stettler independent, january 22, 2016

Regional

VOLUME 14 NUMBER 04 FRIDAY, JANUARY 22, 2016

Healthy lifestyle leads tolife-long love of martial arts

STACEY LAVALLIEWEEKENDER REPORTER

When Dave Hargreaves signed his kids up for TaeKwon-do, the goal was to provide them with a healthy, confi dence-building and fun activity. Instead, it turned into a life-long love for the Stettler man, one which eventually led him to a fi ve dan black belt, international recognition, and his own studio in Stettler.

Hargreaves was about 28 when he signed his kids up for martial arts, and he went to the sessions as well, watching his kids learn the martial art, which has a heavy focus on kicking. After a few times showing up at the studio, the instructor crossed over to him.

“‘So, when are you going to sign up?’” Hargreaves recalled the instructor asking. As Hargreaves tried to think of an answer, he couldn’t think of any reason why not, and he signed up and started taking lessons alongside his kids.

Now in his 50s, Hargreaves has earned his fi fth dan in black belt — dan means de-gree — and competes internationally in the sport. The martial art has taken him around the world, and in 2010, Hargreaves won a bronze medal in the world championships.

The original owner of the TaeKwon-do studio in Stettler lived in Camrose, and around the time Hargreaves started, was looking at ending his drive back-and-forth to Stettler. In the search for a new owner or an instructor, Hargreaves, once he reached his fi rst dan black belt, was the perfect candidate. For the past 20-plus years, Hargreaves has been the owner-operator of Dual Dragons TKD in Stettler.

Already in love with the martial art and passionate about competition, purchasing the studio led Hargreaves to discover yet another love: teaching.

“I enjoy competition, but I really love

teaching,” Hargreaves said. “Seeing the physical, emotional and mental develop-ment in the kids? It’s such a profound change in some kids, and it’s utterly re-markable.”

As the young students become more fi t and more adept at the various forms, they begin to have more confi dence in themselves, and in their ability to protect themselves, Hargreaves explained. Shyness vanishes, they begin to be more outgoing, and in some cases, the extremely outgoing become more calm and centred.

The martial art known as TaeKwon-do was created in Korea in 1955, after the country was liberated from Japan. The lit-eral translation, according to Hargreaves, means “Way of Kicking and Punching.” Canada has played a large part in the spread of TaeKwon-do, as the creator of the martial art, when eventually exiled from Korea, settled in Toronto.

Like Karate, TaeKwon-do is a “hard” mar-tial art, with focus on strikes on an oppo-nent. Martial arts like Kung-fu and Tai-Chi are considered soft martial arts, where the focus is on movement.

Hammerfest, Dual Dragons invitational annual tournament, takes place at William E. Hay Secondary Campus on Jan. 20. For years, the studio held in-house tourna-ments, but as surrounding studios heard about the annual events, they started ask-ing to come and take part.

Six years ago, Hammerfest went public and open to all, and studios from across Alberta and Saskatchewan made the trip to Stettler to come and compete.

“There’s a lot of black belt involvement all day, which is unusual,” Hargreaves said. “Rather than having it all at night. And we have the black belt power hour, where it’s all black belts demonstrating various skills.”

The event brings in more than 200 com-

petitors, and not all are TaeKwon-do prac-titioners. Others compete in other hard martial arts, like Karate, Hargreaves said.

The youngest children compete in the morning, with the elder students compet-ing in the afternoon and evening.

“It’s really good for the students to see how other martial arts studios train, gain exposure to other types of learning and martial arts,” Hargreaves said. “If you com-

pete and train against the same person over and over, you become stagnant and don’t learn anything new. You don’t know how good you actually are, and where you need work.”

The studio runs sessions all year, and there’s no determined sign-up time. If you’re interested in learning about TaeKwon-do, you can sign up at any time. Classes are open to people four-years and older.

Yvonne King/Contributed photo

Danika Jensen and Levi King throw kicks and punches under the watchful eyes of a judge during previous year’s Hammerfest competition in Stettler.

2 THE WEEKENDER FRIDAY, JANUARY 22, 2016

Are you planning on leaving an estate? Part 2

Continuing from last week, here are some more points to consider to avoid stress and confl ict when planning to leave money to family members.

Avoid leaving confl ict-ing documents: If you’ve signed an enduring power of attorney detailing how your assets will be dealt with in the event you’re incapacitated, that’s great! But do you have different

powers of attorney docu-ments at various fi nancial institutions? It’s common-ly done, so it’s important to ensure that all powers of attorney give authority to the same individual. If not there could be confu-sion around who can man-age certain assets and re-sult in gridlock in settling any issues.

Children move away: We live in a global world

now, and children pur-suing their careers and raising families in other provinces or countries can create challenges. For example, naming a resi-dent of a foreign country as your executor may re-quire that person to post a bond before acting as an executor, complicating the distribution of your estate. Further, leaving an inheri-tance to a child in another country dictates that you should obtain estate-plan-ning advice that takes this into account. An example might be to leave assets to a U.S. resident child in a

trust for them, to help the child avoid U.S. estate tax on those dollars later.

Complexity can come with blended families: For those in a second mar-riage, it’s important to consider what you’d like to have happen to your assets if you die before your spouse. Some par-ents would like to see their assets go to the children from their fi rst marriage. In this case, you might leave those assets direct-ly to your kids when you die. A spousal trust might make sense so that your spouse can receive income

from your assets while they are alive, but the as-sets themselves will go to your children once the surviving spouse dies. This is where seeking advice from a trusted lawyer will help avoid any issues after your gone.

