( a monthly e - magazine of lic retired class i officers ... · 06.06.2016 · page 1 of 27 private...

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Private Circulation for LIC Pensioners only

( A monthly e - Magazine of LIC Retired Class I Officers’ Association, Kolkata )

Jun, 2016 ( Year - 2013 2 : Issues, Year – 2014 & 2015 @ 12 Issues), Year - 2016 : 6 Issues)

Chief Editor :

Basudeb Das

Editorial Board S.K. Mazumder

A.K. Goswami

D.K. Ghosh

S.K. Ghosh

A.K. Mahato

T.K. Sanyal

S.Mukhopadhyay

IN THIS ISSUE:

Editorial………………...1

Legal News…………….2

Assocn News……...…8

Financial News….…10

Of Interest……...…...19

Quiz……………………..21

Jokes.………………..…21

Health Tips………..…22

Members’ Tour…….24

Members’ News..…26

Readers’ Views …….26

Note……….…….........27

EDITORIAL AFTER SUPREME COURT, WHAT NEXT ?

Supreme Court has set aside the judgements of Rajasthan, P&H and Delhi High

Courts, ruled to transfer all three writ petitions to Delhi HC to decide

constitutionality of para 3A of appendix IV by 31.08.2016 and also put an embargo

that pending Delhi HC decision, no suit can be filed in any High Court of the country.

SC also advised to file amended writ petition under Art 226 saying “…We grant

liberty to this amended writ petitioners to file requisite amendments, if so advised".

So all the three writ petitioners are at liberty to put their fresh arguments in Delhi

High Court before Hon’ble Judges Sanjiv Khanna and Najmi Waziri who already heard

the case and passed order on 06.05.2016 to file amended writ to hear on 12th

Jul’2016 ordering “….Re-list these writ petitions on 12th

July, 2016. On the said date,

counsel for the parties should be ready for arguements”.

The issue before the petiotioners are two fold, firstly, GOI is empowered with sec 48

of LIC Act and hence it has absolute authority to respond or ignore recommendation

of LIC. Virtually it happened in case of LIC’s recommendation of 2001 to remove DR

anomaly. Now asto constitutional validity of sec 48, SC clearly observed that unless

rules are framed by Parliament, nothing can be done notwithstanding its

constitutional invalidity or against Nakara verdict of SC Constitutional Bench.

Another hindrance is Art 226A of the constitution which prohibits High Courts to

deal with central laws unlike SC.

Secondly, as per direction of SC, constitutional validity of para 3A of pension rules

may be questioned as it creates unequals within equals so far DR is concerned. Our

Federation’s earlier writ in Delhi HC dealt with striking para 3A of pension rules

which discriminate pensioners at large. Arguments will be placed to strike this rule

to maintain equality of pension amongst pensioners.

Now the question comes disparity of post-97 pensioners arose out of 1997, 2002,

2007 and 2012 wage revisions. Here amendment of writ petition comes into play as

SC has given the scope saying “….we may usefully note another facet of the

submission advanced by Mr. Gupta. The learned senior counsel would urge that

there are certain employees who have retired after the cut-off date stipulated in

Para 3A of the Appendix, but they are not being given the requisite dearness relief

based on subsequent pay revisions.” So amended petition will be the basis of

arguments to get rid of discrimination arose amongst pensioners in four post-97

wage revisions besides pre-97 anomalies.

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LEGAL NEWS :

Order of Delhi High Court after transfer of 3 Writs from Supreme Court.

Federation filed its amended writ petiotions to take care of both pre and post 97 retirees to

remove discremination of pensions due to DR anomaly and successive wage revisions in 1997,

2002, 2007 and 2012.

The Legal Committe of the Federation is recast in its Chennai meeting held on 02.05.2016 and

it consists of S/Sri GN Sridharan and M Arunachalam from Chennai, R Rajagopalan from

Bengaluru, Basudeb Das from Kolkata and VK Jain from Delhi and they did their job

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camping in New Delhi during 17-19 May 2016 in consultation with Rajib K Garg, Federation’s

lawyer since inception of the Delhi HC case.

BESIDES THREE PETITIONERS OF THREE HIGH COURTS WHOSE WRITS ARE TRANSFERRED BY

SUPREME COURT TO DELHI HIGH COURT, AIIPA AND HYDERABAD ASSOCIATION ARE TRYING

TO BE IMPLEADED IN THE CASE FOR WHICH NECESSARY TRIAL STARTED.

SRI GN SRRIDHARAN INFORMS FROM CAMP – DELHI :

“Re: Amendment Petition In Delhi High Court:

The Legal committee of the Federation comprising of myself and M/S VK Jain, R Rajagopalan, Basudeb

Das and M Arunachalam had detailed discussion with our counsel at Delhi on 17th & 18 th. The

amended petition to be moved has almost been finalized and is being filed shortly. Apart from

challenging the validity of Rule 3A, we shall also be seeking Relief for post 97 retirees and for

necessary up-gradation of pension in the context of successive wage revisions. We shall inform

members as soon as the petition is filed.

Meanwhile, our president Shri NP Bali and other Office-bearers at Mumbai will be

having a meeting today (19/5/16) with Director(Pers) at CO for general discussions on all matters

relating to pensioners.

We appeal once again to all members that contributions at 5 p.c by those who have recd IR and

Rs.1000/- by others must be made urgently. As vigorous fund collection by others is going on it is

necessary that OUR members' contributions are made only to our Fedn, as others who are not even

parties to the litigation are creating unnecessary hype. We caution that any contribution to such

parties would be of no use.

GNSridharan, Gen.Secy. Fedn.of Retd LIC class 1 officers'Assns”

Some important Developments

“Delhi High court : our matter was listed today and we were duly represented by our counsel. We are informed that the counsels for LIC and the petitioners in WPs of other high courts were also present. The court has fixed 12th July’16 for the hearing of the case and on representation by our counsel the court granted 2 weeks' time for filing our Amendment application & affidavit. The legal committee will be meeting in Delhi shortly to finalise the papers for being filed within the stipulated time.

payment of 40% IR: The Zonal offices of LIC have been instructed by CO to release payment to eligible pensioners before 14th of this month. Last time at the time of payment of 20% we were given the arduous task of furnishing the required data of our members.This time the CO has spared us of any such responsibility as the instructions make it clear that the necessary software has been built by the IT dept of CO itself and ZOs are advised to await the necessary input.

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According to our information some 2900 pensioners will receive the benfit on an All-india basis. It is a matter of gratification that our organisation has been instrumental to a large section of pensioners being benefitted. Members will recall that we were persistently demanding that the Interim relief should be extended to all pensioners whether they are our members or not and as such our stand is vindicated. We hope to build on this first though small success in the second phase of litigation in Delhi High court.

We once again appeal to all members for contributions as already sought in our previous circulars.

– GNSridharan, Gen Secy Federation of Retd. LIC class1 officers' Assns.”

“Re: Decisions on further course of action:

As scheduled a meeting exclusively of the office bearers of the Federation was held at Chennai on

2/5/2016 .The meeting was presided over by our president Shri NP Bali and was attended, besides

the Gen. Secy, by M/s EI Thomas (VP), PP Dhamija (VP),SDM, Pathak,SK Awasthi,KGG Nair

(Jt.Secys),RM Dalal (Treasurer) & R Rajagopalan (LC Member).The office bearers of Chennai Assn.and

M/s AVP Nair (Trivandrum) and AV Ramani (Coimbatore) were also present.

We furnish below the gist of decisions taken after considerable deliberations:

1. It is an undisputed fact that but for the thoughtful manner in which our petition in WP 184/2007

before the Delhi HC had been drafted and pursued the SC would not have remanded the matter back

to Delhi HC thereby still affording an opportunity to plead our case on other intricate issues. We

cannot however be complacent and hence it was decided that we should file an amendment petition

setting forth our expectations more precisely.

2 The existing legal committee comprising of the GS and M/s VK jain & RRajagopalan would be

enlarged by inclusion of our President and Shri Basudeb Das (Kolkata) and M Arunachalam (Chennai)

.This committee will finalize the petition in consultation with our counsels in about 2 weeks.

