your super, your future money. · future money. think about your super as your future money. super...

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Your super, your future money. Think about your super as your future money. Super is money paid by your employer, in addition to your salary. It’s paid into a super account – usually of your choice – where it’s invested on your behalf by professional investment managers. Once you retire and reach your preservation age, you can access the money in your super account. What you do with your super now can make a huge difference to how much you’ll have later in life to do the things you want. So, keeping track of your super is important.

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Page 1: Your super, your future money. · future money. Think about your super as your future money. Super is money paid by your employer, in addition to your salary. It’s paid into a super

Your super, your future money.Think about your super as your future money.

Super is money paid by your employer, in addition to your salary. It’s paid into a super account – usually of your choice – where it’s invested on your behalf by professional investment managers. Once you retire and reach your preservation age, you can access the money in your super account.

What you do with your super now can make a huge difference to how much you’ll have later in life to do the things you want. So, keeping track of your super is important.

Page 2: Your super, your future money. · future money. Think about your super as your future money. Super is money paid by your employer, in addition to your salary. It’s paid into a super

What are you looking for?Your super, your future money.

I’m starting a new job

I want to get my super sorted

I’m planning on retiring soon

Page 3: Your super, your future money. · future money. Think about your super as your future money. Super is money paid by your employer, in addition to your salary. It’s paid into a super

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The choice is yours - Usually you can decide where your super goes. But if you don’t make a choice, your employer will.

This may leave you with multiple funds, paying multiple sets of fees and insurance premiums.

Let your employer know you’d like them to pay your super into your Sunsuper account.

Choose where your super goes

Choose a super performer - Change to an award-winning super fund that

places your interests above all else and join the 1.4 million Aussies who have

chosen the super performer, Sunsuper.

Learn more about Sunsuper

Back to start

I’m starting a new job.

Page 4: Your super, your future money. · future money. Think about your super as your future money. Super is money paid by your employer, in addition to your salary. It’s paid into a super

Get your super sorted.

Back to start

Find and combine your super - If you have more than one super account, consider combining them into a single fund to save on fees and charges. At Sunsuper, we can help consolidate your funds or find any lost super money, so you can manage and keep track of your super savings easily. More

Choose investments - Choosing how your super is invested is important. Whether you choose your own investment mix or leave it to the experts, you should consider your personal circumstances, financial goals and attitude to risk. More

Review your insurance - Do you have enough insurance for your needs? There are some great benefits to being insured through your super and making sure you have the right insurance in place can financially protect you and your family when the unexpected occurs. More

Nominate a beneficiary - Who will inherit your super and insurance benefits? It’s not easy to plan ahead in the event that the worst should happen. But, being prepared could make a difficult time a lot easier for your loved ones. More

Keep track of your super, manage your super online - Your super is savings for your future, so it’s important to regularly check your super balance. As a Sunsuper member, the best way to manage your account is to register to Member Online or you can also download the Sunsuper app. More

Grow your super - There are several ways you can grow your super savings on top of your employer contributions. Making personal contributions or checking if you’re eligible for a government contribution, can make a positive difference to your retirement dreams. More

Keep your details up-to-date - Keeping your address, email and phone number up-to-date will ensure we can send you information, updates and tips to help you manage your super and reach your retirement dreams. More

Get financial advice - The right advice from a qualified financial adviser can provide peace of mind that your finances are on the right track towards a comfortable retirement. At Sunsuper, our qualified financial advisers can provide simple advice about your Sunsuper account at no additional cost quickly over the phone. If you need a more comprehensive advice for your financial needs, we may refer you to an accredited external financial adviser1. More

Page 5: Your super, your future money. · future money. Think about your super as your future money. Super is money paid by your employer, in addition to your salary. It’s paid into a super

Back to start

Plan your retirement.

Take charge of your retirement - Will you be in the position to live your dream lifestyle in retirement? With a Sunsuper Retirement Income Account, retirement can be your new promotion. It gives you the option to choose your own salary while your super savings keep building. Making it easy for you to take charge and become the boss - of you.

Find out more about Sunsuper’s Retirement Income Account

Get some financial advice - Discover the value of advice and how the right kind can steer you in the right direction to your best possible retirement.

Learn more

Start dreaming

Dream Project - Subscribe to the Dream Project for an ever-evolving world of inspiration, information and tools to help you plan your future, manage your super and enjoy your retirement.

Check out the Dream Project

Dreams for a better world - Sunsuper’s Dreams for a Better World program partners with the visions of Australians and local initiatives to dream big and do good. Grassroots community groups, not-for-profit organisations and small to medium businesses can apply to win a share of $150,000 in grants to help make a positive impact in their community.

Learn more about Dreams for a better world

Page 6: Your super, your future money. · future money. Think about your super as your future money. Super is money paid by your employer, in addition to your salary. It’s paid into a super

1Sunsuper has established a panel of accredited external financial advisers who are not employees of Sunsuper. Sunsuper is not responsible for the advice provided by these advisers and does not receive or pay any referral fees. These advisers will explain to you their advice fees are determined. This material is current as at January 2020 and has been prepared and issued by Sunsuper Pty Ltd, referred to as ‘Sunsuper’. Sunsuper employees provide advice as representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818 AFSL No. 227867) (SFS), wholly owned by the Sunsuper Superannuation Fund. While it has been prepared with all reasonable care, no responsibility or liability is accepted for any errors, omissions or misstatements however caused. All forecasts and estimates are based on assumptions. If those assumptions change, our forecasts and estimates may also change. This material contains general information only. Any advice does not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of any advice having regard to your personal objectives, financial situation and needs before acting on that advice. A copy of the Product Disclosure Statement (PDS) can be obtained by calling 13 11 84. You should consider the PDS in deciding whether to acquire, or to continue to hold, the product. Sunsuper Pty Ltd ABN 88 010 720 840 AFSL No. 228975. Sunsuper Superannuation Fund ABN 98 503 137 921 USI 98 503 137 921 001.

13 11 84 | sunsuper.com.au

Visit

As a Sunsuper member we want you to enjoy the benefits of membership.

From money off your food shop and fuel, to discounts on holidays and homewares, you can

start Livin’ the Dream Rewards daily.

After all, when you save on things that matter now, you’ll have more for what

matters in the future.

sunsuper.com.au/dream-rewards