Studio/T1

2 300€ 2 300€ 3 900€ 3 900€ 5 400€ 6 100€ 12 200€

T2 T3T4**

apartment or house

Choose your option

27€/YEAR 32€/YEAR 47€/YEAR 62€/YEAR 88€/YEAR 98€/YEAR 120€/YEAR

ACCOMMODATION & OPTIONS

PRICES

PERSONAL EFFECTS COVER

- THEFT AND VANDALISM

- FIRE

- WATER DAMAGE

- TENANT’S CIVIL LIABILITY(legal claims of neighbours and third parties)

- CLIMATIC EVENTS

- STAY-TRAVEL LIABILITY

- TERRORIST ATTACKS AND ACTS

- RESULTING COSTS INCURRED

- DAMAGE TO ELECTRICAL APPLIANCES

- LEGAL COSTS AND EXPENSES

- PLATE GLASS BREAKAGES

- PRIVATE LIFE LEGAL LIABILITY

Room/studio in University managed

by the CROUS

Homestay* or private

home

YOUR HOUSEHOLD INSURANCE

Insuring your accommodation is compulsory ! SMENO Assurances offers a comprehensive range intended specially for students !

YOUR HOUSEHOLD INSURANCE

Insuring your accommodation is compulsory!SMENO Assurances offers a comprehensive range intended specially for students!

60€/ YEAR

OPTION 4

OPTION 5

87€/ YEAR

3900€ 5400€PERSONAL EFFECTS COVER

PRICES

SMENO household insurance EXTRAS

Prices specially negotiated for you with AXA Assurance

Comprehensive cover (fire, theft, water damage, electrical

damage, climatic events, tenant’s civil liability, plate glass

breakages)

Top-up your policy formula with 2 optional guarantees

Service that is close to you: subscription and proof of i

nsurance certificate immediately, legal assistance by phone

++

++

OPTIONAL EXTENSIONSOPTIONAL COVER A 14€/YEAR - Extension of the personal effects and computer hardware cover (+1,500€)OPTIONAL COVER B 12€/YEAR - New value In the event of a claim, SMENO Assurances reimburses your damaged or stolen household electrical appliances to their new value

►►

►On line at smeno.com/assurance-habitation

►In any SMENO agency

►By phone : 09 72 67 60 00 (rate number) Monday to Friday, from 9h to 18h

Contracts subscribed through S2C - 432, bd Michelet -13009 MARSEILLE. Registration ORIAS 07 030 727. RCS 395 214 646 00022 - Insurance broker SARL with a capital of 7,622.45€ with AXA France IARD (Head office - 26, rue Drouot - 75009 PARIS - Company controlled by the Code des assurances). As-surances du Nord Ouest (ANO) - Insurance broker SARL with a capital of 18,000€ - RCS Lille 401 172 093 - 59046 LILLE Cedex - ORIAS no. 07 030 114. This document represents a summary of the cover, exclusions, definitions and franchises; full details are available in the SMENO agencies and on smeno.com.

*The individual rents a room without kitchen and bathroom for private use. **4 rooms max. Excess of 61euros except climatic events and natural desaster (legal excess). Options 1, 2 apply only rooms managed by the CROUS. You choose option depending on the coverage you want. Prices valid from 01/05/16 to 30/04/17. Fees included. Contracts without tacit renewal.

SUBSCRIPTION

(list on smeno.com)

FireWater damageTenant’s civil liability(legal claims of neighbours and third parties)

Climatic eventsStay-travel liabilityTerrorist attacks and actsResulting costs incurred

Damage to electrical appliances

Legal costs and expensesPlate glass breakagesPrivate life legal liability

Theft and vandalism

OPTION2

OPTION1

Studio/T1 T2ACCOMMODATION & OPTIONS T3 T4** apartment or house

Homestay* or private home

OPTION 3

Room/studio in University managed by the CROUS

98€/ YEAR

118€/ YEAR

25€/ YEAR

31€/ YEAR

45€/ YEAR

2300€ 3900€2300€ 6100€ 12 200€

1

Choose your option

Enhance your option with one or two extensions2

OPTION 6

OPTION7

* The individual rents a room without kitchen and bathroom for private use. **4 rooms max. Excess of 61euros except climatic events and natural desaster (legal excess). Options 1,2 apply only rooms managed by the CROUS. You choose option depending on the coverage you want. Prices valid from 01/05/17 to 30/04/18. Fees included. Contracts without tacit renewal.

1

Enhance your option with one or two extensions2OPTIONAL EXTENSIONS :OPTIONAL COVER A 14€/YEAR - Extension of the personal effects and computer hardware cover (+1,500€)OPTIONAL COVER B 26€/YEAR - Extension «flatsharing» of the personal effects and computer hardware cover (+3,000€)

SMENO household insurance EXTRASPrices specially negotiated for you with AXA Assurance

Comprehensive cover (fire, theft, water damage, electrical damage, climatic events, tenant’s civil liability, plate glass breakages)

Top-up your policy formula with 2 optional guarantees

Service that is close to you : subscription and proof of insurance certificate immediately, legal assistance by phone

SUBSCRIPTION

On line at smeno.com/assurance-habitation

In any SMENO agency (list on smeno.com)

By phone : 09 72 67 60 00 (rate number)Monday to Friday, from 9am to 8pm

In the event of a claim, SMENO Assurances reimburses your damaged or stolen household electrical appliances to their new value.