3. As it is only our case that has extended the scope for seeking judicial decision on crucial issues we

shall, as a matter of policy oppose any intervention from others who were not parties to the

proceedings in the three High Courts. The Gen.Secy. while reporting the suggestions of some top

leaders of AIIPA for for a coordinated action with us, pleaded vehemently that we should oppose any

interference by certain loud mouthed self imposed "champions" of pensioners cause. After a lot of

discussions it was decided to leave the issue to the discretion of the extended Legal C ommittee to

decide at the appropriate time depending on the the admission or rejection by the Delhi HC of such

expected interventions by other quarters.

4. In view of the need for pursuing the litigation. It was unanimously decided that we should collect

donations when the 40% IR is disbursed by LIC in terms of the SC order as follows - (a) contribution

shall be at 5% of the arrears for those receiving 40% I R (b) for others it shall be at a flat rate of Rs

1000/-

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All our affiliated units are requested to ensure that collections are made promptly and the Fedn's

share remitted within two weeks of payment of arrears to the pensioners by LIC at their respective

centers. More importantly it is necessary to act urgently in view of vigorous collection drive by certain

others and with a view to prevent the contributions of some of OUR members going elsewhere.

Further steps taken will be intimated promptly.

- GN Sridharan Gen. Secy.Fedeation Retd LIC Class 1 officers' Associations”

RBKishore, VP, AIRIEF writes on 31.03.2016 SC judgements :

1) Various nuances of the SC Order dt 31/3/2016 released on 7/4/2016 have to be sincerely & seriously

understood by all groups of pensioners. Some paras breathe hope, yet next para, Hon Dipak Misra,after taking so

much time,virtually transfers all writs of 3 HCs centralised at Delhi HC. He looks to have pity for pensioners, does

not have the large heart, even in terms of law ,equity & justice, to bestow benefits deserved by pensioners

2)The only point he has for pensioners is to refute LIC Sr Counsel request for petitioners & to order 40% IR to ALL

SIMILARLY PLACED PENSIONERS within 6 weeks time,Saturday 20 May 2016.While we all are xraying & dissecting

the Order, it looks so harsh & inequitous on the part of Hon SCBench not to conclude the entire case at their end

,but merrily passing on the buck to Delhi HC,by some wonderful sentences ,of crocodile tears to pensioners, yet

asserting law has to be preserved. Nobody in the wildest of dreams ever predicted this alternative may happen

:on the other hand,majority oozed out hopes, sureshot success,& even if we want to, we cannot fail, as arguments

from ALL ANGLES were & are unassailable & remain so.

3)In what areas it has to be strengthened has to be clearly diagnosed, understood & needed preparations on

law, constitutionality, Fundamental Rights, avoid discrimination, & in particular areas which Hon Dipak Misra

has emphasized there were inadequate pleadings. It takes time to digest the Order, as blatantly, any & every

point, which weighed with Hon Dipak Misra,even in his adinterim Order of 7/5/2015 clearly contained the idea of

payment in continuum still persisting & above all the principle of enhancement of pension so vital has to be

decided.

4)Yet, in this SC Order,he gives a clue of his mind only, not assertively,but with a tinge of sadness for the

septuagenarians, & bundled all cases to Delhi HC, that too with the mechanism of Bench, Affidavit &

CounterAffidavit & hearing submissions & final disposal thro Orders by 31/8/2016.How much of repetition will

be there, how much of wastage of time will be there, when a 17 year itch &delay all know, is shocking to

pensioners fraternity. It was again Hon Dipak Misra who as recent as 1/7/2015 in Rajasthan Librarians & others,

detested 6/7 grades below getting more pension than Seniors & Superiors,characterised same beautifully as

HOSTILE DISCRIMINATION& allowed in principle PENSION UPGRADATION.

5)Though he points out Sri Nidish Guptas arguments at this juncture the gross anamoly in pension,clearcut

example of monstrous anamolies quoted by our Sr Counsel,yet Hon Judge does not want to decide now ! We

know that he mentioned DR formula as misleading during 31/3 2016 proceedings Yet,he has not knocked it out.

6)Sanctified SC should have resolved the Main Issue ,even WITHOUT any Board Resolution, of its own, on the

basis of contesting parties learned Submissions & Arguments. But that was not to be. All that we possess as

Goddess Saraswathis gift by way of copious notes & arguments will not go in vain. We all must energise, not lose

hopes, or Faith but with unusual zeal & zest , fight out the case, which certainly deserves a Principled solution

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7)Para 27 of SC Order re 40% IR: “27. Keeping in view the totality of facts and circumstances of the case, it is

hereby directed that the Corporation shall pay 40% as per Para 3A of the Appendix to each of the

employees within six weeks and shall file an affidavit before the High Court of Delhi to the said effect. The

Corporation is at liberty to withdraw the amount deposited in the Courts so that it can pay the employees who

have retired. Needless to emphasize, the aforesaid payment shall be subject to final results in the writ petitions.

8)(i) Significant Sentences from SC Order & Implications: Steps to be taken to address to the issues contained

therein: Here, I have utilized Sri RKSahni’s Succinct Summary of 29 Page SC Order in 5/6 Pages in Serial Order for

easy reference.I am grateful to him.SC Bench observations which are Negative & against us,I have indicated NOT

OK.Where some positive or hopeful remarks are there,perhaps indicating sympathy for pensioners, we must

capitalize in our favour.Weaknesses have to be converted as STRENGTH & Threats have to be converted as

Opportunity.

ii) ABOVE ALL,clarity must come to resolve DR Anamoly with the weapon of DISCRIMINATION, Plenty of

Powerful points,case laws, convincing Data & comparison with obnoxious ,monstrous difference in Pension 6/7

Grades below getting more,other issues narrated & solution offered.It was also my intention that OUR Affidavit

or Amendments to Original writ to make it pucca as ordained with an opportunity given by SC Bench must get

ready sooner.Of course, talks with Sr Counsel would have injected hopes, to fill up blanks & to remedy & remove

deficiencies or incomplete pleadings mentioned by Bench ,It is absolutely necessary to include CHARTS to drive

home our case to wrest from Bench as such charts are self-explanatory & expose the Loss sustained, Pension

Anamaolies etc with ease & felicity.

Salient points of the decisions taken in the Meeting of OBs and Members of Legal Committee of AIRIEF

on 02.05.2016

In pursuance of the Hon’ble Supreme Court order dated 31.03.2016 and for deciding the further course of action in

our legal battle on Pension Updation and DR Anomaly matter, a meeting of the Office Bearers and Legal

Committee Members of AIRIEF was held on 2nd

May 2016 at New Delhi. It was decided, among the matters, to

constitute a Sub Committee consisting of the President & General Secretary, Shri KML Asthana and one more

member of the Legal Committee to deal with the matter. It is also decided that the WPs of Jaipur High Court and

the P&H High Court transferred to Delhi High Court as per SC Bench directive, will be contested through the Sr.

Advocate Shri Nidhesh Gupta who has an exemplary record of victory of several identical cases, like SPS Vain’s case

in the Supreme Court and whose forceful pleadings are considered by the SC Bench in their order dated 31.3.2016

prominently. AIRIEF shall also be a party in Delhi High Court.

The Sub-Committee met the Sr. Advocate Shri Nidhesh Gupta and discussed the case threadbare in the light of

direction given by The SC Bench in their order dated 31.3.2016. Each and every point related to the issues of Pre-

Aug1997 as well as Post-Aug1997 pensioners were discussed thoroughly to prepare the revised petitions and

affidavits etc. The Sub-Committee has also finalized the time schedule with the objective of moving the matter

speedily to enable us to secure a favorable order with the help of the Sr. Counsel’s submissions and grace of God,

within the time limit prescribed by Hon’ble Supreme Court.

Surely, Mr Jaitley

Judges can, and have, crossed the line for a good cause.

