24A1700174A1700244A1700304A1700344A1700744A1700954A1709094A1C0050 //

(ROA)(ROE)

23242356236223642382321332314938(NB)XXX22.0415.29------31.99---27.8346.26

2-1 -238220082009201020112012137,910,062177,868,568221,618,081252,793,639216,464,616223,985,411284,487,731333,220,860369,137,783340,283,98361.57%62.52%66.51%68.48%63.61%49382008200920102011201277,530,549101,618,43257,515,862128,044,532225,392,156167,504,633197,388,909148,357,091219,628,741321,470,98946.29%51.48%38.77%58.30%70.11%=/32312008200920102011201271,021,668102,857,977121,577,559139,759,516137,031,639107,892,893155,936,630178,447,239201,309,287199,024,17965.83%65.96%68.13%69.43%68.85%23242008200920102011201270,060,432189,535,801186,983,671130,897,139165,713,822147,896,939287,321,869300,139,717236,957,611272,290,28747.37%65.97%62.30%55.24%60.86%=/

20102012=1-64.54%52.99%58.35%67.64%2-2 -23822008200920102011201218,195,063018,383,40020,879,4009,043,36986,075,349106,619,163111,602,779116,344,144123,819,3676,736,8116,690,9138,024,0107,763,5547,523,7471548%1593%1620%1768%1766%4938200820092010201120128,000,0007,200,0006,991,20012,110,00017,696,20689,974,08495,770,47790,841,22991,584,20996,078,8335,487,2304,253,8024,041,5463,934,8573,832,0441785%2421%2421%2635%2969%=(+)/102324200820092010201120129,871,209000077,836,50797,786,068113,156,046106,060,472106,576,4652,069,4092,131,2762,176,6442,183,5142,160,3284238%4588%5199%4857%4933%3231200820092010201120129,858,0005,765,4000011,024,52436,871,22553,078,65356,869,68061,549,77161,992,5404,076,4043,629,7965,507,4808,174,2168,207,4461146%1621%1033%753%890%=(+)/

100%100%11659%2446%4763%1089%

3-1 -238220082009201020112012184,499,026243,598,631286,055,981319,725,667290,514,351118,317,775177,392,873202,068,344229,739,712205,716,918155.94%137.32%141.56%139.17%141.22%49382008200920102011201275,232,766100,228,58859,018,914128,013,989227,027,53669,510,12394,169,78850,203,065115,532,544207,240,143108.23%106.43%117.56%110.8%109.55%=/32312008200920102011201283,578,899124,439,382132,189,851141,272,625129,694,80859,908,63895,275,485119,201,949136,665,831122,466,891139.51%130.61%110.9%103.37%105.9%23242008200920102011201295,589,777223,875,037230,990,361165,602,004193,064,99160,062,280189,339,839186,963,328130,872,137165,490,729159.15%118.24%123.55%126.54%116.66%=/

143.04110.51128.83118.06%100%200%2008~20093-2 -23822008200920102011201230,017,62431,363,50634,265,36548,290,94429,192,5642,667,3832,818,3041,857,7452,333,6591,868,319114,440,440157,104,929189,827,855202,591,211212,225,129118,317,775177,392,873202,068,344229,739,712205,716,918145.32%127.08%125.81%117.39%121.83%4938200820092010201120125,919,4823,512,7488,808,0756,815,95512,006,9191,161,883986,948387,999482,605368,67646,754,11283,544,64342,612,387111,412,199192,128,99769,510,12394,169,78850,203,065115,532,544207,240,14379.63%94.22%102.51%102.38%103.57%=(++)/23242008200920102011201220,602,45920,163,20134,831,66223,223,18518,322,054238,230475,440791,909578,344499,45560,616,789155,049,675168,414,971119,371,888145,050,64760,062,280189,339,839186,963,328130,872,137165,490,729135.96%92.62%108.84%109.17%99.1%3231200820092010201120128,532,76814,569,35020,070,81612,925,79417,358,6992,475,6701,733,4581,484,2901,142,612510,72265,492,904101,702,750105,845,234116,164,57297,717,44459,908,63895,275,485119,201,949136,665,831122,466,891124.33%123.8%107.04%96.57%98.73%=(++)/20082009100%100%

127.4896.46109.13110.09%3-3 - 238220082009201020112012264,71495,735291,398469,028523,26225,234,65325,985,98823,254,44727,434,95727,388,87796.33272.4480.859.4953.34493820082009201020112012157,672111,84294,815210,687452,2035,023,7007,195,0497,316,41058,5146,541,35332.8665.3378.171.2815.47=(+)/323120082009201020112012493,464257,693342,794596,441996,5638,387,71811,143,29413,774,81110,187,9308,127,80918.0044.2441.1818.089.1623242008200920102011201289,81845,681120,906135,535107,98314,797,90120,187,24226,562,83012,102,3337,175,150165.75442.92220.7090.2967.45=(+)/

