CQNG HOA xA HQI cHO NGHlA VI$T NAMDQCLAp-TVDO-HANHPHUC

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Lie• NGAN HANG BU'U 81f;N LIEN VIf;T

BAo cAD TAl CHINHNGAN HANG BUU DIEN LIEN VIET. .

N.AM2015

LIEN KEY · ~

NGAN HANG TMCP BtJU 01 EN LIEN VIET M~u s&: B02rrCTD2A Nguy~n Thi Minh Khai, Ph~'c')'ng Da Kao; (Ban hanh theo IT s6 49/20 14nT-NHNNQu~n 1, TP 118 Chf ~"inh ngay 31/12/2014)

BANG CAN DOl Kt ToANCho nam tai chinh k~t thuc ngay 31 thang 12 nam 2015

Don vi tinh: trieu VND

STT CHi TIEU Thuyet31/12/2015 31/12/2014 -

minh

A TAl SAN 107.587.384 100.801.752

I Ti~n m~t, vang bac, da quy 4 480.567 325.28611 Ti~n gil'i tai NIINN 5 1.885.088 1.617.624III Ti~n gll'i va cho vay cac TCTD khac 6 5.423.331 9.686.8531 Ti~n giri t",i cac TCTD khac 4.673.764 6.003.3622 Cho vay cac TCTD khac 751.884 3.683.4913 DI! phong rui ro (*) (2.317)

IV Chung khoan kinh doanh 7 11 Chirng khoan kinh doanh (*) 12 Du phong rui ro chirng khoan kinh doanh (*) ::::::=

)oC:V Cac cong cl;l tai chfnh ph:ii sinh v~ cac tai san /-4

tai chfnh khac 8 34.196 G~'VI Cho vay khach hang 9 55.470.066 40.815.654 jNG:1 Cho vay khach hang 56.164.794 41.289.105 B\1~2 DI! phong nii ro cho vay khach hang (*) (694.728) (473.451 )

Ll~VU Hoat dOng m ua nq ;--......1 Mua no ~'~ ..2 DI! phong rui ro hoat dQng mua no (*) ;:~

VIII Ch u'ng khoa n (1fl 11 tu' 10 32.159.896 36.252.486 ~)1 Chirng khoan d~u tu' siln sang d~ ban 29.827.163 34.782.578 ;

2 Clurng khoan d~u tu giG' d6n ngay dao han 2.680.135 1.590.510 ~r,

3 DI! phong rui ro chirng khoan c1;lutu (*) (347.402) (120.602),

IX Gop vAn, d~u nr (Hi han 11 324.731 324.7311 D~u tu vao cong ty con2 V6n gop lien doanh3 D~u tu' vao cong ty lien kt:t4 f)~u tu dai han khac 324.731 324.7315 Du phong giam gia d~u tu dai han (*)X T'ai san cA djnh 1.172.472 1.081.018I Hi san c6 dinh hCilJhinh 12 767.451 737.510a Nguyen gia TSCD 1.213.838 1.054.320b Hao mon TSCD (*) (446.387.) (316.810)2 Hi san c6 dinh vo hinh 13 405.021 343.508a Nguyen gia TSCf) 462.532 386.428b Hao mon TSCD (*) (57.511) (42.920)

XI Tai san co khac 14 10.637.036 10.698.0991 Cac khoan phai thu 6.570.952 6.955.8862 Cac khoan l::ii, phi phai thu 3.530.106 3.197.8633 Tai san thut: TNDN hoan lai4 Tai san eo khac 542.393 550.765

Trong do: Loi tht: thirong mai 15 380.636 449.843

5Cac khoan du phong rui ro cho cac tai san Co (6.415) (6.415)nQi bang khac (*)

TONG TAT SAN CC) 107.587.384 100.801.752

NGAN HANG TMCP BUU DI~N LIEN VI~T2A Nguy~n Th! Minh Khai, Phuong Da Kao,Qu~n 1, TP Hi> Chi Minh

Mftu s8: B02ffCTD(Ban hanh thee TT s6 49/2014!IT-NHNN

ngay 31/1212014)

BANG CAN DOl KE TO.AN (ti~p theo)Cho nam tai chinh k~t thuc ngay 31 thing 12 narn 2015

Don vi tinh: trieu VND.

