thinking of refinancing?

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Ryan Maxwell Senior Loan Officer Office 206-442-5328 Cell 206-498-8580 [email protected] www.homestreet.com/rmaxwell Thinking of Refinancing? Mortgage rates have recently dropped to levels not seen in years. If you’re thinking of refinancing, you probably won’t find a better time than now. Taking advantage of these low rates to refinance could help you: Lower your monthly mortgage payments–savings may be significant Reduce uncertainty by converting from an adjustable to a fixed rate loan Tap into the equity you have in your home to fund much needed remodeling, consolidate higher interest debt or fund a college education. No matter whether your goal is to lower your payments or take equity out of your home, HomeStreet Bank can help. Family and employee owned, HomeStreet has been helping families finance homes since 1921. Please give me a call for a no-obliga- tion consultation. But please act soon. Today’s low rates won’t last forever. I look forward to hearing from you. ©2008 HomeStreet, Inc. All Rights Reserved. HOMESTREET, the HOMESTREET LOGO, and GREAT NEIGHBORS. GREAT BANKERS., are registered trademarks of HomeStreet, Inc. This document is not intended as an offer to extend credit nor a commitment to lend. Any loan interest rates, fees and terms presented here are for illustrative purposes only and may not be currently available. This document was prepared to illustrate some of the financing options available. Refinance_(con)_12-10-08

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As interest rates are now at all-time lows, it's a better time than ever to refinance your mortgage.

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Page 1: Thinking of Refinancing?

Ryan Maxwell Senior Loan Offi cer

Offi ce 206-442-5328

Cell 206-498-8580

[email protected]

www.homestreet.com/rmaxwell

Thinking of Refi nancing?

Mortgage rates have recently dropped to levels not seen in years. If you’re thinking of refi nancing, you probably won’t fi nd a better time than now. Taking advantage of these low rates to refi nance could help you:

Lower your monthly mortgage • payments–savings may be signifi cant

Reduce uncertainty by converting • from an adjustable to a fi xed rate loan

Tap into the equity you have in • your home to fund much needed remodeling, consolidate higher interest debt or fund a college education.

No matter whether your goal is to lower your payments or take equity out of your home, HomeStreet Bank can help. Family and employee owned, HomeStreet has been helping families fi nance homes since 1921.

Please give me a call for a no-obliga-tion consultation. But please act soon. Today’s low rates won’t last forever. I look forward to hearing from you.

©2008 HomeStreet, Inc. All Rights Reserved. HOMESTREET, the HOMESTREET LOGO, and GREAT NEIGHBORS. GREAT BANKERS., are registered trademarks of HomeStreet, Inc.

This document is not intended as an offer to extend credit nor a commitment to lend. Any loan interest rates, fees and terms presented here are for illustrative purposes only and may not be currently available. This document was prepared to illustrate some of the fi nancing options available.

Refi nance_(con)_12-10-08