1_neo plaisio gia ton rolo tou trapezikou systhmatos

7/27/2019 1_neo Plaisio Gia Ton Rolo Tou Trapezikou Systhmatos

1/32


2/32

....

2012


3/32

""

" - . - , --

. - -. -, / .

" , , , - / . .

" , , . - -

.

" , , . / - - .

" , , -. , , - , - .

3 ....


4/32

.

,

,

, ,

-

, ,

,

.

'

-,

.

,

.

,

,

,

.

....

4


5/32

A.A. : : . .

" "

,

, -

, -

-

.

, :

O ,

, - '.

O - (ESM), '

- , -

, , -

.

O .

, , -

-

.

. '

, -

-

, , -

.

, -

, 25

, ( 6.000). -

, , -

, -

, , -

, -

.

' , -

' ,

5

....


6/32

, -

.

, ..

" " , , - , ,

,

.

, -

-

,

.

, -

, ,

,

, -

. , ,

, - -

, -

, .

, ,

20-25

( Deutsche Bank, .),

, .

, .., ,

.

, -

, -

,

, , -

, "" -

,

, -

.

, ESM .

ESM, -

, -

,

, -

.

6

-

-

,

-

-

,

-

-

-

-

.

....


7/32

7

,

-

. , -

- , ,

, -

.

, ,

(), , ,

,

, ' . , -

-

.

, "" -- -

,

-

.

, -

.

' , ,

, -

, -

.

-

-

,

-

.

....


8/32

8

B.B.

1.

,

,

, ,

PSI, 2012.

2012

(Core Tier I) '' -

9% . ' -

.

EFSF 18 .

(7,3), Alpha (1,9), urobank (3,97)

(4,7) 2012, -

8%.

, -

, -

Blackrock ( 2011) -

. -

, -

, , -, .

(50 ) -

.

, -

PSI, ' -

' .

, 3

, C.A.M.E.L.S . -

30 . - , -

,

. -

, , -

.

(..)

50 -

(... 94/2012), .

-

, -

-

-

-

PSI, -

-

-

-

'-

' -

.

....


9/32

9

, -

. -

,

,

. , -

( -

), - . '

(.. ) "-

" , -

.

. -

.

-! ,

, ,

.

"" -

, -- :

O , - , , -

"3 " ,

O / -, ( bad

bridge - good - bank).

, ,

-

,

, -

, .

, .

- -

3 -" "

( ETE-Eurobank, Alpha--, --). -

- .

( -

) -

C.A.M.E.L.S -

-

-

-

-

-

,

,

-

-

,

.

....


10/32

10

""

, ,

-

, , - ...- -

, ,

-

, , .

...

' , -

-

, ,

,

, - ,

.

2.

'

, -

, ,

. -

, -

.

' ,

:

1. , -

Kfw, . , -

,

,

.

2. , ( -

, ) ,

,

.

-

-

-

-

-

,

-

-

,

- -

-

.

....


11/32

3.

, - -

, 5 (30/6/2017), -

"" , -

, .

,

. ( -

-

...).

(N.3864/2010,

4021/2011, 4051/2012, 4079/2012) , -

, -

, -

..., bridge

bad banks,

.

, -

, -

bad bank ( ,

10 ), -

, .

... , -

, ,

,

-

. ' , -

. , -

. ,

, , -

:()

, , ,

() -

,

() ()

, -

,

() .

11

-

-

,

- -

-

, -

-

-

,

-

-

-

-

-

.

....


12/32

4.

,

, -

, .

-

, -

, -

.

:)

.

)

-

, , .

-

-

.

:

- -

( -

,) . -

, -

.

-

,

-.

- ,

-

, -

.

- ,

.

-

assets/liabilities .

-

-

-

-,

-

-

-

,

-

.

12

....


13/32

- -

.

- (, , )

/

.

:

.. .

, ( ,

).

,

,

,

,

,

.

.. -.

, ,

..

(),

,

.

-

-

-

.

13

....


14/32

14

..

. .

. .

....

- -

. -

, ,

.

,

, -

. , - .

, , -

, -

.

, -

.

' , -

, - - .

( ) -

-

.

,

,

.

, :

1. ' -

, , -

, -

, -

.

2.

, -

,

-

-- -

-

.

....


15/32

15

-

-

.

3.

, .

. -

. -

-

,

,

-

.4.

(

),

.

5. -

, dump-

ing.

6. -

(liabilities) (assets) /-

/. - -

- , ..

, , ..

, -

.

7. ,

-

. -

, - , -

-.

, -

.

-

, -

-

-

, -

-

-

-

.

....


16/32

16

.. ::

& .& .

, , -

, , , -

:

- . '

, , -

,

, -

-

.

- "" "-". ,

, "" -

. , -

" ", -

, -

. ',

, -

, . , -

-

"" , 178/2002, -

95/50/,

.

2009 2011,

12% ,

2012 14-15%.

,

2012,

2012 ,

22-25%, 2010-2012.

( 15 -

) 18,16%

(

....) 15,11%.