STT CHiTIEUThuy~t 31112/2015 3111212014minh

B NQ PHAI TRA VA VON cnn'so HUu 107.587.384 100.801.752I Cac khoan nQ' Chinh phii va NHNN 16 6.344.833 25.935II Ti~n gu:i va vay cac TCTD kh'ac 17 11.199.634 12.851.1161 Ti~n giri cua cac TCTD khac 6.917.588 10.520.0812 Vay cac TCTD khac 4.282.046 2.331.035III Ti~n gu'i cua khach hang 18 77.628.984 77.819.859

IVCac cong cu tai chinh phai sinh va cac khoan

8 45.096nQ' tai chinh khac

V van tai tro, iiy thac d~u tu, cho vay TCTD 19 1.094.500 1.062.300chju riii ro =

VI Phat hanh gi~y to- co gia • . 2.000.000I~

VII Cac khoan nQ' khac 20 1.718.913 1.606.349 ~1 Cac khoan Uii, phi phai tra 1.470.555 1.302.722 lAi2 Thu~ TNDN hoan lai phai tra U'3 Cac khoan phai tra va cong ne khac 248.358 303.627 .~4 DIJ phong rui ro khac

TONG NQ PHAI TRA 99.986.864 93.410.655 ,VIII V8n chu SO'hfru 21 7.600.520 7.391.0971 V6ncua TCTD 6.523.331 6.523.331

V6n di~u re,,<

a 6.460.000 6.460.000 ~b Thang dir v6n c6 phan 63.331 63.331 ~

c V6n khac2 Quy cua TCTD 713.469 662.7403 Chenh lech danh gia lai tai san4 Lci nhuan chua phan ph6i1 Le; liiy k~ 363.720 205.0265 Loi ich cua c6 dong thieu s6

TONG NQ PHAI TlU VAVON CHU so HUu 107.587.384 100.801.752

2

NGAN HANG TMCP BUU DII):N LIEN VII):T2A Nguy~n Thj Minh Khai, Phuong Da Kao,Qu~n 1, TP Ha Chi Minh

Mfiu sa: B02rrCTD(Ban hanh theo TT 56 49/20 14rrT-NHNN

ngay 31/12/2014)

BANG CAN DOl Kt TOA.N (ti~p theo)Cho nam tai chinh k~t thuc ngay 31 thang 12 nam 2015

Ban vi tinh: trieu VNO:'

CA.C CHi TIED NGOAI BANG CAN DOl Kt TOA.N

STT CHiTIEU Thuyet 31112/2015 31/12/2014minh

36 8.671 507.0008.037.870 7.883.553

239.308 690.495

1.501.562 339.9366.297.000 6.853.122

1 Bao lanh vay vBn2 Cam k~t giao djch hBi doai

Cam k~t mua ngoai t~Cam k~t ban ngoai t~Cam k~t giao djch hoan d6iCam k~t giao dich tuong lai

3 Cam k~t cho vay khong huy ngang4 Cam k~t trong nghi~p v\l LlC5 Bao lanh khac6 Cam k~t khac

1 '," 1/i j I ;.

"r:JlI;j

2.597.5892.547.072

14.914.937

2.331.0402.166.1982.866.358

L~p bang(Ky, ho ten)

K~ toan truong(Ky, ho ten)

3

cs

NGAN HANG TMCP BUV DIJJ:NLIEN VIJJ:T2A Nguyin Th! Minh Khai, Phuong Da Kao,Qu~n 1, TP HA Chi Minh

M§u s8: B03fTCTD(Ban hanh theo TT s6 49/20 14fIT -NHNN

ngay 31/12/2014)

BAO CAO KET.QuA HO~T DQNG KINH DOANHCho nam tai chinh k~t thuc ngay 31 thang 12 nam 2015

Don vi tinh: trieu VND

STT CHITIEU Thuyet 31112/2015 3111212014minh

1 Thu nhap Uiiva cac khoan thu nhap nrong nr 22 6.968.760 6.163.1582 Chi phi liii va cac chi phi nrong nr 23 4.074.593 3.872.312I Thu nh~p Hii thu~n 2.894.167 2.290.8463 Thu nhap liii tu hoat d9ng dich vu 78.543 35.5274 Chi phi hoat d9ng dich V1,1 346.762 342.003II UiillB thu~n tir hoat dQng djch Vl,l 24 (268.219) (306.476)

