ucare individual questions? & family plans · core bronze silver gold bronze silver individual...
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UCare Individual & Family plans
Questions?
That’s what we’re here for! We can help you:
• Find out if you qualify for a subsidy to help pay your costs
• Understand insurance terms and documents
• Choose a plan with the right benefits and the right costs for you and your family
Need more information? Contact us!
612-676-66061-855-676-6975 toll free(TTY) 612-676-6810We’re here from 8 am to 5 pm, Monday through FridayEmail: [email protected]: ucare.org/ifp
Statement of Nondiscrimination
UCare complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 612-676-6500/ 1-866-457-7144 (TTY: 612-676-6810/ 1-800-688-2534).
LUS CEEV: Yog tias koj hais lus Hmoob, cov kev pab txog lus, muaj kev pab dawb rau koj. Hu rau 612-676-6500/1-866-457-7144 (TTY: 612-676-6810/1-800-688-2534).
It’s easy to get the care you need• Free, unlimited online care for minor
conditions available 24/7
• Free, unlimited visits at retail clinics
• Low copays for office visits
See the plan benefit comparison inside for more details.
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U7265 (10/18)
UCare Individual & Family plansUCare has a range of plans at some of the lowest prices around—and the people to help you get the most from your coverage.
Keep it simple UCare offers six coverage options and two great networks to make it easy to choose a plan that meets your needs.
UCare Individual & Family plans
• More than 28,500 doctors, hospitals, clinics and pharmacies in our network
• Plans available in 28 counties in the metro area and northeastern Minnesota
• Core, bronze, silver and gold plans
UCare Fairview Individual & Family plans
• Access to more than 3,500 doctors, 11 hospitals and nearly 600 primary and specialty care clinics in the Fairview Health Network, including HealthEast, the University of Minnesota and many independent providers like Entira Family Clinics
• Member welcome call to help find a doctor, move medical records and answer questions.
• Additional support added to health team as needs change
• Bronze and silver plans available in 10 metro area counties
UCARE PLANS UCARE FAIRVIEW PLANS
Core Bronze Silver Gold Bronze Silver
Individual deductible $7,900 $6,850 $3,000 $1,000 $6,850 $3,000
Family deductible $15,800 $13,700 $6,000 $2,000 $13,700 $6,000
Individual out-of-pocket limit
$7,900 $7,850 $7,500 $7,000 $7,850 $7,500
Family out-of-pocket limit
$15,800 $15,700 $15,000 $14,000 $15,700 $15,000
Office visit/ urgent care
$30 copay for first three primary care visits; then 0% after deductible.
$60 copay for first three office visits. Then 30% after deductible.
$40 copay for first three office visits. Then 25% after deductible.
$20 copay for unlimited visits.
$60 copay for first three office visits. Then 30% after deductible.
$40 copay for first three office visits. Then 25% after deductible.
Retail visits No charge No charge No charge No charge No charge No charge
Online visits No charge No charge No charge No charge No charge No charge
Preventive care No charge No charge No charge No charge No charge No charge
Generic RX drugs 0% coinsurance $25 copay per prescription. $50 copay for up to 90-day supply.
$12 copay per prescription. $24 copay for up to 90-day supply.
$5 copay per prescription. $10 copay for up to 90-day supply.
$25 copay per prescription. $50 copay for up to 90-day supply.
$12 copay per prescription. $24 copay for up to 90-day supply.
Brand/ specialty drugs
0% after deductible 40% after deductible 40% after deductible 40% after deductible 40% after deductible 40% after deductible
ER (in and out of network)
0% coinsurance 30% coinsurance $250 first visit, then 25% coinsurance after deductible is met.
$150 first visit, then 20% coinsurance after deductible is met.
30% coinsurance $250 first visit, then 25% coinsurance after deductible is met.
Diagnostic tests 0% coinsurance 30% coinsurance 25% coinsurance 20% coinsurance 30% coinsurance 25% coinsurance
Hospital stays 0% coinsurance 30% coinsurance 25% coinsurance 20% coinsurance 30% coinsurance 25% coinsurance
Healthy Savings grocery discounts
Free app to save up to $200 on healthy foods
Free app to save up to $200 on healthy foods
Free app to save up to $200 on healthy foods
Free app to save up to $200 on healthy foods
Free app to save up to $200 on healthy foods
Free app to save up to $200 on healthy foods
Community education discounts
Up to $15 discount on eligible classes
Up to $15 discount on eligible classes
Up to $15 discount on eligible classes
Up to $15 discount on eligible classes
Up to $15 discount on eligible classes
Up to $15 discount on eligible classes
U7265 (10/18)
Focus on living well with these member discounts
• Healthy Savings® grocery discounts
• Health club membership discount
• Discounts on community education classes
• Discounts on brand name health and wellness products and services
UCare Individual & Family plans 2019 benefit comparison
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