Welcome to Your

Custom Rewards!From merchandise to travel, there’s a perfect reward for you, with

For more information, login to your Online Banking Account

at www.bayfedonline.com.

Earn Everyday Points Your Bay Federal Visa Signature Card is automatically enrolled in BayREWARDS.

Everyday purchases have never been more rewarding! BayREWARDS is a simple, easy to use program that rewards you with points each time you use your Bay Federal Visa Signature Credit Card.

From gift cards to travel expenses, your purchases will really pay off.

$1spent = 1.5 points earned on all qualifying transactions.

Redeem Your Points for Rewards There are lots of ways to redeem your points. Like to travel? Use your points for flights, hotels, and car rentals! Or, spend your points on great merchandise, gift cards, or get cash back.

Begin browsing today!

To redeem your points:

Visit www.bayfed.com to login to your Online Banking account. Select “BayRewards” on the main menu and your card type.

Effective date October 1, 2021 W129A

Gift Cards Go on a shopping spree, call a ride share, and grab a bite; BayREWARDS will help you make the most of your points. Enjoy a variety of gift card reward options including dining, shopping, entertainment, and more!

Travel However, wherever, and whenever you want to get away, BayREWARDS offers a wide range of getaways to suit your style. Allow our Travel Redemption Center to help you book travel destinations, access exclusive deals, and redeem points for airline tickets, hotel accommodations, car rentals, cruises, vacation packages, destination activities, and excursions all in one place.

Enjoy freedom from restrictions!

• No blackout dates

• No advance notice requirement

• No round-trip flight requirement

• No Saturday night stay requirement

Merchandise With the extensive BayREWARDS merchandise catalog, you’ll be sure to find the reward item you’ve been saving for! Browse brand-name rewards and redeem your points for something special!

Charitable Donations Make a real difference with your points! Redeem your BayREWARDS points to help those in need by selecting a CharityChoice gift card.

Go to www.bayfed.com and login to your online banking account.

Happy Spending!