Program Components:Welcome Guide, which includes instructions on how to •get started and serves as a reference throughout the year

Personalized financial counseling via the • Ayco AnswerLine® service (up to five hours of access for one year)

Unlimited access to the • Aycofn® Web site

Access to personalized Focus Reports on retirement, •asset allocation and college funding

Personal Financial Counseling

• Toll-free,confidentialaccesstoaprofessionalfinancialcounselor familiar with your company benefits

• One-on-onecounselinghelpsyouestablishfinancialgoalsand take informed actions to reach them

• Assistanceinmakingthemostofyourcompanybenefitsandintegrating them into your financial plan

• Assistancewithanyareaoffinancialplanning

Interactive Financial Planning Web Site

• Helpful,easy-to-usefinancialmodelingtoolstocomplementtheAyco AnswerLine® service and help you make better decisions at every stage of life

• Ayco’sUpdatesnewsletter–OnlineissuesofAyco’splanningnewsletter

The• Ayco List of Mutual Funds – A valuable investing tool

• Investing in Your Future guide – A comprehensive planning reference with worksheets, examples and resources

• Encryptiontechnologiesandpasswordprotectiontohelpkeepyour data secure

©2008TheAycoCompany,L.P.,SaratogaSprings,NY.AllRightsReserved.TheAycoCompany,L.P.isasubsidiaryofTheGoldmanSachsGroup,Inc.andanaffiliateofGoldman,Sachs&Co.Ayco AnswerLine® and Aycofn® are trademarksofTheAycoCompany,L.P.TheseservicesareprovidedexclusivelybyTheAycoCompany,L.P.DateofFirstUse:July2008 BR-FRS-7087/08

800-437-6383For more information about our services call our Customer Service Team at

Monday - Friday 9:00 a.m. - 5:00 p.m.

The Money in Motion® Personal Finance Program provides you with toll-free access to a professional financial counselor via the Ayco AnswerLine® service, as well as the interactive power of Aycofn® – the Ayco Financial Network – at Aycofn.com. Our counselors not only understand your benefit plans, they can also provide perspectives on the financial issues you face at every major juncture of life: setting up a household budget, getting married, having children, planning for your child's education, setting up income sources for retirement and more.

Take charge of your financial future today!Enroll in Ayco’s Money in Motion® Personal Finance Program.