Written by Fali S. Nariman

Indian Express :May 19, 2016, 1:13

Fali S NarimanThe writer is a constitutional jurist and senior

advocate to the Supreme Court. Inside Track: Missing Guru

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The May 17 issue of The Indian Express has reported the finance minister’s views expressed in a meeting of the

Indian Women’s Press Corps. He had said that “a line needs to be drawn” to enable executive decisions to be taken

only by the executive, and not by the judiciary: He has called this (as have so many others) the lakshmana rekha.

But open any newspaper on any day and you will find in various parts of the country, and in an alarmingly

disparate variety of situations, “non-functioning” or “dysfunctional” governments and/ or governmental agencies,

whether at the Centre or in the states. They need course-correction.

It was exactly 30 years ago that a promising young lawyer, Arun Jaitley — appearing with a team of lawyers —

succeeded in convincing a bench of three judges of the Supreme Court for one such course-correction: The purely

executive decision of Delhi’s Lt Governor to terminate the contractual lease of the Indian Express Building, from

where its paper was being printed and distributed, was declared unconstitutional and void. Ever since, lawyers like

him (though not all as resourceful nor as brilliant!) have succeeded in convincing a succession of judges in the

Supreme Court that it is permissible and proper to reach out and remedy individual injustices committed,

intentionally or otherwise, on India’s citizenry, by one or other official in government or in a governmental agency.

What is (fashionably) derided as “judicial overreach” has been recently described by Upendra Baxi (mentor of

Jaitley and tutor to generations of judges and lawyers) as the “daring adjudicatory leadership of the Supreme Court

in the past 25-30 years”. In an essay just published in the Oxford Handbook of the Indian Constitution (2016), he

says the highest court has “mutated the discourse of judicially unenforceable directive principles (as originally

enacted) by incorporating them into Article 21 (as now interpreted)”, and so converted human needs into human

rights. It is therefore erroneous to speak of “judicial overreach” in the present-day Indian context when under our

Constitution, enforcement of Fundamental Rights, including the right guaranteed under Article 21 (now expanded

into infinitely diverse areas only remotely connected to “life” and “living”) has become a constitutional duty,

performed on an almost daily basis by judges in the Supreme Court (under Articles 32 and 136) and by judges of

high courts (under Article 226). It is just too late now for anyone — even a worthy cabinet minister — to cry halt to

what Professor Baxi has so eloquently described as the ongoing judicial discourse about “converting human needs

into human rights”.

As for not crossing the lakshmana rekha (a line actual or imaginary, the crossing of which may entail serious

consequences), it has become a figure of speech derived from one among many versions of the Ramayana. Sita

asks Rama to fetch a magical golden deer for her; Rama goes in search of it asking Lakshmana to stand guard

around Sita’s dwelling house — at Panchavati (near present day Nashik in Maharashtra); the golden deer is in fact

the demon Maricha who distracts Rama, and when Rama kills Maricha, the latter cries out for help but in Rama’s

voice. Sita panics, and promptly orders Lakshmana to go to Rama’s aid. Unable to disobey Sita, Lakshmana draws a

perimeter-line which Sita must not cross, and then goes in search of Rama. Whilst Lakshmana is away in search of

Rama, Sita, out of compulsion of performing a religious duty for a guest (Ravana disguised as a poor Brahmin)

crosses the line to give him food, following which she is abducted.

Constitutionalists apply the metaphor to courts who are forbidden by Article 37 of the Constitution to enforce by

writs or orders the catena of Directive Principles of State Policy set forth in Part IV of the Constitution. But the

same article also mandates and makes it a duty of “the State” (the legislatures and the executive) to enforce and

implement for the good of India’s citizens all the dos and don’ts set out in Part IV of the Constitution. For the

constitutionalists, the principles of state policy (which cannot, and therefore must not, be enforced by courts of

law) is the lakshmana rekha. But ever since 1986 (the Indian Express Building case), judges have frequently

crossed the lakshmana rekha of Article 37 — simply because “the State” (the legislatures and/ or the executive)

have failed to implement the Directive Principles of State Policy. In so doing, as Baxi says, they have converted

primary human needs (not attended to by those whose duty it was to attend to them) into human rights, thus

making them enforceable by courts under Article 21 of the Constitution.

And so as the Ramayana itself so eloquently depicts, the boundary line can be crossed and is crossed — but only,

and always, for a good cause.

(The writer is an eminent jurist and Senior Advocate to the Supreme Court).

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ASSOCIATION NEWS:

[From the Desk of Secretary, Kolkata Association]

In the back-drop of the situation after the Supreme Court order dt 31/03/2016, the Office Bearers of

Our Federation and the Legal committee met together on 2nd

May’16 at Chennai to formulate the

further course of action. It was reported in the meeting that the office bearers of AIIPA were also

meeting on the day at Chennai. Sri GN Sridharan was hopeful of AIIPA's support to us in carrying forward

the battle on pension issue in Delhi High Court and reported that AIIPA may decide to become a party to

the case at Delhi high Court. It was decided by us after much discussion that we will oppose any fresh

application for becoming a party to the case other than the petitioners whose writ petitions have been

remanded to avoid any delay. It is learnt that Sri MS Murty, representing Hyderabad association of

retired Class-I officers, have submitted the application. We have been informed by Sri GN Sridharan that

AIIPA, also, submitted application for impleadment in our pending WP no 184/2007. Now, it is up to

Delhi HC to decide whether these two applications can be acceded to. The meeting decided that our

Federation shall submit a revised petition challenging the validity Rule 3A of Appendix IV as this rule is

against the article 14, 16, and 21 of the Constitution of India and praying for suitable substitution. The

revised petition will contain the provision for protection of the intrinsic value of pension during every

wage revision. The meeting inducted Sri Basudeb Das in the legal committee which would examine the

revised petition by the end of the month of May’16.

The meeting, also, decided to appeal for donation of 5% of the amount to be received by the members

who are receiving 40% of arrears (retired up to 31/07/1997) and Rs.1000/- by others.

The Legal committee met in New-Delhi on 16th

to 19th

May, 2016 and finalized the revised petition of

ours to Delhi High court in consultation with our learned counsel. Sri Basudeb Das attended the meeting

and extended his valuable support in framing the revised petition which has, apart from challenging the

validity of Rule 3 A, sought relief for post 97 retirees of up-gradation of pension in the context

of successive wage revisions.

At this point of time, we request leaders at the All India level of different organizations to stop the game

of pin pricking. Let them be rest assured that they will get their due shares of the cake. This battle field is

not a Coliseum. Contribution of each individual leader is closely observed by the general pensioners. No

one should hurl stones living in a glass house.

Under the given situation the 21st

Annual General meeting of the LIC Retired Class-I Officers’

Association, Kolkata will be held on 18th

of June, 2016. The AGM will give a new direction to the

incoming Governing Body for the next year. There will be a mandatory change of Guard. We sincerely

believe that the association will grow with more energy, enthusiasm, and activities leading to the

fulfillment of the desires and aspirations of the retired pensioners’ community.

NOTICE OF AGM OF KOLKATA ASSOCIATION 26

th April, 2016

Notice is hereby given that the 21st

Annual General meeting of LIC RETIRED CLASS-I OFFICERS’ ASSOCIATION

will be held on 18th June’2016.(Saturday) at 2 pm at SUBARNA BANIK SAMAJ HALL, 47 Ganesh Chandra Avenue,

Kolkata-700013 to transact the following business.

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AGENDA

1) To confirm the proceedings of the 20th.AGM held on 27th

June, 2015.

2) To consider and adopt the report of the Governing Body for the year 2015-16 on the functioning of the

Association.

3) To consider and adopt the audited statement of Accounts for the year 2015-16

4) To consider various issues affecting the retired Class-I officers of LIC.

5) Appointment of Auditor for the year 2016-17.

6) To elect GOVERNING BODY of the Association for the year 2016-17

7) To discuss and decide any matter for which a written notice will be received by the association at least

three days prior to the date of 21st

AGM..

8) To discuss and decide any other matter that may be raised with the permission of the CHAIR.

All the members of the Association are cordially invited to attend and participate in the aforesaid meeting.

