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Page 1: Use of Agents in Branchless Banking for the Poor: … · USE OF AGENTS IN BRANCHLESS BANKING FOR THE POOR ... 3 ... Use of Agents in Branchless Banking for the Poor: Rewards, Risks,

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Owens, John. 2006. �RBAP Text-a-Payment and G-Cash Cash-in/Cash-out Services: Innovative Banking Services at Your Fingertips.�http://www.bwtp.org/asiamicrofinance/documents/JohnOwensRBAP.pdf.

Parliament of Kenya. 1994 (as amended through 2004). �Banking Act.� http://www.centralbank.go.ke/downloads/acts/bankingact.pdf.

Reserve Bank of India. 2005. �Draft Guidelines on Outsourcing of Financial Services by Banks.� Mumbai, India: Reserve Bank of India.http://www.rbi.org.in/scripts/NotificationUser.aspx?Id=2655&Mode=0.

���. 2006. �Circular RBI/2005 � 6/288: Financial Inclusion by Extension of Banking Services � Use of Banking Facilitators andCorrespondents.�Mumbai, India: Reserve Bank of India. http://rbidocs.rbi.org.in/rdocs/notification/PDFs/68417.pdf.

South African Reserve Bank. 2004. �Banks Act Circular 14/2004: Outsourcing of Functions within Banks.� South African Reserve Bank.http://www.reservebank.co.za/internet/Publication.nsf/LADV/4DC4416A4AEF765642256F170035C8D7/$File/Circ+14+of+2004.pdf

���. 2006. �Electronic Money.� Position Paper NPS 01/2006. National Payment System Department. http://www.reservebank.co.za/internet/Publication.nsf/LADV/A760BB248F6804C142257145002A8FCF/$File/ecashpos_Apr06.pdf.

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