No will or out of date wills: If you want to create disagreements and stress for everyone involved in your estate after you’re gone, dying without a will or one that’s out of date is sure to do it. Consider a farm family with one sib-ling working with dad and mom for 30 years, only to fi nd out when their par-ents pass away that every-thing is to be split between the surviving children. And the non-farming kids don’t want to be involved in the farm, they just their share in cash!

Talk to your children: This is a major cause of confl ict after your gone so please be sure to make

this a priority. You don’t have to share actual dollar amounts with them (al-though this might be pru-dent) but tell them what you want to happen after you’re gone. Getting their thoughts on your estate plan, particularly if it in-volves assets like a lake cottage or the family farm or business.

For those of you who own incorporated businesses or farms, stock portfolios, rental property or other signifi cant assets, it’s im-portant to leave details in the will how these will all be disposed of.

An open discussion with your family covering the issues I’ve covered here could avoid some serious problems for your fami-ly. This is where some detailed discussion and thorough planning with a trusted lawyer, accountant and fi nancial advisor can help avoid pitfalls after you’re gone.

SALE DATESPhone (403) 742-2368Regular Sales ~ Tuesdays - 9 a.m.

website: www.stettlerauction.ab.ca

Box 1238, Stettler, AB

Stettler Auction Mart (1990) Ltd.

Lic. #00354

Auctioneers: Allen McMillan Dick Creasey Greg JohnsonScott Douglas Terry Silbernagel

Office Administrator: Lona Benjamin

Sales Reps: Greg Hayden - 403-740-9610; Jim Abel - 403-740-9609;

Brad Lohr - 780-679-5500

Note: Online bidding and viewing

each sale at 11 a.m.

see stettlerauction.ab.ca

Stett

ler Auction Mart

Since 1953

Tuesday, January 26, 2016

Regular Cattle Sale 1000 head

Includes:

Several load lots selling on video plus– Show alley presorted cattle– Regular sales ringAdvance listings:

– 70 top quality tan steers, 950 lbs. and 70 home raised tan heifers, 900 lbs. - Merv Toews– 60 Charolais grass steers - Dan Antonioand many others.

Looking Ahead - Bull Sales

Thursday, Febuary 18, 2016

Chapman Cattle Co. 100 - 2 year old Black Angus

Thursday, March 17, 2016

Buffalo Lake Charolais &

Wilkie CharolaisYearlings and 2 year olds

Bred Cattle Sales Third Tuesday of each month

Call Ahead to list!

Weekly show alley Cattle Sale, internet, regular ring:We treat “your” lifestock as if they were “ours”.

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Millennials getting a jump start on retirement savings

Sixty-two per cent of millennials have started putting money away for their “golden years”, many started before 25

CNW STORYA new survey by Tangerine found that the younger

generation of Canadians are getting the message to start saving early and build a nest egg for retirement. The survey revealed that despite being in the early stages of

their career or still in school, 62 per cent of millennials (those 18-34) have started saving for retirement and al-most half (46 per cent) said they started before the age of 25.

These results are additionally impressive when com-pared to the 81 per cent of older working Canadians aged 35-65 who are currently saving for retirement. When asked when they started saving, only 18 per cent report-ed to have started before the age of 25.

Millennials also appear to have their sights set high, with 40 per cent believing they will need more than $1 million saved for retirement. To meet this expectation, many millennials (63 per cent) expect to retire over the age of 60, which is slightly more optimistic than the rest of Canadians, with 74 per cent expecting to retire over the age of 60.SLAUGHTER CATTLE:

D1-D2 Cows: 102.00 to 112.00 D3 Cows: 90.00 to 102.00Bulls 100.00 to 130.00 Feeder Bulls: NONEFeeder Cows: 105.00 to 122.00 Heiferettes: 115.00 to 135.00FEEDER CATTLE:Steers Heifers 1000 plus lbs.: 198.00 to 205.00 1000 plus lbs.: 173.00 to 175.00900 to 1000 lbs.: 208.00 to 212.00 900 to 1000 lbs.: 180.00 to 198.00800 to 900 lbs.: 208.00 to 219.00 800 to 900 lbs.: 180.00 to 200.00700 to 800 lbs.: 220.00 to 235.00 700 to 800 lbs.: 190.00 to 204.50600 to 700 lbs.: 230.00 to 245.00 600 to 700 lbs.: 205.00 to 222.00500 to 600 lbs.: 240.00 to 256.00 500 to 600 lbs.: 220.00 to 248.00400 to 500 lbs.: NONE 400 to 500 lbs.: 230.00 to 255.00300 to 400 lbs.: NONE 300 to 400 lbs.: NONEOFF TYPES: NONE OFF TYPES: NONE

Stettler Auction Mart (1990) Ltd.