Sd/-SUBIR KUMAR MAZUMDER

GENERAL SECRETARY

New affiliate at Bareilly “We are extremely happy to announce that formation of a new Association of retired

officers at Bareilly (U P) at a meeting held on 14/5/2016. A resolution was passed unanimously to affiliate the

assn to our federation and the following were elected office bearers

President : shri Bhagwat saran Agarwal, Vice president : shri Ram avtar Gupta, Secy-cum-Treasurer :shri

Dharshan lal Aurora. The meeting had been organised at the initiative of our Jt. Secy at Lucknow shri SK Awasthi

and we are very thankful to him for his untiring efforts in this behalf .Shri Awasthi informs that the potential

membership for the new Unit will be not less than 50 to begin with.

We extend a warm welcome to the newly formed Assn.to our fold and we look forward to our new members at

Bareilly playing a prominent and useful role in all our activities in the days to come.

Once again our compliments to Shri SK Awasthi and best wishes to Shri BS Agarwal & other activists at Bareilly .

GN Sridharan Gen.Secy Fedn of Retd. LIC class 1 officers’ Associations.”

Sri SK Mazumdar, Secretary, Kolkata Unit of Federation writes :

You are aware of Supreme Court of India's order dt 31/03/2016 remanding the WPs to Delhi High court to

examine the constitutional validity of Rule 3A of Appendix IV of Pension Rules,1995. SC ,also, directed LIC to pay

40% of arrears to all pensioners, retired before 01/08/1997 applying Rule 3A of Appendix. LIC has,also, issued

payment advice to all ZOs to make the payment process complete by 14/05/2016. This payment is being made

subject to outcome of disposal of the WPs. To enable our Federation to bear the expenses of the ongoing legal

battle, our members are called upon to donate at least 5 % of the amount to be received by the pensioner

friends who retired prior to 01/08/1997 and Rs.1000/- each by others. We sincerely believe that out members

will not hesitate to strengthen the financial viability of the Federation of Retired LIC class-I officers'

Associations. We eagerly await your remittance. Please write to your pension paying office giving there in your

e-mail address, pension file no, and SR no asking for pension payment slip. You are entitled to it and pension

module has the provision.

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FINANCIAL NEWS

Salient Points of Mediclaim Policy 2016-17 for Retired Officers/Employees of LICI.

Sl

no

Description Details of benefit

1 Policy No for WZO and CO Area 12070034160400000001

Policy No for CZO Area 12070034160400000002

Policy No for NZO Area 12070034160400000003

Policy No for NCZO Area 12070034160400000004

Policy No for ECZO Area 12070034160400000005

Policy No for EZO Area 12070034160400000006

Policy No for SCZO Area 12070034160400000007

Policy No for SZO Area 12070034160400000008

2 Name of the Insured LICI, CO. YOGAKSHEMA, Mumbai-400021

3 Name of the Insurer The New India Assurance Company LTD

4 Location of the Insured Persons Anywhere in India

5 Policy period 01.04.2016-31.03.2017

6 Basic floater Sum Insured 3.0L,4.0L,6.0L

7 Optional SA on Floater Basis 4.0,5.0,6.0,8.0,10.0,12.0,15.0,20.0,25.0, and 30.0 LAKHS

8 TPA for WZO & CO/ CZO/NZO

MD India Health care services (TPA) Pvt.Ltd, Web

site:www.mdindiaonline.com,

email:[email protected],

Toll free Tel no (dedicated for LIC):18002335588

Toll free Tel nos:180002331166 & 18002334505

TPA for NCZO Raksha TPA Pvt. Ltd.

Web site:www.rakshatpa.com

email:[email protected]

Toll free Tel no (dedicated for LIC):18001039533

Toll free Tel no: 18001801444

TPA for EZO / ECZO Heritage Heallth TPA Pvt.Ltd.

Web site: www.heritagehealthtpa.com

email: [email protected]

Toll free Tel no (dedicated for LIC): 18001024547

Toll free Tel no: 18003453477

TPA for SCZO Medi Assist India TPA Pvt.Ltd.

Web site: www.mediassistindia.com


Toll free Tel no (dedicated for LIC): 18004191154

Toll free Tel nos:18004259449,18004191160

TPA for SZO Vidal Health TPA Pvt.Ltd.

Web site: www.vidalhealthtpa.com


Toll free no/ Kerala (dedicated for LIC): 18004256268

Toll free no/ Tamilnadu (dedicated for LIC):18004257595

Toll free no- Central (dedicated for LIC):18004258565

9. List of Hospitals covered under network of TPA Available on respective TPA’s website and LIC’s intranet.

10 Procedure for availing CASHLESS facility i) Cashless hospitalization can be available only at

TPA’s network of hospitals.

ii) Pre admission authorization to the Hospital/NH

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by TPA is essential.

iii) In case of change of residence outside Zone

original TPA will provide services based on

PAN India’s network hospital.

11 Documents required i) E-Card of patient issued by TPA & any photo

identity card such as employee ID Card, PAN,

Driving License, Voter ID, Passport, Aadhar

Card, School/College ID Card or any other

photo ID Card by State/Central Government.

ii) In absence of TPA ID Card Certificate by

respective OS Deptt will do.

12 Room Rent / Boarding Expenses limit 1.5% of total SA (Basic+ Additional) per day subject to

maximum Rs7, 500/- for A Class cities; Rs 5,000/- for B

Class cities; Rs4, 000/- for C class cities. ( Reimbursement

will be reduced proportionately in case limit exceeds)

However in case of ICU/CCU there is no capping/ ceiling

on ICU/ICCU Expenses. Registration / Admission charges

and Service Tax / surcharges are payable.

13 Expenses relating to Diagnostics Tests without

hospitalizations.

Restrictive conditions:-

1) The Maximum limit 75,000/- for the

family during the Policy Year

2) MD or EQUIVALENT Doctor must

advice for the same

3) In case of prescription by Govt

Hospital, the above condition can be

waived.

4) Allowed for only once per insured in a

policy year

5) Reimbursement is restricted for the

mentioned tests only. No equivalent

test will be considered.

6) Maximum of Rs.75000/- per family in

the policy year.

Diagnostics Tests Maximum amt payable

MRI Charges Rs8000/- each insured

CT Scan Charges Rs5000/- each insured

Sonogram Rs2000/- each insured

Biopsy Rs4,000/- each insured

Tread Mill Test Rs1200/- each insured

Echo Rs1500/- each insured

Gastroscopy Rs4000/- each insured

Colonoscopy Rs6000/- each insured

EEG Rs1000/- each insured

EMG Rs2000/- each insured

Holter Monitor Rs5000/- each insured

PAP SMEAR Rs750/- each insured

PSA(Prostate Specific Rs750/- each insured

Antigen)

Mammography Rs5000/- each insured

PET Scan Rs15000/- each insured.

14 ORGAN TRANSPLANT Hospitalisation expenses (excluding the cost of the organ)

during the course of organ transplant to the insured

person. Expenses on donor and the recipient shall be

limited to the insured sum.

15 LASIK LASER TREATMENT Maximum amount payable Rs.35000/- per

eye

16 MATERNITY BENEFIT Maximum 65000/- for Normal Delivery

Maximum 125000/- for Caeserian section

Delivery

Lawful Medical Termination of pregnancy

included.

New born child is covered from day one with

in the family floater limit if the child is

declared for insurance and the premium in

respect of the child is received by LIC.

of 27

17 Limitation of 24Hrs. hospitalisation. Not applicable for certain surgeries, procedures and eye

surgeries.

18 Pre and post hospitalisation expenses. 30 days and 60 days respectively. The above limitations

may be waived in cases of renal failure and/or organ

transplantation. Cost of Physiotherapy during this period

will be reimbursed up to Rs.30000/- if it is taken at a

physiotherapy clinic or at specialized physiotherapy

treatment centre.

19 Surgeon/Anesthetists Payment Restricted to 25% of SA. Payment must be paid by cheque

and numbered bill (not receipt on letter head) is

required. However fees paid by cash may be reimbursed

up to following limit, provided numbered bill is obtained.

