr

V``lmeumo.V``lmeumo Lbro & Lry ” Nt„s kbld

wnte mbrbkdhnzdl sufbr t` tìd l`wi

ted swddtidss b gnt bil fnvd nt nts grìzdm`h`r. Ni mbsd yù„rd wìldrnif, 517 ns ùr

brdb m`ld up edrd ni Zdrkìt.

G``te # =>V`hjd Gdvdrbfd M`kpbiy

Hdnidioufdhs Grdwdry -MenppdwbJbhhs, VNwww.hdnind.m`k@ot`gdrjdst - Grdwdl wnte kuinme,

mbrbkdh, bil b ghdil j pbhd kbhts.

Ebhhdrtbi, tdttibif, pdrhd, bil mhustdre`ps pr`vnld ted br`kb j`r tens wdhh-

gbhbimdl, sk``te, jdstnvd hbfdr.Mrdbky Lbro ” Grdwdl wnte kuinme,me`m`hbtd, wedbt bil terdd pbhd e`ps3

Mhustdr, Mbsmbld bil Kt. E``l.Gdrry Vdnss ” Grdwdl wnte kbhts3 ghdil`j Qbhd bil wedbt wnte E`ps3 mhustdr.Mhbssnm Bkgdr ” Grdwdl wnte kbhts3 Qbhd,

Mbrkdh :1 wnte e`ps `j mhustdr, mbsmbld,Kt. E``l & Ebhhdrtbu.

G``te # <1V`hjd Gdvdrbfd M`kpbiy

Gnf ]oy Grdwnif ” Knssùhb,Kìtbibwww.gnfsoygrdw.m`k\rùt ]hbydr ” Ns flhtdrdl wedbt bhd,

jdrkditdl bt m``h tdkpdrbturds, kbonif

nt b sk``te lrniobghd sdssnì gddr.K``sd Lr``h ” Nts me`m`hbtd gr`wi ni

m`h`r wnte b mrdbky tdxturd. B kbhty gddr

wnte cust diùfe e`p prdsdimd t` oddp ntjr`k gdnif t`` swddt. \ed br`kb k`sthy

m`kds jr`k ted kbht wnte b enit j spnmd

blldl gy ted e`ps.]p`dtzh Grdwdry ” ]enidr, \U

www.senidr.m`k]enidr G`mo ” Nts lddp bkgdr m`h`r,lnstnimtnvd rnme bv`r bil juhh g`ly,

]enidr G`mo ldkìstrbtds ted mbrd j b

ebilmrbjtdl grdwnif pr`mdss t` grnifj`rte b kdhh`w tbstd jrdd j ted gnttdr

bjtdr tdst jùil ni kbiy knmr`, spdmnbhtybil nkp`rtdl gddrs.]enidr 212 ” Vnte cust jùr nifrdlndits

” e`ps, gbrhdy, ydbst bil wbtdr ” ùr 212st

biinvdrsbry gddr ns ted muhknibtnì `j k`rd

tebi b mditury `j grdwnif oi`we`w.



24


2 Lnkntrn Vnid & ]pnrnts ” L`kdstnm

E`ò & Hblldr Grdwnif M`.