LIVESTOCKMARKET REPORT

Tuesday, January 19TOTAL – 513

Bred Heifers - 2200.00 to 2425.00Bred Cows - 1050.00 to 2350.00

ADVERTISING DEADLINEFRIDAY AT 5 P.M.

weekenderweekenderRegional

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STETTLERTHE

Phone 403-742-2395 • Fax: 403-742-8050

continued on page 3

FRIDAY, JANUARY 22, 2016 THE WEEKENDER 3

“Our survey results have consistently shown that Canadians expect to re-tire later in life, or they’ve had to return to work after retirement,” said Silvio Stroescu, Managing Director of Deposits and Investments at Tangerine. “It’s encouraging to see that many young Canadians have now started saving earlier, to help fund the retirement they envision and perhaps even retire earlier as a re-sult, without having to go back to work.”

Managing prioritiesOf those 38 per cent of

millennials not yet saving for retirement, many (62 per cent) say it’s because of their low salary or not having enough money, and another 23 per cent said it’s because they are saving for a big ticket item like a house, a wedding, or travel.

‘YOLO’ or retire young?• 59 per cent of millenni-

als would only go out once a week to socialize with friends in order to retire before the age of 65

• 47 per cent of millenni-als would give up takeout food and cook all their meals to retire before the age of 65

• Over a quarter (28 per cent) of millennials would work 50+ hours a week for the remainder of their working career to retire in their 50s

• 43 per cent of millen-nials would give up all

forms of social media to retire before the age of 50

• 22 per cent of millen-nials would forego con-tributions to their retire-ment savings for a luxury ‘must-have’ purchase like a smart phone, concert tickets or designer hand-bag

Making it automaticRegardless of when they

started saving or when they expect to retire, both millennials and older working Canadians share the same perspective on the best strategy for re-tirement saving - make it automatic. 42 per cent of millennials and 41 per cent of older working Canadians recommend setting up an Automatic Savings Program. Another 25 per cent of millennials

and 28 per cent of older working Canadians said their best method for sav-ing for retirement is par-ticipating in their compa-ny’s matching program.

Retirement Savings 101Across the different

age groups, the survey’s fi ndings were consistent when it comes to fi nan-cial literacy. 58 per cent of both millennials and older working Canadians felt they did not learn enough about saving for retire-ment before they started. When asked where they learned about saving for retirement, both millenni-als (63 per cent) and older working Canadians (66 per cent) said it was self-taught. However, 43 per cent of millennials also reported learning from

their parents, compared to just 26 per cent of older working Canadians over 34.

Survey Methodology*From December 29, 2015

to January 4, 2016, Vision Critical conducted an online survey on Tangerine’s be-half among 2,017 random-ly selected Canadian adults who are Angus Reid Forum panelists. 1,010 are aged 18 to 34, and are either em-ployed or full-time students. 1,007 are aged 35-65 and employed. The margin of error for each sample group - which measures sampling variability - is +/- 3.1 per cent, 19 times out of 20. Discrepancies in or between totals are due to rounding.

continued from page 2

Hennel SalvageHennel Salvagewould like to say we are still in the SCRAP METAL BUSINESS.

LOCATED AT: 37520 HWY 56

We will accept all farm & ranch metal and also oil eld surplus iron. We also take

barb wire, tin, household metal, ANYTHING METAL.

We are located 8 miles south of Stettler on Highway 56.

Phone: Henry 403-740-2977 or Mac 403-741-2618.

County of Stettler No. 66602 - 44 Ave., Box 1270,

Stettler, AB T0C 2L0Phone: 742-4441 Fax: 742-1277

PUBLIC NOTICE

County of Stettler No. 66602 - 44 Ave., Box 1270,

Stettler, AB T0C 2L0Phone: 403-742-4441 Fax: 403-742-1277

PUBLIC NOTICEPUBLIC NOTICE

Invitation to TenderThe County of Stettler, through Scott Builders, will be tendering work for the completion of site development, a new shop and field offices this spring. Tendering will occur for the first phase of the project in February and early March. Interest should be registered with the General Contractor quickly to ensure inclusion in the process. Contractors wishing to Pre-Qualify for bidding on the project should contact Scott Builders:Scott Builders Inc.8105 49 Ave. CloseRed Deer, AB, T4P 2V5 Contact Person:Brad QuintilioProject Manager, Pre-Construction [email protected]: 403-343-7270

Millennials getting a jump start on retirement savings

SMEs urged to consider diversifi cation as key business strategy

In today’s economy, small and mid-sized enterprises (SMEs) that are well diversifi ed have a far better chance of succeeding and prospering than undiversifi ed business-es, concludes a new study by the Business Development Bank of Canada (BDC). BDC’s study was based on a survey of 998 Alberta companies with fi ve to 499 employees.

“The message is clear—diversifi cation is a critical strat-egy for Canadian businesses to succeed in these challeng-ing times,” says Pierre Cléroux, Chief Economist and Vice-President, Research at BDC. “Business owners who fail to do so may be missing growth opportunities and putting their company under unnecessary risk.”

“We found a clear relationship between fi nancial per-formance and the level of diversifi cation,” Cléroux says. In fact, nearly seven in 10 fully diversifi ed companies had strong revenue growth—versus less than two in 10 undiversifi ed businesses. Even businesses with a modest degree of diversifi cation were more likely to have strong revenue growth than undiversifi ed companies. When asked why companies hadn’t diversifi ed, their most com-mon response was “no need” or “no interest.”