20082009100112.4838.62197.4226.13//

4-1 - /238220082009201020112012763,064,191750,034,6511,063,453,6391,060,512,621965,407,083124,339,103114,440,440157,104,929189,827,855202,591,211114,440,440157,104,929189,827,855202,591,211212,225,1296.39% 5.52% 6.13% 5.41% 4.65% 57.11 66.07 59.54 67.53 78.42 493820082009201020112012303,748,099327,964,527297,761,769371,712,663638,698,954046,754,11283,544,64342,612,387111,412,19946,754,11283,544,64342,612,387111,412,199192,128,99712.99% 5.03% 4.72% 4.83% 4.21% 28.09 72.51 77.32 75.62 86.73 =365/232420082009201020112012404,992,910626,217,661844,508,265649,477,507607,679,57464,848,93960,616,789155,049,675168,414,971119,371,88860,616,789155,049,675168,414,971119,371,888145,050,6476.46% 5.81% 5.22% 4.51% 4.60% 56.54 62.85 69.90 80.87 79.41 323120082009201020112012422,281,368523,117,732546,628,156586,477,183598,758,59355,052,15265,492,904101,702,750105,845,234116,164,57265,492,904101,702,750105,845,234116,164,57297,717,4447.01% 6.26% 5.27% 5.28% 5.60% 52.10 58.33 69.29 69.09 65.19 =365/

%5.62 6.36 5.32 5.88

08

65.73 68.05 69.91 62.80 4-2 - /238220082009201020112012730,925,337719,396,8901,035,636,4921,027,269,994932,937,76513,263,4979,543,03714,971,79929,643,72947,434,5879,543,03714,971,79929,643,72947,434,58737,433,75964.10%58.69%46.42%26.66%21.99%5.69 6.22 7.86 13.69 16.60 493820082009201020112012294,855,005318,659,711287,193,000366,365,728631,839,940018,721,21810,517,2087,169,8089,252,96118,721,21810,517,2087,169,8089,252,96112,018,150 31.50% 21.80% 32.48% 44.62% 59.41% 11.59 16.75 11.24 8.18 6.14 =365/232420082009201020112012384,605,656597,374,668812,469,949628,904,717591,451,66512,338,64813,513,94647,918,64126,380,40922,040,25113,513,94647,918,64126,380,40922,040,25128,302,612 29.75% 19.45% 21.87% 25.98% 23.50% 12.27 18.77 16.69 14.05 15.53 323120082009201020112012402,074,535499,595,051520,770,363562,007,162574,159,6945,543,9266,357,9544,250,2932,318,3286,600,9896,357,9544,250,2932,318,3286,600,9896,147,36067.56% 94.19% 158.56% 126.02% 90.08% 5.40 3.88 2.30 2.90 4.05 =365/

%43.57 37.96 24.11 107.28

10.01 10.78 15.46 3.71 4-3 - 238220082009201020112012763,064,191750,034,6511,063,453,6391,060,512,621965,407,0836,736,8116,690,9138,024,0107,763,5547,523,747113.27% 112.10% 132.53% 136.60% 128.31% 493820082009201020112012303,748,099327,964,527297,761,769371,712,663638,698,9545,487,2304,253,8024,041,5463,934,8573,832,04455.36% 77.10% 73.68% 94.47% 166.67% =/323120082009201020112012422,281,368523,117,732546,628,156586,477,183598,758,5934,076,4043,629,7965,507,4808,174,2168,207,446103.59% 144.12% 99.25% 71.75% 72.95% 232420082009201020112012404,992,910626,217,661844,508,265649,477,507607,679,5742,069,4092,131,2762,176,6442,183,5142,160,328195.70% 293.82% 387.99% 297.45% 281.29% =/2010

% 125.80 101.50 291.91 105.70 4-4 - 238220082009201020112012763,064,191750,034,6511,063,453,6391,060,512,621965,407,083223,985,411284,487,731333,220,860369,137,783340,283,9833.41% 2.64% 3.19% 2.87% 2.84% 493820082009201020112012303,748,099327,964,527297,761,769371,712,663638,698,954167,504,633197,388,909148,357,091219,628,741321,470,9891.81% 1.66% 2.01% 1.69% 1.99% =/323120082009201020112012422,281,368523,117,732546,628,156586,477,183598,758,593107,892,893155,936,630178,447,239201,309,287199,024,1793.91% 3.35% 3.06% 2.91% 3.01% 232420082009201020112012404,992,910626,217,661844,508,265649,477,507607,679,574147,896,939287,321,869300,139,717236,957,611272,290,2872.74% 2.18% 2.81% 2.74% 2.23% =/

