You won’t find anyone who will try to tell you that a diamond ring isn’t a substantial purchase. Entire television commercials have been devoted to how much you should spend on diamond rings. That is why you must determine your budget before you get to work on finding that ring.

So, what is the magic number? Some will say two months’ salary, some will say three months’ salary, and some will give you a different number entirely. To figure out the right budget for you, it’s a good idea to take a look at your income, your expenses and how long you have to save for the ring.

The occasion might also weigh into your decision on choosing a budget. With an engagement ring, you’ll probably want to spend more than on a fifth or tenth anniversary ring. Whatever amount you choose as a budget, make sure you aren’t falling too far into debt to make it happen.

If you’re going to go out there and buy a great diamond ring, it’s a good idea to educate yourself a little before you start the process. The first thing you will want to learn about are the four c’s of diamonds. These refer to: Colour Clarity Cut Carat

The colour of the diamond may vary from completely colourless to white, yellow or even brownish tints. The colour of a diamond is graded by letter, and the letter will let you know what colour the diamond is. The colour of the diamond you choose is more difficult to pick up after the diamond is set in the ring.

The cut of the diamond refers to its shape, the clarity refers to how many flaws it has and the carat is the weight measurement of the diamond. The higher the carat number, the larger and more expensive the diamond.

The diamond may be the star of the show when it comes to diamond rings, but the ring itself plays a big role, too. The metal that makes up the ring will highlight certain characteristics about the diamond, and should never be overlooked.

Different metals work better with specific cuts, carats and coloursof diamond, so it’s important to have a good match. You may love a certain colour of diamond and a platinum ring, but if the two don’t complement one another, you won’t have the best possible ring in the end.

The prongs on your ring are another thing to consider. The prongs are what hold the diamond inside the ring, so if it’s possible to get a 6-prong setting in the ring you want, take advantage. And whatever you do, make sure you have checked and double-checked her ring size before you have the diamond set in the ring.

The dealer you choose will be able to help you make sense of all the terms and give you more detailed advice. Of course, choosing a reputable dealer is of primary importance. You can buy quality diamond rings online or in a traditional brick and mortar store, but the dealer must be dependable.

Look for dealers who have been in business for a number of years, who have strong guarantees attached to their products and who will provide you with paperwork certifying the specifics of your diamond. Also, take advantage of the internet and look for online reviews or testimonials about the jeweler or dealer you are considering. People are more than happy to share both good and bad experiences when it comes to buying diamond rings.

One of the most important tips you should follow is to take your time when looking for a diamond ring. Give yourself plenty of time to save and search, and visit several different places before you make a decision.

Remember that diamond rings last for a long, long time and are often passed down from generation to generation. Take your time; consider all your options and you’ll end up with a ring that will blow her away.