Highlights• More than half of small and mid-sized enterprises

(SMEs) in the resources sector depend heavily on just one client

• 70 percent of fully diversifi ed SMEs have had strong

revenue growth over the past three years, compared to only 20 percent of non-diversifi ed businesses

• Age of business doesn’t matter. Newer fi rms are just as diversifi ed as older businesses.Risks and opportunities vary by sector

• Manufacturing—Exporting is the most critical diver-sifi cation strategy for manufacturing companies. More than one in four manufacturers that export had 20 per cent annual profi t growth or higher in the last three years—versus just 8 per cent of those with no regular exports.

• Resources—Having clients in multiple cities is the strongest predictor of strong revenue and profi t growth in the resources sector. Seven in 10 resources companies with clients in more than one city had 10 per cent or high-er annual revenue growth in the past three years—versus just three in 10 companies with clients in only one city.

• Construction—Construction businesses with multiple product or service lines report by far the strongest fi -nancial performance. Six in 10 such companies achieved 10% or higher annual revenue growth over the last three years—compared to only three in 10 companies that offer only one product or service line.

As part of the study, BDC also asked its business consul-tants to share advice on how entrepreneurs can develop a diversifi cation strategy. Some of their tips:

• Harness core strengths—Companies should think about how existing assets (buildings, machinery, staff, expertise) can be used for other purposes.

• Ensure fi nancial stability—When diversifying, compa-nies shouldn’t jeopardize existing operations, but instead consider the least costly and complicated options. New markets can come from relatively small changes to exist-ing products or services.

• Address weaknesses—Entrepreneurs should con-stantly stress-test their business. For example, they can ask what would happen if they lost their biggest client or faced an economic shock. Solutions could include adding a few more regular clients or adapting an existing product or service.

Bob Halseth *25 yrs experience*

403-883-2205Cell 403-740-9469

New Homes, Renovations, Farm Buildings, Windows, Siding, Shingles, Hardwood and Tiles

VJV MARKET REPORT

VJV Web site: www.vjvauction.comCanadian Satellite Web site: www.cslauction.com

Email: [email protected]

Sales Every Wednesday Phone 403-783-5561

On Wednesday, January 13, 2016 - 1682 head of cattle went through our rings

- TOTAL - 1682

D1 - D2 cows 100.00-114.50D3 - D4 cows 80.00-95.00Good Holstein cows 85.00-97.00Med. Holstein cows 70.00-85.00

Good bred cows NONE Cow/Calf Pairs (younger) NONEOlder bred cows NONE Cow/Calf Pairs (older) NONEGood bred heifers NONE

Good Feeder Steers 1000 lbs Plus: 175.00-206.00 Heifers 160.00-184.25Good Feeder Steers 900 lbs Plus: 220.00-219.00 Heifers 170.00-196.50Good Feeder Steers 800 lbs Plus: 221.00-230.25 Heifers 199.00-211.25Good Feeder Steers 700 lbs Plus: 220.00-237.00 Heifers 180.00-213.75Good Feeder Steers 600 lbs Plus: 230.00-259.50 Heifers 213.00-240.00Good Feeder Steers 500 lbs Plus: 240.00-281.00 Heifers 243.00-259.00Good Feeder Steers 400 lbs Plus: 290.00-327.50 Heifers 260.00-292.50Good Feeder Steers 300 lbs Plus: 300.00-330.00 Heifers 277.00-315.00

Dairy Steers 120.00-151.00 Baby Calves Dairy Type, CAN: 100.00-250.00

Baby Calves Beef Type: 250.00-550.00

Hay: Sq Bales 4.00-9.00 Rd Bales 107.50-110.00Straw: Sq Bales 2.00-2.25 Rd Bales -20.00Greenfeed: Sq Bales -4.00 Rd Bales NONE

STOCKERS AND FEEDERS

DAIRY & CALVES

FEED

SLAUGHTER CATTLE

REPLACEMENT CATTLE

Heiferettes 120.00-165.00Bologna bulls 130.00-147.50Feeder bulls 130.00-147.50


Tips to make best use of your gym timeCan I design my own workout program?

Choosing a workout routine at random is a frequent mistake be-cause an unsuitable program can lead to injury. The safest approach is to ask a trainer to create a personalized program for you. You can specify the areas you want to work on, and the trainer will show you what to do and the proper tech-nique for doing it. This way, you will know that your training program is appropriate for your physical condition.

It is also a good idea to change the program every four to six weeks in order to maxi mize your results. Bear in mind that after a few weeks you will be fit-ter and your body will be used to exercising, so you will need to change up your program if you want to continue to im-prove. That said, it is not necessary to change everything. You can keep some exercises and sim-ply increase their inten-sity, such as by changing the tread- mill up to the next speed or by using hea vier weights. A qual-ified trainer will be able to guide you in choosing a program that will get you closer to your health and fit ness goals.How can I stay moti-vated?

To stay motivated in exercising, it is import-ant to choose a workout program that you like

and to not go overboard. When people start train-ing, they tend to want to do too much too soon, and the activity that is supposed to be enjoy-able quickly becomes a chore.

Another way to stay motivated is to work out with music. Studies have shown that listening to music distracts athletes from their perception of effort. When you create a playlist, think of your routine. Include songs

that will motivate you to push harder when it is time to increase your level of activity and songs that will relax you when it is time to start cooling down. Your workout will be over be-fore you know it.

Train with an enthusi-astic friend. It will help you stay accountable and stick to your goals. Another person that helps with accountabil-ity is a personal trainer. A trainer can show you

the most effective ways to meet your fitness ob-jectives. Best of all, he or she can work with you to develop a routine that makes sense for your circumstances and that is fun to do. Last but not least, vary your work-outs and keep track of your progress.

