• 8990 Housing Development Corporation

• 8990 Mindanao HDC

• 8990 Davao HDC

• 8990 Luzon HDC

• 8990 Leisure and Resorts Corporation

• Fog Horn, Inc.

Luis N. Yu, JrLuis N. Yu, JrChairman Emeritus Chairman Emeritus

& Founder& Founder

Mariano D. Martinez, Jr.Chairman

Januario Jesus G. B. Atencio III

President and CEO

KHAZANA NASIONALMALAYSIA

TPG CAPITALUSA

Establishing a Solid Track RecordEstablishing a Solid Track Record

23 years23 years experience, the last ten as the experience, the last ten as the 8990 Group8990 Group

26,00026,000 housing units completed and sold housing units completed and sold

20 Billion 20 Billion in Housing Loan Take-outsin Housing Loan Take-outs

1616 Completed projectsCompleted projects

88 On-going projectsOn-going projects

55 Branches Branches

22 Wakeboard Parks Wakeboard Parks

11 Mission Mission

Vision, Passion, DECADECAnation

Largest ProducerHLURB 2011-2013

Nat’l Productivity Excellence, 2013

BizNews Asia, 2013

HOUSING the Filipino PeopleHelping Solve the 3.6 Million Housing Backlog

Horizontal Residential

Subdivisions

DECA HOMESMedium-rise Residential Buildings

URBAN DECA HOMES

- Typical floor area: 35 sqm to 60 sqm

- Typical lot area: 35 sqm to 120 sqm

- Located at the outskirts of major metropolitan areas nationwide

- Unit price range: Php 450k (~ US$10k)1 to Php1.25m (~ US$28k)1

- Typical floor area: 25 sqm

- Location: Central areas of highly urban locations

- 4 to 5-storey low-rise walk-up or 8 to 12-storey with lifts

- Unit price range: Php 800k (~US$18k)1 to Php 1.25m (~US$28k)1

Micro living units

URBAN DECA TOWERS (planned)

- Typical floor area: Approx. 13 sqm

- Location: Highest density urban areas of Metro Manila (Makati and Ortigas)

- Makati: 30-storey, 1,600 apartment units

- Ortigas: 40-storey, 1,000 apartment units

- Target unit price range: Php 875k (~US$20k)1

CORE GEARS OF 8990 GROUPThe 8990 Business ModelUnderstanding the Mass Housing Market

““A truly effective mass A truly effective mass housing program must be housing program must be grounded on and understand grounded on and understand how a typical Filipino middle-how a typical Filipino middle-class family lives, and how class family lives, and how they earn and spend their they earn and spend their money today.”money today.”

- Housing is Aspirational- Caters to a Need Market

- Young Upwardly Mobile- Primary Home Buyers- Rental Allocation- Fixed Regular Incomes - Informal Regular Incomes- Little or No Savings

- Familiar with non-bank lending and pawnshops- First Time PDC Users

CORE GEARS OF 8990 GROUPThe 8990 Business ModelInnovating Our Way to Success

FastFast Pre-Cast Pre-Cast

ConstructionConstruction

FastFast Pre-Cast Pre-Cast

ConstructionConstruction

8990’s in-house Pre-Cast technology constructs housing units in an average of 8 days.

Tremendous economies of scalethat results in lower materials cost, higher quality of panels and greater site efficiency.

CORE GEARS OF 8990 GROUPThe 8990 Business ModelInnovating Our Way to Success

Accessible Accessible In-House In-House FinancingFinancing

Accessible Accessible In-House In-House FinancingFinancing

FastFast Pre-Cast Pre-Cast

ConstructionConstruction

FastFast Pre-Cast Pre-Cast

ConstructionConstruction

8990’s in-house Pre-Cast technology constructs housing units in an average of 8 days.

2% downpayment,8.5% interest rates,25-year term,Migrates to HDMF within 4 years.

Tremendous economies of scalethat results in lower materials cost, higher quality of panels and greater site efficiency.

P10B CTS Receivables Portfolio of which P4B has been delivered to HDMF, P2B has been cleared, P800M has been taken-out.