%3.082.302.643.56(ROA)(ROE)

5-1 - (ROA)23822008200920102011201220,219,45022,312,95218,592,07523,052,53623,039,047231,671,987254,236,571308,854,296351,179,322354,710,883ROA8.73%8.78%6.02%6.56%6.50%4938200820092010201120125,526,3176,751,5886,211,436111,3656,103,79683,858,225182,446,771172,873,000183,992,916270,549,865ROA6.59%3.70%3.59%0.06%2.26%=/=(+)/23231200820092010201120126,877,9299,134,63612,030,3429,065,0286,666,43194,657,356131,914,762167,191,935189,878,263200,166,733ROA7.27%6.92%7.20%4.77%3.33%23242008200920102011201212,639,03719,208,04923,271,79611,014,6806,411,027152,793,263217,609,404293,730,793268,548,664254,623,949ROA8.27%8.83%7.92%4.10%2.52%=/=(+)/2(ROA)15ROAROA2011ROA

7.32%3.24%6.33%5.90%5-2 - (ROE)23822008200920102011201220,219,45022,312,95218,592,07523,052,53623,039,04786,732,645 96,347,256 109,110,971 113,973,462 120,081,756 ROE23.31%23.16%17.04%20.23%19.19%4938200820092010201120125,526,3176,751,5886,211,436111,3656,103,796 45,092,877 92,872,281 93,305,853 91,212,719 93,831,521 ROE12.26%7.27%6.66%0.12%6.51%=/=(+)/23231200820092010201120126,877,9299,134,63612,030,3429,065,0286,666,431 34,804,733 44,974,939 54,974,167 59,209,726 61,771,156 ROE19.76%20.31%21.88%15.31%10.79%23242008200920102011201212,639,03719,208,04923,271,79611,014,6806,411,027 78,042,907 87,811,288 105,471,057 109,608,259 106,318,469 ROE16.19%21.87%22.06%10.05%6.03%=/=(+)/2(ROE)1

20.58%6.56%15.24%17.61%5-3 -23822008200920102011201214,832,93116,252,37911,951,41314,927,61717,719,080493820082009201020112012219,0841,068,7404,032,105-1,823,495-1,720,2353231200820092010201120125,998,7046,715,7088,359,2335,941,1545,674,33723242008200920102011201211,219,36017,711,01618,283,9077,758,9324,869,9262010NB

15,136,684355,24011,968,6286,537,8275-4 -23822008200920102011201225,234,65325,985,98823,254,44727,434,95727,388,8774938200820092010201120125,023,7007,195,0497,316,41058,5146,541,3533231200820092010201120128,387,71811,143,29413,774,81110,187,9308,127,80923242008200920102011201214,797,90120,187,24226,562,83012,102,3337,175,15025,859,7845,227,00516,165,09110,324,312

2010NB5-5 -23822008200920102011201220,219,45022,312,95218,592,07523,052,53623,039,047763,064,191750,034,6511,063,453,6391,060,512,621965,407,0832.65%2.97%1.75%2.17%2.39%4938200820092010201120125,526,3176,751,5886,211,436111,3656,103,796303,748,099327,964,527297,761,769371,712,663638,698,9541.59%2.06%2.09%0.03%0.96%=/3231200820092010201120126,877,9299,134,63612,030,3429,065,0286,666,431422,281,368523,117,732546,628,156586,477,183598,758,5931.63%1.75%2.20%1.55%1.11%23242008200920102011201212,639,03719,208,04923,271,79611,014,6806,411,027404,992,910626,217,661844,508,265649,477,507607,679,5743.12%3.07%2.76%1.70%1.06%=/2.39%1.35%1.65%2.34%1

5-6 -2382200820092010201120125.586.094.896.026.014938200820092010201120123.082.952.730.052.713231200820092010201120124.575.236.154.363.062324200820092010201120123.264.915.382.531.47EPS2011TV

5.722.303.514.67

6-1 -23822008200920102011201217,971,9713,817,4733,367,262-15,252,726-20,089,566118,317,775177,392,873202,068,344229,739,712205,716,91815.19%2.15%1.67%-6.64%-9.77%493820082009201020112012-4,591,2047,775,05510,445,490-7,752,843-9,602,37069,510,12394,169,78850,203,065115,532,544207,240,143-6.61%8.26%20.81%-6.71%-4.63%=/32312008200920102011201210,928,79810,411,667-3,169,7393,903,206-170,28459,908,63895,275,485119,201,949136,665,831122,466,89118.24%10.93%-2.66%2.86%-0.14%2324200820092010201120125,009,4403,161,11916,542,32528,685,818-6,229,13260,062,280189,339,839186,963,328130,872,137165,490,7298.34%1.67%8.85%21.92%-3.76%=/0.52%2.22%7.40%5.85%2010201120.81%21.92%20(7.40%)

