Cooperative Extension Twitter Chat (#eXchat) Sponsored by eXtension: http://www.extension.org/personal_finance

Date: Tuesday, December 13, 1pm EST Topic: Year-End Financial Planning Strategies

Join this special Cooperative Extension Twitter chat/YouTube Live event to learn end-of-year financial planning strategies and suggestions for financial New Year’s resolutions. The sponsor, Cooperative Extension, is the largest adult education network in the world, with dozens of community educators with expertise in personal finance.

#eXchat guests include Dr. Barbara O’Neill, CFP®, Rutgers University, Dr. Erik Anderson, University of Idaho, Dr. Elizabeth Kiss, Kansas State University, Dr. Bryce Jorgensen, New Mexico State University, Dr. Laura Hendrix, University of Arkansas, Dr. Lauren Jones, Ohio State University, and Dr. Lorna Saboe-Wounded Head, South Dakota State University. Bob Bertsch, North Dakota State University, will serve as moderator.

General Instructions:

♦ Log in to Tchat.io (http://www.tchat.io/) at 1 pm EST on Tuesday, December 13. ♦ Insert #eXchat into the textbox that pops up so you can tweet easily and view the live Twitter stream ♦ Create valuable content; those who participate will be placed in a drawing for two $10 Amazon gift cards ♦ Have fun with and learn from others who are interested in saving money! ♦ Watch on YouTube Live at https://youtu.be/DHOLLP731Cw Questions That We Will Discuss:

Q1: What are some “best kept financial secrets” for winding down this year and planning ahead for the new year (2017)?

Q2: What year-end tax tips can help people save on 2016 taxes and prepare for the upcoming tax filing season?

Q3: The holidays can be very expensive; What suggestions do you have for saving money during the holiday season?

Q4: What are some strategies for success in keeping New Year’s financial resolutions?

Q5: What are some ways to reduce holiday season financial stress?

Q6: What is a required minimum distribution (RMD) and what kind of tax planning is needed by year-end?

Q7: What is the Earned Income Tax Credit, who can take it, and how does it lower income taxes?

Q8: What are some good uses for a holiday bonus or, looking ahead a few months, an income tax refund?

Q9: Where can people get help with year-end financial planning decisions and actions?

Q10: Do you have any final year-end financial planning tips?