Put all the odds on your side in order to stay mo-tivated, and your exer-cise routine will quickly become a part of your lifestyle

What foods should I eat before a workout?

Foods with a high fat or fibre content should always be avoided before a workout, as they are difficult to digest and might lead to gastroin testinal discomfort. Simple sugars (glucose, mannose, fructose, etc.) should also be avoided. They provide lots of en-ergy but only for a very short period of time, causing blood sugar lev-els to fluctuate. This can result in sudden drops in energy. Proteins, while essential, should be con sumed in moderation.

It’s not a good idea to exercise immedi ately after a complete meal; ideally, you should eat at least three hours before working out. If that isn’t possible, increase your

carbohydrate intake and reduce your intake of protein and fat the closer you are to your workout. Carbohydrates (pasta, rice, bread, gra nola bars, couscous, fruit, vegetables, etc.) will provide your mus-cles with the energy they need. Be sure to stay hydrated as well. Ask the staff at our gym for more tips.Should I drink during a workout even if I’m not thirsty?

Replacing all the flu-ids lost during exercise is essential because they transport the nu-trients that allow your muscles to work effi-ciently. Consequently, you should always drink plenty of liquids before, during and after your workout, even if you don’t feel thirsty. In fact, thirst is a sign that you are already dehydrated.

Obviously, you can’t drink just anything. It is especially important to avoid sugary fruit cock-tails, as they remain in the stomach for a long time. And caffeine (cof-fee, soft drinks, ener-gy drinks) is a definite no-no when training because it accelerates dehydration and can cause shaking or stom-ach ache. Water, 100-per cent fruit juices and sports drinks are your best options.

Lastly, take note that drinking plain water is enough for a training session lasting less than an hour. However, sports drinks are an excellent choice when exercis-ing for more than an hour or when it is hot and humid. This type of drink has carbohydrates, which provide energy to your muscles. Ask the staff at your gym for more tips.

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Frugal ways to celebrate Valentine’s DayA day set aside to shower a loved one

with gifts and touching words of affec-tion, Valentine’s Day brightens the often gloomy month of February. Established centuries ago with origins shrouded in mystery, Valentine’s Day has evolved into one of the most popular — and expen-sive — days of the year. Many couples celebrate Valentine’s Day with cards, gifts and nights out on the town, and such cel-ebrations can stretch budgets.

Coming on the heels of post-holiday bills, Valentine’s Day can feel like a costly prospect. Yet, even those on a budget can enjoy a special day to remember without breaking the bank. The following are sev-eral frugal ways to enjoy Valentine’s Day.

• Create your own greeting card. It can be challenging to fi nd cards that offer just the right sentiments. Sometimes cards seem distant, too risqué or overly sen-timental. Instead, create your own card. Find a decorative blank card or make one from card stock. Search through your digital photos and print one of the two of you together. Glue on a paper heart bor-der, and then jot down some affectionate sentiments.

• Cleverly wrap favorite chocolate. Chocolate is synonymous with Valentine’s Day, and it’s easy to spend a lot on gour-met chocolates without even knowing if your valentine will like what’s inside the box. Stick to what you know he or she likes, even if it’s a simple chocolate

bar from a convenience store. Buy a few and then wrap them in a fancy box with ribbon.

• Go out for a small bite to eat. If you’re concerned about the cost of an expensive dinner out or anticipate being restricted to a certain menu, plan to dine at home. You can opt to go out for cocktails prior or head to a café for dessert and cappuccino afterward. This way you’ll still get the experience of going out without being forced to overspend.

• Purchase a rosebush. Bouquets of roses are traditional gifts for Valentine’s Day. However, thanks to the increased de-mand, the cost of roses tends to increase as Valentine’s Day draws nearer. If you want to save money but still give roses, buy a plant that blooms each year. Buy a rosebush and plan to put it in the garden come spring when all danger of frost is gone.

• Turn older jewelry new again. Diamonds and other jewelry can be cost-ly. If a new piece simply isn’t in the budget, consider repurposing an older piece of jewelry that isn’t worn as often. It’s amazing what a new setting on a ring can look like or how stones on a seldom-used necklace can be turned into fashionable stud earrings. If you have a good amount of mismatched gold jewel-ery lying around, you may be able to sell it or have it melted down and turned into a beautiful new creation.

Family Day is for building communitiesFamily Day is a semi-of-

fi cial event that is cele-brated in different prov-inces on different dates, but there is one thing that links them all: a shared desire to celebrate family life and the way it makes our communities vibrant.

You know the expres-sion “The family that plays together stays to-gether”? When you gather together your own family, and add your enthusiasm and creativity to those of other families, what you get is a vibrant and cohe-sive neighbourhood.

Arrange a neighbour-

hood garbage cleanup. On Family Day, or at any time of year, set a meeting time and invite participants to bring garbage bags, gloves and some good humour. Everybody chooses a sec-tor and sweeps through it, picking up trash. If ev-erybody brings a picnic, you can all have lunch together when the roving cleanup is fi nished.

Volunteer. Talk to your kids about their talents and skills and interests. See if there’s a way they can share them with their community as volun-teers, perhaps as junior

coaches or at the food bank once a month. Don’t forget that your volun-teerism is the best way to role model it for your kids.