2 7 = < 4 F`hldi Bhd

2 7 = < 4 Gbmolrbjt Gr`wi Bhd

2 7 = < 4 Jhbsep`nit Qbhd Bhd


Bime`r Grdwnif M`kpbiy

2 7 = < 4 ]tdbk Gddr

2 7 = < 4 Hngdrty Bhd

2 7 = < 4 Q`rtdr

Mbvd Mrddo Grdwdry

2 7 = < 4 Menhn Gddr

= Lnkntrn Vnid & ]pnrnts ” L`kdstnm

]prdmedr Grdwnif M`kpbiy

2 7 = < 4 Nkpdrnbh ]tùt

2 7 = < 4 Bggdy \rnphd

2 7 = < 4 Lùghd NQB< Lnkntrn Vnid & ]pnrnts ” L`kdstnm

Hdjtebil Grdwnif M`kpbiy

2 7 = < 4 <11 Qùil Kìody

2 7 = < 4 Ebystbmo Vedbt

2 7 = < 4 Knho ]tùt

2 7 = < 4 Lddp M`vdr Gr`wi Bhd

2 7 = < 4 Ghbmo Cbmo Q`rtdr


]dbl`f Grdwnif M`kpbiy

2 7 = < 4 Bprnm`t Vedbt Bhd

2 7 = < 4 Ghudgdrr y Vedbt Bhd

2 7 = < 4 Wbspgdrry Vedbt Bhd

: Lnkntrn Vnid & ]pnrnts ” L`kdstnm

]enpybrl Grdwnif M`kpbiy

2 7 = < 4 Dxp`rt Bhd

2 7 = < 4 Nilnb Qbhd Bhd

2 7 = < 4 @hl \eukpdr

6 Lnkntrn Vnid & ]pnrnts ”

H`mbh Knmr` Grdwdry

Ghud Mbt Grdw Qug

2 7 = < 4 \umo„s \dibmnùs \rnppdh

2 7 = < 4 Wdl \`bl D]G

2 7 = < 4 Bggdy..]`kdtenif


]dhdmt Nkp`rts

2 7 = < 4 Unifu Ghbmo Gddr

2 7 = < 4 ]tndfh M`hukgus Qnhs2 7 = < 4 ]tndfh Hdkì ]`lb

2 7 = < 4 BLB Gruid lds Qdrds

2 7 = < 4 BLB Ghìld lds Qdrds

> Lnkntrn Vnid & ]pnrnts ”

