Utah Credit Repair:Is Credit Repair Possible?

Bad Credit Good Credit

Utah Credit Repair:Credit Repair is Effective

Cost of Bad Credit:

• Higher Interest• Job• Insurance• Apartment Rental

Utah Credit Repair:Do I Need Credit Repair?

Clean Credit:

• Can be Tweaked• Hidden Issues Exposed• Increase Score/Rating

Utah Credit Repair:Step 1: Get Credit Report

www.CreditReportsToGo.com

Utah Credit Repair:Step 2: Examine Credit Report

Check for accuracy:

• Your full name (and nick names)• Social security number• Public records: suit, lien, judgment, bankruptcies• Credit history• Current and previous addresses• Current and previous Employment history• Current and past marital status

Utah Credit Repair:Step 2: Items to Repair

• Incorrect account histories• Accounts you never opened• Lawsuits that don’t involve you• Liens that aren’t yours• “included in bankruptcy”• Bankruptcies older than 10 years • Negative information older than 7 years • Credit inquiries older than 2 years • No notation of any disputes you’ve made• Closed accounts inaccurately listed as open• Incorrect credit limits or balances

Utah Credit Repair:Step 3: Write a Letter

• Write a Letter• Identify what is wrong • Ask for inaccurate items to be deleted • Expect them to stall • Wait 30 Days• Repeat as Needed

Utah Credit Repair:Step 4: Hire a Pro

• Saves time.• Saves money. • They have done it before.