6-2 - 238220082009201020112012571,266,33559,078,58153,339,23533,700,595-10,185,586514,338,11910,064,96311,602,30621,919,29317,869,68752,324,6769,269,03323,267,88237,501,66024,170,2625-41,694,859-48,844,095-55,538,161-60,532,775-67,406,412122.12%86.65%59.00%28.09%-9.31%4938200820092010201120125---5,714,218-3,725,8725---93,767,42697,361,7285---9,252,96112,018,1505----8,154,417-8,154,417---5.14%-3.17%232420082009201020112012547,332,35442,793,70251,057,93165,163,84147,169,570518,320,33227,267,38328,127,70927,446,54034,651,05755,075,75539,926,08716,765,68711,199,77815,963,9645-31,281,243-30,620,432-37,212,880-43,753,472-43,449,34486.57%43.75%62.19%79.08%50.15%323120082009201020112012514,485,66423,355,44818,467,85314,891,61221,903,648516,461,19926,657,81342,233,85757,401,45064,635,85851,300,039-332,671-3,071,1433,131,092603,4345-8,727,290-9,923,780-14,973,275-19,507,585-21,290,79854.69%64.43%34.11%18.61%25.31%---2008(122.12%)200620112012(64.35%)

57.31%0.98%64.35%39.43%6-3 - 23822008200920102011201217,971,9713,817,4733,367,262-15,252,726-20,089,566-12,030,235-12,500,338-13,972,528-13,679,354-15,223,9576,736,8116,690,9138,024,0107,763,5547,523,747 -724,701-846,630-1,223,601-1,659,728-2,132,546 76,90935,56550,15647,10449,92230,653,81732,180,65437,581,40240,103,23140,711,9352,095,7572,017,5331,559,4671,545,3311,533,950184,499,026243,598,631286,055,981319,725,667290,514,351118,317,775177,392,873202,068,344229,739,712205,716,91866,181,25166,205,75883,987,63789,985,95584,797,4335.58%-8.04%-8.01%-20.50%-25.82%493820082009201020112012-4,591,2047,775,05510,445,490-7,752,843-9,602,3700-882,092-4,000,594-3,271,73105,487,2304,253,8024,041,5463,934,8573,832,044 10,078,434-2,639,161-2,403,35014,959,43113,434,414 217,672235,453181,820121,22393,94785,259,91190,594,84583,573,59486,765,90089,819,9861,524,7262,311,6741,723,037913,995791,42375,232,766100,228,58859,018,914128,013,989227,027,53669,510,12394,169,78850,203,065115,532,544207,240,1435,722,6436,058,8008,815,84912,481,44519,787,393-5.21%6.50%6.40%-12.35%-9.52%2324200820092010201120125,009,4403,161,11916,542,32528,685,818-6,229,132-9,278,301-5,825,807-10,264,535-11,905,350-6,175,3512,069,4092,131,2762,176,6442,183,5142,160,328 -1,125,854-1,247,855-1,390,261-1,541,173-1,714,078 730,089836,242894,909743,568724,10649,075,27860,105,08865,471,62267,921,24976,151,5861,162,4751,210,4681,501,0901,250,844913,38295,589,777223,875,037230,990,361165,602,004193,064,99160,062,280189,339,839186,963,328130,872,137165,490,72935,527,49734,535,19844,027,03334,729,86727,574,262-6.45%-3.59%6.28%15.79%-11.20%32312008200920102011201210,928,79810,411,667-3,169,7393,903,206-170,284-3,731,201-1,637,690-5,049,495-6,299,707-4,572,7054,076,4043,629,7965,507,4808,174,2168,207,446 -4,366,804-6,428,869-7,782,578-9,845,287-12,359,735 2,020,1621,664,4251,822,0281,649,6251,536,23717,830,26425,889,78338,589,49249,761,94459,131,1412,407,3261,977,6692,160,4162,100,5021,990,78483,578,899124,439,382132,189,851141,272,625129,694,80859,908,63895,275,485119,201,949136,665,831122,466,89123,670,26129,163,89712,987,9024,606,7947,227,91713.24%12.76%-11.94%-3.15%-5.24%-11.36%-2.84%0.17%1.13%201115.79%201226(1.13%)

()

7-1 -

(ROA)(ROE)8255

12237-2 -7-3 -()(a) 4A170017

(b) 4A170024(c) 4A170030 !!!! Touch(d) 4A170034(e) 4A170074(f) 4A170095...XD(g) 4A170909(h) 4A1C00504A170017//4A1700244A1700304A170034(ROA)(ROE)4A1700744A1700954A1709094A1C0050TEJ+() Yahoo! https://tw.stock.yahoo.com/cnYEShttp://www.cnyes.com/Google-END-