]dhdmt Nkp`rts

2 7 = < 4 @hld ]ufi`ho Difhnse Bhd

2 7 = < 4 \biidr„s Cbmo

2 7 = < 4 ^bicnif

2 7 = < 4 ]t. Bkgr`nsd Qukponi Bhd


]dhdmt Nkp`rts

2 7 = < 4 Vymew``l Vymemrbjt

2 7 = < 4 E`gf`ghni Difhnse Bhd

2 7 = < 4 ]mbrdmr`w @rfbinm Bhd2 7 = < 4 ]t. Qdtdr„s @hl ]tyhd Q`rtdr

2 7 = < 4 ]t. Qdtdr„s F`hldi Bhd

2 7 = < 4 Kìty Qyteì E`hy Frbnh

22 Lnkntrn Vnid & ]pnrnts ”]dhdmt Nkp`rts

2 7 = < 4 K`rntz

2 7 = < 4 K``sgbmedr ]mewbrzd Lbro

2 7 = < 4 E`jgrbu Edjdwdnzdi

2 7 = < 4 E`jgrbu @rnfnibh

2 7 = < 4 Vdnedistdpebidr O`rgninbi

2 7 = < 4 Vdnedistdpebidr Zntus


]dhdmt Nkp`rts

2 7 = < 4 Mebif

2 7 = < 4 DOT 75

2 7 = < 4 DOT Qnhs

2 7 = < 4 Bufustnidrgrbu Dldhst`fi

2= Fhbzdr„s Lnstrngut`rs `j N`wbKmM`rknmo Lnstnhhnif M`. - \brbituhb

2 7 = < 4 Ghbmo Medrry Kbrfbrntb

2 7 = < 4 Ghud Kbrfbrntb

2 7 = < 4 ]trbwgdrry Kbrfbrntb

2 7 = < 4 Gdrry Kbrfbrntb

2< Fhbzdr„s Lnstrngut`rs `j N`wb

Grdmodirnlfd Grdwdry

2 7 = < 4 Humoy T NQB

2 7 = < 4 Zbinhhb Q`rtdr

2 7 = < 4 Bvbhbimed

2 7 = < 4 @btkdbh

2 7 = < 4 <62 ]kbhh Gbtme NQB

24 Frbintd Mnty J``l & Grdwdry

2 7 = < 4 @ot`gdrjdst

2 7 = < 4 Gr`tedr„s Gdidlnmt„s G`mo

2 7 = < 4 I`rtedri Hnfet

2: Fhbzdr„s Lnstrngut`rs `j N`wb

Vbrstdnidr

2 7 = < 4 Luiohd

2 7 = < 4 Qnhsidr


26 Fhbzdr„s Lnstrngut`rs `j N`wb

W`fud

2 7 = < 4 Ldbl Fuy Bhd

2 7 = < 4 K`meb Q`rtdr

]pbtdi

2 7 = < 4 @ot`gdrjdst2 7 = < 4 @ptnkbt`r


]brbibm Grdwdry

2 7 = < 4 Qukponi Bhd


\`kky Oi`modr Grdwdry

2 7 = < 4 Kbphd Iut Gr`wi Bhd

2 7 = < 4 Gutt Edbl G`mo

2> Fhbzdr„s Lnstrngut`rs `j N`wb

]trìfg`w

2 7 = < 4 ]trìfg`w Mnldr

]medhh Grdwdry

2 7 = < 4 E`pjdikbhz 241te Bii.

2 7 = < 4 @mt`gdrjdst2 7 = < 4 Jnrdgrnmo


Jhynif L`f Grdwdry

2 7 = < 4 Lùghd L`f Lbrd

2 7 = < 4 Niedbt Vedbt

2 7 = < 4 @hl ]mrbtme


Hbod Jrìt Grdwdry

2 7 = < 4 Frnst

2 7 = < 4 NQB

Frbni Gdht Grdwdry

2 7 = < 4 Qrdknuk


Eug Mnty Grdwdry

2 7 = < 4 Knlinfet Dxprdss

2 7 = < 4 Qbrblnsd Bhd

2 7 = < 4 H`m` Hbfdr

7= Fhbzdr„s Lnstrngut`rs `j N`wb]ukknt Grdwdry


2 7 = < 4 Wdl Bhd

2 7 = < 4 Dxtrb Qbhd Bhd

2 7 = < 4 Nilnb Qbhd Bhd

7< Fhbzdr„s Lnstrngut`rs `j N`wb

]ndrrb Idvblb Grdwdry

2 7 = < 4 \`rpdl`

2 7 = < 4 Odhhdrwdns

Grbu Gr`tedrs Grdwdry

2 7 = < 4 Mrdbk ]tùt

2 7 = < 4 ]m`tme Bhd


]tdvdis Q`nit Grdwdry

2 7 = < 4 Q`nit 7127 Ghbmo Bhd

2 7 = < 4 Q`nit @mt`gdrjdst

2 7 = < 4 Q`nit ]pdmnbh Hbfdr

2 7 = < 4 Q`nit Mbsmbld Qbhd Bhd

2 7 = < 4 Q`nit Ve`hd E`f

Qukponi

7: Nrnse L`f Gh``ly Kbry Knx

2 7 = < 4 Nrnse L`f Gh``ly Kbry Knx

76 Zbifubrl Lnstrngutnif M`.

Biedusdr-Gusme, Nim., Gulwdnsdr

2 7 = < 4 Vnhl Ghud

2 7 = < 4 ]e`mo \`p

2 7 = < 4 Gulwdnsdr75 Zbifubrl Lnstrngutnif M`.

Knhhstrdbk Grdwdry

2 7 = < 4 ]endhl Grbu

2 7 = < 4 N`wb Qbhd Bhd


7> Zbifubrl Lnstrngutnif M`.

@hl Kbni Grdwdry

2 7 = < 4 Lniody Vedbt

2 7 = < 4 @fi Onhtdr

2 7 = < 4 Mhìd

=1 Zbifubrl Lnstrngutnif M`.

Dnijbme Grdwdry

2 7 = < 4 Luiodh

2 7 = < 4 Edhhds


@„Jbhhì Grdwdry

2 7 = < 4 Qukponi

2 7 = < 4 Edkp E`p Wyd

2 7 = < 4 4-Lby NQB


Frdbt Wnvdr Grdwdry

2 7 = < 4 W`hhdr Lbk Wdl Bhd

2 7 = < 4 <5= Qbhd Bhd

== Zbifubrl Lnstrngutnif M`.

F``sd Nshbil Gddr M`.

2 7 = < 4 =27 Trgbi Vedbt

2 7 = < 4 Ebrvdst Bhd

=< Zbifubrl Lnstrngutnif M`.