Be helpful with those around you, especially if they’re elderly or vulner-able. On Family Day, why not invite a lonely neigh-bour over for dinner, or offer to tidy up their yard as a family.

No matter how you choose to celebrate fami-ly life this year, if you do it along with others, it will only make your commu-nity stronger.

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We have a denture solution that would anchor to implants.

IMPLANT DENTURESIMPLANT DENTURESCall for your

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5021 - 50 Street Stettler, ABemail: [email protected] Smile is our Reward

Turn off the television.

Turn ontheirminds.

In school or at home, the newspaper is a textbook for life. Encourage your children to make reading the newspaper a part of their everyday routine for lifelong learning.

Celebrate Newspaper in Education Week by donating your newspaper subscription or sponsoring a classroom subscription today! Call 403-742-2395


Arts & Crafts Shows ..................50Class Registrations....................51Coming Events ..........................52Lost ............................................54Found ........................................56Companions ..............................58Personals...................................60Bingos........................................64Fitness & Sports ........................66Happy Ads .................................70

What’s Happening#50 - # 70

ComingEvents 52

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• Ponoka News• Stettler Independent• Bashaw Star• Castor Advance• Weekender• Lacombe Express• Pipestone Flyer

Starting at 25 words for $53.55

Call toll free 1-877-223-3311

or Local 403-309-3300

The Linda Society Annual Meeting

Sunday, Jan. 31, 2016 2 PM at the Linda Hall.

Personals 60IS someone’s drinking causing you problems? AL-ANON 403-346-0320

Employment#700 - #920

Caregivers/Aides................710Clerical ..............................720Computer Personnel ..........730Dental ................................740Estheticians........................750Hair Stylists ........................760 Janitorial ............................770Legal ..................................780Medical ..............................790Oilfield ................................800Professionals......................810Restaurant/Hotel ................820Sales & Distributors ..........830Teachers/Tutors..................840Trades ................................850Truckers/Drivers ................860Business Opportunities......870Miscellaneous ....................880Volunteers Wanted ............890Positions Wanted ..............895Employment Training ........900Career Planning ................920

Misc.Help 880

Caregivers/Aides 710CAREGIVER required for

elderly couple in rural central AB location.

Assistance with daily living, housekeeping, meal

preparation and exercise to regain strength required, exp. with elderly an asset. Optional accommodation

available at no charge on a live-in basis. This is NOT

a condition of employment. 40-44 hours per week.

Minimum wage. Apple to [email protected].

LOOKING for caregiver for our autistic son, 30-40 hrs. per wk., hrs. exible.

Son needs structured, education-based, reward

challenging program. Candidate will help teach

hygiene, help intigrate into social settings, such as go-

ing to McDonalds and swimming. Salary to be

discussed based on edu-cation and experience with special needs (not neces-

sary). Ref’s req’d. Call 403-742-8749

Buy & Sell#1500 - #1990

Aircraft ..............................1510Antiques & Art ..................1520Auctions ............................1530Bicycles ............................1540Building Supplies ..............1550Business Machines ..........1560Cameras & Accessories ..1570Children’s Items ................1580Clothing ............................1590Computers ........................1600Concert & Event Tickets ..1610Equipment - Misc. ............1620Equipment - Heavy ..........1630Tools ................................1640Farmers’ Market &Food Basket......................1650Firewood ..........................1660Lumber ............................1670Garden Supplies ..............1680Lawn Tractors ..................1690Health, Dietary, Beauty ....1700Household Appliances......1710Household Furnishings ....1720TV’s, Stereos, VCR’s ........1730Hot Tubs & Accessories ..1740Jewellery ..........................1750Kid’s Deals........................1755Misc. For Sale ..................1760Musical Instruments..........1770Music Lessons..................1780Piano & Organs ................1790Office Supplies ................1800Pets & Supplies ................1810Pet Services ....................1820Cats ..................................1830Dogs ................................1840Sports Cards ....................1850Sporting Goods ................1860Collectors’ Items ..............1870Swap, Barter & Trade ......1880Travel Packages ..............1900Wedding Supplies ............1910Recycled Products............1920Wanted to Buy ..................1930Items to Give Away ..........1940

Auctions 1530BIG STRAPPER

AUCTIONS at The Moose Hall,

2 miles south of Ponoka on Hwy. 2A.

Resuming weekly sales Wed.’s @ 6 pm.

Antique sale 1st. Sun. of Month

Feb. 7, @ 1 pm.

TO BOOK YOUR SALE CALL 403-782-5693 or

403-304-4791 Check website for full listingswww.bigstrapperauctions.net

ESTATE & COLLECTIBLE AUCTION

Sunday Jan. 24- 10 a.m.Bowden Lions Hall-

Bowden ABCollectibles, Furniture, Hand & power tools,

Check web for full listing & pictures

Pilgrim Auction Service403-556-5531

www.pilgrimauction.com

WantedTo Buy 1930CASH paid for older dirt bikes, mini bikes, enduro’s, quads and trikes up to 500cc. Running or not and in any condition. Please call 780-246-1299.