Surgeon Rs 30,000/-

Assistant Surgeon Rs12,000/-

Anesthetists Rs20,000/-

20 Limit for payment on cataract Rs60,000/- for each eye( all inclusive) or actual cost,

whichever is less.

21 Ambulance charges Limited to maximum Rs5,000/- per insured.

22. Dental treatment Not allowed, except arising out of accident.

23 Dependent children Insurance cover is restricted to Retired employee, spouse,

dependent male children up to 25 years of age,

dependent female children ( unmarried, widow and

divorcee) residing with the insured parents and having

income less than Rs3,500/- per month.

24 Submission of claim Must be submitted within 20days from discharge of the

Hospital.

25 Settlement of claim The Insurer must settle the claim, including rejection

within 30 days from receipt of the last document. Once

claim is settled by TPA fund will be transferred to LICI

within seven working days.

26 Claim intimation forms Claim form, Doctor/consultant’s prescription,

Discharge Summary/Discharge card, Bills cash memo and

money receipts, pathological test reports, Surgeon’s

certificate, attending Doctor’s bill and receipt and

claimant’ s details

In case of any doubt/dispute and further clarification, please refer original circulars

Mobile Banking : All Banks Toll free numbers for Balance enquiry and Mini statement

Bank Name For Balance enquiry For Mini statement

Allahabad Bank 09224150150 ##########

Axis Bank 09225892258, 18004195959 18004196969

Andhra Bank 09223011300 ##########

Bank of Baroda 09223011311 ##########

Bank Of India 09015135135, 02233598548 ##########

Canara Bank 09015483483 09015734734

Central bank of India 09222250000, 09555244442 ##########

Dena Bank 09289356677 09278656647

HDFC Bank 18002703333 18002703355

ICICI Bank 02230256767 02230256868

IDBI Bank 09289592895, 18008431122 18008431133

Indian Bank 09289592895 ##########

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Indian Overseas Bank 04442220004 ##########

Kotak Mahindra Bank 18002740110 ##########

Punjab National Bank 18001802222, 01202490000 ##########

Syndicate Bank 09241442255, 0966455255,

08067006979

##########

State Bank of India 1800112211, 18004253800,

09223766666

09223866666

Union Bank of India 09223008586 ##########

UCO Bank 09278792787 09213125125

Vijaya Bank 18002665555 18002665556

Federal Bank 09431900900 ##########

Corporation Bank 09289792897 09268892688

Bandhan Bank 18002588181 ##########

United Bank of India 09223173933 ##########

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LIC issued instruction for revision of post 01.08.2012 retirees - A Reference:

GOVERNMENT OF INDIA

MINISTRY OF FINANCE

RAJYA SABHA QUESTION NO 241

ANSWERED ON 26.04.2016

Requirement of growth in economy for sustaining the burden of wage increase

241 Shri A. K. Selvaraj

Will the Minister of FINANCE be pleased to satate :-

(a) whether it is a fact that India needs to grow by an additional 1-1.5 percentage points so that it can sustain the

burden of wage increases and pass on more benefits to workers;

(b) if so, the details thereof;

(c) whether it is also a fact that there would be a burden of Rs. 1.02 lakh crore on account of implementation of

the Seventh Pay Commission; and

(d) if so, the details thereof?

ANSWER

MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI JAYANT SINHA)

(a) and (b): The Gross Value Added (GVA) at basic prices is the sum of compensation of employees including social

contributions made by the employer (CE), operating Surplus and mixed income of the self-employed (OS/MI),

consumption of fixed capital (CFC) and taxes net of subsidies on production. The share of compensation of

employees stood at 33.6 per cent in the year 2014-15 (the latest year for which information is available), increasing

from 32.9 per cent in 2012-13. Simultaneously, the growth rate of GVA at constant basic prices increased from 5.4

per cent in 2012-13 to 7.1 per cent in 2014-15.

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Among the broad sectors, public administration & defence had the highest share of compensation of employees,

i.e., 85.0 per cent of the GVA at basic prices, in 2014-15. Higher wages/compensation of employees may have an

impact on private final consumption and hence on GDP growth. At the same time, higher wages in public

administration & defence may place added demand on the budgetary resources of the Government. On account of

this possible two-way relationship, it is difficult to exactly calculate the GDP growth required to sustain the higher

wage bill.

(c) and (d): The Seventh Pay Commission, in its Report, has projected an additional financial implication on

implementation of its recommendations, of Rs. 1,02,100 crore, which is about 0.7 per cent of the GDP at current

market prices of Rs. 1,50,65,010 crore projected in the Budget 2016-17. The details are given below:

2016-17

(Without 7th

Central Pay Commission)

2016-17

(With 7th

Central Pay Commission)

Financial impact

(Figures in rupees crore)

Pay 244300.0 283400.0 39100.0

Allowances

HRA 12400.0 29600.0 17200.0

Transport Allowance 9900.0 9900.0 0.0

Other Allowance 24300.0 36400.0 12100.0

Pension 142600.0 176300.0 33700.0

Total 433500.0 535600.0 102100.0

Read more: http://www.staffnews.in/2016/05/financial-impact-of-due-to-7th-pay.html#ixzz47apw36gz

Supreme Court Order dated 11.08.2015 - Prohibition of Display of Aadhaar Number of Residents in

Public Domain - regarding Employees’ Provident Fund Organisation

(Ministry of Labour & Employment, Govt. Of India)

Head Office, Bhavishya Nidhi Bhawan, 14-Bhikaiji Cama Place, New Delhi-110 066

No.HRM-8/V/ PQ/Misc/ 2005/Vol.IV/40768 Dated:- 24.02.2016/25 Feb 2016

To,

All Addl. chc (Zone/HQ), 2 5 F E 8 J

Director NATRSS.

All RPFCs-in Charge of the Region/ZTIs/ASD(HQ),

All RPFCs-in-Charge of SRO.

Sub:- Supreme Court Order dated 11.08.2015 - Prohibition of Display of Aadhaar Number of Residents in Public

Domain -regarding.

Sir,

Please find enclosed herewith a copy of OM. No.13012/20/2012/Legal-UIDAI (Pt.IV) dated 29.01.2016 received

from Ministry of Communications & Information Technology, Department of Electronics and IT (DeitY), Unique

Identification Authority of India on the above subject.

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2. As per Supreme Court Order it is the responsibility of concerned agencies which collect Aadhaar numbers for

delivery of services to:-

(a) Protect the identify of Aadhaar card holder by maintaining the necessary confidentiality of his Aadhaar number

and

(b) To ensure that Aadhaar number are not posted, displayed or made available in public domain such as internet,

Web, public notices etc. in case there is a requirement to publish a list of individuals by any department or any

agency through a public notice, such list shall not certain Aadhaar numbers.

3. The above guidelines are for information and further necessary action.

Yours faithfully,

sd/-

(SANJAY BISHT)

REGIONAL P.F.COMMISSIONER-I (HRM)

Read more: http://www.staffnews.in/2016/03/prohibition-of-display-of-adhaar.html#ixzz4219L1VCH

Procedure for submission of declaration by person claiming receipt of certain incomes without

deduction of tax in Form 15G/15H

F. No. DGIT(S)/ADG(S)-2/TDS e-filing Notification/110/2016

Government of India

Ministry of Finance

Central Board of Direct Taxes

Directorate of Income Tax (Systems)

Notification No 7/2016

New Delhi, 4th May, 2016

Procedure for submission of declaration by person claiming receipt of certain incomes without deduction of tax in

Form 15G/15H under sub-section (1) or under sub-section (1A) of section 197A of the Income-tax Act, 1961 read

with Rule 290 of Income-tax Rules, 1962

As per sub-rule (1) of rule 290 (Declaration by person claiming receipt of certain incomes without deduction of tax)

of the Income-tax Rules, 1962 (hereunder referred as the Rules) a declaration under sub-section (1) or under sub-

section (1A) of section 197A shall be in Form No. 15G and declaration under sub-section (1C) of section 197A shall

be in Form No. 15H.

