www.rangde.org Share the colours of joy

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Rang De is a pioneering, web-based social initiative

with a mission to provide cost effective microcredit to

low income households in India.

Through an online micro lending platform called

RangDe.Org, Rang De enables individuals to participate

in microcredit by lending as little as Rs. 100.

Rang De is a registered non-profit trust and is head

quartered at Chennai. The organization is funded and

supported by the CSO Partners and ICICI Foundation.

About Rang De

VISION

To 'Make Poverty History in India'

VISION

To 'Make Poverty History in India'

MISSION

To enable individuals in India and the world to connect with low income households by participating in microcredit in a holistic and sustainable manner through an online platform that is transparent and accountable.

MISSION

To enable individuals in India and the world to connect with low income households by participating in microcredit in a holistic and sustainable manner through an online platform that is transparent and accountable.

How Rang De Works

RangDe.Org partners with MFIs & NGOs to identify borrowers.

The partner organization posts the profile of the borrowers on the website.

Any investor can access online the profiles of the borrowers for the required loan.

The investor can pay either a part or the entire loan amount to the borrower.

When the entire loan amount is raised, the partner receives the money and disburses it to

the borrower.

Raising Capital

Individual social InvestmentsAny individual can lend as little as Rs.100 by

simply registering online and choosing a

borrower of his/her choice.

Corporate social investments A corporate can participate by allocating a

budget from their CSR funds. The funds will be

deployed as loans to micro-entrepreneurs.

Rang De Partners

Rang De partners are grass root level non-profit organisations (NPOs) and Microfinance Institutions (MFIs), having strong presence in the community.

The partners are taken on board after a thorough due diligence process.

Due diligence process involves review of financial and other records followed by a field visit by Rang De staff.

Rang De partners act as disbursement and collection agents and cannot levy charges other than prescribed by Rang De and agreed as per the agreement.

Currently, Rang De has 18 Field Partners with operations in 10 states.

Rang De Entrepreneurs

Name : Sabita UpadhyayPlace : Puri, OrissaLoan availed : Rs.5,000Disbursed on : 25.08.2009Business : Coconut salesLoan status : Repaying

Sabita supplies her coconut stock at a

temple and also to some coolies who sell

them for her. She has a 10 month old

baby and 2 girls going to school. She is

eager to earn more for the family and a

second loan of a larger sum from Rang

De can increase her earning capacity.

Rang De Entrepreneurs

Name : Kanakama RediPlace : Puri, OrissaLoan availed : Rs.5,000Disbursed on : 21 Feb 2009Business : Vegetable vendorLoan status : Repaid

A vegetable shop owner in Puri

Kanakama works from 8.00 am until

late night. Unfortunately lack of funds

force her to buy the vegetables on

credit at higher rate. She used the

Rang De loan to buy vegetables at

wholesale rates to increase her profit

margins.

Name : Kabita KhatuaPlace : Kendrapara, OrissaLoan availed : Rs.4,000Disbursed on : 8 July 2009Business : FishingLoan status : Repaid

Kabita has 4 small children, 2 of whom

attend school. With the Rang De loan

Kabita can secure a new ice drum and

fishing nets and also repair and

service her motor boat. This will

certainly help her and her husband

continue their trade successfully.

Rang De Entrepreneurs

Rang De Entrepreneurs

Name : Baban JenaPlace : Kendrapara, OrissaLoan availed : Rs.4,000Disbursed on : 4 May 2009Business : Bamboo basket weavingLoan status : Repaid

Baban makes bamboo baskets and sell them

for a living. She possesses the necessary skills

but lacks the money to buy the raw

materials. The Rang De loan helped her start

her business and make a fair amount of

profit.

Rang De Entrepreneurs

Name : Sebati JenaPlace : Kendrapara, OrissaLoan availed : Rs. 2,000Disbursed on : 20 Nov 2009Business : Bamboo basket weavingLoan status : Repaying

Sebati keeps herself busy throughout the

day making craft items using bamboo. She

manages to sell her ware at a margin and

the money she makes is a great relief to her

family with 2 daughters and a son. Rang De

loan will make her business sustainable.

Name : Kamala DasPlace : Kendrapara, OrissaLoan availed : Rs.1,000Disbursed on : 20 Nov 2009Business : Bamboo basket weavingLoan status : Repaying

Kamala is a small entrepreneur who

makes a living by selling craft items made

from bamboo. Golden grass, rope and

some equipment is frequently needed in

Kamala’s trade and Rang De loan will help

her meet these constant business

demands.

Rang De Entrepreneurs

Rang De Loans

Loans for Businesses

These loans are facilitated at a rate of 8.5% flat.

Loans are for income generation activities.

Around 150 different activities funded so far.

Micro Enterprise Loans

These loans will be facilitated at a rate of 10% flat.

Loans will be facilitated for small businesses.

Loan size in excess of Rs.25,000

Partner : 5%

Social Investor : 2%

Rang De : 1%

Contingency Fund : 0.5%

Partner : 5%

Social Investor : 2%

Rang De : 1%

Contingency Fund : 0.5%

Contingency Fund : 1%Rang De : 2%Partner : 3%Social Investor : 4%

Contingency Fund : 1%Rang De : 2%Partner : 3%Social Investor : 4%

Rang De Loans

Loans for Primary & Secondary Education

Loans are facilitated at a rate of 5% flat.

Loans are facilitated to fund school fees, stationery, uniform and other expenses.

Loans are facilitated in the form of Education Vouchers.

Schools accept education vouchers in lieu of fees, uniforms and other expenses.

Loans for Job Guaranteed Vocational Education

Loans are facilitated at a rate of 8.5% flat.

Loans are provided to unemployed youth from rural India.

Training and placement is provided by our strategic partner.

Partner : 4%

Social Investor : 0%

Rang De : 1%

Contingency Fund : 0%

Partner : 4%

Social Investor : 0%

Rang De : 1%

Contingency Fund : 0%

Partner : 5%

Social Investor : 2%

Rang De : 1%

Contingency Fund : 0.5%

Partner : 5%

Social Investor : 2%

Rang De : 1%

Contingency Fund : 0.5%

Power to choose where the money goes.

Social returns, satisfaction of doing good

Nominal financial returns

Reinvestment option, can revolve fund.

Transparency, repayment and evaluation reports are published for each borrower

Own account to keep track of social investments

Social Investor Benefits

Mitesh Tank

Mumbai, India

" I believe in Rang De because it is the only viable solution to eradicate poverty from India instilling a sense of self belief in people. "

Power to choose where the money goes.

Social returns, satisfaction of doing good

Nominal financial returns

Reinvestment option, can revolve fund.

Transparency, repayment and evaluation reports are published for borrowers

Own account to keep track of social investments

Ability to involve employees of the corporate

Corporate Social Investors

Latest Statistics

Borrowers ImpactedBorrowers Impacted 10,127

Social InvestorsSocial Investors 2,906

Corporate Social InvestorsCorporate Social Investors 99

Loans raisedLoans raised Rs.Rs. 5,38,67,100

Loans repaidLoans repaid Rs. Rs. 3,37,88,672

As on 6rh September 2011

For more details please contact us at

RangDe.OrgVeekay ManorFlat No 14, 3rd FloorNo.8, Gopalkrishna RoadT NagarChennai 600 017

Phone No. : (044) 42121919Mobile No. : 97909 67649 (Ram N K, CEO of Rang De)

E-mail: info@rangde.org

Thank You