winter travel tips

www.WBRInsurance.com

Travel TipsWinter

http://www.WBRInsurance.com


Prepare Your Home Before Leaving



Prepare Your Home Before Leaving- Make sure your house looks lived

in and that you take the necessary precautions to avoid electrical and water damage.

• Stop newspaper and mail services. - Newspapers littering the yard is an open invitation to potential home invaders.

• Install a motion-activated outdoor floodlight.

• Mow your lawn before leaving.





• Clear your refrigerator of any food that will spoil while you’re out of town.

• Run your garbage disposal with a half cup of vinegar and some water.

• Take out the kitchen trash.





• Unplug appliances and televisions. -This can help save on electricity.

• Lower thermostat temperature slightly.

• Make sure your smoke detectors are working properly.

• Leave your emergency contact information with a neighbor.



TIP: Even if you take the necessary precautions, a home invasion can still occur. Take a fresh inventory of your possessions, including new holiday gift items, so that you know what to claim in the case of a disaster or burglary.



Prepare Your Car if You’re Road-Tripping



-Check your oil level.

-Fill your washer fluid.

-Change your wiper blades.

-Inspect your battery and all lights: • Headlights • Running lights • Turn Signals • Fog lights

-Check your brakes, tires, and hoses.

-Make sure your heat is working properly.




-Make a safety kit for your car:

• Blankets • Toilet paper • First aid kit • Non-perishable food • Flashlight • Water • Jumper cables • Hand warmers

-Make sure you’re covered for roadside assistance in case of an emergency.




Prepare for Unexpected Incidents



- Consider travel insurance.

• Someone may get sick and cut the vacation short.

• A winter storm could send you home early or have you stuck.

• A medical emergency could happen.

-Don’t assume you’ll be covered by: • Your credit card • A hotel or resort’s cancellation policy • Or perhaps even medical insurance




-Travel insurance is generally 4-12% of the pre-paid, non-refundable portion of your trip.

• Provide coverage for trip cancellation and interruption

• Reimbursement due to: -Trip delays -Emergency medical expenses -Emergency medical evacuations -Other assistance services and benefits




TIP: Contact your bank and credit card before travel so they don’t accidentally flag your account for potential fraudulent spending activity and put a freeze on your card.



• WBR’s insurance is flexible, allowing you to select the coverages and insurance amounts that suit your needs.

-Meet with the professionals at WBR Insurance to find out what policies and discounts are available for you.

-For more information and a personalized insurance quote, give us a call at 757-340-0028 or visit our website www.WBRInsurance.com.


http://www.wbrinsurance.com