Agricultural#2000 - #2290

Farm Equipment ..............2010Haying Equipment ............2020Tractors ............................2030Combines & Headers ......2040Fertilizer Equipment..........2050Misc. Farm Machinery ......2060Equipment Wanted ..........2070Farm Custom Work ..........2080Farm Auctions ..................2090Livestock ..........................2100Livestock - Exotic..............2110Sheep ..............................2120Poultry ..............................2130Horses ..............................2140Horse Boarding ................2150Riding Supplies ................2160Horse/Stock Trailers ........2170Pasture Wanted ................2180Grain, Feed, Hay ..............2190Seed Grain ......................2200Seeding & Tillage ............2210

Livestock 2100 BRED heifers, Blacks & Sim X, calving Mar. 20;

403-843-6463

For Rent#3000 - #3200

Acreages/Farms ..............3010Houses/Duplexes ............3020Condos/Townhouses........3030Manufactured Homes ......3040Four Plexes/Six Plexes ....3050Suites ..............................3060Cottages/Seasonal ..........3070Roommates Wanted ........3080Rooms for Rent................3090Motels/Hotels ..................3100Offices ..............................3110Stores/Commercial ..........3120Industrial ..........................3130Warehouse Space............3140Garage Space..................3150Storage Space ................3160Land ................................3170Pasture ............................3180Mobile Lot ........................3190Misc. for Rent ..................3200

Wanted to Rent#3250 - #3390

Acreages/Farms ..............3255Houses/Duplexes ............3260Suites ..............................3270Rooms..............................3280Manufactured Homes ......3290Housesitting Wanted ........3300Garage Space..................3310Storage Space ................3320Stores/Commercial ..........3330Office Space ....................3340Industrial ..........................3350Warehouse Space............3360Resorts & Cottages..........3370Pasture/Land....................3380Mobile Lot ........................3390

Houses/Duplexes 3020ALIX 850 sq. ft. 3 bdrms,

2 1/2 bath, nished bsmt, 5 appls, close to school and daycare. $900/mo. $900 DD utils. not included,

avail. Feb. 1, 403-348-9304

BEAUTIFUL cottage $700/mo., plus utils., in

Halkirk, AB. on large lot, 2 bdrms, newly reno’d

780-583-2380

SMALL house in Donalda w/private deck, fenced yard, garage, can be 1 or 2 bdrm. $700/mo. + utils, n/s, 403-883-2819

Suites 3060BEST RENTAL VALUE

IN STETTLER1 & 2 Bedroom, furnished

kitchenette suites.All utilities, cable, internet.

Avail. immediatelyKimberly 403-690-5828

Cottage/Seasonal 3070I HAVE ve vacation weeks

for sale at Fairmont Vacation Villas. The dates

range from now until October 2016. At this point, there is great

exibility in which weeks and even check-in times. I am asking $550 obo for each week. This includes transfer and all other fees and provides you with a

luxury villa for $78.57 per night. Call 403-742-3384

(genuinely interested person only please).

Offices 31101000 sq. ft. space for month to month lease $900/mo. 4802-50 ST. Stettler. Avail. immed. 403-690-3400

DOWNTOWN Business Has ROOM TO RENT for professional. Utilities and air

conditioning includedwith rent.

Available immediately For more information

please call, 403-742-2006.

FOR LEASE 1800 sq. ft. of shop and/or of ce space. In new 3 bay shop. Will

nish to suit. Contact Luke 403-350-1353 or James

403-742-7765.

Red Willow Pork Farm LPIs accepting applications for

EXPERIENCED SWINEHERDSPERSONS

Position: Permanent, full time - 42.5 hours per weekWage: $15.05 - $18.00 per hourBenefi ts: WCB, Health, Dental & Retirement

Job Requirements:Language - EnglishEducation - College, CEGEP or other non-universitycertifi cate or diploma from a program of 1 - 2 yearsExperience - Maximum 1 yearArea of specialization - SwinePhysical Capabilities - physically demandingWork location - Rural land location NE 4-40-17-W4 near Stettler, AB - Staff accommodation is availableSpecifi c skills - Provide agricultural livestock services such as artifi cial insemination, disinfecting pens or barns, ensure farm safety & biosecurity procedures are followed, recognize and treat certain livestock health problems, maintain livestock performance recordsEquipment & machinery experience - automated feeding and watering systemsAdditional skills - Perform general farm duties, oper-ate and maintain farm machinery and equipmentAbility to supervise 1-2 people

Apply by email to: [email protected] Willow Pork Farm LP713 - 10 Street, Wainwright, AB, T9W 1P3

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How to stretch family clothing budgetsBecoming a parent is a

life-changing experience unlike any other. As new parents soon fi nd out, chil-dren are expensive, and moms and dads are often eager to fi nd ways to save money without sacrifi cing the quality of care their kids receive.

According to the United States Department of Agriculture, the cost of nurturing a child to age 18, when adjusted for cost of living, has increased by $40,000 since 1960. While the cost of raising a child depends on a wide range of factors, including geog-raphy, being a parent in the 21st century requires a more signifi cant fi nancial commitment than it did in decades past.

Clothing is a consider-able expense for growing families. Children grow out of clothes rather quick-ly, and parents often fi nd themselves on the hunt for new clothing to accom-modate their growing chil-dren. Parents can expect to spend in the range of $1,500 to $2,000 per year on children’s clothing, and a 2010 study from research-ers at North Dakota State University found that the average American house-hold spends about 3.8 per-cent of their income on clothing. Cutting clothing costs can be challenging, but it’s not impossible. The following are a few ways to curb spending.