2. As per sub-rule (3) of rule 290, the person responsible for paying any income of the nature referred to in sub-

section (1) or sub-section (1A) or sub-section (1C) of section 197A, shall allot a unique identification number to

each declaration received by him in Form No.15G and Form No.15H respectively during every quarter of the

financial year in accordance with the procedures, formats and standards specified by the Principal Director-

General of Income-tax (Systems) under sub-rule (7) of rule 29C.

3. As per sub-rule (4) of rule 29C, the person referred to in sub-rule (3) herein shall furnish the particulars of

declaration received by him during any quarter of the financial year along with the unique identification number

allotted by him under sub-rule (3) in the statement of deduction of tax of the said quarter in accordance with the

provisions of clause (vii) of sub-rule (4) of rule 31A. As per sub-rule (7) of rule 29C, the Principal Director General of

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Income-tax (Systems) shall specify the procedures, formats and standards for the purposes of furnishing and

verification of the declaration, allotment of unique identification number and furnishing or making available the

declaration to the income tax authority and shall be responsible for the day-to-day administration in relation to the

furnishing of the particulars of declaration in accordance with the provisions of sub-rule (4) of rule 29C.

4. In exercise of the powers delegated by Central Board of Direct Taxes (‘Board’) under sub-rule (7) of rule 29C of

the Income-tax Rules, 1962, the Principal Director General of Income-tax (Systems) hereby lays down the following

procedures:

a. Registration: The deductor/collector is required to register by logging in to the e-filing website

(https://incometaxindiaefiling.gov.in/) of the Income Tax Department. To file the “Statement of Form 15G/15H”,

deductor should hold a valid TAN. Following path is to be used for the registration process:

Register yourself- >Tax Deductor & Collector

b. Preparation: The prescribed schema for Form 15G/15H and utility to prepare XML file can be downloaded from

the e-filing website home page under forms (other than ITR) tab. The Form 15G/15H utility can be used to prepare

the xml zip file. The declaration is required to be submitted using a Digital Signature Certificate. The signature file

for the zipped file can be generated using the DSC Management Utility (available under Downloads in the e-Filing

website httgs://incometaxindiaefiling.gov.in/)

c. Submission: The designated person is required to login to the e-filing website using TAN and go to e-File ->

Upload Form 15G/15H. The designated person is required to upload the “Zip” file along with the signature file

(generated as explained in para (b) above). Once uploaded, the status of the statement shall be shown as

“Uploaded”. The uploaded file shall be processed and validated at the e-filing portal (list of validations are given in

the user manual). Upon validation, the status shall be either “Accepted” or “Rejected which will reflect within 24

hours from the time of upload. The status of uploaded file will be visible at My account -> View Form 15G/15H. In

case the submitted file is “Rejected”, the reason for rejection shall be displayed and the corrected statement can

be uploaded again.

(Gopal Mukherjee)

Pr. DGIT (Systems), CBDT

Source: https://irsofficersonline.gov.in/Documents/OfficalCommunique/156201655617.pdf

Delay in Disbursement of Pension: Question raised in Lok Sabha

GOVERNMENT OF INDIA

MINISTRY OF PERSONNEL, PUBLIC GRIEVANCES AND PENSIONS

LOK SABHA

UNSTARRED QUESTION NO: 582

ANSWERED ON: 27.04.2016

Delay in Disbursement of Pension

PINAKI MISRA

Will the Minister of

PERSONNEL, PUBLIC GRIEVANCES AND PENSIONS be pleased to state:-

(a) whether his Ministry is aware that a large number of lonely women in the rural and remote areas drawing

pension/family pension are facing difficulty in getting such pension due to procedural complications;

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(b) if so, whether his Ministry would propose to provide assistance to such women in getting pension through rural

banks and Post Offices;

(c) if so, the details thereof and if not, the reasons therefor; and

(d) the remedial measures proposed to be taken for those pensioners who are medically not fit to personally go to

the bank or the post office but continue to get their monthly pension on a regular basis?

ANSWER

Minister of State in the Ministry of Personnel, Public Grievances and Pensions and Minister of State in the Prime

Minister’s Office. (DR. JITENDRA SINGH)

(a) to (d): There is no procedural complication in the disbursement of pension/family pension of a Central

Government pensioner/family pensioner. It is credited regularly to his/her pension account and it does not require

his/her physical presence in the pension disbursing bank to get his/her pension/family pension. The amount of

pension/family pension can be withdrawn by him/her like any other amount from the bank. Further, a

pensioner/family pensioner need not visit the bank even for submitting Life Certificate, which can either be

submitted on-line through Aadhaar-based biometric authentication or be signed a person designated by the

Government for this purpose. In case a pensioner sends intimation about his serious illness/incapacitation

supported by a medical certificate, a nominee of the paying branch of the bank visits the pensioner at

home/hospital for recording his life certificate.

Read more: http://www.staffnews.in/2016/05/delay-in-disbursement-of-ension.html#ixzz49PPqESof

GOVERNMENT OF INDIA

MINISTRY OF FINANCE

RAJYA SABHA

QUESTION NO 220

ANSWERED ON 26.04.2016

Merger of Public Sector Banks

220 Dr. Pradeep Kumar Balmuchu

Will the Minister of FINANCE be pleased to satate :-

(a) whether it is a fact that the Government is contemplating merger of Public Sector Banks (PSBs) into 5 or 6 from

27 existing and if so, the details thereof;

(b) what are the recommendations of the PJ Nayak Committee on this issue; and

(c) the stand of the Government in this regard?

ANSWER

The Minister of State in the Ministry of Finance

(a) to (c): The guiding principle for the consolidation process of banking in India has so far been the Narasimham

Committee, according to which the move towards the restructured organisation of the banking system should be

market-driven based on profitability considerations and brought about through a process of mergers &

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amalgamations (M&As). As far as merger of banks are concerned, any initiative with respect to merger of public

sector banks has to come from the Boards of the banks concerned, the extant legal framework, keeping in view the

synergies and benefits of merger and their commercial judgment.

The P.J. Nayak Committee recommended that the Government has two options: either to privatise banks showing

poor performance and allow their future solvency to be subject to market competition, including through mergers;

or to design a radically new governance structure for these banks which would better ensure their ability to

compete successfully, in order that repeated claims for capital support from the Government, unconnected with

market returns, are avoided.

Government’s / Reserve Bank of India’s role in the merger of banks would be that of a facilitator.

Read more: http://www.staffnews.in/2016/05/merger-of-public-sector-banks-and.html#ixzz49PQ20dvu

OF INTEREST: SOME FACTS ABOUT HOWRAH BRIDGE

705 meter long Howrah bridge or Rabindra Setu crossed 73 years on 03.02.2016 and started its 74th

year of glorious existence. Its maintenance authority ie kolkata posrt trust informs that howrah bridge

whose design was made by randel palmer and triton and construction was made by braithwate burn

and jessop constryction co pvt ltd, was opened for public on 03.02.1943 when first a tram crossed the

bridge followed by public and vehicles.

Understand Indian Railway Helpline Numbers 182,1322 etc

Toll Free security helpline number, 1800-111-322 and 182: provide speedy assistance to passengers in

the event of thefts, harassment, pick pocketing or other criminal incidents on rail premises.

User Reviews: This Toll Free Security Helpline very Useful, Railway Police Response Very Fast after Call

on this number. One of the Best Service Helpline number of Indian railway.

Toll Free Customer helpline number 138: The helpline will address complaints relating to cleanliness,

food and catering, coach maintenance, medical emergency, linen etc.

User Review: Once you Dial 138 they will surely attend your complained very short periods User use this

number for AC Failure, Uncleaned Seats etc time and they solve within 30 Minutes.

No nut or bolt was used

in setu, entire structure

was resting on rivets.

26500 tons steel

‘tiscrome’ was used to

erect the setu.

Setu is painted once in 5

years covering 22 lac sq

meters surface.

Last painting cost was

Rs.65 lac using 26,500

litres paint.

