1

Empowering students to succeed in college and life

• 83% OF COLLEGE-READY STUDENTS DO NOT ATTEND COLLEGE BECAUSE OF FINANCES

• HALF A BILLION DOLLARS OF FINANCIAL AID ARE LEFT ON THE TABLE EACH YEAR BY ELIGIBLE

CALIFORNIA STUDENTS

• CALIFORNIA RANKED 40 T H OUT OF 50 STATES IN COLLEGE ENROLLMENT AND 47 T H IN COLLEGE

COMPLETION

2

Challenges

3

OUR VISION is to radically improve college access and success for under-resourced students by making the thousands of organizations seeking to boost college success

rates dramatically more effective.

Partnership In Action

GLOW partners with affiliates (schools & nonprofits) to provide financial literacy and student resources.

GLOW actively seeks out scholarship, matched savings account, and corporate mentor partners to pool and distribute resources to affiliates’ students.

Scholarships & matched

savings accounts

Mentors

Financial Literacy

FAFSA Best

Practices

College Financial Planning

4

GLOW Curriculum5

High School Curriculum*30 modules to choose from

Covers:1. Money and Debt Management2. College Budgeting/Financing

3. Financial Services

Middle School Curriculum*5 modules to choose from

Covers:1. Banking

2. Budgeting 3. Cost of College Attendance

4. Intro to FAFSA5. Intro to Financial Aid

Parent Curriculum*2 hours

Covers:1. College Costs

2. Financial Aid Overview3. FAFSA/Dream Act Overview

4. Budgeting Basics

GLOW High School Curriculum6

• College Costs• Budgeting 201:

Budgeting with Excel• Budgeting 202: College

Expenses • Budgeting 203: College

Funding• Reducing Financial Gaps• Budget Support Session• Budget Review Session

• Paying for College: Yes You Can

• FAFSA/California Dream Act Application Step-By- Step

• FAFSA/California Dream Act Application Support Session

• Financial Aid 101• Scholarship Basics• Federal Grants & Work

Study• Cal Grants• Understanding Federal

Loans• Interpreting Your Award

Letter

• Budgeting 101: Intro to Budgeting

• Budgeting 102: Simple Budget

• Budgeting 103: College Budget

• Debt Management 101: Preventing Debt

• Debt Management 201: Managing Debt

• Banks and Credit Unions• Savings Accounts• Checking Accounts• Credit 101: Intro to Credit• Credit 201: Credit Reports• Credit 301: Credit Cards• Predatory Lending

Financial

Services

Money/ Debt Mgmt

College Budgetin

g

College Financin

g

Partners for Student Success8

Reaching Students Throughout California and Beyond:

8

Students learn the financial literacy skills to prepare for college and life – 2013 Results

9

5,200 students

reached, 59% Low Income

51 Affiliate Sites,

120 Affiliate Staff trained

10

GLOW-Santa Clara Office of Education Debrief 2012-2013 Partnership Impact

Santa Clara Office of Education, AVID and GLOW partnered for the 2012-2013 academic year and delivered financial education programming and student resources to EIGHT ESUHSD high schools. For the year, GLOW invested 300+ staff hours in this partnership and the partnership yielded the following:

8 schools participated, 838 students Reached 160 Financial Literacy Modules delivered 20 Santa Clara Office of Education Staff trained 2 Scholarships totaling $14k 8 Matched savings accounts opened

11

Grade 9 Grade 10 Grade 11 Grade 12

1. Orientation*2. Financial Service Providers3. Savings Accounts*4. Checking Accounts5. Budgeting 101: Intro to

Budgeting6. College Costs7. Financial Aid 1018. Closing Review*

1. Orientation*2. Financial Service Providers3. Savings Accounts*4. Checking Accounts5. Credit 101: Intro to Credit6. Budgeting 101: Intro to

Budgeting7. Budgeting 102: Simple Budget8. Closing Review*

1. Orientation*2. Financial Service Providers3. Savings Accounts*4. Checking Accounts5. Credit 101: Intro to Credit6. Financial Aid 1017. Budgeting 103: College

Budget 8. Closing Review* 

 1. Orientation*/Credit 101:

Intro to Credit +2. Grants and Work Study3. Predatory Lending4. Interpreting Your Award

Letter5. Closing Review*

** Optional FAFSA

Next Steps12

• Complete MOU/GOA to formalize partnership

• Work with GLOW Staff to pick curriculum modules

• Attend 2 hour training to learn how to run a GLOW workshop

• Submit student demographic information to GLOW

• At start of GLOW programming, ensure students take Pre-

assessment

• GLOW provides consulting and support throughout the year

• At end of programming, ensure students take Post-

assessment

• Year end, GLOW shares results from Pre and Post Assessment