* Shop end of season. Take advantage of end-of-season clothing close-outs to replenish wardrobes. Think ahead to what sizes children will be wearing next year and purchase accordingly. Some stores offer discounts that can be as high as 80 percent off the original price in an effort to clear out last year’s inventory and make room for new arrivals. Use an empty closet or set up storage containers marked with clothing sizes to keep clothing organized. When the kids grow into a new size, you will already have a closet full of new clothes ready to go.

* Consider consignment stores. Shopping at con-signment and thrift stores can be a great way to sup-plement a child’s ward-robe without breaking the bank. Consignment shops and donation centers often have extensive in-ventories, and many items found in such stores are in excellent condition. It’s not uncommon to fi nd popular brand name merchandise and some designer or cou-ture fi nds at consignment

shops. When shopping at donation stores, shoppers are not only fi nding afford-able clothing, but also are helping to give back to the community through their purchases.

* Organize a clothing swap. Organizing a cloth-ing swap can be a great

way to save money and make friends by getting to know other parents. Chances are there are many other parents look-ing for ways to cut expens-es. Children who grow out of clothing can pass down these items to other peo-ple. A clothing exchange

is a way to socialize, recy-cle and save money in the process.

* Sign up for custom-er loyalty programs. In a typical loyalty program, a stores offers discounts to loyal customers. These discounts may include percentages off of every-

day purchases or special “private” sale days that ar-en’t available to the gen-eral public. Shoppers also can speak to store employ-ees to fi nd out when re-tailers traditionally mark down clothing or offer specialized promotions. Establishing a good rap-

port with store employees can be a great way to learn about upcoming sales be-fore your fellow custom-ers.

Clothing expenses for children continue to rise. But cost-conscious parents can corral their clothing expenses in various ways.

A d v a n c eCastor A d v a n c e

Regiona

lRegiona

lRegiona

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4810 – 50 St.,P.O. Box 310,

Stettler, AB T0C 2L0

Kami RitzSales RepresentativeSales Representative

403-742-2395 (Phone)403-742-8050 (Fax)

[email protected]

Reach your clients where they live work and farmReach your clients where they live work and farmPublished in the Published in the &

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Protect your vehicle from snow, ice and damage from the cold

Winter can be an unfor-giving season. Freezing temperatures coupled with snow and ice can take its toll on people who live in climates where cold weather is a fact of winter life.

While winter can test people’s patience, it also

can be harsh on cars and trucks. Understanding what components of a ve-hicle can be compromised by dropping temperatures and snowy roads can help drivers take action to safe-guard their automotive in-vestments.

While the Canadian

Automobile Association notes that winter can wreak havoc on just about every part of a vehicle, there are some parts that seem to bear the brunt of Old Man Winter’s abuse. Properly servicing and car-ing for a car or truck can help.

Drivers should take their vehicles for a tuneup and inspection before wintry weather arrives. A me-chanic will examine the car battery and check an-tifreeze levels and make sure that the thermostat, defroster, brakes, and even wiper blades are working

effectively. Have the tires inspected for adequate tread, which can make navigating roads safer. If the treads are worn, re-place the tires.

In addition to visiting their mechanics, drivers can perform some inspec-tions and fi xes themselves.

• Check that all of the vehicle’s lights are opera-tional so your car can be easily seen during inclem-ent weather. Exchange your existing windshield washer fl uid with one that will not freeze in cold con-ditions. Check the nozzles on the windshield-washer system routinely and clear out any blockages of ice or debris. While address-ing windshield washer fl uid, also replace worn out windshield wiper blades with ones that can with-stand snow and icy weath-er.

• A new coating of wax can serve as a shield against road salt, snow, sleet, and rain. Try a poly-mer wax to protect the paint. Whenever possible, rinse off salt and grime so it does not dry on the car and gradually wear away at the paint. Some driv-ers mistakenly believe that salt stops being a problem

once it dries simply be-cause moisture is the ac-tive ingredient for a corro-sive reaction. But humidity in the air is enough to keep the salt eating away at the car’s paint, and that can contribute to rust. Be sure to rinse off the undercar-riage of the vehicle as well.

• Have your tires’ align-ment checked toward the end of winter or early spring. A season of trav-eling over pothole-ridden roads or hitting curbs bur-ied under snow drifts can affect the alignment. Get everything back on track. Similarly, inspect tires rou-tinely, as weather changes can affect tire pressure and strength.

• Use a soft snow brush or a foam brush to clear snow off of the car. Avoid hard plastic scrapers you might use on your wind-shield, as they can scratch painted surfaces.

• Try to park the vehi-cle in a garage or under a car port, each of which can protect cars and trucks from the often harsh ele-ments of winter.

Vehicles can be affected by the cold weather. Keep them running effi ciently to prevent damage this winter.

THAI CHICKEN WRAP

bacon mac and cheese

steak and mushroom pizza

Available from January 4 – February 7, 2016 or while quantities last at participating Boston Pizza locations. Taxes extra. Boston Pizza is a registered trademark of Boston Pizza Royalties Limited Partnership, used under license. © Boston Pizza International. 2016.

FEATURING SOME DELICIOUS MEALS YOU’LL ONLY FIND ON OUR 10 FOR 10 MENU! ON NOW FOR A LIMITED TIME! DINE-IN ONLY

403-742-33006711 50th Ave, Stettler, AB

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