III Liii/lB thu~n tu' hoat dQng kinh doanh ngoai 25 (10.469) 6.312h8i

IV LiiillB thu§n tir mua ban clnrng khoan kinh 26 (244) (234)doanhV LiiillB thu§n tu' mua ban chrrng khoan d~u tu 10.959 247.563 ~27

~5 Thu nh~p tir hoat d9ng khac 16.755 18.313 NG"6 Chi phi hoat d9ng khac 155.246 143.389 OP~

VI LiiillB thu§n til' hoat dQng khac 28 (138.491) (125.076)

~

VII Thu nh~p til' gop v8n mua cB ph§n 29/

VIII Chi phi hoat dQng 30 1.563.456 1.350.947 ~.;IX

Lgi nhuan thu§n til' hoat dQng kinh doanh ~trurrc chi phi d\}'phong riii ro tin dung 924.247 761.988

X Chi phi d\}'phong riii ro tin dung 502.310 226.820XI TBng Igi nhuan trutrc thu~ 421.937 535.1687 Chi phi thue TNDN hien hanh 72.088 68.7058 Chi phi thue TNDN hoan lai

XII Chi phf thu~ TNDN 31 72.088 68.705XIII LQ'inhu~n sau thu~ 349.849 466.463XIV LQ'iich cua cBdong thi~u s8

xv Lai err ban tren cB phi~u 524 685

L~p bang(Ky, ho ten)

K~ toan trurmg(Ky, ho ten)

TP.HCM, ngaylltMngOlnam 2016Bng Giam dac0~Q~n':LJ

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4I

NGAN HANG TMCP BUD BI-'::N LIEN VI-'::T2A Nguy~n Th! Minh Khai, Phuong Ba Kao,Qu~n 1, TP Ha Chi Minh

M§u s8: B04{fCTD(Ban hanh theo TT s6 49/20 14fIT-NHNN

ngay 31/12/2014)

BAO CAO LUD CHUYEN TIEN T-'::(Theo phuang phap true tiip)

Cho nam tai chinh k~t thuc ngay 31 thang 12 nam 2015

STT CHi TIEUThuyetminh

23

Luu chuyen ti~n tir hoat dQng ki~h doanhThu nhap liii va cac khoan thu nhap tuongtIJ nhan duceChi phi liii va cac chi phi nrong tIJ dii tra (*)Thu nhap tU hoat d9ng dich vu nhan duceChenh lech s6 ti~n thirc thu/thuc chi ill hoatd9ng kinh doanh (ngoai t~,vang bac.clumgkhoan)Thu nhap khacTi~n thu cac khoan no dii duce xir Iy x6a,bu d~p bang nguon rui roTi~n chi tra cho nhan vien vi hoat d9ngquan ly, cong VI,l (*)Ti~n thue thu nhap thuc n9P trong kY (*)LU'u chuyJn tiJn thu{m tu hoat it9ng kinb doanlitnarc nhiing thay it6i vJ tai siin va van luu it911gNhtmg thay d&i v€ tai san hoat dQng(Tangj/Giam cac khoan ti~n vang vi chovay cac TCTD khac(Tangj/Giam cac khoan v~ kinh doanhchimg khoan(Tangj/Giam cac cong cu tai chinh phai sinhva cac tai san tai chinh khac(Tangj/Giam cac khoan cho vay khach hangGiam nguon dir phong d€ bu d~p t6n thfttcac khoan(Tangj/Giam khac v~ tai san hoat d9ngNhiing thay it6i vJ cong 119' hoat it911gTang/(Giam) cac khoan no chinh phu vaNHNNTa.ng/(Giam) cac khoan ti~n giri, ti~n vaycac TCTDTang/(Giam) ti~n giri cua khach hang (baog6m caKBNN)Tang/(Giam) phat hanh GTCG (ngoai trirGTCG phat hanh duce tinh vao heat d9ngtai chinh)Tang/(Giam) v6n tai tro uy thac diu tu, chovay ma TCTD chiu rui ro

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

3111212015

6.579.262

(4.031.478)(268.228)

33.406

(64.661)

268

(1.006.754)

(60.487)

1.181.328

(8.200.986)

2.931.607

4.913.750

34.196

(16.024.073)

32.368

(88.834)6.477.614

6.318.898

(1.651.482)

(190.875)

2.000.000

32.200

Ban vi tinh: trieu VND. "

31112/2014

4.802.124

(3.241.523 )(306.4 76)

215.367

(125.076)

(1.236.852)

(84.041 )I

23-.523'~

(28.977 .811)

