sumber dana jangka pendek
TRANSCRIPT
Sumber Dana Jangka Pendek@WisnuDewobroto
Financial instruments are cash and contracts that result both in financial assets for one party and financial liability
or evidence of ownership interest in an entity for another party (Prof David F. Hawkins)
Mengelola sumber dana• Operasional Bisnis = Mengumpulkan dana dari
berbagai macam sumber dana
Utang lancar
Utang jangka menengah
Modal Sendiri
sumber dana jangka PENDEK
sumber dana jangka PANJANG
Dana dari intern perusahaan Dana dari luar perusahaan
Sumber internal
*Lebih murah
Sumber external
golongan Sumber dana jangka pendek
• Sumber dana spontan (spontaneous sources of financing)
• Sumber dana non spontan ( negotiated sources of short term financing)
Sumber dana spontan• Kredit penjualan…
Trade credit is a particularly important source of funds for smaller
companies. Many financially weak small firms that find it is difficult to
negotiate loans from banks or other institutional leaders are able to qualify
for trade credit…
Sumber dana non-spontan
• Kredit jangka pendek bank Umum
• Bank overdraft
• Kredit modal kerja