Yearly expense for

cleaning litters of birds is

Rs.5 lac. app.

of 27

Toll Free telephone No. 1800-111-139 or/and 1800-111-321: for the convenience of railway users to

suggest/grievances relating to catering services (Overcharging, Food Price, Less Quality etc) on Indian

Railways. The facility is available 24×7 on this number and railway passengers can register their

complaints/suggestions regarding food and catering services. Wherever possible, action is taken on real

time basis for redressal of their grievances.

Railway Enquiry Customer Care Number 139 (Chargeable): For PNR enquiry, Accommodation

availability, Fare enquiry, Current train running position, IRCTC relevant information, Also Get

information by SMS .

Swachh Bharat Pakhwada (May 16-31, 2016) action plan for Pensioners Associations

No.55/10/2016-P&PW (C)

Government Of India

Ministry Of Personnel, P.G.and Pensions

Department of Pension and Pensioners Welfare

3rd Floor, Lok Nayak Bhavan

Khan Market, New Delhi

Dated the 9th May, 2015

To

The Secretary/President

All Identified Pensioners Associations

(As per enclosed list)

Subject: Swachh Bharat Pakhwada (May 16-31, 2016) action plan for Pensioners Associations.

Sir,

As you are aware Government of India has launched swachh bharat Mission to achieve total sanitation and

cleanliness by 2nd October, 2019. It has, therefore, been desired that each Ministry, based on the Ministry’s areas

of responsibility, draw out and implement at least a fortnight long action plan every year to bring into focus, its

contribution towards Swachh Bharat Mission and also to carry out substantive work related to Swachhta.

2. As a step towards this direction, this department has prepared an action plan, to involve pensioners associations

identified under pensioners portal in this mission, with special reference to “Swachh Bharat Pakhwada” being

observed during May 16-31, 2016. Under the proposed action plan, pensioners Associations are expected to:-

(i) Organize a mass pledge by members of Pensioners Associations (Copy enclosed)

(ii) Sensitize their members on cleanliness in their neighborhood.

3. In view of above you are requested to observe the Swachh Bharat Pakhwada during May 16-31,2016 by

organizing the above activities by involving members of your pensioners associations.

4. You are also requested to take photographs of activities undertaken by you during the pakhwada and send the

same along with a report on the activities undertaken by your association, immediately after duration of the

pakhwada, for uploading the same on pensioners portal website.

your faithfully

(Seema Gupta)

Deputy Secretary to the Govt. of India

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GK QUIZ

Q1. Who discovered stainless steel ?

Q2. Who started 1st

census ?

Q3. Who is first Bengalee Bharat Ratna ?

Q4. How snakes smell ?

Q5. What is the oldest football club in india ?

Q6. What is the 1st

Newspaper of India ?

Answer to Quiz of May’2016 issue

Q 1. Fingerprint varies from man to man. Which other organ has same proprty? Tongue print

Q2. When and where 1st

train ran in Bengal? 15th

Aug, 1854 from Howrah to Hooghly.

Q3. Who ordered for Sunday holiday? The Roman Emperor Constanstain

Q4. How much watwer is carried by a human being in his body? 65% of body weight

Q5. How many boarders were in Titanic when drowning? 2227 persons

Q6. Which indian got MA in 18 languages and excel in 34 languages? Harinath Dey

JOKES :

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HEALTH GUIDE FOR PENSIONERS :

Homeopathic treatment history from world famous eminent Doctors : Case – 3

(We started this column from April’16 issue on legendary Doctors’ treatment history of Single Dose…….Editor)

“An employee of Lohagarh estate was suffering from renal colic for a long time. Allopath and kaviraji

treatment continued for 8-10 years with no visible result. Ultimately they advised for surgery to

remove renal caclcuali. Then he came under my treatment when I was staying in Dhanbad. He has a

nagging pain on back shoulder of right side. Terrific constipitstion with no relief by taking oral

medicines. Daily from 2.30 to 3pm in the afternoon he felt severe pain in lever and renal passage and

he was gradually weakening. pain subsided after 3-4 hours, but shoulder pain continued. Tongue is

thick, coated, mind depressed. Cheli 1000 was applied.he felt better in 3 months with gradual increase

in all out relief. After 3 months, when pain returned, again cheli 1000 was applied. After 8 months the

pain again returned when cheli 10,000 was apllied with complete relif and no more medicine was

needed.”

(From page 536 of Homeopathic Materia Medica , Volume-I by Dr. N Ghatak)

IN OUR APR’16 ISSUE, WE WROTE…”The market

today is flooded with readymade mixtures and bio

combinations which make homoepathic treatment

very easy and which avoids very hard work in

studying symptoms following the way of

Hahneman’s theory. But these combinations are

never proved on healthy bodies. As a result,

physicians every where almost forgot the

valueable treasure Hahneman invented. Of course

today’s people have no patience and not properly

educated about the art of homeo healing and

physicians in this circumstances, tend to be money

minded for easy prescription forgetting

Hahnemanian ‘cure’.”

THIS ASPECT CAME IN THE DAILY NEWS PAPER

“BARTAMAN” IN 23RD

MAY ISSUE WITH CAPTION

“Huge debate started with combination medicines

of Homeopathy” AND HOMEOPATHIC MEDICAL

ASSOCIATION OR HOMAI STARTED ITS MOVEMENT

AGAINST COMBINATION MEDICINES IN ITS

RECENTLY HELD MEETING IN NAGPUR.

VIRTUALLY COMBINATION MEDICINES WITH

SERIAL NUMBERS DIESEASE-WISE ARE SOLD

RAMPANT BY THE MEDICAL STORES WITHOUT ITS

SCIENTIFIC HEALING EFFECTS. THESE ARE DONE

FOR BUSINESS GAINS ONLY AND MUST BE

STOPPED WITH GOVT. INTERVENTIONS. IT IS

CLEARLY TO BE UNDERSTOOD THAT HOMEO

MEDICINES WILL WORK ONLY WHEN PROVING

PROPERTIES OF MEDICINAL SUMSTANCES MATCH

WITH DISEASE SYMPTOMS OF THE SICK AND THAT

TOO WITH CORRECT POTENCY. BUT COMBINATION

MEDICINES IGNORES THESE VITAL ASPECTS OF

HOMEOPATHY THOUGH ITS COST IS

UNREASONABLY EXORBITANT HAVING NO

JUSTIFICATION.

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5 BEST HOMEOPATHIC MEDICINES FOR PROSTATE GLAND ENLARGEMENT

A COMMON PERCEPTION THAT PEOPLE HAVE IS THAT THERE IS NO TREATMENT EXCEPT SURGERY FOR

PROSTATE GLAND ENLARGEMENT. THIS IS FAR FROM REALITY. HOMEOPATHIC MEDICINES ARE QUITE EFFECTIVE

WHEN IT COMES TO TREATMENT OF PROSTATE GLAND ENLARGEMENT. READ ON TO KNOW MORE ABOUT THE

COMMONLY USED HOMEOPATHIC REMEDIES FOR ENLARGED PROSTATE.

An old age problem that happens in almost all old males is the enlargement of prostate gland. It is also known as

Benign Prostatic Hypertrophy (BPH). This enlargement is to be differentiated from the cancerous type. In BPH,

there is no cancer. It is just a benign enlargement. Benign means that there is no evidence of cancer; it does not

mean that it will not cause any symptoms.

The prostatic enlargement impinges on the urethra. This causes the usual symptoms like frequency of urination,

urgency of urination, feeble stream of urine, inability to start urination and dribbling of urination after finishing

urination. In some cases, there may be complete inability to urinate which is known as retention of urine. It is

often a dire situation requiring immediate medical attention. Pain may also be present in some patients though

it is not always the case. Some patients may report of burning sensation while urinating or after urinating.

Treatment of enlarged prostate gland or BPH

In the conventional system of medicine, the only available treatment option is surgery. The enlarged part of the

prostate is excised during the surgery. It has been practically seen that most of the patients develop the same

symptoms after some time has lapsed. The symptoms for which the surgery was done usually come back some

time after the surgery. This means that the surgery did not provide them with a lasting solution. Rather it turned

out to be a palliative which provided relief for a short time only.