~

(2.442.727)

(12.533.550) r J

~1.015

(13.089.458)

(242.069)

(671.022)20.459.574

6.750

(2.688.026)

22.266.722

1.034.906

5

NGAN HANG TMCP BUU BI~N LIEN VI~T2A Nguyin Thj Minh Khai, Phuong Ba Kao,Qu~n 1, TP Ha Chi Minh

M~u s8: B04ffCTD(Ban hanh theo TT s6 49/20 14fIT-NHNN

ngay 31/12/2014)

BAo cAn LUU CHUYEN TIEN T~ (ti~p theo)(Theo phuang phtip true tiip)

Cho nam tai chlnh k€t thuc ngay 31 thang 12 nam 2015

SIT CHi TIEUThuy~tminh

20

2122

I

Tang/(Giam) cac cong cu tai chinh phaisinh va cac khoan no tai chinh khacTangz(Giam) khac v~ cong no hoat d9ngChi tu quy cua TCTD (*)Luu chuyen ti~n thu~n tu' hoat dQngkinh doanhLuu cltuyin ti€n tir hoat il~ng ilau tuMua s~m TSCD (*)Ti~n thu nr thanh ly, nhirong ban TSCDTi~n chi tu thanh ly, nhuong banTSCD(*)

" \Mua sarn Bat d(>ng san dau tu (*)Ti~n thu tu ban.thanh ly bit d(>ng sandftu tuTi~n chi ra do ban.thanh ly bit d9ng sandiu tu (*)Ti~n chi diu tu, gop v6n vao cac don vikhac (Chi diu tu mua cong ty con, gopv6n lien doanh, lien ket, va cac khoandftu tu dai han khac) (*)Ti~n thu dftu tu, gop v6n vao cac don vikhac (Thu ban, thanh ly cong ty con, gopvan lien doanh, lien k€t, cac khoan dftutu dai han khac)Ti~n thu c6 tire va 19i nhuan duce chiatu cac dftu tu, gop v6n dai hanLO'iI chuyen ti~n thu~n tu' hoat dQng d~u tuLuu chuyen ai« tir hoat il~ng tai chinhTang van c6 phftn tU gop van va/ho~cphat hanh c6 phieuTi~n thu nr phat hanh GTCG eo du di~ukien tinh vao v6n tu eo va cac khoan vanvay dai han khacTi~n chi thanh toan GTCG eo du dieukien tinh vao van ttr eo va cac khoan v6nvay dai han khac (*)C6 tire tra cho c6 dong, 19i nhuan da chia(*)Ti~n chi ra mua c6 phieu quy (*)Ti~n thu duce do ban c6 phieu quy

12

3

4

5

6

7

8

9

11

2

3

4

56

3111212015

Don vi tfnh: trieu V D

3111212014

(45.096) 45.096

31.847 (185.464 )(17.879) (20.410)

(542.044) (8.494.714)

(235.621) (277.066)458 2.343

(447)

(235.610)

(129.200)

(300.000)

(574.723)

(323.000)

6

NGAN HANG TMCP BUU DIJ~N LIEN VI:E;T2A Nguy~n Thj Minh Khai, Phuong Da Kao,Qu~n 1, TP Ha Chi Minh

M§u s8: B04rrCTD(Ban hanh theo TT 56 49/20 14/TT-NHNN

ngay 31/12/2014)

STT

BAo cAo LUU CHUYEN TIEN T:E;(Ti~p theo)(Theo phtrang phdp true tilp)

Cho nam tai chinh k~t thuc ngay 31 thang 12 narn 2015

CHiTIEU

III

IV

V

I

LU'u chuy~n ti~n thu§n tir hoat d{lngtai chinhLuu chuyen ti~n thu§n trong kyTi~n va cac khoan tuong durrng ti~nt~i thi)'i di~m d§u kyDi~u chinh anh hufrng ciia thay d8itY giaTi~n va cac khoan tuong duong ti~nt~i thiri di~m cu8i ky

VI

VII

L~p bang(Ky, ho ten)

j, J

I rr) i:« 1/ "(71(1,). / /, ~(1 I ,1

//-

JV~I

Ban vi tinh: trieu YND• "1.

Thuy~t 3111212015 31/1212014minh

(129.200) (323.000)

(906.852) (9.392.437)

7.946.272 17.338.709

32 7.039.419 7.946.272

K~ toan trmmg(Ky, ho ten)

,//

7