The French Network comprises three structures-Societe Generale, Credit du Nord with its six regional banks and Boursorama (Online Banking). They have a diversified customer base of more than 10.7 million individuals and more than 500,000 businesses and professionals.

The International Retail Banking commands leading positions in Central and Eastern Europe, the Mediterranean Basin, Sub-Saharan in Africa and the French territories and more recently in Asia, namely China and India. It has 3,817 branches in 37 countries and 41 entities.

The Specialised Financing & Insurance division operates in 46 countries with over 30,000 employees. Europe continues to be its main activity base.

Global Investment Management and Services encompasses:

Asset Management with Amundi, (a partnership with Credit Agricole Asset Management)

Private Banking with Societe Generale Private Banking

TCW Securities Services with Societe Generale Securities Services

Derivatives brokerage with Newedge

Corporate & Investment Banking is present in 33 countries with 12,000 employees offering its clients bespoke financial solutions combining innovation, advice and high execution quality in three areas of expertise: Investment Banking, Financing and Market Activities. The major divisions are Global Markets and Financing & Advisory Services.

Societe Generale has been present in India since 1978 with the establishment of a Representative Office in Delhi. In 1985 following the closure of the Representative Office, Societe Generale opened its first full fledged banking branch in Mumbai and a second branch in Delhi in 1993.

Operating under the license of a Scheduled Commercial Bank in India, Societe Generale provides a wide range of banking facilities and services from Customer Deposits and Plain Vanilla Working Capital Loans, Term Loans; Trade Finance and Corporate FX to more sophisticated Investment Banking products like Structured Finance, Derivatives etc.

Other services like Correspondent Banking, Offshore Energy Hedging and Commodity Derivatives are made available to Indian banks and clients.

Societe Generale refers to the most recent version of the AFEP-MEDEF Corporate Governance Code for listed companies (April 2010).

The bank’s long term rating stands at Aa2 at Moody’s, A+ at Fitch and A+ at Standard & Poors.

commercial BankingTrade Finance & Correspondent Banking

Corporate & Investment Banking

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Tenors – five days to five years

Bank  GuaranteesAsset Based Finance

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Bond & Govt. Securities Trading

Our Treasury Products revolve around

Plain Vanilla FX Forwards, Swaps, Currency etc Structured Derivatives & Money Market Products FX & Interest Rate Solutions Money Market Operations Bond & Govt. Securities Trading

Société Générale S.A. (SocGen) is a French multinational banking and financial

services company headquartered in Paris. The company is a universal bank split into three main

divisions, Retail Banking and Specialized Financial Services (particularly in France and Eastern

Europe), Corporate and Investment Banking (Derivatives, Structured Finance and Euro Capital

Markets) and Global Investment Management and Services.

Based on 2012 data Société Générale is France's third largest bank by total assets[2] and the no. 8

bank in Europe.[3] Société Générale has been ranked as one of the world's most admired

companies to work in.[4]

Société Générale is one of the oldest banks in France. Founded in 1864 

In finance, a swap is a derivative in which two counterparties exchange cash flows of one

party's financial instrument for those of the other party's financial instrument. The benefits in

question depend on the type of financial instruments involved. For example, in the case of a swap

involving twobonds, the benefits in question can be the periodic interest (coupon) payments

associated with such bonds. Specifically, two counterparties agree to exchange one stream

of cash flows against another stream. These streams are called the legs of the swap. The swap

agreement defines the dates when the cash flows are to be paid and the way they are accrued and

calculated.[1] Usually at the time when the contract is initiated, at least one of these series of cash

flows is determined by an uncertain variable such as a floating interest rate, foreign exchange rate,

equity price, or commodity price.[1]

The cash flows are calculated over a notional principal amount. Contrary to a future, a forward or

an option, the notional amount is usually not exchanged between counterparties. Consequently,

swaps can be in cash or collateral.

Swaps can be used to hedge certain risks such as interest rate risk, or to speculate on changes in

the expected direction of underlying prices.

Swaps were first introduced to the public in 1981 when IBM and the World Bank entered into a

swap agreement.[2] Today, swaps are among the most heavily traded financial contracts in the

world: the total amount of interest rates and currency swaps outstanding is more thаn $348 trillion

in 2010, according to Bank for International Settlements (B

The most common type of swap is a “plain Vanilla” interest rate swap. It is the exchange of a fixed

rate loan to a floating rate loan. The life of the swap can range from 2 years to over 15 years. The

reason for this exchange is to take benefit from comparative advantage. Some companies may

have comparative advantage in fixed rate markets, while other companies have a comparative

advantage in floating rate markets. When companies want to borrow, they look for cheap

borrowing, i.e. from the market where they have comparative advantage. However, this may lead

to a company borrowing fixed when it wants floating or borrowing floating when it wants fixed. This

is where a swap comes in. A swap has the effect of transforming a fixed rate loan into a floating

rate loan or vice versa. For example, party B makes periodic interest payments to party A based

on a variable interest rate of LIBOR +70 basis points. Party A in return makes periodic interest

payments based on a fixed rate of 8.65%. The payments are calculated over the notional amount.

The first rate is calledvariable because it is reset at the beginning of each interest calculation

period to the then current reference rate, such as LIBOR. In reality, the actual rate received by A

and B is slightly lower due to a bank taking a spread.

Currency swaps[edit] Main article: Currency swap

A currency swap involves exchanging principal and fixed rate interest payments on a loan in one

currency for principal and fixed rate interest payments on an equal loan in another currency. Just

like interest rate swaps, the currency swaps are also motivated by comparative advantage.

Currency swaps entail swapping both principal and interest between the parties, with the

cashflows in one direction being in a different currency than those in the opposite direction. It is

also a very crucial uniform pattern in individuals and customers.

Commodity swaps[edit] Main article: Commodity swap

A commodity swap is an agreement whereby a floating (or market or spot) price is exchanged for a

fixed price over a specified period. The vast majority of commodity swaps involve crude oil.

Credit default swaps[edit] Main article: Credit default swap

A credit default swap (CDS) is a contract in which the buyer of the CDS makes a series of

payments to the seller and, in exchange, receives a payoff if an instrument, typically abond or loan,

goes into default (fails to pay). Less commonly, the credit event that triggers the payoff can be a

company undergoing restructuring, bankruptcy or even just having its credit rating downgraded.

CDS contracts have been compared with insurance, because the buyer pays a premium and, in

return, receives a sum of money if one of the events specified in the contract occur. Unlike an

actual insurance contract the buyer is allowed to profit from the contract and may also cover an

asset to which the buyer has no direct exposure.