Gdit Wnvdr Grdwnif M`.

2 7 = < 4 Tim`kkì ]tùt

2 7 = < 4 Knssnssnppn Ghìld2 7 = < 4 Lry E`ppdl Bhd

2 7 = < 4 Wbspgdrry Vedbt

=4 V`hjd Gdvdrbfd M`.

Idw Gdhfnuk Grdwdry

2 7 = < 4 Jbt \nrd

2 7 = < 4 Ghud Qbllhd

2 7 = < 4 ]uisenid Vedbt

2 7 = < 4 Wbifdr NQB

=: V`hjd Gdvdrbfd M`.

\ed G`stì Gddr M`.

2 7 = < 4 Hbfdr

2 7 = < 4 @mt`gdrjdst

2 7 = < 4 M`bstbh Vedbt

2 7 = < 4 Ghbmogdrry Vntgndr


Gùhdvbrl Grdwnif M`.

2 7 = < 4 Tiflhtdrdl Vedbt

2 7 = < 4 ]nifhd Vnld NQB

2 7 = < 4 Guhhy Q`rtdr

2 7 = < 4 Qnhsidr


V``lmeumo Mnldry

2 7 = < 4 Bkgdr

2 7 = < 4 Jbhh ]dbsìbh

2 7 = < 4 Frbiiy ]knte

2 7 = < 4 Lbro & Lry

=> V`hjd Gdvdrbfd M`.Hdnidioufdhs Grdwdry


2 7 = < 4 Mrdbky Lbro

2 7 = < 4 Gdrry Vdnss

2 7 = < 4 Mhbssnm Bkgdr

<1 V`hjd Gdvdrbfd M`.

Gnf ]oy Grdwnif

2 7 = < 4 \rùt ]hbydr

2 7 = < 4 K``sd Lr``h

]p`dtzh Grdwdry

2 7 = < 4 ]enidr G`mo

2 7 = < 4 ]enidr 212

Qd`phd„s Me`nmd Wbtnif ]eddtTsd tens w`roseddt t` pnmo ted Gdst Grdw `j 7121

Wbtd yùr jbv`rntd gddr ì b smbhd `j 2 t` 4. (2 ns p``r, 4 ns gdst)

(wrntd yùr flibh v`td ì yùr Grdw Eb Eb tnmodt stug bil phbmd ni gbhh`t g`x h`mbtdl bt dbme g``te)

Z@\NIF DIL] QW@KQ\H^ B\ <311 p.k.



7 1 2 1 W d fn ì bh G d dr & Vn i d F u

n l d

2:

WDFN@IBH GDDW & VNID FTNLD

Grdwdrnds(Grdwdrnds wnteni 271 lrnvnif knhds, hnstdl ni `rldr `j pr`xnknty t` ted Rubl Mntnds, mh`sdst t` jbrtedst.)

VRQ\„s Grdw Eb Eb ns b frdbt wby t` dxph`rd ted w`rhl `j gddr, bil ted Rubl Mntnds bil surrùilnif brdbs `jjdr phdity

`j `pp`rtuintnds j`r jurtedr blvditurds, wnte idbrhy 71 grdwdrnds bil 41 wnidrnds wnteni 271 r`bl knhds. Tsd tens funld

bs b wby t` sp`t h`mbh gddr bil wnid bt yùr fr`mdry `r hnqu`r st`rd, `r usd nt bs b stbrtnif p`nit j`r lby trnps. (Gd surd

t` mbhh yùr nitdildl ldstnibtnì bedbl `j tnkd j`r nts pughnm eùrs, wedtedr tedy `jjdr tùrs bil tbstnifs, dtm.) Nj yù„rd

nitdrdstdl ni kbonif gddr `r wnid, wd bhs` hnst h`mbh e`kd-grdwnif mhugs bil e`kd-grdwnif supphy st`rds.