Employment CategoryEmployment Category SalesSales

Retail & ServicesRetail & Services 34%34%Sales AssociatesSales Associates 11.22%11.22%

Health, Fitness & BeautyHealth, Fitness & Beauty 5.44%5.44%

Lending & MicrofinanceLending & Microfinance 2.72%2.72%

Food & BeveragesFood & Beverages 2.38%2.38%

Hotel, Resort and other LeisureHotel, Resort and other Leisure 2.04%2.04%

OthersOthers 10.02%10.02%

BPO/ITBPO/IT 15%15%

OFW/Land BasedOFW/Land Based 17%17%Middle EastMiddle East 8.33%8.33%

East & Southeast AsiaEast & Southeast Asia 4.25%4.25%

North AmericaNorth America 1.87%1.87%

EuropeEurope 1.53%1.53%

Oceania, Africa & Latin AmericaOceania, Africa & Latin America 1.02%1.02%

SeamanSeaman 12%12%

Government EmployeesGovernment Employees 3%3%

Self-EmployedSelf-Employed 7%7%

EducationEducation 7%7%

ManufacturingManufacturing 3%3%

Our Buyer DemographicsOur Buyer DemographicsGross Income

(per month) Sales

8K – 15K 18%

16K – 25K 29%

Above 25K 53%

Status %

Single 45%

Married 53%

Others 2%

Age %

25 and Below 8%

26 – 35 yrs. Old 52%

36 – 45 yrs. Old 29%

46– 55 yrs. Old 8%

Above 55 yrs. Old

3%

Single or married, gainfully employed, between 26 to 45 years old, earning Php 25,000.00 and above

CORE GEARS OF 8990 GROUPThe 8990 Business ModelInnovating Our Way to Success

Accessible Accessible In-House In-House FinancingFinancing

Accessible Accessible In-House In-House FinancingFinancing

Proactive Proactive Credit and Credit and Collection Collection PlatformPlatform

Proactive Proactive Credit and Credit and Collection Collection PlatformPlatform

FastFast Pre-Cast Pre-Cast

ConstructionConstruction

FastFast Pre-Cast Pre-Cast

ConstructionConstruction

8990’s in-house Pre-Cast technology constructs housing units in an average of 8 days.

2% downpayment,8.5% interest rates,25-year term,Migrates to HDMF within 4 years.

Comprehensive platform of organization, software, systems, policies, and procedures.

Tremendous economies of scalethat results in lower materials cost, higher quality of panels and greater site efficiency.

P10B CTS Receivables Portfolio of which P4B has been delivered to HDMF, P2B has been cleared, P800M has been taken-out.

Collection efficiency remains steady at 93-96%.

Our Collection Efficiency

YearCollection Efficiency

2008 93.67%

2009 94.61%

2010 92.62%

2011 93.21%

2012 93.79%

2013 96.30%

Only 3% of 11,800 accounts require remedial measures.

Total Revenues (Php m)

Gross income (Php m) and margin (%)

Net income (Php m) and margin (%)

Total debt/Total assets

Debt/Equity ROE1 (%)

Notes:1 ROE calculated based on average shareholders'

equity

8990 Financial ResultsCreating Tremendous Shareholders’ Value

Building a DECADECAnation

Increasing Value for Continuous Increasing Value for Continuous GrowthGrowth

Continuous Continuous ImprovemenImprovemen

t in t in ManagemenManagemen

t of Key t of Key AreasAreas

Explore Explore SecuritizatiSecuritizati

on and on and other other

Housing Housing Finance Finance ModesModes

Strong platform for future growth

Expand Expand New New

Projects in Projects in Existing Existing

BranchesBranches

Expand Expand New New

Projects in Projects in New New

BranchesBranches

Increase Increase Landbank Landbank by another by another

250 250 HectaresHectares

ProjectLocatio

n

Target

Start

Target End

Area (ha)

Units

1.DHRR Com. Phase 11

Davao 2014 2014 1.7 109

2. DHRR Prime Davao 2014 2014 3.2 217

3. DH Guadalupe Cebu 2014 2015 3.2 393

4. DH Marseilles Cavite 2014 2015 4.0 426

5. Urban Tower Shaw NCR 2014 2016 0.1 1,000

6. Urban DH Tisa Cebu 2014 2018 8.5 2,800

7. DH Pavia 3 Iloilo 2014 2019 90.011,25

0

8. DH Tanza Cavite 2015 2015 4.0 585

9.DH Baywalk Talisay 3

Cebu 2015 2015 5.0 600

10.

DH Catalunan Grande

Davao 2015 2016 11.7 720

11.

Urban DH Quirino Davao 2015 2016 0.6 540

12.

DH San Mateo Rizal 2015 2017 31.2 3,600

13.

Urban DH Muntinlupa

NCR 2015 2017 1.8 3,240

14.

Urban Tower Yakal NCR 2015 2017 0.1 1,600

15.

DH Lorenzo Davao 2015 2018 25.0 3,125

16.

Urban DH Ortigas NCR 2015 2022 13.227,00

0

17.

DH Batasan (QC) NCR 2018 2019 17.0 2,100

18.

DH Pavia 3 additional

Iloilo 2019 2020 30.0 5,100

Total250.

264,4

05

Pipeline projects (by region) Based on target no. of units

Pipeline projects (by product type) Based on target no. of units

Building a DECADECAnation 250 Hectares of Landbank250 Hectares of Landbank

For more information:

www.8990holdings.com.ph www.8990housing.com