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Wind Mitigation

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Page 1: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Wind Mitigation

Page 2: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

What is wind mitigation

Wind mitigation is the implementation of certain building techniques in order to limit damage caused by intense wind.

Page 3: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Wind Hurricane

Page 4: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Why Hurricanes are dangerous

Hurricanes are very dangerous because they introduced significant hazards like storm surge, high winds, tornadoes, inland flooding etc. Any one of this can cause considerable loss of life and damage to property.

Page 5: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Tornadoe

Page 6: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Why wind mitigationAs Florida a peninsular state, sprawling into the Atlantic and Gulf, affecting with trophical storms and hurricanes in every summer. Many property owners receive wind mitigation inspections to assess the preparedness of their homes and businesses in resisting the effects of windstorm loss or damage.

Page 7: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

What are the areas covered in Wind Mitigation

The Wind Mitigation Inspection covers key features about the structure of home such as type of wall construction, roof covering, roof geometry, how rafters are connected to the walls, roof decking attachment, gable bracing if applicable, is a secondary water barrier present, and opening protection for windows and doors.

Page 9: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Wall Construction Type Inspection

Inspectors will check the materials used in constructing home for framing, reinforcement, and outer fascia, and at what percentages. Steel reinforced concrete block homes may get a better discount than one with a plywood-only frame and plastic siding.

Page 11: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Roof Covering Inspection

In Roof Covering Inspection, evaluate the structural integrity of the rood and the Inspectors want to know when the roof was installed and does if it meets building codes.

Page 13: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Roof Deck Attachment

In Roof Deck Attachment, the inspectors will check what type of roof decking is used and how it is attached to the underlying structure (Whether it is stapled down or nailed). If nails are used, nail length and spacing between each will also be noted

Page 14: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Root to Wall Attachment Inspection

The main focus of this inspection to check the secureness of roof attachments. Checking will be done whether the trusses are attached with nails or hurricane clips? Are the wraps single or double?

Page 16: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Gable End Bracing Inspection

Gable End Bracing: if the roof is a gable style, an inspector will review if the gable ends are braced to Florida Building Code standards. Gable ends measuring more than 48 inches tall should be braced for reinforcement, and inspectors will be checking for this qualification for discount.

Page 17: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Secondary Water Barrier Inspection

This is a newer item for roofs and it is a method of preventing water from entering through the roof. If the roof was installed before 2008, there is a chance of this sort of barrier.

Page 19: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

Opening Protection

Inspectors are looking for shutters and installed-protection devices from wind-born debris for doors and windows. They will also be checking the rating of the devices, if you have them and all opening should be completely covered with Hurricane rated protection to qualify for the discount.

Page 20: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

What will you do if you receive a hurricane warning

Need to close all storm shutters or board up windows; cover skylights and glass doors. Monitor local news broadcasts for storm updates and road conditions. Gather valuables, keepsakes and important papers on the highest level of the home, preferably in a waterproof container. Be ready to evacuate if ordered to do so by officials.

Page 21: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

South Florida Home Inspection

Page 22: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

What are the precautions to be taken when the hurricane arrived

Stay safe is the most important thing. Keep away from windows and glass doors and close curtains and blinds to help protect from flying glass and other debris. Secure and brace external doors. Close all interior doors. Retreat to the shelter, making sure that it is well stocked with flashlights, batteries, a first aid kit, water, snacks, blankets and pillows and a cell phone

Page 24: Wind Mitigation, South Florida Home Inspection, Inspection, Home Inspection in South Florida, Palm Beach Garden Insurance, Real Estate Inspectors in Palm Beach Gardens

S. Florida Home Inspection Assoc.P.O. Box 32592,

Palm Beach Gardens, Fl 33420

Phone: 561-818-5593,Fax: 772-325-0204

E-mail: [email protected]

http://www.sfloridahomeinspection.com/