Ibkd Bllrdss Qeìd Vdg sntd \ypd

Gdit Wnvdr Grdwnif M . 2<2= 4te Bvd? K hnid NH :27:4 =1>.6>6.7677 GditWnvdrGrdwdry.m k Grdwpug

Ghud Mbt Grdw Qug 22= 25te ]t? W`mo Nshbil NH:2712

=1>.655.57<6 GhudMbtGrdwpug.m`k Grdwpug

Jrìt ]trddt Grdwdry 715 D Wnvdr Lr? Lbvdip`rt NB47512

4:=.=77.24:> Jrìt]trddtGrdw.m`k Grdwpug

Frbintd Mnty J``l &Grdwdry

4761 Ttnmb Wnlfd Wl? Lbvdip`rtNB 47516

4:=.=<<.>611 FMJG.idt Grdwpug

Frdbt Wnvdr Grdwdry ==7 Dbst 7il ]t? Lbvdip`rt NB47512

FrdbtWnvdrGrdwdry.m`k Knmr`grdwdry

@hl Mbpnt`h Grdw V`ros& Qughnm Eùsd

474 ] Fnhgdrt ]t? N`wb Mnty NB477<1

=2>.==6.=<77 @hlMbpnt hGrdwV ros.m`k Grdwpug

]uthnjj Mnldr M`kpbiy =57 ]uthnjj Wl? Hnsgì NB 4774= =2>.<44.<1>= ]uthnjjMnldr.m`k Knmr`grdwdry

Knhhstrdbk Grdwnif M . 5=4 <5te Bvd? Bkbib NB 4771= =2>.:77.=:67 KnhhstrdbkGrdwnif.m`k Knmr`grdwdry


<644 2st Bvd ]D? Mdlbr Wbpnls NB47<1=

=2>.=>4.6411 FMJG.idt Grdwpug

\enrl Gbsd Grdwdry 411 Ghbnrs Jdrry Wl ID? MdlbrWbpnls NB 47<17

=2>.=65.>1>1 =rlGbsdGrdwdry.m`k Grdwpug

Fbhdib Grdwnif M`. 776 I Kbni ]t? Fbhdib NH :21=: 524.66:.>>26 Grdwpug

Q t sn Grdwnif M . 71> ] Kbni? Q t sn VN 4=571 :15.6:=.<117 Q t snGrdwdry.m`k Knmr grdwdry

Qnìddr Ebus Grdw Qug 2 Tinvdrsnty Qhbzb? Qhbttdvnhhd VN4=525

:15.=<7.2=46 Grdwpug

H`st Lumo Grdwnif M . 674 Bvd E? Jt Kblnsì NB 47:76 =2>.=67.5744 LumoGrdwnif.m`k Grdwpug

We`ldhh Grdwdry :2>B Vbtdr ]t? Qd`rnb NH :2:17 =1>.:6<.67:6 We`ldhhs.m`k Knmr`grdwdry


7=1 Mìjdrdimd Mditdr Lr? DbstQd`rnb NH :2:22

=1>.:>>.5151 FMJG.idt Grdwpug

Grdwdry Mrddo Nii,Wdstburbit, & Grdwdry

7= M`kkdrmd ]t? Knidrbh Q`nitVN 4=4:4

:15.>56.=7>5 GrdwdryMrddo.m`k Grdwpug


62<1 Ebrrnsì Bvd ]untd 215?W`moj`rl NH :2227

524.==7.6161 FMJG.idt Grdwpug

Mbrhyhd Grdwnif 724 D ]tbtd ]t? W`moj`rl NH:221<

524.>:=.76=> MbrhyhdGrdwnif.m`k Grdwpug

J`r b juhh hnst `j N`wb grdwdrnds, vnsnt3 N`wbVnidBilGddr.m`k. J`r b juhh hnst `j Nhhni`ns grdwdrnds, vnsnt3 Nhhni`nsGddr.m`k



26


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Vnidrnds & Lnstnhhdrnds(Vnidrnds bil lnstnhhdrnds wnteni 271 lrnvnif knhds, hnstdl ni `rldr `j pr xnknty t` ted Rubl Mntnds, mh`sdst t` jbrtedst.)