3

-

3 -

-

-

-

,

"-

--

-

".

....


17/32

17

,

ELA , -

"- ". N

, " " - , " -

" . -

,

, -

,

-

.

-

' -

/, ' - ""

-

, .

, & -

, ( -

- -

...), -

, -

.

, , ,

.

,

, -

, ,

, -

.

, , --

,

. ,

95/50/ (.. 178/2002).

/ :

O ( -

-

-

-

-

'

-

-

-

/-

, '

-

-

-

"".

....


18/32

18

...)

-

, 3 (-

, -, , , -

.)

O - .

O - ""- ,

.

O - -

, -

.

O , (-

-

, , -

)

,

.

O , ,

,

.

-

-

.

....


19/32

19

..

, -

"

" , .,

, , -

.

- -

, - .

, -

, :

O ,O ,O ,O --

,

O , , -, ,

O , , .

, -

. -

, -

.

(), , -

, -

,

, -

.

, .. -

-

, -

- -

,

, -

,

-

-

-

-

-

-

-

.

....


20/32

, "-

" .

, , -

(,

, , , , , ), -

- - -

, .

, , -

, , -

, :

- -

- - ,

- , -

, , -

, ,

.

-

-

, -

, - ,

,

. ,

, (.. ,

16-6-2004 ).

, -

, , ,

.

20

-

- -

-

-

-

-

-

-

,

-

-

,

-

.

....


21/32

:

:

:EUROSTA

T---

-

:EUROSTA

T---

-


22/32

....

2007

2007

2009

2009

2011

2011

1919

1313

99

1717

1616

1313

3030

2828

2424

63.2

48

63.2

48

63.3

42

63.3

42

56.61

1

56.61

1

0,1

5%

0,1

5%

--11,75

%

11,75

%

:,


23/32

....

((

2009

2009--2011

)

2011

)

....

5757

>500*

>500*

>350*

>350*

....

((CRCR--5)5)

71,9%

71,9%

1.278

1.278

59,8%

59,8%

913913

60,7%

60,7%

957957

2.762

2.762

1.830

1.830

2.181

2.181

NetInterestMargin

NetInterestMargi

n

4,06%

4,06%

2.96%

2.96%

2,12%

2,12%

1.60%

1.60%

2,28%

2,28%

4,7%

4,7%

1,6

1,6%%

2,1%

2,1%

:

,

,Eurostat

*

:

867,

318,1.

774,

281,768

,325,15

4,326.

14

24

..

1.81%


24/32

Be

lgium

Cyprus

Germany

Spa

in

Finlan

d

Franc

e

Greece

Ire

lan

d

Ita

lyN

etherlan

ds

Portuga

l

Sloven

ia

Slova

kia

010

20

30

40

50

60

70

80

90

70

.77

61

.47

33

.55

48

.1

80

.92

48.3

71

.99

53

.21

39

.46

83

.55

70

.81

59

.33

72

.23

CR-52011

(.)-:

..,


25/32

Austria

Belgium

Cyprus

Germany

Spain

France

Greece

Ireland

Italy

Ne

therlands

Portugal

Slovenia

Slova

kia

0

500

1000

1500

2000

2500

423

1294

1

057

317

596

601

1278

800

407

2061

1208

1142

12

68

20

11

:...

Herfindahl-Hirschmann(HHI):

HHI1000,

,1

000

1

80

0

18

00

.


26/32

Aus

tria

Be

lgium

Cyprus

Germany

Spa

in

Finlan

d

France

Greece

Ire

lan

d

Ita

ly

Luxem

bourg

Ma

lta

Ne

therlan

ds

Portuga

l

Sloven

ia

0

0

.5

1

1.5

2

2.5

3

3.5

()-:

...

2008

2009

2010

2011


27/32

,,

Eurostat

Eurostat200

9

200

9

(15

(15

))

((1313))

76,0

6%

76,0

6%

..

85

,86%

85

,86%

,,

..

1313

..

1414

..

1.9

02

1.9

02

11

22

..

..

..


28/32

15

2008

:54.1

60.

76,0

6%

(66.9

02).

106,7

5%

.

E

200

8


29/32

(1902)(

)

.

()

.

3.0

00().

1701/

111,1

8%

95,8

%.


30/32

1.1

66

1.1

66

689

689

245

245

123

123

1

09

1

09

..

847

847

547

547

118

118

101

101

8

1

8

1

641

641

188

188

143

143

7777

2

33

2

33

457

457

111

111

192

192

8787

6

7

6

7

449

449

151

151

150

150

6161

8

7

8

7

435

435

112

112

175

175

5353

9

5

9

5

422

422

6161

149

149

106

106

1

06

1

06

377

377

9696

110

110

5050

1

21

1

21

376

376

9494

9090

9292

1

00

1

00

333

333

2222

7474

7171

1

66

166

321

321

9898

8080

6060

8

3

8

3

:2011,,

:MM(

IMF)


31/32

2012

....


32/32

1_neo plaisio gia ton rolo tou trapezikou systhmatos

Documents