Homeopathy for Benign Prostatic Hyperplasia or BPH – Non Surgical treatment for Prostate Enlargement:

A question foremost in the mind of every patient is whether there is any non surgical treatment for Benign

Prostatic Hyperplasia. The answer to the question is an emphatic yes. There is a non surgical and safe treatment

for prostate enlargement and this is the homeopathic treatment of prostate enlargement. Homeopathy stands

in stark contrast with the surgical approach. Homeopathic remedies for prostate enlargement are able to cure

the symptoms that arise from the enlargement of the prostate. At the same time, they are able to get the

prostate gland back into the original shape and size. These effects are permanent and not short lasting. I have

personally seen hundreds of cases getting cured in the last 2 decades of my clinical practice.

5 best Homeopathic medicines for prostate gland enlargement:

On the basis of my personal experience in treating this problem, I am giving a list of 5 best homeopathic

medicines for prostate gland enlargement. These medicines have been used on the basis of recorded symptoms

as given in the homeopathic materia medica and corroborated by clinical practice. One can easily find the

mention of these medicines in the homeopathic repertories and the homeopathic materia medicas. I don’t claim

to have invented any of these medicines. They were introduced into the homeopathic lexicon by stalwarts of

Homeopathy like Dr Hahnemann, Dr Hering, Dr Kent and Dr Allen. I just put these medicines to use on my

patients after studying them in the books written by these great homeopaths. They are mentioned in almost all

the books of homeopathy and any homeopath can find them with a careful study of the literature.

Baryta Carb - One of the best homeopathic medicines for prostate gland enlargement in old people. In old

people, Baryta Carb is one of the best homeopathic medicines for prostate gland enlargement. There may be

frequent urination. One feels the urge to urinate every now and then. At the same time, there may be some

burning in urethra while urination. There may be other symptoms of old age that are indicative of Baryta Carb.

Degenerative changes may be seen in the cardiac, vascular and cerebral system. The patient may be losing his

memory. There may be impotence or lack of libido. The testicles may be hardened. There may be offensive

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perspiration in the feet. Patient is often sensitive to cold and cannot tolerate cold. One may be so weak that

one is forced to lean on something.

Digitalis - One of the best homeopathic medicines for prostate gland enlargement with heart trouble.In cases

where there is the presence of one or the other heart trouble along with the urinary symptoms, Digitalis is one

of the best homeopathic medicines for prostate gland enlargement. It is also quite suited to old men with heart

troubles. The pulse may be weak, irregular or intermittent. It may be abnormall slow too. Oedema of internal or

external parts may also be seen. There may be swelling of the male parts too. It is also a very good medicine for

retention of urine arising from enlargement of prostate gland.

Staphysagria - One of the best homeopathic medicines for prostate gland enlargement with dysuria. When there

is presence of pain while urination, Staphysagria is one of the best homeopathic medicines for prostate gland

enlargement. There is a sensation of pressure upon the urinary bladder. It feels as if it had not been completely

emptied. There is burning in the urethra when urinating. This burning may also be present when one is not

urinating. There is pain even after urinating. There is a sensation of a drop rolling down the passage.

Conium - One of the best homeopathic medicines for prostate gland enlargement with frequent urination. When

frequent urination is the predominant symptom, Conium is one of the best homeopathic medicines for prostate

gland enlargement. This condition may even have resulted from an injury or a blow to the concerned area. Its

main action is on the glands of the body and causes hardening or induration of the glands. It tends to harden the

glands so much that they feel like a stone. There is much difficulty in passing urine. The urine starts and stops

and then starts again. There is dribbling of the urine after finishing urination.

Sabal Serrulata - One of the best homeopathic medicines for prostate gland enlargement. It is one of the most

famous homeopathic medicines for prostate gland enlargement. I have often come across patients who just

started taking Sabal Serrulata on the recommendation of a friend or a fellow patient who might have been

benefited from it. They often tell me that it is one of the best medicines that they have ever taken, allopathic

medicines included for the prostate gland enlargement. Sabal Serrulata is the famous Saw Palmetto. It has

traditionally been used for a variety of urinary and reproductive disorders. It causes irritability of the genito-

urinary organs. There is constant desire to pass urine at night.

MEMBERS’ TOUR :

OUR GROUP TOUR TO BOTANICAL GARDEN & BE COLLEGE (UNIVERSITY), HOWRAH ON 26.05.2016

The Acharya Jagadish Chandra Bose Indian Botanic Garden (previously known as Indian Botanic Garden) is

situated in Shibpur, Howrah near Kolkata. They are commonly known as the Calcutta Botanical Garden, and

previously as the Royal Botanic Garden, Calcutta. The gardens exhibit a wide variety of rare plants and a total

collection of over 12,000 specimens spread over 109 hectares. It is under Botanical Survey of India (BSI) of

Ministry of Environment and Forests, Government of India. The gardens were founded in 1787 by

Colonel Robert Kyd, an army officer of the British East India Company, primarily for the purpose of identifying

new plants of commercial value, such as teak, and growing spices for trade. Joseph Dalton Hooker says of this

Botanical Garden that "Amongst its greatest triumphs may be considered the introduction of the tea-plant from

China ... the establishment of the tea-trade in the Himalaya and Assam is almost entirely the work of the

superintendents of the gardens of Calcutta and Seharunpore (Saharanpur)." A major change in policy, however,

was introduced by the botanist William Roxburgh after he became superintendent of the garden in 1793.

Roxburgh brought in plants from all over India and developed an extensive herbarium. This collection of dried

plant specimens eventually became the Central National Herbarium of the Botanical Survey of India, which

comprises 2,500,000 items.

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PARTICIPANTS : (1

ST PHOTO): BASUDEB DAS, DK GHOSH, SUJIT CHOWDHURY, NP KUNDU, SK MAZUMDAR,PG SAHA, AK GOSWAMI 2

ND IN 2

ND PHOTO

MEMBERS’ NEWS:

Sri S/Sri Achintya Kumar Ghosh, Pramatha Nath Das, Noni Gopal Sen gupta and Smt.Pratima Bose

joined Kolkata Association. Eastern News cordially welcomes them wishing a very meaningful retired

life.

READERS’ VIEWS:

1. Thanks a ton Sirs for sending me a copy of the May issue of the EN- as usual dot on time.

Hearty congrats for this yeomen service. I enjoyed the Gems from Buddha and excellent tips for the

stomach ailments due to stress…R Venugopal.

2. I have gone through this Issue. I commend that the entire matter of Supreme Court Orders

dated 31-3-16 has been summarised in a proper way. Details of Mediclaim premium is also

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exhaustive. Other information relating to Sr citizens by railways also adds to our knowledge. As

regards Pension updation I am also of the view that management and government can still be

approached through negotiations, as there is no guarantee from the court….. M L BHATIA, ex-

A.O.(Legal), Delhi.

3. I thank you very much for your email-eastern news,may16. Your editorial write up is the most

practical suggestion is the need of the hour and all the concern person will definitely take a look

at it and act. May God bless and all…..Jayanti Gor.

4. Thanks Sir for sending me the monthly e-Magazine Eastern News well in time on 1st May 2016

itself. As it was published on the MAY DAY, an auspicious day for workers and employees of the

world who established their long pending right of 8 hours working per day, after a prolonged

struggle, it would have been appropriate, if a few lines could have been incorporated in your

esteemed magazine on the subject,and on it's relevance even today, for an united struggle for

any common cause.

All the features in your magazine are up-to-date, useful and highly informative. The cartoon

page showing works on the railway track is very appropriate, which often depicted in IIM

Management Classes, to show the difference between "Efficiency" and "Effectiveness". We are

all efficient perhaps as a solo groups; but while fighting our cases in High courts and supreme

court, we are unable to become effective together (as shown in picture appropriately), though a

call is repeatedly given by you for a united fight….A.S. Parida, Bhubaneswar.

NOTE :

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MONTHLY EASTERN NEWS CAN NOW BE READ DIRECTLY FROM :

PENSIONERS VOICE & SOUND TRACK, EDITOR :: RK SAHNI :

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