Ibkd Bllrdss Qeìd Vdg sntd

Hbvdildr Mrdst Vnidry 4<12 T] Enfewby :? M`hìb NH :27<2 =1>.><>.74:4 HbvdildrMrdst.m`k

Knssnssnppn Wnvdr Lnstnhhnif M`kpbiy HdMhbnrd NB KnssWnvdrLnstnhhnif.m`k

Vnld Wnvdr Vnidry 266: D Lddr Mrddo Wl? Mhnitì NB 476=7 4:=.42>.><:= VnldWnvdrVnidry.m`k

Brlì Mrddo Znidybrl & Vnidry 7=>2 Nildpdildimd Bvd? Hdtts NB 4764< 4:=.7>>.7<<2 BrlìMrddo.m`k

\bg`r E`kd Znidybrls & Vnidry =461 :6te ]t? Gbhlwni NB 47716 4:=.:6=.=2=2 \bg`rE`kdVnidry.m`k

N`wb Frbpd Znids Vnidry <41:7 26te ]t? Qrdstì NB 471:> 4:=.:5>.:=<6 N`wbFrbpdZnids.m`k

Gruse Mrddo Vnidry 2:<24 7>5te Bvd? Gdhhdvud NB 471=2 4:=.:67.=<52 GruseMrddoVnidry.m`k

Ebzdh Mrddo Znidybrl 7=1:1 Ebzdh Wl? ]tdrhnif NH :2152 524.<<>.477>

Nilnbi Mrddo Znidybrl WW 7? G`x 2==? \ùhì NH :2<5= =1>.75:.4=17 NilnbiMrddoZnidybrl.m`k

Lîcá Znid Znidybrls & Vnidry 72:4 Hnii Fr`vd Wl? Kbrtdhhd NB 47=14 =2>.54<.:7>1 LdcbZnid.m`k

]tìd Mhnjj Vnidry :11 ]tbr Grdwdry Lr? Luguqud NB 47221 4:=.45=.:211 ]tìdMhnjjVnidry.m`k

Gbrrdhh Edbl Vnidry >>>4 Hbuldvnhhd Wl? Luguqud NB 4711= 4:=.44:.616=

Mdlbr Wnlfd Vnidry & Lnstnhhdry 2<<2 Kbrbo Wl? ]wnsedr NB 47==5 =2>.=:7.7665 MWVnid.m`k

Lbhy Mrddo Vnidry 21: I`rte J`rl ]t? Bibk`sb NB 47714 =2>.<:7.7474 LbhyMrddoVnidry.m`kHnilì Vnids 27:<: Enfewby :2? Gurhniftì NB 47:12 =2>.64=.47=< Ky]pbmd.m`k/hnilìwnids

W`moy Vbtdrs Znidybrl/Vnidry 711= V Ebi`vdr Wl? Ebi`vdr NH :21<2 524.4>2.>61: W`moyVbtdrsZnidybrl.m`k

Bmodrkbi Vnidry <<1: 771te \rbnh? Bkbib NB 4771= =2>.:77.==6> BmodrkbiVnidry.m`k

M`hhdmtnvdhy N`wb Vnids & Dvdit Mditdr <61> 771te \rbnh? Bkbib NB 4771= =2>.:77.=:>5 MNVnids.m`k

Hntthd Bkbib Vnidry N-51 Dxnt 774? Hntthd Bkbib NB 4771= =2>.::5.>::<

]bilstìd Vnidry <414 771te \rbnh? Bkbib NB 4771= =2>.:77.=152

Znhhbfd Vnidry 647 <5te Bvd? Bkbib NB 4771= =2>.:77.=<<5 \edZnhhbfdVnidry.m`k

Vbhiut \rdd Vnidry 22>6 2=te ]t? Kbrnì NB 47=17 =2>.=66.:162

Kbssgbme Wnlfd Vnidry 55=6 ] Kbssgbme Wl? Dhnzbgdte NH :2175 524.7>2.:611 KbssgbmeWnlfd.m`k

Qbro Jbrk Vnidry 2424> \endhdi Wl? Gbiostì NB 471=> 4:=.446.=676 QbroJbrkVnidry.m`kJnrdsnld Vnidry 2644 Q Bvdiud/N-51 dxnt 771 I`rte? Kbrdif` NB 47=12 =2>.::7.<777 JnrdsnldVnidry. m k

Onmobp`` Mrddo Vnidry ::14 I ]knte Wl? Dlwbrls, NH :2475 =1>.<>4.><:= Onmobp``MrddoVnidry.m`k

Fbhdib Mdhhbrs Znidybrl & Vnidry 424 ] Kbni ]t? Fbhdib NH :21=: 511.=>6.><:= FbhdibMdhhbrs.m`k

Bufust Enhh Vnidry 21: Knhh ]t? Ttnmb NH :2=6= 524.::6.4722 BufustEnhhVnidry.m`k

J`r b juhh hnst `j N`wb wnidrnds, vnsnt3 N`wbVnidBilGddr.m`k. J`r b juhh hnst `j Nhhni`ns wnidrnds, vnsnt3 Nhhni`nsVnid.m`k.

]DQ\DKGDW3 ]trbwgdrry r hnkd Kbrfbrntbs

@M\@GDW3 Gh``ly KbrysI@ZDKGDW3 ]pnmdl ruk & m`hb

LDMDKGDW3 Nrnse mrdbk & m`jjdd

www.reytekmntymbsni`.m`k

© 7121 Nshd `j Mbprn Mbsni`s, Nim. Kust gd 72.

Zbhnl i`w terùfe 27/=1/21.

Wdbldr 5/2>

© 7121 Nshd `j Mbprn Mbsni`s, Nim. Kust gd 72 `r `hldr t` ditdr mbsni`.Kbibfdkdit rdsdrvds ted rnfet t` mbimdh `r mebifd ted pr`k`tnìbt biy tnkd wnteùt prn`r i`tnflmbtnì. Hnknt ìd pdr pdrsì pdr lby.

I`t vbhnl wnte biy `tedr `jjdr. Fbkghnif b pr`ghdk0\edrd ns edhp. Bil e`pd. Mbhh 2- 511-GD\]-@JJ.

212 Vdst Wnvdr Lrnvd, Lbvdip`rt, NB 47512

www.reytekmntymbsni`.m`k

Mìtniudl ì pbfd 2:




n l d

25

Ibkd Lbtd H`mbtnì Qeìd Vdg sntd

VRQ\ Grdw Eb Eb ]dptdkgdr 25, 7121 HdMhbnrd Qbro? Lbvdip`rt NB47512

=1>.6>:.7<7< VRQ\.`rf/grdw/

N`wb Mnty Grdw Jdst ]dptdkgdr 25, 7121 \ed Enldbwby? =21 DQrditnss? N`wb Mnty NB477<1

=2>.==6.725= CèisFr`mdry.m`k/Dvdits/mbhdilbr/

Grdwi`st @mt`gdr 24, 7121 Mdlbr Wbpnls Kusduk jBrt? Mdlbr Wbpnls NB 47<12

=2>.==6.725= CèisFr`mdry.m`k/Dvdits/mbhdilbr/

]t. Bkgr`sd TinvdrsntyVnid Jdstnvbh

Kby 7122 ]t. Bkgr`sd Tinvdrsnty?Lbvdip`rt NB 4751=

4:=.===.:7>1 ]BT.dlu/wnidjdst

Wnvdr Mnty Gddr Jdstnv-bhd Bufust 7122 \ed Lnstrnmt j W`mo Nshbil?W`mo Nshbil NH :2712

=1>.6>=.2>>> [email protected]`k

Ibkd H`mbtnì Vdg/mìtbmt

KTFS Rubl Mntnds KufzE`kdGrdw.`rf

\ENW]\^ N`wb Mnty \enrstyE`kdGrdw.`rf

E`kdgrdwdrs j Qd`rnb Qd`rnb ettp3//e`p.Grblhdy.dlu

Mhugs

Jdstnvbhs

]upphndsIbkd Bllrdss Qeìd Vdg sntd

Mbkp KmMhdhhbi Mdhhbrs 7=17 D 22te ]t? Lbvdip`rt NB 4751= 4:=.=77.7211 MbkpKm.m`k

]`kdtenifs Grdwi„ <12 D Kbni ]t? Fbhdsgurf NH :2<12 =1>.=<2-<225 ]`kdtenifsGrdwi.m`k

Nhhni`ns Wnvdr Vnidry 67= ] Mhbro ]t? Ttnmb NH :2=6= 524.::6.<127 Nhhni`nsWnvdrVnidry.m`k

Lùghd H Znidybrl <1:15 Qbrtrnlfd W`bl? E`hy Mr`ss NB 4714= 4:=.747.742<

Edbrthbil Ebrvdst Vnidry 722: 7>1te Bvd? J`rt Kblnsì NB 47:76 =2>.=67.6447 www.EdbrthbilEbrvdstVnidry.m`k

Jbkùs J`ssnh Znidybrl & Vnidry =>4 V Mdlbrvnhhd Wl? Jrddp`rt NH :21=7 524.4:=.<::4 JbkùsJ`ssnhVnidry.m`k

Ebnhdy„s Vnidry & Znidybrl 22< ] Jrbiohni ]trddt? Gyrì NH :2121 524.7=<.7771 EbnhdysVnidry.m`k

Gbxtdr„s Znidybrls 7121 D Qbrhdy ]t? Ibuv`` NH :7=4< 726.<4=.7475 Ibuv``Vnidry.m`k

Mernstnbi Edrsmehdr Lnstrnmt Vnidry 41= Jrbiohni :te ]t? Lìidhhsì NB 47:74 =2>.5=4.><=7

Vbtdrkbi Vnidry & Znidybrls 22457 Vbtdrkbi Wl? Vbtdrkbi NH :144: 524.7:<.=7:5 ]uisdtVnids.idt

]tìd J`x Vnidry 721 D Mdlbr ]t? Gnrknifebk NB 474=4 =2>.<>5.<==2 ]tìdJ`xVnidry.m`k

Mdlbr Zbhhdy Vnidry 71=< Ldwgdrry Bvd? Gbtbvnb NB 474== :<2.::7.7511 MdlbrZbhhdyVnid.m`k

Kbmonibw Zbhhdy Znidybrl ==:== Nhhni`ns Wùtd >? Kbmonibw NH :2644 =1>.=4>.><:= KbmonibwZbhhdyZnidybrl.m`k

Mrbid Vnidry 22<71 Kbni ]t? ]dhkb NB 47455 :<2.>=:.<=44 MrbidVnidry.m`k

Vnhhdtt„s Vnidry & Mdhhbr 214 D Kbrodt ]t? Kbint` NH :24<: =1>.>:5.6161 VnhhdttsVnidry.nij`

]ymbk`rd Vnidry =77 V ]tbtd ]t? ]ymbk`rd NH :1265 524.5>>.7>71

Enhh Qrbnrnd Vnidry 7=64= Hùisgdrry Wl? @boj`rl NH :7:6= 726.:=4.>>11 ZnhhbfdZnidybrlBilVnidry.m`k

\ed Znhhbfd Znidybrl & Vnidry ==6 I Zdrkìt? Mbkp Q`nit NH :7=71 726.41>.><:= Znhhbfdnidybrlbilwnidry.m`kObnsdr E`kd Vnidry 7277: Jnr Bvd? Od`sbuqub NB 474:4 =2>.7>=.:24< www.ObnsdrE`kdVnidry.m`k

Venspdrnif Qnids Vnidry 25=4: 777il? Od`sbuqub NB 474:4 =2>.7>=.:7>< VenspdrnifQnidsVnidry.gnz

J`x Zbhhdy Vnidry 271 ] Kbni ]t? ]bilwnme NH :14<5 524.65:.=27< J`xZbhhdyVnidry.m`k

Cèi Dridst Znidybrl & Vnidry =7>2 I Bvdiud? \bkb NB 47==> :<2.<5<.51<5 CèiDridstZnidybrl.m`k

Vnidrnds & LnstnhhdrndsMìtniudl jr`k Qbfd 24

J`r b m`kprdedisnvd hnst j gddr jdstnvbhs, vnsnt3 GddrJdstnvbhs.`rf



2>


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